Article Per Year (5 Year)
p-Index From 2020 - 2025
2.036
P-Index
This Author published in this journals
All Journal Jurnal Ekonomi & Keuangan Islam JPP IPTEK (Jurnal Pengabdian dan Penerapan IPTEK) EQIEN - JURNAL EKONOMI DAN BISNIS Telaah Bisnis Journal Of Human And Education (JAHE) Proceeding Applied Business and Engineering Conference Proceeding International Applied Business and Engineering Conference Review of Islamic Social Finance and Entrepreneurship JURNAL PENGABDIAN PEMBANGUNAN PERTANIAN DAN LINGKUNGAN (JP3L)
Mega Dwi Septivani
Politeknik Negeri Padang
Religion Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Mathematics Mechanical Engineering Physics Social Sciences Transportation Other

Published : 12 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 12 Documents
Search

 1   2 
Solutions to money laundering prevention through Regulatory Technology (RegTech): Evidence from Islamic and conventional banks Alivia Meyrizka Utami; Mega Dwi Septivani
Jurnal Ekonomi & Keuangan Islam Volume 8 No. 1, January 2022
Publisher : Faculty of Economics, Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/jeki.vol8.iss1.art2

Abstract

Purpose – This study aims to examine the effect of the relationship between RegTech and Money Laundering Prevention (MLP). This study also examines the differences between RegTech in Islamic and conventional banks.Methodology – The current study used explanatory research to test hypotheses using primary data obtained through a survey with a questionnaire conducted online with 100 respondents from bank employees, both conventional and Islamic in Indonesia. In addition, an independent t-test was used.Findings – The results reveal that Transaction Monitoring (TM) and Cost and Time (CT) significantly affect MLP, while electronic Know Your Customer (eKYC) does not affect MLP. The comparative test of the differences in RegTech in Islamic and conventional banks confirm differences in transaction monitoring and cost efficiency between Islamic and conventional banks. At the same time, there is no difference in eKYC between Islamic and conventional banks.Originality – Research related to RegTech in Islamic and conventional banks' money laundering prevention efforts is still very limited in Indonesia. This study will contribute to the existing literature on Islamic finance and the development of financial technology in Indonesia.
Regulatory Technology (RegTech): The Solution to Prevent Money Laundering in Indonesia Alivia Meyrizka Utami; Mega Dwi Septivani
Telaah Bisnis Vol 23, No 1 (2022): July 2022
Publisher : Sekolah Tinggi Ilmu Manajemen YKPN Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35917/tb.v23i1.288

Abstract

Since the 2008 financial crisis, the complexity of regulations and the use of technology and innovation in the financial sector have increased. This makes banks as financial institutions starting to adapt to financial technology very vulnerable to technological risks, one of which is money laundering. Regulatory Technology (RegTech) is a technology trend to assist bank management in supporting regulatory compliance efforts and offering money laundering prevention solutions. Based on this, this study aims to examine the relationship of RegTech, which is represented by three independent variables: Electronic Know Your Customer (e-KYC), Transaction Monitoring, and Time and Cost Efficiency, on Money Laundering Prevention. This study shows that transaction monitoring, as well as cost and time efficiency, have a significant effect on money laundering prevention. In contrast, e-KYC does not affect money laundering prevention. This research is intended to provide valuable insights to Financial Institutions to increase awareness of the importance of adopting new technologies and maintaining good relations with regulators to prevent money laundering in Indonesia.
Purity of Islamic Bank: Literature Review Maya Permata Sari; Mega Dwi Septivani; Rifdatul Husna
International ABEC Vol. 2 (2022): Proceeding International Applied Business and Engineering Conference 2022
Publisher : International ABEC

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (475.448 KB)

Abstract

Islamic banking is one of the fastest-growing industries in the world today. The purpose of this research is to find out the implementation of syariah law in Islamic banking based on previous research. Syariah law is the policy that Islamic banks must follow in their operation and value. It can be an alternative for Muslim population to avoid riba or usury in their financial activity. Many scholars have been finding that Islamic banking is not pure using syariah law. They just clone the products, systems, and even working culture from conventional banks. Our literature review found that most Islamic banking is still trapped in the wrong environment and their human resource did not get adequate knowledge about syariah.
Tourism Hospitality in Mandeh Tourism Development in Pesisir Selatan Regency, WestSumatra Rifdatul Husna; Maya Permata Sari; Mega Dwi Septivani
International ABEC Vol. 2 (2022): Proceeding International Applied Business and Engineering Conference 2022
Publisher : International ABEC

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (712.948 KB)

Abstract

This study aims to analyze tourism services in developing Mandeh Tourism in Pesisir Selatan Regency, West Sumatra Province. Data were collected from 5 interviewed data sources and 93 respondents using a questionnaire. The research method uses qualitative methods as the main method and is supported by quantitative data. Based on this research, an analysis of tourism services in developing tourism is seen from the elements of Hospitality: Community hospitality, communication style, community culture, and events formedby Disparbud. By doing a SWOT analysis to find out what has the potential for tourism services in developing Mandeh Tourism objects in Pesisir Selatan Regency.
Personality traits: Support for survive in pandemic Covid-19 for SMEs Mega Dwi Septivani; Alivia Meyrizka Utami
Review of Islamic Social Finance and Entrepreneurship Volume 1 Issue 1, 2022
Publisher : Center for Islamic Economics and Development Studies [P3EI]

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/RISFE.vol1.iss1.art1

Abstract

Purpose – Small and Medium Enterprises (SMEs) play an important role in the Indonesian economy. However, the Covid-19 pandemic has hampered the economic sector, companies must be able to create the best market opportunities one way through which entrepreneurial personality traits and skills can influence the market and entrepreneurial orientation. Therefore, it is important to know the important role of the personality and skills of SME owners in responding to this situation. Based on this, this study aims to examine the relationship between personality traits, entrepreneurial orientation, market orientation and performance.Methodology – This study uses a survey with a structured questionnaire with a total of 103 SMEs owners in Indonesia.Findings – This study shows that the ability to negotiation skill and risk taking has a significant effect on both entrepreneurial orientation and market orientation, but optimism and locus of control have no effect on market orientation and orientation.Implications – This study promises to examine how the positive role of personality traits here can help managers view any crisis in a new perspective. As for the managerial implications a manager can use the influence of their personality to inspire and mobilize their team to work effectively to achieve common goals.Originality – This research is to provide a useful view for SMEs owners, it is important to be entrepreneurship and market oriented in order to improve SMEs performance and increase awareness of the importance and adopting new technology as an effort to deal with the Covid-19 and anticipate the economy in the future.
Pelatihan Dan Pendampingan Pengelola Coffee Shop Membangun Interaksi Dengan Konsumen Melalui Media Sosial Afifah Afifah; Willson Gustiawan; Maya Permata Sari; Mega Dwi Septivani
Journal Of Human And Education (JAHE) Vol. 3 No. 4 (2023): Journal Of Human And Education (JAHE)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jh.v3i4.533

Abstract

Usaha coffee shop adalah salah satu usaha berskala mikro dan kecil yang tumbuh dan berkembang diberbagai kota di Indonesia termasuk Kota Padang. Dalam menjalankan usahanya, media digital menjadi salah satu saluran untuk berpromosi dan menjual produk. Media digital yang umumnya digunakan adalah media social, hal ini disebabkan media social umum dimiliki oleh anak muda sebagai target market coffee shop. Dalam penggunaan media social masih ditemukan ketidakmaksimalan penggunaan diantaranya: keberlanjutan mengirim konten, lama dalam merespon follower, konten tidak menarik. Untuk memaksimalkan penggunaan media social tersebut maka diberikan pelatihan dan pendampingan pada pengusaha/pengelola coffee shop. Materi pelatihan yang diberikan dimulai dari pemahaman bahwa perilaku konsumen di era marketing 5.0 berubah, pentingnya digitalisasi dalam usaha menjawab perubahan perilaku konsumen tersebut dan bagaimana membangun keterikatan dengan konsumen melalui media social. Pada kegiatan pendampingan dilakukan dampingan dalam membuat konten dan keberlanjutan menggunakan media social sebagai alat pemasaran.
The Role of Digital Banking in Leading Sustainable Economic Development Alivia Meyrizka Utami; Mega Dwi Septivani
Telaah Bisnis Vol 24, No 2 (2023): December 2023
Publisher : Sekolah Tinggi Ilmu Manajemen YKPN Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35917/tb.v24i2.457

Abstract

This research examines the influence of Digital Banking on risk-taking and sustainability reporting in banks registered in Indonesia by analyzing panel data from 55 banks in Indonesia for the 2018-2021 period, thus collecting 220 observations. The research results show that Digital Banking is proven to reduce risk-taking and improve the quality of sustainability reporting of banks in Indonesia. Future research is expected to use data over a longer period and requires confirmation from independent parties who have expertise in this field so that they can combine quantitative and qualitative approaches so that the quality of the research is better. This research provides something new in examining the role of Digital Banking in making bank decisions as represented by risk and sustainability reporting.
Implementasi Inovasi Teknologi Pemeliharaan Dan Pemasaran Untuk Peningkatan Nilai Tambah Hasil Perikanan Air Tawar Pada Kelompok Budidaya Ikan Air Tawar Sukses Mulia Firdaus, Firdaus; Septivani, Mega Dwi; Herda , Deri Latika; Rusfandi, Rusfandi; Ferdiansyah, Ferdiansyah; Ananda , Risa Dwi; Ridho, Sahid
JURNAL PENGABDIAN PEMBANGUNAN PERTANIAN DAN LINGKUNGAN (JP3L) Vol 2 No 1 (2024): JURNAL PENGABDIAN PEMBANGUNAN PERTANIAN DAN LINGKUNGAN (JP3L): Volume 2 Nomor 1,
Publisher : LEMBAGA KAJIAN PEMBANGUNAN PERTANIAN DAN LINGKUNGAN (LKPPL)

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Budidaya air tawar adalah kegiatan untuk meningkatkan produktivitas perairan khususnya ikan air tawar. Ikan nila merupakan jenis ikan air tawar yang umumnya dibudidayakan, khususnya oleh kelompok budidaya ikan tawar sukses mulia. Kelompok budidaya ikan air tawar sukses mulia merupakan pembudidaya ikan nila yang berlokasi di Kelurahan Koto Luar, Kecamatan Pauh, Kota Padang, Provinsi Sumatera Barat. Permasalahan yang ditemukan pada kelompok budidaya sukses mulia ini terdiri dari permasalahan sistem pemeliharaan yakni belum efisiennya secara tenaga kerja, kebutuhan pakan, perkembangan/pertumbuhan ikan dan pada permasalahan pemasaran yang belum efektif dan tidak adanya value added (nilai tambah) pada produk yang dipasarkan. Melalui pelaksanaan pengabdian ini pada sistem pemeliharaan solusi yang dilakukan berupa pembuatan alat pemberi pakan ikan otomatis yang dapat diatur jadwal pemberian dan takaran pakan. Pada permasalahan pemasaran solusi yang dilakukan yaitu pelatihan yang berkaitan dengan pemasaran (digital). Capaian luaran dari pengabdian ini memberikan manfaat meningkatnya efisiensi produktivitas hasil panen dan peningkatan kemampuan pemasaran digital, memperluas jangkauan pasar, meningkatkan daya saing bisnis di tengah tantangan dan peluang pasar yang dinamis.
How human capital may boost competitive advantage in cafés? Findings from Bukittinggi Gustiawan, Willson; Septivani, Mega Dwi; Afifah, Afifah; Sari, Maya Permata
ABEC Indonesia Vol. 12 (2024): 12th Applied Business and Engineering Conference
Publisher : Politeknik Negeri Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study investigated the relationship between Human Capital (HC) and Competitive Advantage (CA) in thecoffee shop industry of Bukittinggi, a prominent tourist destination in West Sumatra. Utilizing a quantitative approach,primary data were collected through structured questionnaires distributed to 55 coffee shop owners. The researchemployed Structural Equation Modeling (SEM) with SmartPLS to analyze the data, aiming to elucidate how investmentsin human capital contributed to achieving competitive advantage in a highly competitive market. The findings indicated asignificant positive relationship between human capital and competitive advantage, highlighting the critical role ofemployee education, skills, and experience in enhancing business performance. Additionally, the study introduced socialcapital as a vital variable linked to networking within the coffee business community, which further supportedcompetitive advantage. The results emphasized the importance of developing human capital strategies for coffee shopowners to thrive in an evolving marketplace. These insights provided practical implications for l ocal entrepreneurs,policymakers, and stakeholders, suggesting that continued investment in human resources could foster business growthand positively impact the tourism sector in Bukittinggi. Ultimately, this research contributed to the broader understandingof human capital's role in driving competitive advantage within small and medium-sized enterprises (SMEs).
The Impact of Online Social Capital in The Context of Social Commerce on Consumer Purchase Intention Septivani, Mega Dwi; Gustiawan, Willson; Wardani, Rahmi
ABEC Indonesia Vol. 12 (2024): 12th Applied Business and Engineering Conference
Publisher : Politeknik Negeri Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to examine the influence of online social capital on consumer purchasing interest in thecontext of social commerce. The urgency of this study lies in the increasing number of active users on social media everyyear, making this social commerce trend increasingly growing, because more and more business actors are offering theirproducts and services through social media. This study employs a quantitative approach, focusing on primary data from asurvey of Padang State Polytechnic students as the population. The data is processed using the Structural Equation Model(SEM) to test the hypothesis with the SmartPLS 4.0 program. The results of the study indicate that online social capitalhas a positive effect on consumer purchasing interest. Through these findings, it is hoped that it will contribute tobusiness actors who have used social commerce in their marketing strategies, so that they can take the right policiesthrough the online social capital they have from the experience gained from consumers, and it is recommended forbusiness actors who have not used social commerce to be able to use it along with the massive use of social media today.
Co-Authors Afifah, Afifah Alivia Meyrizka Utami Alivia Meyrizka Utami Alivia Meyrizka Utami Ananda , Risa Dwi Deri Latika Herda Ferdiansyah Ferdiansyah Firdaus Firdaus Herda, Deri Latika Husna, Rifdatul Maya Permata Sari Maya Permata Sari Muhammad Afif Rachmi, Feny Melia Rusfandi Rusfandi Sahid Ridho Sari, Maya Permata Sembiring, Rinawati Wardani, Rahmi Willson Gustiawan