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All Journal El-Qish: Journal of Islamic Economics Maeswara: Jurnal Riset Ilmu Manajemen dan Kewirausahaan Jurnal Nuansa: Publikasi Ilmu Manajemen dan Ekonomi Syariah Jurnal Media Akademik (JMA) Moneter : Jurnal Ekonomi dan Keuangan Santri : Jurnal Ekonomi dan Keuangan Islam Jurnal Bisnis, Ekonomi Syariah dan Pajak Manivest: Jurnal Manajemen, Ekonomi, Kewirausahaan, Dan Investasi
Rasidah Novita Sari
Unknown Affiliation
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Peran Bank Syariah Dalam Kebijakan Moneter untuk Stabilitas Ekonomi di Indonesia Fitri Rohimah; Nurul Farhah; Arini Jannati; Rasidah Novita Sari
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 4 (2024): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i4.1435

Abstract

This article analyzes the role of Islamic banks in supporting monetary policy in Indonesia and its impact on national economic stability. Using library research methods, this research examines relevant literature regarding the development of the sharia banking sector and sharia-based monetary instruments. The research results show that Islamic banks make a significant contribution to stabilizing inflation, increasing financial access, and managing liquidity through instruments such as the Bank Indonesia Sharia Certificate (SBIS) and the sharia interbank money market. In addition, Islamic banks play a role in providing financing for micro, small and medium enterprises (MSMEs), which is important for inclusive economic growth. Nevertheless, challenges such as low sharia financial literacy and limited policy instruments need to be overcome to maximize the contribution of sharia banks to monetary policy. This research is expected to provide in-depth insight into the potential and challenges faced by Islamic banks in supporting the stability of the Indonesian economy.
Dampak Inflasi terhadap Kesenjangan Pendapatan dan Daya Beli Masyarakat di Indonesia Anggita Mujayanah; Desty Anggraini; Pinkan Dwi Ananda; Rasidah Novita Sari
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 4 (2024): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i4.1444

Abstract

Inflation has an impact on income inequality and purchasing power in Indonesia. In recent years, Indonesians have increasingly felt significant economic pressure due to the continuous increase in the prices of goods and services. This research aims to explore the underlying causes of inflation, control efforts, and its impact on people's purchasing power to comprehensively understand Indonesia's inflation dynamics. The method used in this research is a library research approach. Inflation not only affects the value of the currency, but also changes people's spending patterns and purchasing priorities. To overcome this problem, the government implements policies that support the improvement of people's purchasing power and income distribution. This research provides important insights into the interaction between inflation and people's economic conditions, as well as steps that can be taken to create a more stable economic environment.
Peran Sukuk dalam Stabilitas Moneter di Indonesia Abdul Aziz Mizanul Amal; Abdurrahman Faiz; Muhammad Adi Bintara; Rasidah Novita Sari
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 4 (2024): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i4.1447

Abstract

Sukuk as an Islamic financial instrument plays a strategic role in supporting monetary stability in Indonesia. This study explores the relationship between sukuk and monetary policy variables, such as inflation, exchange rate, and economic growth. Sukuk has proven to be a stable instrument that supports sustainable development by mitigating external debt risks. Through the analysis of the monetary policy transmission mechanism, this study identifies the role of sukuk in asset price and exchange rate channels. The results show that sukuk has a positive impact on monetary stability and long-term economic growth.
Efektivitas Kebijakan Moneter Bank Indonesia dalam Meningkatkan Akses Layanan Perbankan Syariah Eneng Siti Sutihat; Hasan Bulqiah; Rasidah Novita Sari
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah Vol. 2 No. 4 (2024): Desember : Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nuansa.v2i4.1463

Abstract

Sharia-based monetary policy instruments, such as the Bank Indonesia Sharia Certificate (SBIS) and the Sharia Interbank Money Market (PUAS), contribute significantly to liquidity stability and expand access to sharia banking services. Even though the sharia banking sector continues to grow, the market share of the national banking industry is still relatively small due to low financial literacy, limited infrastructure and global economic challenges. This research highlights the importance of strengthening sharia financial literacy, developing digital infrastructure, as well as collaboration between the government, private sector and Bank Indonesia to overcome these obstacles. Strategic recommendations are provided to increase sharia-based financial inclusion which is expected to become a model for countries where the majority of the population is Muslim.
Pengaruh Mental Health dan Work Life Balance terhadap Turnover Intention Karyawan Gen Z di Kota Medan Rasidah Novita Sari; Nabila Khonsaa Adefia; Siti Musfiroh; Fany Cahyaningsi
Maeswara : Jurnal Riset Ilmu Manajemen dan Kewirausahaan Vol. 3 No. 4 (2025): AGUSTUS : Maeswara : Jurnal Riset Ilmu Manajemen dan Kewirausahaan
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/maeswara.v3i4.2036

Abstract

This paper examines the influence of financial education on personal financial management practices of Generation Z. A quantitative method with a survey approach was used, involving 30 Generation Z respondents (aged 17-25 years) through questionnaires and simple linear regression analysis. The results of the study indicate a significant influence of financial education on wise financial management practices. Generation Z with adequate financial education tends to be more able to budget, save, invest, and avoid impulsive debt. Conversely, the lack of financial education makes them vulnerable to unwise financial decisions. This paper highlights the importance of integrating financial education into the curriculum and self-development programs to improve literacy and healthy financial practices among Generation Z. This study also discusses the challenges faced by Generation Z in managing finances in the digital era, such as a consumptive lifestyle influenced by social media and e-commerce.
Understanding the E-Shopping Shift: Islamic Consumer Ethics and the Transition from Conventional to Online Shopping Faisal Amri; Rasidah Novita Sari
El-Qish: Journal of Islamic Economics Vol. 5 No. 1 (2025): El-Qish: Journal of Islamic Economics
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/elqish.v5i1.12152.2025

Abstract

Technological advancements and the transition from traditional to online shopping have significantly impacted consumer behavior. The availability of various online marketplace platforms has changed shopping habits, modified purchasing trends, and shaped overall consumption decisions. This study examines the influence of income, Islamic financial literacy, and social media on consumer behavior in Java, Indonesia. This study used quantitative methods. Data were collected through questionnaires from residents of Central Java. The study sample, consisting of 530 respondents, was obtained using simple random sampling. The independent variables included income, Islamic financial literacy, and social media, while the dependent variable was consumer behavior. The data were analyzed using SmartPLS software, which involves a structural model (inner model) and a measurement model (outer model). This study revealed that Islamic financial literacy and social media have a significant impact on consumer behavior, while income showed no significant effect. The coefficient of determination (Adjusted R Square) of 0.702 (70%), indicates that income, Islamic financial literacy, and social media collectively influence 70% of consumer behavior, with the remaining 30% being due to unexplored factors. The transformation of the digital economy has had a multidimensional impact on consumption behavior, from psychological to economic. Therefore, understanding these changes is crucial for academics, business practitioners, and policymakers in designing adaptive strategies for the digital ecosystem.
Peran Teknologi Finansial dalam Meningkatkan Efisiensi Jumlah Uang Beredar di Indonesia Fadhila Meliyanti; Ratu Habibah; Puput Febrianty; Rasidah Novita Sari
Manivest : Jurnal Manajemen, Ekonomi, Kewirausahaan, dan Investasi Vol. 1 No. 2 (2023): Desember, Manivest : Jurnal Manajemen, Ekonomi, Kewirausahaan, dan Investasi
Publisher : Universitas Katolik Widya Karya Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37832/manivest.v1i2.62

Abstract

This research aims to analyze the role of financial technology in increasing the efficiency of the money supply in Indonesian. This research uses a qualitative approach by explaining to readers the role of technology in the amount of money in circulation, and by collecting data, comparisons, and the influence of financial technology in increasing the amount of money in circulation from a global perspective from literature and other sources that support and are related to our research.
Co-Authors Abdul Aziz Mizanul Amal Abdurrahman Faiz Ainun Nufus Aliyah, Siti Anggita Mujayanah Arini Jannati Aufilana Rohmatika Desty Anggraini Elmesie Berlentie Eneng Siti Sutihat Evi Silvia Aulina Fadhila Meliyanti Faisal Amri Fany Cahyaningsi Farid Maulana Fathin Nur Muhammad Firman Hidayatullah Fitri Rohimah Hasan Bulqiah Ismatul Hasanah karim karim Kasem Kasem Lala Puspita Sari Lilis Lilis Lina Maolina Safitri Mas Munfasiroh Maziyah Farhah Muhammad Adi Bintara Muhammad Saddam Al-andalusi Muslihah Muslihah Nabila Khonsaa Adefia Nasywa Nabil Oktaviani Natasya Natasya Novita Rahmasari Nurul Farhah Octaviana Dainy Pinkan Dwi Ananda Puput Febrianty Ratu Eprilla Maharani Ratu Habibah Raudatun Nisa Fitri Rifda Amaliatun Nisa Rifki Mutohari Serliani Lubis Siti Musfiroh Siti Sopia Surya Permana Syahlaa Salsabiil Putri