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The Role of Motivation, Promotion and Religiosity on Customer Decisions to Use Savings with Trust as an Intervening Variable Ratih Pratiwi; Donny Dharmawan; M. Anwar; Elfis Mus Abdul; Loso Judijanto
International Journal of Economics Development Research (IJEDR) Vol. 4 No. 3 (2023): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v5i1.3946

Abstract

Today, competition in banking sectors has been very tight, in order the banks can survive they have to provide excellent services. Besides, they should also pay attention to the promotion activity and religiosity aspect so that they can attract customers. Bank Muamalat is a company engaged in the field of Islamic banking that serves deposits in the form of savings and time deposits and distributes sharia-managed financing located in East Lombok Regency. One of the savings products available at Bank Muamalat KK Mataram-Masbagik is iB Hijrah Plan product. This study aims to analyze and examine the factors influencing the motivation, promotions and religiosity on customer decisions with trust as an intervening variable in Bank Muamalat KK Mataram-Masbagik. The method of research is using the quantitative and regression analysis. The sampling technique used an accidental sampling. The sample used as the research object was customer's registered at Bank Muamalat KK Mataram-Masbagik so that 60 respondents were obtained. The data was analyzed with Partial Least Squares-Structural Equation Modeling (PLS-SEM). Based on the analysis, the research shows that the religiosity has a significant positive effect on customer decisions, while motivation and promotion do not have a significant effect on custome's decisions to use the iB Hijrah Plan at Bank Muamalat KK Mataram-Masbagik. The trust is able to mediate the influence of promotion and religiosity on customer decisions, while the trust is unable to mediate the influence of motivation on customer's decisions to use the iB Hijrah Plan. This study contributes to Bank Muamalat KK Mataram-Masbagik so that it maintains aspects of customer trust. If customer trust in Bank Muamalat KK Mataram-Masbagik continues to increase, then customers will not turn to other sharia banks and will continue to use the services provided.  
Analysis of the Relation Between Learning Environment and Economic Condition on Learning Achievement Imam Hanafi; Donny Dharmawan; Eka Kusumawati; Muhamad Rusadi Letasado; Abdurohim Abdurohim
Edumaspul: Jurnal Pendidikan Vol 7 No 2 (2023): Edumaspul: Jurnal Pendidikan
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33487/edumaspul.v7i2.7255

Abstract

The purpose of this research is to analyze the relationship between learning environment and economic condition on learning achievement. This research uses quantitative methods. Population used in this research are Medan City Private University students. Based on determining the target sample, sample in the research are 50 students from Medan City Private University. Data analysis in this study used a correlation test. The research results show that there is a relationship between learning environment and learning achievement in Medan City Private University students. There is a relationship between economic condition and learning achievement in Medan City Private University students.
Effect of Problem-Based Learning Model on Learning Outcomes in Microeconomic Course Saut Maruli Tua Pandiangan; Josua Alexander Gultom; Dian Ariani; Donny Dharmawan; Ribka Sari Butar-Butar
Edumaspul: Jurnal Pendidikan Vol 7 No 2 (2023): Edumaspul: Jurnal Pendidikan
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33487/edumaspul.v7i2.7283

Abstract

The purpose of this research is to analyze effect of problem-based learning model on learning outcomes in microeconomic course. The approach used in this research is a quantitative approach. Population in this study are students from Medan City Private Universities. Due to the large population, sample is determined randomly, namely 50 respondents. The data analysis technique in this research uses simple linear regression analysis. The research results show that problem-based learning model has a positive and significant effect on learning outcomes in microeconomic course.
Effectiveness of Problem-Based Learning Model on Critical Thinking Ability in Financial Management Course Saut Maruli Tua Pandiangan; Victor Pattiasina; Badriatul Mawadah; Donny Dharmawan; Suratminingsih Suratminingsih
Edumaspul: Jurnal Pendidikan Vol 7 No 2 (2023): Edumaspul: Jurnal Pendidikan
Publisher : Universitas Muhammadiyah Enrekang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33487/edumaspul.v7i2.7284

Abstract

The purpose of this research is to analyze effectiveness of problem-based learning model on critical thinking ability in financial management course. This type of research applies a quantitative approach. Population in the study are students at Medan City Private Universities. Based on needs and cost efficiency, sample in this study is 30 respondents. Hypothesis testing uses partial test. The research results show that application of problem-based learning model is felt to be quite effective in making students more active in participating in learning, thereby fostering students' ability to think critically in financial management courses. Statistically, it shows that problem-based learning model has a significant effect on critical thinking ability in financial management course.
DIGITAL MARKETING STRATEGY ANALYSIS OF PRODUCT PURCHASING DECISIONS AT THE TIKTOK SHOP Tengku Kespandiar; Mokhamad Arwani; Saida Zainurossalamia ZA; Silvia Ekasari; Donny Dharmawan
Journal of Innovation Research and Knowledge Vol. 3 No. 10: Maret 2024
Publisher : Bajang Institute

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Abstract

The aim of this research is to analyze digital marketing strategy analysis of product purchasing decisions at the TikTok Shop. This type of research is survey research. The population in this research are buyers who have a TikTok account and have shopped at the TikTok Shop. Because the population is so large, the sample taken was limited to 50 respondents. Data analysis in research uses simple linear regression using the partial (t) test. The research results show that electronic word of mouth has a positive and significant effect on product purchasing decisions at the TikTok Shop.
EFFECT OF FINANCIAL LITERACY ON HOUSEWIVES' FINANCIAL PLANNING Nurhasanah Nurhasanah; Anggita Permata Yakup; Silvia Ekasari; Donny Dharmawan; Ufi Rumefi
Journal of Innovation Research and Knowledge Vol. 3 No. 10: Maret 2024
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The aim of this research is to analyze effect of financial literacy on housewives' financial planning. This type of research uses descriptive associative research with an ex-post facto approach. The population in this study were housewives in Medan City. Sampling in this study used random sampling. From random sampling, the sample was 50 respondents. Data collection obtained in this research was observation, documentation, and questionnaire. The data analysis tool in this research uses simple linear regression. The research results show that financial literacy is positive and significant in housewives' financial planning.