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All Journal Jurnal Hukum Ekonomi Syariah Jurnal Pendidikan Islam Jurnal Ekonomi dan Bisnis Islam
Aflah, Kuntarno Noor
Sekolah Tinggi Agama Islam Negeri (STAIN) Kudus
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Exploring Educational Dynamics in Conflict-Affected Areas of Southern Thailand: A Qualitative Case Study with an Islamic Education Approach: - Efferi, Adri; Noor Aflah, Kuntarno; Dermawan, Oki; Islahuddin, Islahuddin; Waeno, Mahamadaree
Nazhruna: Jurnal Pendidikan Islam Vol. 8 No. 1 (2025): Transformative Islamic Education in Pesantren and Madrasah
Publisher : Universitas Pesantren Kh abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/nzh.v8i1.23

Abstract

The ongoing conflict between the central Thai government and the predominantly Muslim provinces of Southern Thailand, particularly Yala, Pattani, and Narathiwat, has significantly impacted various sectors, including education. The ethnic and religious divisions inherent in this conflict have posed challenges to implementing educational policies. This study explores how local elite politics influence the integration of Islamic education and the national curriculum in these conflict-prone areas. A qualitative case study approach was employed, utilizing semi-structured interviews, observations, and document analysis to gather data from key stakeholders, including school leaders, policymakers, and educators. The findings reveal that despite efforts to incorporate religious and secular curricula, local educational systems face persistent challenges in maintaining balance amidst the broader socio-political tensions. This study also highlights the role of local elite politics in shaping educational policies, particularly in the context of religious and cultural identity. It underscores the need for more flexible and culturally inclusive educational policies that not only meet national standards but also respect the unique cultural and religious needs of the Muslim community in Southern Thailand. The novelty of this research lies in its focus on the intersection of local politics, education, and conflict in a qualitative context, offering new insights into how education can be leveraged as a tool for peacebuilding and social cohesion in conflict-affected regions.
Determinasi Minat Gen Z Menggunakan QRIS pada Aplikasi BSI Mobile di Kabupaten Kudus Sari, Retno Kusuma; Aflah, Kuntarno Noor
Jurnal Ekonomi dan Bisnis Islam Vol 4, No 1 (2026)
Publisher : Institut Agama Islam Negeri Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/jebisku.v4i1.5706

Abstract

AbstractThe development of digital payment systems has encouraged the adoption of the Quick Response Code Indonesian Standard (QRIS) as a practical and efficient cashless transaction method. Generation Z, as a digitally literate group, has strong potential to adopt this payment system. This study aims to analyze the influence of knowledge, perceived ease of use, perceived usefulness, and trust on Generation Z’s intention to use QRIS through the BSI Mobile application in Kudus Regency. This research employs a quantitative approach using a survey method involving 96 Generation Z respondents who use BSI Mobile. Data were analyzed using multiple linear regression with SPSS version 26. The results show that perceived ease of use and perceived usefulness have a positive and significant effect on the intention to use QRIS, while knowledge and trust do not have a significant effect. Simultaneously, all variables significantly influence the intention to use QRIS with a coefficient of determination of 75.3%. These findings indicate that perceived ease of use and perceived usefulness are the main factors encouraging Generation Z to adopt QRIS as a digital payment method.Keywords: Knowledge; Convenience; Benefits; Trust; Intention to Use; QRIS. AbstrakPerkembangan sistem pembayaran digital mendorong penggunaan Quick Response Code Indonesian Standard (QRIS) sebagai metode transaksi non-tunai yang praktis dan efisien. Generasi Z sebagai kelompok yang akrab dengan teknologi digital memiliki potensi besar dalam mengadopsi sistem pembayaran tersebut. Penelitian ini bertujuan menganalisis pengaruh pengetahuan, kemudahan, manfaat, dan kepercayaan terhadap minat Generasi Z menggunakan QRIS pada aplikasi BSI Mobile di Kabupaten Kudus. Penelitian ini menggunakan pendekatan kuantitatif dengan metode survei terhadap 96 responden Generasi Z pengguna BSI Mobile. Data dianalisis menggunakan regresi linier berganda dengan bantuan SPSS versi 26. Hasil penelitian menunjukkan bahwa kemudahan dan manfaat berpengaruh positif dan signifikan terhadap minat penggunaan QRIS, sedangkan pengetahuan dan kepercayaan tidak berpengaruh signifikan. Secara simultan, seluruh variabel berpengaruh terhadap minat penggunaan QRIS dengan nilai koefisien determinasi sebesar 75,3%. Temuan ini menunjukkan bahwa persepsi kemudahan dan manfaat menjadi faktor utama dalam mendorong minat Generasi Z menggunakan QRIS sebagai metode pembayaran digital.Kata Kunci: Pengetahuan; Kemudahan; Manfaat; Kepercayaan; Minat Menggunakan ; QRIS.
Pengaruh Pengetahuan, Kepercayaan, dan Keuntungan Terhadap Penggunaan Crypto pada Mahasiswa di Kudus Jalil, Abdul; Aflah, Kuntarno Noor
Jurnal Hukum Ekonomi Syariah Vol. 8 No. 1 (2025)
Publisher : Prodi Hukum Ekonomi Syariah Fakultas Agama Islam, Universitas Muhammadiyah Purwokerto

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh pengetahuan, kepercayaan dan keuntungan terhadap keputusan penggunaan crypto pada mahasiswa di Kudus, Jawa Tengah. Berdasarkan permasalahan penelitian yang diajukan bahwa ketiga variable yang dipilih diharapkan dapat menjawab permasalahan yang ada. Penelitian ini dilakukan terhadap 250 mahasiswa di Kudus. Data diolah menggunakan regresi. Hasil penelitian ini menunjukkan bahwa ketiga variable yang diajukan, yaitu pengetahuan, kepercayaan dan keuntungan berpengaruh positif dan signifikan terhadap keputusan penggunaan crypto. Kontribusi yang ingin diberikan dari penelitian ini bahwa mahasiswa dapat mendalami pengetahuan tentang crypto dengan cara mengikuti perkembangannya sehingga terhindar dari kerugian.
Co-Authors Abdul jalil Adri Efferi Islahuddin, Islahuddin Mas'ud, Fuad Oki Dermawan Sari, Retno Kusuma Suharnomo Suharnomo Waeno, Mahamadaree Yuliani, Isna Dewi