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All Journal Assets : Jurnal Ekonomi, Manajemen dan Akuntansi IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Jurnal Ilmiah Ekonomi Global Masa Kini Nusantara Hasana Journal Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA) Jurnal of Applied Business and Banking (JABB) Jurnal Pengabdian Sosial Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Tondoyekti, Kukuh
Universitas Islam Al-Azhar
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Other

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PENGARUH EVALUASI JABATAN TERHADAP PRODUKTIVITAS KINERJA KARYAWAN PADA PERUM BULOG DIVISI REGIONAL NUSA TENGGARA BARAT Risma Risma; Kukuh Tondoyekti
JOURNAL of APPLIED BUSINESS and BANKING (JABB) Vol 1, No 1 (2020): Maret
Publisher : UNIVERSITAS MUHAMMADIYAH MATARAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (317.864 KB) | DOI: 10.31764/jabb.v1i1.2281

Abstract

Penelitian ini bertujuan untuk untuk mengetahui ada atau tidak pengaruh evaluasi kerja karyawan terhadap kinerja karyawan di Perum Bulog Divre Nusa Tenggara Barat. Metode penelitian ini menggunakan metode kuantitatif. Penelitian dengan memperoleh data yang berbentuk angka. Penelitian ini mengunakan jenis data primer dan data sekunder. Metode sampling indicator yang dikaji Pengaruh Evaluasi Jabatan Terhadap Produktivitas Kinerja Karyawan Pada Perum Bulog Divisi Regional Nusa Tenggara Barat. Teknikanalisis data Uji Validitas, Uji Reabilitas, Analisa Regresi Linear, Uji HipotesisdanUji R Square/Detreminasi (R2) Hasil dari penelitian ini Berdasarkan hasil penelitian maka dapat disimpulkan bahwa evaluasi jabatan berpengaruh signifikan terhadap produktivitas kinerja karyawan pada Perum Bulog Divisi Regionel Nusa Tenggara Barat. Artinya adanya peningkatan evaluasi jabatan menurut karyawan akan meningkatkan produktivitas kerja karyawan. Bobot pengaruh variable evaluasi jabatan terhadap produktivitas kinerja karyawan sebesar 0,984 yang menunjukkan bahwa jika variabele valuasi jabatan menurut responden mengalami kenaikan sebesar 1 satuan variable produktivitas kerja akan mengalami kenaikan sebesar 0,984.
Ekonomi Hijau dan Bisnis Syariah: Mempromosikan Bisnis yang Berkelanjutan dan Bertanggung Jawab Fachrozi; Mariana; Kukuh Tondoyekti
Jurnal Ekonomi Bisnis, Manajemen dan Akuntansi (JEBMA) Vol. 4 No. 2 (2024): Artikel Periode Juli 2024
Publisher : ITScience (Information Technology and Science)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/jebma.v4i2.4071

Abstract

Ekonomi hijau dan bisnis syariah merupakan dua konsep yang semakin mendapat perhatian dalam upaya mendorong bisnis yang berkelanjutan dan bertanggung jawab. Artikel ini bertujuan untuk mengeksplorasi hubungan antara ekonomi hijau dan bisnis syariah, serta potensi penerapannya dalam praktik bisnis. Metode yang digunakan adalah studi literatur yang mengulas berbagai referensi ilmiah bereputasi dalam sepuluh tahun terakhir. Hasil penelitian menunjukkan bahwa ekonomi hijau dan bisnis syariah memiliki keselarasan prinsip dalam mendorong bisnis yang ramah lingkungan dan beretika serta berkontribusi positif bagi masyarakat. Integrasi kedua konsep ini dapat menciptakan model bisnis yang komprehensif dan holistik. Namun, implementasinya masih menghadapi berbagai tantangan, seperti kurangnya kesadaran, regulasi yang belum optimal, dan sumber daya yang terbatas. Sinergi dari berbagai pemangku kepentingan sangat diperlukan untuk mengoptimalkan penerapan ekonomi hijau dan bisnis syariah dalam praktik bisnis yang berkelanjutan dan bertanggung jawab.
Pelatihan Penggunaan Aplikasi Mendeley Guna Meningkatkan Kualitas Penulisan Artikel Ilmiah Bagi Mahasiswa Universitas Islam Al-Azhar Fachrozi, Fachrozi; Tondoyekti, Kukuh; Samodra, Vegalyra Novantini; Mariana, Mariana; Khotmi, Herawati
Jurnal Pengabdian Sosial Vol. 1 No. 9 (2024): Juli
Publisher : PT. Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/89xcwf74

Abstract

Pelatihan aplikasi Mendeley bertujuan untuk memudahkan mahasiswa dalam penyusunan daftar pustaka. metode yang digunakan  yaitu dimulai dari koordinasi, persiapan materi dan media, pelaksanaan kegiatan dan evaluasi sebagai penilaian. Kegiatan ini dilaksanakan di ruang kelas kampus Universitas Islam Al-Azhar pada mahasiswa Fakultas Agama Islam sebanyak 20 mahasiswa pada tanggal Rabu 15 Mei 2024. Ada berbagai pertanyaan yang diajukan mahasiswa dalam pelaksanaan praktik penggunaan aplikasi Mendeley menunjukkan keseriusan dan respon positif dari mahasiswa. Sebagai evaluasi tingkat keberhasilan dari pelaksanaan program dilakukan evaluasi dengan pengisian google form diakhir acara untuk mengetahui seberapa dalam kemampuan dari mahasiswa memahami aplikasi Mendeley. 70% mamahami penggunaan aplikasi Mendeley sedangkan sisanya 30% belum sepenuhnya memahami penggunaan aplikasi Mendeley. Mengingat waktu yang cukup singkat dalam pelaksanaan pelatihan aplikasi Mendeley diperlukan latihan secara kontinyu yang dilakukan oleh mahasiswa, misalnya melalui penyusunan daftar pustaka pada skripsi atau tugas-tugas mahasiswa.
Peningkatan Kemampuan Dasar Bahasa Inggris dengan Pendekatan Kegiatan Wisata di Desa Wisata Tetebatu Samodra, Vegalyra Novantini; Fachrozi, Fachrozi; Tondoyekti, Kukuh
Jurnal Pengabdian Sosial Vol. 1 No. 11 (2024): September
Publisher : PT. Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/m9mscn42

Abstract

Desa Wisata Tetebatu memiliki potensi wisata yang besar dengan jumlah kunjungan di waktu ramai dapat mencapai 200 wisatawan per hari. Meskipun jumlah wisatawan begitu besar, kemampuan berkomunikasi dalam Bahasa Inggris yang dimiliki masyarakat desa dinilai sangat kurang. Seorang wisatawan asing mencoba berkomunikasi dalam Bahasa Inggris kepada masyarakat, hanya saja wisatawan ini tidak memiliki kemampuan berkomunikasi dalam Bahasa Indonesia. Alhasil baik wisatawan asing maupun masyarakat tidak saling mengerti. Memiliki kemampuan berkomunikasi dalam Bahasa Inggris sangat dibutuhkan untuk pemberdayaan masyarakat Desa Wisata Tetebatu. Setelah dilakukan survey awal dengan mengunjungi lokasi dan berkomunikasi dengan kelompok sadar wisata dan perangkat desa di Desa Tetebatu, ditemukan bahwa kemampuan berkomunikasi dalam Bahasa Inggris yang paling penting untuk didahulukan dan merupakan kebutuhan yang mendesak. Metode pembelajaran dilakukan melalui pendekatan kegiatan wisata yang ada untuk menemukan kecocokan dan ketepatan yang dibutuhkan oleh masyarakat.
Business Ethics in Fintech and Missappropriation of Donation Funds: A Case Study of Kitabisa.com Crowdfunding Platform Tondoyekti, Kukuh; Mariana; Arviciena Sakti, Reza; Novia Irianti, Nana
Jurnal Ilmiah Ekonomi Global Masa Kini Vol. 15 No. 2 (2024): Vol 15, No 2
Publisher : Universitas Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36982/jiegmk.v15i2.4953

Abstract

The misuse of funds on the Kitabisa.com crowdfunding platform highlights major challenges in maintaining public trust, accountability, and business ethics within Indonesia’s fintech ecosystem. While the platform has facilitated social solidarity by connecting donors and recipients, cases of fund misuse indicate gaps in governance and oversight. This issue is particularly significant given the increasing popularity of crowdfunding-based fintech in Indonesia as part of digital financial innovation influenced by digital capitalism. This study aims to analyze the causes of fund misuse through the lenses of moral judgment, moral identity, and applicable regulations, while addressing the exploitative aspects of digital capitalism. This research employs a qualitative method with a case study approach. Data were collected through document analysis, including news articles, media reports, and academic literature. The findings reveal that weaknesses in recipients' moral judgment and moral identity, a lack of strict reporting mechanisms, and the pressures of digital capitalism are key factors contributing to fund misuse. Furthermore, Indonesia's crowdfunding regulation fails to provide adequate oversight of fund recipients, focusing more on platform operators, which opens opportunities for misuse by recipients. This study offers practical recommendations, including regulatory reinforcement, stricter sanctions, the development of moral education programs for recipients, and the integration of blockchain technology to ensure transparency. These findings are relevant for policymakers, platform developers, and the public in building a more ethical, transparent, and sustainable fintech ecosystem. Keywords: Fintech ethics, transparency, digital capitalism, morality, regulation.
PERAN MUI, HALAL CENTER DALAM MENINGKATKAN KEBERHASILAN SERTIFIKASI PRODUK HALAL PADA UMKM NTB Mariana; Tondoyekti, Kukuh; Kamala Hady, Lalu
Assets: Jurnal Ekonomi, Manajemen, dan Akuntansi Vol 15 No 1 (2025): Assets : Jurnal Ekonomi, Manajemen dan Akuntansi
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/assets.v15i1.56109

Abstract

This study investigates the influence of the Indonesian Ulema Council (MUI), Halal Centers, and supporting factors on the success of halal product certification for MSMEs in West Nusa Tenggara (NTB). A quantitative approach with a survey design was used to collect data via Likert scale questionnaires distributed to 40 MSMEs undergoing or having completed halal certification. Research instruments were developed based on literature-derived indicators: MUI's role (socialization/education, ease of information access, credibility); Halal Center's role (technical assistance, training/workshops, ease of service access); and supporting factors (cost affordability, ease of information access, simplicity of the certification process). Multiple linear regression analysis using R software showed that all three independent variables significantly influenced halal certification success, with MUI's role being the dominant contributor. This research emphasizes the importance of synergy among supporting institutions and process improvements to enhance MSME competitiveness through halal certification, offering strategic recommendations for more efficient and applicable certification policies.
ASSESSING ULTRA-MICRO DIGITAL PENSION FEASIBILITY FOR INFORMAL WORKERS: SIMULATION EVIDENCE WITH AI-ASSISTED CONTRIBUTIONS IN NTB INDONESIA Tondoyekti, Kukuh; Windiasari, Titin
Nusantara Hasana Journal Vol. 5 No. 7 (2025): Nusantara Hasana Journal, December 2025
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v5i7.1796

Abstract

Informal workers dominate Indonesia’s labour market but remain largely excluded from formal pension systems due to low and volatile incomes, raising concerns about old-age income security. The central question addressed is whether an ultra-micro digital pension scheme can generate meaningful retirement benefits for low-income informal workers and whether artificial intelligence (AI) can enhance contribution effectiveness under income uncertainty. A simulation-based framework is employed using official income statistics, combining deterministic and Monte Carlo simulations over a 25-year accumulation period and a 15-year payout phase. Three contribution designs are evaluated: a fixed ultra-micro nominal contribution, a flexible income-based contribution equal to 3% of earnings, and an income-based scheme augmented by an AI-assisted top-up mechanism. Fixed nominal contributions produce limited replacement rates of around 8%, while income-based contributions increase replacement rates to approximately 15%. The integration of AI-assisted contribution optimisation further raises replacement rates to about 19–20% and shifts the distribution of outcomes upward, improving downside protection under income volatility. Although the resulting benefits remain below conventional adequacy benchmarks, the findings demonstrate that ultra-micro digital pensions are financially feasible as complementary retirement instruments and that AI-enabled contribution mechanisms add measurable value in highly informal, low-income labour market settings
Pengetahuan Produk Investasi Syariah dan Literasi Keuangan terhadap Keputusan Investasi yang dimoderasi oleh Religiusitas: Studi pada Mahasiswa Perguruan Tinggi Islam dan Perguruan Tinggi Umum Yudhi Kurniawan Zahari; Fachrozi; Kukuh Tondoyekti
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 1 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i1.5013

Abstract

The decision to invest in sharia among students of Islamic Religious Universities (PTAI) or public universities (PTU) can be influenced by several factors. A comprehensive understanding of Sharia-compliant investments' concepts, types, and characteristics can significantly influence an individual's propensity to invest according to Islamic principles. This study aims to investigate the impact of Sharia investment product knowledge and financial literacy on PTAI and PTU students' investment decisions, with religiosity as a moderator. This study will use a quantitative approach using the survey method. The data collection process will involve administering questionnaires to a purposively selected sample of students through an online survey or direct distribution on campus. The hypotheses were tested using the Smart PLS version 4.1 program. The results showed that Product Knowledge and Financial Literacy variables affect the Investment Decisions of PTAI students. While Religiosity only moderates the effect of Product Knowledge on the Investment Decisions of PTAI Students, Product Knowledge and Financial Literacy do not affect the Investment Decisions of PTU Students. Religiosity cannot moderate Product Knowledge and Financial Literacy on Investment Decisions of PTU Students.
APLIKASI QR CODE UNTUK EFISIENSI DAN AKSES INFORMASI UMKM DESA JANAPRIA LOMBOK TENGAH Kukuh Tondoyekti; Mariana Mariana; Baiq Dewi Lita Andiana; Titin Windiasari
Nusantara Hasana Journal Vol. 5 No. 6 (2025): Nusantara Hasana Journal, November 2025
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v5i6.2222

Abstract

This community service program designs a QR code-based information system to address efficiency and information gaps for MSMEs in Janapria Village, Central Lombok. According to 2025 BPS data, Janapria is the second-largest village but holds a Desa Mandiri status, lagging behind Lekor and Saba villages which are already Desa Maju. The primary issue is the lack of systematic data tracking for its significant potential in weaving crafts and grocery shops. Through a participatory approach socialized in September 2025, QR codes are implemented as a low-cost data tool rather than a payment instrument. This system connects entrepreneurs with the village government to eliminate repetitive manual data collection and open external information channels. The program serves as a replicable model to bridge economic potential with village development.
The influence of Digital Stimulus On Halal Trust and Digital Purchase Behavior of Halal Micro, Small, and Medium Enterprises Consumers In Indonesia Selamat Riadi; Ahmad Ridho Hidayat; Kukuh Tondoyekti
IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Vol. 16 No. 2 (2025): IQTISHADUNA: Jurnal Ekonomi Dan Keuangan Islam
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/iqtishaduna.v16i2.14810

Abstract

This study examines how digital marketing stimuli influence halal trust and digital purchase behavior in the context of Indonesian halal micro, small, and medium enterprises (MSMEs). Using the Stimulus-Organism-Response (S-O-R) framework, social media exposure, perceived value, and promo attractiveness are modeled as stimuli; halal trust as the organism; and digital purchase behavior as the response. Data were collected through an online survey of 73 Muslim consumers who had purchased halal MSME products via digital platforms and were analyzed using partial least squares structural equation modeling (PLS-SEM). The results show that perceived value is the only significant predictor of halal trust, indicating that fair and credible value perceptions are central to building confidence in product halalness. Social media exposure positively affects digital purchase behavior, while promo attractiveness has a significant but negative effect, suggesting that overly aggressive promotions may signal low quality or higher risk. Halal trust does not significantly influence digital purchase behavior and does not mediate the relationships between digital stimuli and behavioral response. These findings refine the application of the S-O-R model in halal digital markets and highlight the need for halal MSMEs to focus on value creation and careful promotion design when targeting online consumers.
Co-Authors Ahmad Ridho Hidayat Andiana, Baiq Dewi Lita FACHROZI. F Kamala Hady, Lalu Khotmi, Herawati Mariana Mariana Novia Irianti, Nana Reza Arviciena Sakti Risma Risma Selamat Riadi Titin Windiasari Vegalyra Novantini Samodra Yudhi Kurniawan Zahari