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All Journal Journal Of Community Sustainability Multidisciplinary Journal of Religion and Social Sciences (MJRS)
Nurmaini Nurmaini
Universitas Pahlawan Tuanku Tambusai
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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Edukasi Wakaf sebagai Strategi Penguatan Literasi Filantropi Islam bagi Siswa SMK IT Al Izhar Muhammad Zakir; Paisal Paisal; Rahmawati Rahmawati; Irmawanti Irmawanti; Nurmaini Nurmaini
Journal of Community Sustainability Vol. 3 No. 3 (2026): September 2026
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v3i3.604

Abstract

This community service activity was conducted at SMK IT Al-Izhar in Pekanbaru with the aim of enhancing Islamic philanthropy literacy specifically regarding the concept of waqf (endowment)—among the school's students. The younger generation's limited understanding of the concepts, legal rulings, types, and benefits of waqf poses a challenge to optimizing its potential as an instrument for community empowerment. Consequently, this educational initiative was designed to provide a comprehensive understanding of waqf covering both immovable assets and cash endowments as well as its role in supporting social, economic, and educational development. The implementation methods included outreach sessions, interactive lectures, and discussions. The program covered the fundamental concepts of waqf, relevant regulations in Indonesia, the management of productive waqf, and its practical application in daily life. The activity also sought to foster awareness and a sense of care regarding Islamic philanthropic practices among the students from an early age. The program was executed successfully and proceeded according to the established plan. The conclusions drawn from this activity are twofold: First, it provided an understanding of the Sharia economy; Second, the program's objectives—achieved through collaboration between the Islamic boarding school and the service team were fully met in accordance with the scheduled agenda and timeline.
Penerapan Nilai-Nilai Islam Pada Bank Syariah (Studi Pada Bank Muamalat Cabang Bangkinang) Rifqil Khairi; Mohd Winario; Muhammad Zakir; Wahyu Febri Ramadhan Sudirman; Irmawanti Irmawanti; Nurmaini Nurmaini
Multidisciplinary Journal of Religion and Social Sciences Vol. 3 No. 4 (2026): Oktober 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/mjrs.v3i4.614

Abstract

The objective of this study is to examine the implementation of Islamic values ​​at Bank Muamalat Indonesia, Bangkinang Branch, and to identify the obstacles and challenges associated with this implementation. The study employs a qualitative descriptive analysis method, wherein collected data is processed and classified according to type. The results indicate that the implementation of Islamic values ​​is evident in the use of Sharia contracts—such as mudharabah, musyarakah, murabahah, ijarah, and wadiah. Every product and service provided to customers is based on contracts compliant with Islamic Sharia principles, thereby avoiding practices involving riba (usury), gharar (uncertainty), and maysir (gambling). Furthermore, customer service prioritizes values ​​such as trustworthiness (amanah), honesty (shiddiq), professionalism (fathanah), and communicativeness (tabligh). Employees are required to provide transparent information regarding products, fees, and customer rights and obligations to foster trust between the bank and its customers. Despite the implementation of these Islamic values, practical challenges remain—specifically, the limited understanding of Sharia banking among segments of the public. Many people still perceive Sharia banks as no different from conventional banks, resulting in suboptimal interest in utilizing Sharia products.
Co-Authors Irmawanti Irmawanti Mohd. Winario Muhammad Zakir Paisal Paisal Rahmawati Rahmawati Rifqil Khairi Wahyu Febri Ramadhan Sudirman