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All Journal HUMANITIS : Jurnal Humaniora, Sosial dan Bisnis Jurnal Ekonomi, Manajemen, Akuntansi
Dodot Sudiyanto
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Religion Humanities Economics, Econometrics & Finance Education Public Health Social Sciences

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PRAKTIK PEMBIAYAAN HAWALAH BERBASIS DIGITAL PADA KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH (KSPPS) “SIMPUL BERKAH SINERGI” PERWAKILAN DAERAH PONTIANAK Dodot Sudiyanto; Sri Deti; Neli Neli
HUMANITIS: Jurnal Homaniora, Sosial dan Bisnis Vol. 2 No. 11 (2024): November
Publisher : ADISAM PUBLISHER

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Abstract

The context of this research is the Take Over Riba service product, this service product is intended for cooperative members who have joined for at least 12 months with the intention of transferring ribawi transactions from conventional financial institutions, and outside financial institutions to transactions that are in accordance with sharia. This service product does not use collateral, and without interest. This service product aims to release cooperative members from usury activities, and provide enthusiasm to improve the people's economy according to sharia. This research approach is a qualitative approach. The qualitative approach focuses more on process research, such as interactions between people in a community, the process of carrying out work, the development of a symptom or civilisation. In this study, researchers explained the aspects of hawalah financing at the savings and loan cooperative and sharia financing ‘Simpul Berkah Sinergi’ Pontianak Regional Representative. The results showed that conceptually the financing practice of takeover usury service products at KSPPS Simpul Berkah Sinergi Cooperative applies a hawalah contract with the imposition of ujrah or fee. The agreement is very cooperative and in accordance with sharia or sharia principles based on DSN Fatwa Number 58/DSN-MUI/V/2007 concerning hawalah bil ujrah, DSN Fatwa Number: 12/DSN-MUI/IV/2000 concerning hawalah, and DSN Fatwa Number 31/DSN-MUI/VI/2002 concerning Debt Transfer. While the inhibiting factor in the practice of take over usury financing is the ineffectiveness of the application of the hawalah contract in the take over usury service product, especially because the people who are members of the cooperative do not know the existence of a hawalah contract with the imposition of ujrah or fees. There needs to be regular socialisation to provide understanding to members in particular and other Muslim communities.
Strategi Penguatan Swasembada Beras di Kabupaten Sambas Rudi Hartono; Endar Purnawan; Dodot Sudiyanto; Wanto Wanto; Irfan Irfan
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 3: Maret 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i3.3015

Abstract

Penelitian ini bertujuan untuk memberikan proyeksi produksi dan konsumsi beras dalam tiga tahun terakhir serta implikasinya terhadap swasembada beras dan merumuskan strategi tepat yang harus diterapkan dalam rangka mencapai swasembada beras di Kabupaten Sambas. Analisis proyeksi produksi dan konsumsi beras di Kabupaten Sambas ini dihitung menggunakan pendekatan kualitatif deskriptif dengan metode study literature. Dimana informasi yang didapatkan dari kajian ilmiah oleh akademisi, informasi dari media sosial, buku pertanian, Badan Pusat Statistik (BPS), dan instansi terkait. Hasil kajian menunjukkan bahwa Kabupaten Sambas telah mencapai surplus beras selama tiga tahun terakhir yaitu Tahun 2021, 2022 dan 2023. Kabupaten Sambas pada tahun 2023 mengalami surplus 128.928 Ton atau 67,09 % dan bahkan telah mensupplay kebutuhan beras Kalimantan Barat sebanyak 40%. Berdasarkan hasil analisis ini terdapat strategi penguatan swasembada beras telah tepat diterapkan adalah strategi progresif, dengan berfokus pada kekuatan pertanian Kabupaten Sambas. Begitu pula dengan rumusan strategi seperti intensifikasi lahan, eksensifikasi lahan dan rehabilitasi lahan, serta diversifikasi pangan masyarakat.
Co-Authors Endar Purnawan Irfan Irfan MMSI Irfan ,S. Kom Neli Neli Rudi Hartono Sri Deti wanto wanto