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All Journal Al-Kharaj: Journal of Islamic Economic and Business JEBD
Zaini Ibrahim
Universitas Islam Negeri Sultan Maulana Hasanuddin Banten
Economics, Econometrics & Finance Engineering

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Pengaruh Hasil Pemahaman Dan Kepercayaan Terhadap Minat Siswa Menjadi Nasabah Bank Syariah Bintang fajar nuryanto; Sulthan Fawwaz Muhamad; Ghina Nurfatimah Maharani; Wahyu Hidayat; Zaini Ibrahim
Jurnal Ekonomi dan Bisnis Digital Vol. 1 No. 4 (2024): April - Juni
Publisher : CV. ITTC INDONESIA

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This study aims to analyze and understand the impact of students' comprehension of the profit-sharing system and their level of trust on their interest in becoming customers of Islamic banks. This is important because Islamic banks greatly rely on the trust of students to expand their customer base. The research employs a quantitative analysis method.The results indicate that students' understanding of the profit-sharing system and their level of trust have a positive and significant effect on The students' interest in becoming customers of Islamic banks increases with their better understanding of the profit-sharing concept and stronger trust in Islamic banks. In essence, the more students comprehend profit-sharing and trust Islamic banks, the more inclined they are to become customers.The discussion suggests that to increase the number of customers among students, Islamic banks need to focus on educating them about the profit-sharing system they use, as well as building and maintaining the trust of the students. Initiatives such as outreach programs, seminars, and operational transparency can help enhance this
The Role of Social Norms and Social Awareness in Forming the Intention to Pay Zakat: at LAZ Harfa Serang City Raden Arisna; M. Sulaeman Jajuli; Budi Sudrajat; Zaini Ibrahim; Suryani
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9907

Abstract

This study aims to analyze the influence of social norms on social awareness and intention to pay zakat, as well as the influence of social awareness on the intention to pay zakat. The study used a quantitative approach with a survey method of 124 Muslim respondents who met the criteria as muzakki at LAZ Harfa Serang City. Data analysis was carried out using the Partial Least Squares–Structural Equation Modeling (PLS-SEM) method. The results showed that social norms had a positive and significant effect on social awareness with a t-statistical value of 21.954 and p-values of 0.000, and were able to explain 74% of the variance of social awareness (R² = 0.740). In addition, social norms also have a positive and significant effect on the intention to pay zakat with a t-statistical value of 2.793 and p-values of 0.005. Social awareness has been proven to have a positive and significant effect on the intention to pay zakat with a t-statistical value of 3.608 and p-values of 0.000. Simultaneously, social norms and social awareness were able to explain 85.3% of the variance in the intention to pay zakat (R² = 0.853), with an SRMR value of 0.075 which indicates a good model suitability. These findings confirm that social awareness plays an important role as a mechanism that bridges the influence of social norms on the intention to pay zakat. Therefore, strengthening social norms and increasing public social awareness is a key strategy in encouraging sustainable zakat compliance
Co-Authors Bintang fajar nuryanto Budi Sudrajat Ghina Nurfatimah Maharani M. Sulaeman Jajuli Raden Arisna Sulthan Fawwaz Muhamad Suryani Wahyu Hidayat