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All Journal Al-Kharaj: Journal of Islamic Economic and Business Formosa Journal of Sustainable Research (FJSR) Journal of Islamic Banking
Budi Sudrajat
Universitas Islam Negeri Sultan Maulana Hasanuddin Banten
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences

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Analysis of Public Speaking and Conversation Activities in Improving Students' Verbal Communication Skills at the Darel Azhar Islamic Boarding School Rangkasbitung Lebak Faiz Fakhrullah; Hunainah; Budi Sudrajat
Formosa Journal of Sustainable Research Vol. 1 No. 6 (2022): November 2022
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjsr.v1i6.1770

Abstract

The formulation in this study is how public speaking activities are at Darel Azhar Islamic Boarding School, how are conversation activities at Darel Azhar Islamic Boarding School, how are students' verbal communication skills at Darel Azhar Islamic Boarding School, and how are public speaking and conversation activities in improving students' verbal communication skills. The purpose of this research is to know public speaking activities at Darel Azhar Islamic Boarding School, to know conversation activities at Darel Azhar Islamic Boarding School, to know the verbal communication skills of students at Darel Azhar Islamic Boarding School and to know public speaking and conversation activities in improving the verbal communication skills of Islamic boarding school students Darel Azhar Rangkasbitung, Lebak. This research was conducted at the Darel Azhar Islamic Boarding School, Rangkasbitung, Lebak, Banten using a descriptive qualitative research method with a field research approach. According to Rijali, a qualitative descriptive method is a type of research that has the objective of describing in a systematic, factual and accurate manner the facts and characteristics of a particular population or in which phenomena are described in detail. Field research (Field Research) is defined as one of the methods used to collect data in qualitative research where in-depth knowledge of the literature is not required. The results of this study indicate that the average level of communication skills of students who have participated in public speaking and conversation activities for a long time is in the fairly good category. This the researchers got from the results of observations, interviews with several teachers who were also mentors for public speaking and conversation activities as well as students who took part in these activities. In addition, observations in the form of tests of students' public speaking abilities are also evidence of the research results.
Pengaruh Kualitas Pelayanan Terhadap Minat Menabung Nasabah Pada Bank BSI (Bank Syariah Indonesia) Cabang Serang Banten Nur Falih Anwar; Indah Cahyani Kartika; Della Wati; Henny Saraswati; Wahyu Hidayat; Budi Sudrajat
Journal of Islamic Banking Vol. 4 No. 1 (2023): Journal of Islamic Banking
Publisher : Prodi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

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This study was carried out to evaluate the level of customer satisfaction and saving intentions at Bank Syariah Indonesia (BSI). This study employed a quantitative survey method as its methodology. Up to 30 students from UIN SMH BANTEN's Faculty of Islamic Economics and Business have respondents to the survey. Statistical techniques for descriptive and inferential analysis were used to examine the acquired data. The aim of this study is to comprehend how customer interest in saving at Bank Syariah Indonesia (BSI) is influenced by service quality. The study's findings demonstrate that customer interest in saving with Bank Syariah Indonesia (BSI) is positively and significantly impacted by service quality. The association between the client's interest in saving money and the quality of the services provided is moderate, which implies that it is neither too strong nor too weak but nonetheless substantial. Customers' interest in saving at Bank Syariah Indonesia (BSI) is affected by other variables in 71.5% of the variable, with the remaining 28.5% coming from the service quality variable.
The Role of Social Norms and Social Awareness in Forming the Intention to Pay Zakat: at LAZ Harfa Serang City Raden Arisna; M. Sulaeman Jajuli; Budi Sudrajat; Zaini Ibrahim; Suryani
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.9907

Abstract

This study aims to analyze the influence of social norms on social awareness and intention to pay zakat, as well as the influence of social awareness on the intention to pay zakat. The study used a quantitative approach with a survey method of 124 Muslim respondents who met the criteria as muzakki at LAZ Harfa Serang City. Data analysis was carried out using the Partial Least Squares–Structural Equation Modeling (PLS-SEM) method. The results showed that social norms had a positive and significant effect on social awareness with a t-statistical value of 21.954 and p-values of 0.000, and were able to explain 74% of the variance of social awareness (R² = 0.740). In addition, social norms also have a positive and significant effect on the intention to pay zakat with a t-statistical value of 2.793 and p-values of 0.005. Social awareness has been proven to have a positive and significant effect on the intention to pay zakat with a t-statistical value of 3.608 and p-values of 0.000. Simultaneously, social norms and social awareness were able to explain 85.3% of the variance in the intention to pay zakat (R² = 0.853), with an SRMR value of 0.075 which indicates a good model suitability. These findings confirm that social awareness plays an important role as a mechanism that bridges the influence of social norms on the intention to pay zakat. Therefore, strengthening social norms and increasing public social awareness is a key strategy in encouraging sustainable zakat compliance
The Effect of Contribution Income and Claim Expense on Underwriting Surplus/Deficit with Investment Results as a Moderating Variable in Sharia Life Insurance Companies Registered with the OJK for the 2018-2022 Period Asrori; Sulaeman Jajuli; Budi Sudrajat
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.10148

Abstract

The rapid development of the global economy, supported by massive technological advances, has led to an increase in the potential risks faced by humans in meeting their various life needs. As a result, the challenges in dealing with it are certainly becoming more complex, both in terms of direct and indirect impacts. The purpose of this study is to find out whether or not there is an influence of the various variables studied, Contribution Income (X1), Claim Expense (X2), Underwriting Surplus/Deficit (Y) and Investment Result (Z). This study uses a causal associative method using a quantitative approach. The results of this study show that the variable of contribution income to surplus/underwriting deficit has an effect with a value of sig. 0.021 < 0.05, the variable of claim expense to surplus/underwriting deficit has no effect with a value of sig. 0.105 > 0.05, the variable of investment income to surplus/underwriting deficithas no influence with the GIS value. 0.170 > 0.05, the variable income contribution to investment results has an effect on the value of sig. 0.040 < 0.05, the variable of claim expense on investment results has no effect on the value of sig. 0.703 > 0.05, the variable Income Contribution to Surplus/Underwriting Deficit through investment results as a moderating variable has no effect with a sig. value of 0.151 > 0.05, the variable of claim expense to surplus/Underwriting Deficit through investment results as a moderating variable has no effect with a sig. value of 0.141 > 0.05.
Co-Authors Abda Abda Asrori Della Wati Faiz Fakhrullah Hunainah Hunainah Indah Cahyani Kartika M. Sulaeman Jajuli Nur Falih Anwar Raden Arisna Sulaeman Jajuli Suryani Wahyu Hidayat Zaini Ibrahim