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ANALISIS IMPLEMENTASI SISTEM PEMBIAYAAN IB MIKRO SYARIAH PADA BANK DKI SYARIAH CABANG DEPOK Firyal Afifah Rochmano; Suryani; Ade Nur Rohim
Jurnal Tabarru': Islamic Banking and Finance Vol. 4 No. 2 (2021): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2021.vol4(2).7660

Abstract

Usaha Mikro Kecil atau UMK berperan sebagai penopang perekonomian rakyat dimana pada saat masa krisis unit usaha ini tidak terdampak begitu besar, melainkan menjadi solusi untuk kebangkitan ekonomi nasional di Indonesia dan di beberapa negara. Hadir dengan pengaruh yang besar namun, UMK juga memiliki kesulitan dalam mendapatkan pendanaan pada modal usaha, sehingga perlu adanya peran lembaga pembiayaan dengan bentuk atau model pembiayaan berbasis syariah yang didasari nilai-nilai Islam. Penelitian ini bertujuan untuk mengetahui implementasi sistem pembiayaan IB mikro syariah di Bank DKI Syariah Cabang Depok serta melihat efektivitas pembiayaan syariah dalam memberdayakan UMK berbasis syariah. Metode yang digunakan yaitu metode kualitatif deskriptif dengan pendekatan studi kasus. Hasil penelitian menunjukan bahwa pembiayaan IB mikro syariah di Bank DKI Syariah Cabang Depok dilaksanakan dengan sistem akad murabahah dan ijarah muntahiya bit tamlik (IMBT). Pembiayaan IB mikro syariah telah efektif dalam memberdayakan UMK berbasis syariah dengan menerapkan aspek fungsi pembiayaan, perencanaan pembiayaan, peraturan pembiayaan, dan tujuan pembiayaan.
Determinant of Consumer Awareness Toward Halal Food During The Covid-19 Pandemic: Evidence from Indonesia Muhammad Anwar Fathoni; Suryani Suryani; Sumilir Sumilir
IQTISHODUNA: Jurnal Ekonomi Islam Vol 11 No 1 (2022): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (789.553 KB) | DOI: 10.54471/iqtishoduna.v11i1.1319

Abstract

This study aims to explain the level of consumer awareness of halal food products. In addition, this study also aims to examine the factors that determine the level of consumer awareness of halal food products. This research is explanatory research with a quantitative approach. Sources of data in this study are primary and secondary data. This study uses primary data sources with survey methods. The number of samples used was as many as 385 people. The data obtained were analyzed using Structural Equation Modeling (SEM) analysis. This study is a development of previous research that investigated and measured the index of consumer awareness of halal food products in Indonesia. This study found that the level of consumer awareness of halal food in Indonesia is very high. Meanwhile, the determining factors are religiosity, media exposure, and hygiene reasons.
Determinant of Consumer Awareness Toward Halal Food During The Covid-19 Pandemic: Evidence from Indonesia Muhammad Anwar Fathoni; Suryani Suryani; Sumilir Sumilir
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 11 No. 1 (2022): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (789.553 KB) | DOI: 10.54471/iqtishoduna.v11i1.1319

Abstract

This study aims to explain the level of consumer awareness of halal food products. In addition, this study also aims to examine the factors that determine the level of consumer awareness of halal food products. This research is explanatory research with a quantitative approach. Sources of data in this study are primary and secondary data. This study uses primary data sources with survey methods. The number of samples used was as many as 385 people. The data obtained were analyzed using Structural Equation Modeling (SEM) analysis. This study is a development of previous research that investigated and measured the index of consumer awareness of halal food products in Indonesia. This study found that the level of consumer awareness of halal food in Indonesia is very high. Meanwhile, the determining factors are religiosity, media exposure, and hygiene reasons.
Sosialisasi Merger Bank Syariah Indonesia Kepada Mahasiswa Fakultas Ekonomi dan Bisnis Islam Suryani Suryani; Siti Marfu’ah; Ratu Humaemah
BERDAYA: Jurnal Pendidikan dan Pengabdian Kepada Masyarakat Vol 4 No 2 (2022)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/berdaya.v4i2.683

Abstract

The development of Islamic banking in Indonesia has resulted in the merger or merger of 3 (three) existing Islamic banks, namely Bank Syariah Mandiri (BSM), Bank Negara Indonesia Syariah (BNIS) and Bank Rakyat Indonesia Syariah (BRIS). The meaning of a merger is a process of merging two companies in which one of them remains standing and uses the name of the company while the other company disappears and all of its assets are transferred to the company that remains standing. There are several types of mergers. Among others: horizontal, vertical and conglomerate mergers. The purpose of this community enggangement program (PkM) activity is to provide socialization and discussion in to students regarding the bold merger of three Islamic banks in Indonesia. Based on the results, it shows that there is an increase in students insight that is more complete regarding the merger process of Islamic banks so that it becomes an impetus for them to join as customers of Bank Syariah Indonesia, especially in the Rangkas Bitung area, Banten Province.
Evaluation of Loneliness, Social Self-efficacy, and Burnout Relationship among Islamic University Students Hendryadi Hendryadi; Nikita Puspita Ing Endit; Suryani Suryani; Hesti Kusumaningrum; Ani Cahyadi
Indonesian Journal of Islamic Education Studies (IJIES) Vol. 5 No. 2 (2022): Indonesian Journal of Islamic Education Studies (IJIES)
Publisher : Faculty of Tarbiyah Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/ijies.v5i2.2999

Abstract

This study examines the impact of loneliness-related online learning on students during emergency remote teaching. Specifically, this study aims to: (1) evaluate the consistency between times of loneliness, burnout, and social self-efficacy, (2) examine the differences in the three measurements based on gender, and (3) examine the detrimental effects of loneliness on burnout and social self-efficacy of students at two Islamic state universities. Using a short-term longitudinal study design involving 237 students from two state Islamic universities. Data were analyzed using descriptive, comparative, correlation, and regression to test the proposed model. The results showed that loneliness and burnout at one point in time could consistently predict loneliness and burnout in the future. The comparative test results found differences in loneliness, burnout, and social self-efficacy based on gender, giving mixed results: significant differences were only found in loneliness (T2) and burnout (T2). Finally, there was no significant difference in social self-efficacy between male and female students at the two-time points.
Talk Show Peran Perbankan Syariah di Era Pandemi Suryani Suryani; Siti Marfu’ah; Elsa Elsa; Ratu Humaemah; Rezky Mehta Setiadi; Muhamad Fadli Azim; Jamaluddin Jamaluddin; Dian Febriyani
BERDAYA: Jurnal Pendidikan dan Pengabdian Kepada Masyarakat Vol 5 No 3 (2023)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/berdaya.v5i3.955

Abstract

Islamic banking has a strategic role in Indonesia’s economic development. Covid-19 pandemic has spread to various countries, including Indonesia. As a result, almost all sectors experienced contractions, including Islamic banking. However, Islamic banking is considered quite capable of surviving the storm of impact based on the previous crises' empirical facts. Several studies have proven and strengthened the theory that the profit and loss sharing used in Islamic bank is able to withstand pandemic conditions.
HOW AND WHEN ISLAMIC WORK ETHIC LEADS TO EMPLOYEE VOICE IN URBAN MUSLIM COMMUNITY?: THE ROLE OF CIVILITY CLIMATE AND ORGANIZATIONAL IDENTIFICATION Suryani Suryani; Hendryadi Hendryadi; Itang Itang; Ali Akhmadi; Yulius Dharma; Swarmilah Hariani
Akademika : Jurnal Pemikiran Islam Vol 28 No 2 (2023)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/akademika.v28i2.6281

Abstract

The current study uncovers a new paradigm in studying employee voice using a religious approach: Islamic work ethics (IWE). The research model involves a direct relationship between IWE and employee voice, indirectly through civility climate, and a moderate effect of organizational identification in urban Muslim communities, especially in the education sector. A time-lag data-collecting method captured 278 lecturers at various Islamic universities. The PLS-SEM analysis results confirmed most hypotheses: first, the IWE positively relates to civility and employee voice. Second, the result demonstrated that civility climate plays a significant role in encouraging employee voice. However, the study did not find evidence to support civility climate's interplay role in the relationship between IWE and employee voice. Finally, the research confirmed that organizational identification is a crucial predictor and moderator of employee voice. The urban Muslim community is a diverse group, both culturally and ethnically. This diversity creates an environment that fosters positive cultural exchange and critical thought discussions regarding Islamic thought. The study's findings provide valuable insights into the relevance and implementation of IWE in urban Muslim communities, particularly in Indonesia's education sector. The proposed model has practical and theoretical implications for HR practitioners and the study of IWE in modern society and organizations.
HOW AND WHEN ISLAMIC WORK ETHIC LEADS TO EMPLOYEE VOICE IN URBAN MUSLIM COMMUNITY?: THE ROLE OF CIVILITY CLIMATE AND ORGANIZATIONAL IDENTIFICATION Suryani Suryani; Hendryadi Hendryadi; Itang Itang; Ali Akhmadi; Yulius Dharma; Swarmilah Hariani
Akademika : Jurnal Pemikiran Islam Vol 28 No 2 (2023)
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat, Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/akademika.v28i2.6281

Abstract

The current study uncovers a new paradigm in studying employee voice using a religious approach: Islamic work ethics (IWE). The research model involves a direct relationship between IWE and employee voice, indirectly through civility climate, and a moderate effect of organizational identification in urban Muslim communities, especially in the education sector. A time-lag data-collecting method captured 278 lecturers at various Islamic universities. The PLS-SEM analysis results confirmed most hypotheses: first, the IWE positively relates to civility and employee voice. Second, the result demonstrated that civility climate plays a significant role in encouraging employee voice. However, the study did not find evidence to support civility climate's interplay role in the relationship between IWE and employee voice. Finally, the research confirmed that organizational identification is a crucial predictor and moderator of employee voice. The urban Muslim community is a diverse group, both culturally and ethnically. This diversity creates an environment that fosters positive cultural exchange and critical thought discussions regarding Islamic thought. The study's findings provide valuable insights into the relevance and implementation of IWE in urban Muslim communities, particularly in Indonesia's education sector. The proposed model has practical and theoretical implications for HR practitioners and the study of IWE in modern society and organizations.
Evaluation of Loneliness, Social Self-efficacy, and Burnout Relationship among Islamic University Students Hendryadi Hendryadi; Nikita Puspita Ing Endit; Suryani Suryani; Hesti Kusumaningrum; Ani Cahyadi
Indonesian Journal of Islamic Education Studies (IJIES) Vol. 5 No. 2 (2022): Indonesian Journal of Islamic Education Studies (IJIES)
Publisher : Faculty of Tarbiyah Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/ijies.v5i2.2999

Abstract

This study examines the impact of loneliness-related online learning on students during emergency remote teaching. Specifically, this study aims to: (1) evaluate the consistency between times of loneliness, burnout, and social self-efficacy, (2) examine the differences in the three measurements based on gender, and (3) examine the detrimental effects of loneliness on burnout and social self-efficacy of students at two Islamic state universities. Using a short-term longitudinal study design involving 237 students from two state Islamic universities. Data were analyzed using descriptive, comparative, correlation, and regression to test the proposed model. The results showed that loneliness and burnout at one point in time could consistently predict loneliness and burnout in the future. The comparative test results found differences in loneliness, burnout, and social self-efficacy based on gender, giving mixed results: significant differences were only found in loneliness (T2) and burnout (T2). Finally, there was no significant difference in social self-efficacy between male and female students at the two-time points.
Reciprocal Relationship between Subjective Well-Being, Social Media Engagement and Compulsive Buying Behavior Derriawan Derriawan; Hendryadi Hendryadi; Suryani Suryani; Laili Savitri Noor; Amelia Okrivina
Matrik : Jurnal Manajemen, Strategi Bisnis, dan Kewirausahaan Volume 18 Nomor 1 Tahun 2024
Publisher : Faculty of Economics and Business Udayana University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/MATRIK:JMBK.2024.v18.i01.p02

Abstract

This study aimed to investigate the interplay between subjective well-being (SWB), social media engagement (SME), and compulsive buying behavior (CBB). It explored long-term and reciprocal connections among these factors using a longitudinal design with a 2-wave investigation of 226 employees from various sectors in Jakarta, Indonesia. Partial Least Squares Structural Equation Modeling (PLS-SEM) cross-lagged analysis found that SWB at Time 1/Time 2 negatively predicted SME and CBB at the same times, indicating long-term influences. Additionally, SME at Time 1 and CBB at Time 2 significantly predicted SWB at Time 2. The study also found a positive relationship between SME and CBB at both times. This research contributes to the literature by empirically examining the reciprocal relationship among SWB, SME, and CBB, focusing on the association between SWB and CBB. Keyword: compulsive buying behavior; reciprocal relationship; social media engagement; subjective well-being; longitudinal