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Journal : Dinamika Pertanian

ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI KEDALAMAN JANGKAUAN (DEPTH OF OUTREACH) LEMBAGA KEUANGAN MIKRO (LKM) UED-SP DI KECAMATAN KUNTO DARUSSALAM KABUPATEN ROKAN HULU Ahmad Rifai; Dita Putri Nitami; Roza Yulida
DINAMIKA PERTANIAN Vol. 33 No. 3 (2017): Jurnal Dinamika Pertanian Edisi Desember 2017
Publisher : UIR Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/dp.2017.vol33(3).3832

Abstract

This research aims to (1) identify the range performance of Micro Financial Institutions (MFI) UED-SP in Kunto Darussalam sub-district Rokan Hulu district (2) Analyze factors affecting depth of outreach UED-SP MFI in Kunto Darussalam sub-district Rokan Hulu district. The type of data used in this research is secondary data derived from financial report of UED-SP MFI in Kunto Darussalam sub-district, Report of the Central Bureau of Statistics (CBS), Scientific journals and other institutions that support this research. The data analysis method used is descriptive statistical analysis and quantitative analysis by using analysis tool Econometrica data panel, where this research use software Eviews series 9. Through the Chow test and Hausman test, the panel data regression model used is fixed effect model (FEM). The result of data analysis shows that together (F-statistic test) the estimation result shows that the six independent variables ( Age of UED-SP MFI (AGE), return on asset (ROA), average values loan (AVL), capital asset ratio (CAR),amount of woman borrowers (POWB) and amount of trade sector borrowers (TRADE) ) have a significant effect on the variable average outstanding loan (AOL). Partially (t-statistic test), from the six independent variables used in this study, only two independent variables (age UED-SP MFI (AGE) and amount of trade sector borrowers (TRADE)) which has a significant effect on depth of outreach. Coefficient of determination test results (R2) Shows the value of R2 is equal to 0,9552 which means 95,52% depth of outreach variation can be explained by variation of age of UED-SP MFI (AGE), return on assets (ROA), average values loan (AVL), capital asset ratio (CAR), amount of woman borrowers (POWB), and amount of trade sector borrowers (TRADE). While the rest of 4,48 percent can be explained by other variables that are not included in the model.
ANALISIS HUBUNGAN MODAL INTELECTUAL (INTELLECTUAL CAPITAL) TERHADAP KINERJA KEUANGAN BUM DESA DI KECAMATAN BANTAN KABUPATEN BENGKALIS Ririn Agustiawati; Ahmad Rifai; Kausar
DINAMIKA PERTANIAN Vol. 37 No. 3 (2021): Jurnal Dinamika Pertanian Edisi Desember 2021
Publisher : UIR Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/dp.2021.vol37(3).8933

Abstract

The existence of BUM Desa was formed as an expectation to be able for encouraging the dynamics of economic life in rural areas with good financial performance and competitiveness with the management of intellectual capital, human resources, and innovative collaboration. This study aims to identify the existence of intellectual capital and to analyze its relationship with the financial performance of BUM Desa in Bantan District. The method used in this study is a survey method by interviewing 27 respondents. The results indicate that intellectual capital and financial performance had a very close and harmonious relationship. In improving the performance of BUM Desa in Bantan District, the most important form of intellectual capital was relational capital, namely the attitude of BUM Desa management and leaders who help each other to develop business units. Relational capital was formed by the dimension of relationships with customers who accept criticism and suggestions from BUM Desa customers. Meanwhile, Human capital was formed by the dimensions of the attitude of the BUM Desa management in carrying out their duties. BUM Desa which has higher intellectual capital had better financial performance, so the development of Intellectual Capital as a tangible asset needs to be developed in the future to improve the financial performance of BUM Desa.