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Keberlakuan Pemberian Uang Panjar Berdasarkan Hukum Adat Analisis Perjanjian Jual Beli Tanah Yang Dapat Membatalkan Perjanjian Pengikatan Jual Beli Dan Surat Kuasa Menjual Yang Dibuat Oleh Notaris Herina; Mohammad Ryan Bakry; Chandra Yusuf
JOSH: Journal of Sharia Vol. 3 No. 01 (2024): Januari : JOSH: Journal of Sharia
Publisher : Institut Pesantren Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/josh.v3i01.605

Abstract

Applicability of giving down payment based on customary law: analysis of land sale and purchase agreements that can cancel binding sale and purchase agreements and power of attorney to sell made by a notary. The payment system is known as down payment or receipt money. Buying and selling with a down payment system is a sale and purchase that is usually carried out in the community. By way of the buyer providing part of the payment as collateral or binding the transaction, and setting a deadline to pay off the remaining price. The purpose of this study is to examine more deeply the provision of down payment as a token of appreciation in land sale and purchase agreements based on customary law in Indonesia. To analyze whether or not a land sale and purchase agreement is valid orally and has been given a down payment as a sign of completion. The type of research used in this research is normative juridical research method. The normative juridical approach is a problem approach by viewing, analyzing and interpreting theoretical matters relating to legal principles in the form of conceptions, norms, rules of laws and regulations, court decisions, agreements and doctrines (teachings). The legal moral position of down payment is useful as the main benchmark in agreements made by customary law communities related to goodwill. This is appropriate that in customary law goodwill and halal clauses are the main and foremost things. Because morality is very closely related to law, where a good law is a law based on morality, so that a law has a spirit, both from the product of the law and the spirit of law enforcers, so that the law can be upheld in order to obtain justice, legal certainty and expediency. The law provides a limit on how morals can be carried out with various law enforcement efforts, not just with threats/sanctions for violators.
Keberlakuan Pemberian Uang Panjar Berdasarkan Hukum Adat Analisis Perjanjian Jual Beli Tanah Yang Dapat Membatalkan Perjanjian Pengikatan Jual Beli Dan Surat Kuasa Menjual Yang Dibuat Oleh Notaris Herina; Mohammad Ryan Bakry; Chandra Yusuf
JOSH: Journal of Sharia Vol. 3 No. 01 (2024): Januari : JOSH: Journal of Sharia
Publisher : Universitas Sunan Drajat Lamongan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/josh.v3i01.605

Abstract

Applicability of giving down payment based on customary law: analysis of land sale and purchase agreements that can cancel binding sale and purchase agreements and power of attorney to sell made by a notary. The payment system is known as down payment or receipt money. Buying and selling with a down payment system is a sale and purchase that is usually carried out in the community. By way of the buyer providing part of the payment as collateral or binding the transaction, and setting a deadline to pay off the remaining price. The purpose of this study is to examine more deeply the provision of down payment as a token of appreciation in land sale and purchase agreements based on customary law in Indonesia. To analyze whether or not a land sale and purchase agreement is valid orally and has been given a down payment as a sign of completion. The type of research used in this research is normative juridical research method. The normative juridical approach is a problem approach by viewing, analyzing and interpreting theoretical matters relating to legal principles in the form of conceptions, norms, rules of laws and regulations, court decisions, agreements and doctrines (teachings). The legal moral position of down payment is useful as the main benchmark in agreements made by customary law communities related to goodwill. This is appropriate that in customary law goodwill and halal clauses are the main and foremost things. Because morality is very closely related to law, where a good law is a law based on morality, so that a law has a spirit, both from the product of the law and the spirit of law enforcers, so that the law can be upheld in order to obtain justice, legal certainty and expediency. The law provides a limit on how morals can be carried out with various law enforcement efforts, not just with threats/sanctions for violators.
PENGARUH FASILITAS DAN KUALITAS PELAYANAN TERHADAP KEPUASAN KONSUMEN STASIUN PENGISIAN BAHAN BAKAR UMUM (SPBU) DI KARANGAN KOTA PRABUMULIH Ristia Rahmania; Yudi Tusri; Herina
Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Vol. 3 No. 1 (2025): September
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jemb.v3i1.5740

Abstract

Ristia Rahmania, Pengaruh Fasilitas dan Kualitas Pelayanan Terhadap Kepuasan Konsumen Stasiun Pengisian Bahan Bakar Umum (SPBU) di Karangan Kota Prabumulih dibawah bimbingan Bapak Yudi Tusri, S.E., M.Si dan Ibu Herlina, S.Pd., M.Pd. Tujuan dari penelitian ini adalah untuk mengetahui bagaimana kepuasan pelanggan di Stasiun Pengisian Bahan Bakar Umum (SPBU) di Karangan Kota Prabumulih dipengaruhi oleh fasilitas dan kualitas pelayanan.  Dimanakah variabel Kepuasan Pelanggan (Y), Kualitas Pelayanan (X2), dan Fasilitas (X1)?  menggunakan sampel 100 orang.  Menggunakan metode pengolahan data dengan aplikasi SPSS (versi 26.0).  Data ini diolah dengan menggunakan uji validitas, uji reliabilitas, uji normalitas, uji multikolinearitas, uji heteroskedastisitas, uji regresi linier berganda, uji parsial (t), uji simultan (F), dan analisis koefisien determinasi (R2) dengan menggunakan program SPSS versi 26.0. Persamaan regresi linier berganda, Y = 3,166 + 0,518 X1 + 0,397 X2 + e, diperoleh dari perhitungan data dan temuan analisis.  Uji simultan (F) digunakan untuk mengevaluasi variabel independen secara bersama-sama terhadap variabel dependen berdasarkan temuan uji hipotesis.  Nilai Fhitung (443,692) dengan nilai signifikan <0,1 (0,000<0,1) ditampilkan pada hasil komputasi.  Teori ini diterima karena menjelaskan bagaimana fasilitas dan kualitas layanan bekerja sama untuk mempengaruhi kepuasan pelanggan.
Implications Of Digital Transformation and Cultural Conflict at PT. Bank Amanah Rakyat Harnela Wahana, Ivon; Hariyanto, Depit; Herina; Bahri, Syaiful; Mauliady, Akhmad
Hut Publication Business and Management Vol. 5 No. 2 (2025): Hut Publication Business and Management
Publisher : PT. Hanken Sukses Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to analyze digital transformation and organizational culture at PT. Bank Amanah Rakyat (BAR), as a medium-sized bank with a conservative organizational culture, faces serious challenges in the implementation of the "BAR Digital First" program. Changes that are designed behind closed doors and a lack of communication cause employee resistance in the form of economic fear, group inertia, veiled resistance, and selective perception. This paper aims to analyze change management problems in PT. BAR and formulate the right strategy to manage stakeholders and overcome employee resistance. The analysis method used is an organizational development approach using Force Field Analysis, Kurt Lewin's three-stage change model, resistance to change theory, and stakeholder analysis. The results of the discussion show that the success of digital transformation is highly determined by the psychological readiness of employees, effective communication of change, stakeholder participation, and organizational culture transformation. With the implementation of planned and participatory change management, PT. BAR is expected to be able to increase competitiveness without losing the value of trust that has been built over the years.