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Pengembangan Model Bisnis Layanan Mobile Banking PT. Bank Nagari menggunakan Business Model Canvas Adilla, Maharani; Rahman, Hafiz; Ma’ruf
Jurnal Informatika Ekonomi Bisnis Vol. 5, No. 2 (June 2023)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (254.179 KB) | DOI: 10.37034/infeb.v5i2.562

Abstract

Digital transformation has changed the pattern of transactions in society, thus encouraging banks to make digital-based services part of their business strategy. This encourages increased competition in the financial services industry. For that, PT. Bank Nagari needs to identify and develop a business model so that Nagari Mobile Banking services can become a competitive advantage. Where, a good understanding of the business environment will enable companies to evaluate or even develop potential business models going forward. The Business Model Canvas is a business model mapping method that can provide an overview of how a company is able to provide value (value proposition) for its customers. This business model framework consists of 9 (nine) key elements, namely Customer Segments, Value Propositions, Channels, Customer Relationships, Revenue Streams, Key Resources, Key Activities, Key Partnerships, and Cost Structure. The results showed that the Nagari Mobile Banking service needed to develop the Value Proposition, Customer Relationship, Customer Segment, Channel, Key Activities, Key Partners, and Key Resources blocks, while the Cost Structure and Revenue Streams blocks did not experience development.
PENGARUH MODEL PEMBELAJARAN BERBASIS MASALAH BERBANTUAN MEDIA VIDEO TERHADAP MOTIVASI BELAJAR DAN KEMAMPUAN PEMECAHAN MASALAH IPA PADA SISWA KELAS IV GUGUS 3 KECAMATAN BAJENG KABUPATEN GOWA Yulpia Samaduri; Ma’ruf; Rahmawati
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 9 No. 03 (2024): Volume 09 No. 03 September 2024
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v9i3.18913

Abstract

This research aims to determine the effect of the problem-based learning model assisted by video media on students' learning motivation and science problem solving abilities. The type of research used was quasi experimental with a nonequivalent control group design. The population in this study were all class IV students at the Gugus 3 school, Bajeng District, Gowa Regency and the sample was class IV students at SDI Parangrea and SDI Pakingkingan, totaling 43 people. Data collection techniques use questionnaires to determine students' science learning motivation and tests to determine students' science problem solving abilities. The collected data was analyzed quantitatively using descriptive statistics and inferential statistics. The results of descriptive statistical data analysis show that the average score for science learning motivation for the experimental class is 92.83 and for the control class is 51.85. Meanwhile, the average score for science problem solving ability in the experimental class was 86.09 and for the control class was 52.50. Meanwhile, the results of inferential statistical data analysis show that the sig. on learning motivation is 0.000 < 0.05 with a t-count > t-table value, namely 27.670 > 1.681, and the MANOVA test shows a sig. 0.001 < 0.05. Sig value. The problem solving ability is 0.000 < 0.05 with a t-count > t-table value of 9.179 > 1.681. This means that there is an influence of the problem-based learning model assisted by video media on learning motivation and science problem solving abilities in Class IV Cluster 3 Students, District. Bajeng, Gowa Regency
Pengaruh Penerapan Model Model Pembelajaran Project Based Learning (PjBL) Terhadap Aktivitas dan Hasil Belajar IPAS Siswa Kelas IV SD Telkom Makassar Sulastri; Muhajir; Ma’ruf
JURNAL MANAJEMEN PENDIDIKAN DAN ILMU SOSIAL Vol. 6 No. 3 (2025): Jurnal Manajemen Pendidikan dan Ilmu Sosial (April - Mei 2025)
Publisher : Dinasti Review

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jmpis.v6i3.4497

Abstract

Menganalisis pengaruh penerapan model pembelajaran Project Based Learning (PjBL) terhadap aktivitas belajar siswa kelas IV SD Telkom Makassar dalam mata pelajaran IPAS. Penelitian yang digunakan termasuk ke dalam penelitian “quasi eksperiment) dengan rancangan pretest posttest only control group design, rancangan penelitian ini bertujuan untuk mengukur pengaruh perlakuan pada kelompok eksperimen dengan cara membandingkan kelompok tersebut dengan kelompok kontrol. Berdasarkan hasil penelitian dan analisis data, maka dapat disimpulkan bahwa: Model Project based learning berpengaruh terhadap hasil belajar  Ilmu Pengetahuan Alam dan Sosial peserta didik kelas IV SD Telkom Makassar; Model Project based learning berpengaruh terhadap Ativitas belajar Ilmu Pengetahuan Alam dan Sosial peserta didik kelas IV SD Telkom Makassar.
Studi Kelayakan Fasilitas dan Implementasi Prosedur Keselamatan dan Kesehatan Kerja (K3) pada Industri Galangan Kapal Syifa Fajar Maulani; Ma’ruf; Pinti Pitriyani; Fathiyyah Salsabila; Atina Alifah; Maudyna Puteri Izzaty; Gulo, Riched Teddy Datalulu; Alwi, Riziq
Jurnal Teknologi dan Manajemen Industri Terapan Vol. 4 No. 2 (2025): Jurnal Teknologi dan Manajemen Industri Terapan
Publisher : Yayasan Inovasi Kemajuan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55826/jtmit.v4i2.667

Abstract

Salah satu perusahaan galangan kapal yang berlokasi di wilayah Merak dan mulai beroperasi sejak 2017 memiliki fokus pada jasa pembangunan dan perawatan kapal laut. Sebagai industri dengan tingkat risiko tinggi, penerapan Keselamatan dan Kesehatan Kerja (K3) menjadi aspek krusial untuk menjamin keselamatan tenaga kerja serta kelangsungan operasional. Penelitian ini bertujuan mengkaji kelayakan fasilitas dan implementasi prosedur K3 di perusahaan tersebut. Metode yang digunakan bersifat kualitatif dengan data diperoleh melalui wawancara. Hasil menunjukkan bahwa perusahaan memiliki fasilitas pendukung yang cukup lengkap, seperti bengkel, dermaga, gudang, alat berat (crane, excavator, loader), serta perlengkapan K3 seperti APAR, hydrant, jalur evakuasi, dan sirine. Prosedur keselamatan diterapkan melalui safety briefing mingguan, kewajiban penggunaan Alat Pelindung Diri (APD), serta sanksi bagi pelanggar. Namun, masih ditemukan kendala seperti rendahnya pemahaman terhadap prosedur keselamatan, belum adanya audit internal, serta sistem operasional yang masih bersifat manual.
Penerapan Pendekatan Saintifik Dalam Pembelajaran IPAS Materi Perubahan Dan Pelestarian Lingkungan Pada Siswa Kelas V SD Nuralia Radiani Rustan; Herlina; Ma’ruf
Jurnal Pendidikan dan Kebudayaan (JURDIKBUD) Vol. 4 No. 3 (2024): November : Jurnal Pendidikan dan Kebudayaan (JURDIKBUD)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurdikbud.v4i3.7994

Abstract

This study aims to describe the application of a scientific approach in science learning and analyze its influence on students' understanding and attitudes towards the material of environmental change and conservation. The scientific approach, which includes observing, asking, trying, reasoning, and communicating, is applied to increase students' active involvement and encourage deeper conceptual understanding. The research method used is descriptive qualitative with fifth-grade students in an elementary school in Makassar City as the subjects. Data collection techniques include observation, interviews, and documentation. The results of the study indicate that the application of a scientific approach can increase students' interest in learning, critical thinking skills, and concern for environmental issues. Thus, the scientific approach is proven effective in creating meaningful and contextual science learning.a.
Pemanfaatan Alam Sekitar sebagai Sumber Belajar Kontekstual dalam Pembelajaran IPAS di Sekolah Dasar Monica Yesin; Herlina; Ma’ruf
Jurnal Pendidikan dan Kebudayaan (JURDIKBUD) Vol. 4 No. 3 (2024): November : Jurnal Pendidikan dan Kebudayaan (JURDIKBUD)
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jurdikbud.v4i3.7997

Abstract

This study aims to describe the use of the surrounding environment as a contextual learning resource in natural and social sciences (IPAS) learning in elementary schools. A contextual approach is considered capable of bridging students' understanding of IPA concepts through direct experience and interaction with the surrounding environment. This study used a descriptive qualitative approach with teachers and fifth-grade elementary school students as subjects. Data collection techniques were carried out through observation, interviews, and documentation. The results of the study indicate that utilizing the surrounding environment—such as school gardens, small rivers, parks, and social facilities—can increase learning interest, active involvement, and a deeper understanding of concepts. Activities such as direct observation, exploration, and field discussions make the learning process more meaningful. Thus, utilizing the surrounding environment as a contextual learning resource is effective in supporting active, real-life, and relevant IPA learning in students' lives.
Studi Kelayakan Fasilitas dan Implementasi Prosedur Keselamatan dan Kesehatan Kerja (K3) pada Industri Galangan Kapal Syifa Fajar Maulani; Ma’ruf; Pinti Pitriyani; Fathiyyah Salsabila; Atina Alifah; Maudyna Puteri Izzaty; Gulo, Riched Teddy Datalulu; Alwi, Riziq
Jurnal Teknologi dan Manajemen Industri Terapan Vol. 4 No. 2 (2025): Jurnal Teknologi dan Manajemen Industri Terapan
Publisher : Yayasan Inovasi Kemajuan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55826/jtmit.v4i2.667

Abstract

Salah satu perusahaan galangan kapal yang berlokasi di wilayah Merak dan mulai beroperasi sejak 2017 memiliki fokus pada jasa pembangunan dan perawatan kapal laut. Sebagai industri dengan tingkat risiko tinggi, penerapan Keselamatan dan Kesehatan Kerja (K3) menjadi aspek krusial untuk menjamin keselamatan tenaga kerja serta kelangsungan operasional. Penelitian ini bertujuan mengkaji kelayakan fasilitas dan implementasi prosedur K3 di perusahaan tersebut. Metode yang digunakan bersifat kualitatif dengan data diperoleh melalui wawancara. Hasil menunjukkan bahwa perusahaan memiliki fasilitas pendukung yang cukup lengkap, seperti bengkel, dermaga, gudang, alat berat (crane, excavator, loader), serta perlengkapan K3 seperti APAR, hydrant, jalur evakuasi, dan sirine. Prosedur keselamatan diterapkan melalui safety briefing mingguan, kewajiban penggunaan Alat Pelindung Diri (APD), serta sanksi bagi pelanggar. Namun, masih ditemukan kendala seperti rendahnya pemahaman terhadap prosedur keselamatan, belum adanya audit internal, serta sistem operasional yang masih bersifat manual.
Edukasi Pentingnya Pengelolaan Waktu untuk Mengurangi Dampak Negatif Smartphone Ma’ruf; Amal, Amri; Azifa, Nur; djabir, Sudarni
Jurnal Pengabdian Kepada Masyarakat Patikala Vol. 5 No. 3 (2026): Jurnal PkM PATIKALA
Publisher : Pusat Pengembangan Pendidikan dan Bakat Indonesia/Education and Talent Development Center of Indonesia (ETDC Indonesia)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51574/patikala.v5i3.4657

Abstract

The increasing use of smartphones among elementary school students has the potential to have negative impacts if not accompanied by proper time management. This Community Service (PKM) activity aims to educate students about the importance of time management to reduce the negative impacts of smartphone use. The activity was conducted at Tamannyeleng Elementary School in Gowa Regency, involving 38 students using an educational and participatory approach through material delivery, discussions, and Q&A sessions. The results of the activity showed an increase in students' understanding and awareness of the impacts of uncontrolled smartphone use and the importance of dividing their time between studying, playing, resting, and smartphone use. The approach used also increased student engagement during the activity. This activity has the potential to be the first step in developing wiser smartphone habits in elementary school students.
PENGARUG PENDEKATAN PEMBELAJARAN STEM TERHADAP KEMAMPUAN PEMECAHAN MASALAH SISWA PADA MATA PELAJARAN IPAS SDN 70 BODDIA Kinarun, Arvina; Ma’ruf; Amri Amal
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 2, Juni 2026 Release
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.46367

Abstract

Arvina, 2026. The Effect of the STEM Learning Approach on Problem-SolvingAbility in Science and Social Studies (IPAS) for Fifth Grade Students at SDN 70Boddia. Undergraduate Thesis, Department of Elementary School TeacherEducation, Faculty of Teacher Training and Education, Universitas MuhammadiyahMakassar. Supervisor I: Ma’ruf and Supervisor II: Amri Ama This research wasmotivated by problem-solving abilities in the learning process. One alternativelearning model that can be used to improve students’ problem-solving skills is theSTEM learning approach. This study aims to determine students’ problem-solvingabilities before and after the implementation of the STEM learning approach and toanalyze the effect of the STEM learning approach on students’ problem-solvingabilities in IPAS learning for fifth grade students at SDN 70 Boddia. This studyemployed an experimental research design using a Quasi-Experimental method.Quasi-Experimental research is a type of research that has a control group butcannot fully control external variables that may influence the implementation of theexperiment. The data collection techniques used were observation anddocumentation. The data were analyzed using descriptive statistical analysistechniques and SPSS 26 statistical analysis The results of the study indicate thatthere is an effect of the STEM learning approach on students’ problem-solvingabilities in IPAS learning for fifth grade students at SDN 70 Boddia. This is shownby the post-test average score of 89.21%. Based on the results of the independentsample t-test hypothesis testing, the Sig. (2-tailed) equal variance assumed valuewas 0.001, which indicates that 0.001 < 0.05. In other words, H0 was rejected andH1 was accepted, meaning that there is a significant effect of the STEM learningapproach on students’ problem-solving abilities in IPAS learning for fifth gradestudents at SDN 70 BoddiaKeywords : STEM Learning Approach, Problem Solving, Quantitative Researc