Claim Missing Document
Check
Articles

Found 10 Documents
Search

Sosialisasi dan Edukasi tentang Literasi Keuangan Non Tunai bagi Santriwati Pondok Pesantren Salafiyah Darussalam Martapura Karimah, Husna; Malihah, Lola; Anwar, Mukhlis Kaspul; Hayati, Siti Nur Sa'da
Cendekia : Jurnal Pengabdian Masyarakat Vol 5 No 2 (2023): Desember
Publisher : LPPM UNIVERSITAS ISLAM KADIRI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/cendekia.v5i2.3511

Abstract

Kegiatan pengabdian masyarakat ini memiliki tujuan untuk memberikan informasi dan pengetahuan tambahan bagi para santriwati Pondok Pesantren Salafiyah Darussalam Martapura. Pelaksanaan kegiatan ini untuk pemenuhan Tri Dharma Perguruan Tinggi yaitu pengabdian masyarakat. Selain itu, abdimas ini diisi oleh dosen fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Darussalam Martapura sebagai narasumber untuk menyampaikan beberapa materi yaitu transaksi tunai dan transaksi non tunai (kartu debit, kartu kredit, uang elektronik, internet banking, mobile banking, dompet digital) serta kelebihan dan kekurangan penggunaan pembayaran non tunai. Hasil menunjukkan bahwa edukasi ini berjalan dengan lancar dan dalam penyampaian materi terdapat diskusi antar narasumber dan peserta. Pada kegiatan berikutnya diharapkan tidak hanya mengedukasi tentang transaksi non tunai saja tetapi juga memberikan informasi tentang penipuan online terkait pembayaran non tunai dan cara untuk menghindarinya.
Pengaruh Brand Image dan Halal Branding Terhadap Minat Pembelian Produk Kosmetik (Studi pada Mahasiswi Fakultas Ekonomi dan Bisnis Islam IAI Darussalam Martapura) Malihah, Lola; Anwar, Mukhlis Kaspul; Meilania, Gusti Tasya; Amalia, Rizqi
Jurnal Riset Inspirasi Manajemen dan Kewirausahaan Vol. 7 No. 1 (2023): JURNAL RISET INSPIRASI MANAJEMEN DAN KEWIRAUSAHAAN
Publisher : Sekolah Tinggi Ilmu Manajemen Indonesia (STIMI) Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (353.431 KB) | DOI: 10.35130/jrimk.v7i1.265

Abstract

Brand Image adalah tentang apa yang konsumen fikirkan dan rasakan saat mendengar atau melihat sebuah merek. Halal branding adalah brand yang penamaannya diperbolehkan mengikuti ketentuan syariat Islam yaitu Al Quran dan Hadits. Halal branding dapat bersifat eksplisit ataupun implisit, asalkan brand tersebut mencerminkan suatu keadaan, kondisi atau komposisi yang sebenarnya dan tidak ada unsur penipuan terhadap konsumen. Kedua hal tersebut juga sering dijadikan sebagai pertimbangan ketika memilih produk kosmetik. Penelitian ini bertujuan untuk menganalisis pengaruh brand image dan halal branding terhadap motivasi / minat pembelian produk kosmetik mahasiswi Fakultas Ekonomi dan Bisnis Islam angkatan 2018 dan 2019. Pada penelitian ini, digunakan analisis regresi linier berganda. Dari analisis yang dilakukan, diperoleh hasil bahwa variabel brand image tidak berpengaruh secara signifikan terhadap motivasi pembelian produk kosmetik. Sedangkan variabel halal branding berpengaruh signifikan terhadap motivasi pembelian produk kosmetik.Kata kunci: Brand Image, Halal Branding, Kosmetik.
Analisis Tren Nilai Tukar Mata Uang Rupiah Indonesia (IDR) terhadap Ringgit Malaysia (MYR) Anwar, Mukhlis Kaspul
Ecobuss Vol 13 No 1 (2025): Jurnal Ilmiah Ecobuss, Volume 13, No 1, Maret 2025
Publisher : Fakultas Ekonomi dan Bisnis Universitas Panca Marga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51747/ecobuss.v13i1.2305

Abstract

This study aims to analyze the trend and forecast the exchange rate of IDR against MYR by comparing two trend models, namely the linear and quadratic trend models. The analysis results show a downward trend in the IDR to MYR exchange rate during the observed period. From the comparison of both models, the quadratic trend model proves to be more effective in depicting the exchange rate movement pattern, as it yields a smaller MAPE value, indicating higher prediction accuracy. The quadratic model is better at capturing complex fluctuations of the exchange rate, providing better results than the linear model. Therefore, the quadratic trend model is more suitable for modeling the downward trend in the IDR to MYR exchange rate.
Pengaruh Tagline Shopee "Gratis Ongkir Xtra" Terhadap Minat Belanja Online: (Studi Kasus Mahasiswi Fakultas Ekonomi dan Bisnis Islam) Aisyah, Winika Nur; Anwar, Mukhlis Kaspul; Malihah, Lola
Surplus: Jurnal Ekonomi dan Bisnis Vol. 1 No. 1 (2022): Desember 2022
Publisher : Yayasan Pendidikan Tanggui Baimbaian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71456/sur.v1i1.113

Abstract

Bentuk perdagangan terbaru yang kian memudahkan penggunanya kini dikenal dengan istilah e-commerce yang merupakan sebagai segala bentuk transaksi perdagangan (perniagaan) barang atau jasa (trade of goods and service) dengan menggunakan media elektronik. Salah satu E-Commerce yang sedang berkembang di Indonesia saat ini adalah Shopee yang menyediakan berbagai jenis produk yang lengkap untuk sehari-hari seperti otomotif alat kosmetik, makanan dan minuman, perlengkapan fotografi, perlengkapan olahraga, fashion, vitamin dan obat-obatan, gadget perlengkapan rumah, alat elektronik, perlengkapan untuk souvenir, perlengkapan pesta, dan voucher belanja. Penelitian ini merupakan penelitian lapangan dengan pendekatan kuantitatif. Data berupa data primer yang diperoleh melalui penyebaran angket. Populasi dalam penelitian ini adalah mahasiswi FEBi IAI Darussalam Martapura pengguna Shopee dengan jumlah sampel sebanyak 51 orang. Hasil penelitian ini menunjukkan bahwa variabel Tagline Shopee Xtra Gratis Ongkir(X) dengan variabel Minat Berbelanja Online Mahasiswi (Y) berada pada rentang -0,590 yang artinya memiliki nilai hubungan yang sedang.hasil uji hipotesis diatas, diketahui bahwa nilai t hitung = 5.110 > t tabel 0,232 dan nilai signifikasi sebesar 0,000 < 0,05, maka dapat disimpulkan bahwa Ha diterima dan H0 ditolak. Artinya ada terdapat pengaruh antara variabel Tagline Shopee Xtra Gratis Ongkir (X) terhadap varibel Minat Berbelanja Online Mahasiswi (Y).
Literasi Keuangan Non Tunai bagi Santri Pondok Pesantren Al Falah Puteri Banjarbaru Anwar, Mukhlis Kaspul; Malihah, Lola; Rahman, Muhammad; Rahmah, Nita
Jurnal Pengabdian Masyarakat (ABDIRA) Vol 5, No 3 (2025): Abdira, Juli
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/abdira.v5i3.746

Abstract

This community service project aims to enhance non-cash financial literacy among female students (santriwati) at Al Falah Islamic Boarding School Puteri Banjarbaru through education on e-wallet usage. The program employed the Asset-Based Community Development (ABCD) approach, which focuses on empowering existing community assets. Activities were carried out through discovery, dream, design, delivery, and evaluation stages. The results showed improved understanding of non-cash transactions, readiness of the pesantren cooperative to manage top-up systems, and strong enthusiasm from the community for implementation. This project confirms the effectiveness of the ABCD approach in building an inclusive financial system within the pesantren environment.
MEMBANGUN GENERASI CERDAS FINANSIAL DI ERA DIGITAL: LITERASI KEUANGAN PADA SISWA MA DARUL HUDA DESA BAWAHAN PASAR KECAMATAN MATRAMAN KABUPATEN BANJAR Karimah, Husna; Malihah, Lola; Anwar, Mukhlis Kaspul; Hidayatullah, Muhammad Syarif; Afif, Ahmad Musfida
ABDI MAKARTI Vol 4, No 1 (2025): ABDI MAKARTI
Publisher : Sekolah Tinggi Ilmu Ekonomi AMA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52353/abdimakarti.v4i1.813

Abstract

The rapid development of digital technology in Indonesia has transformed various sectors, including the financial sector. As the country transitions toward a cashless society, it is crucial to strengthen financial literacy, especially among adolescents. This community service activity aimed to increase the understanding and awareness of digital financial literacy among students of MA Darul Huda through a participatory educational program. The method involved structured stages, including preparation, material presentation, digital wallet usage simulation, and interactive discussion. The results showed high enthusiasm from participants, who actively engaged in discussions and demonstrated improved understanding of digital financial services and potential risks. Although no pre- or post-test was conducted, qualitative evaluation revealed a positive impact through verbal feedback, teacher responses, and student involvement. This program is expected to contribute to building a generation that is financially responsible and aware of digital transaction risks, particularly within Islamic educational environments.
TRANSFORMASI PENGELOLAAN KEUANGAN DIGITAL PADA SANTRI PONDOK PESANTREN AL FALAH PUTERI BANJARBARU Anwar, Mukhlis Kaspul
PERFORMANCE: Jurnal Bisnis & Akuntansi Vol 15 No 2 (2025): Performance: Jurnal Bisnis & Akuntansi
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Wiraraja Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24929/feb.v15i2.4431

Abstract

Digital transformation in financial management at Al-Falah Islamic Boarding School in Banjarbaru is becoming important along with the increasing use of technology. This study aims to analyze the process of transitioning from cash to electronic money, and its impact on the financial management of Islamic boarding schools. The method used is qualitative with a descriptive approach, involving in-depth interviews and participatory observation of students and Islamic boarding school managers. The results of the study indicate that the use of electronic money increases efficiency and security in financial transactions. However, there are challenges faced, such as low financial literacy among students which hinders the optimal use of electronic money. Education and socialization regarding the use of e-wallets are needed to help students understand the benefits and risks in digital financial management. These findings indicate that financial transformation not only prioritizes technical aspects, but also the importance of increasing financial knowledge and awareness in the Islamic boarding school environment as a step towards more modern and responsible financial management.
FAKTOR-FAKTOR YANG MEMPENGARUHI KEPUTUSAN MASYARAKAT MENGGUNAKAN LAYANAN PERBANKAN SYARIAH Amalia, Rizqi; Anwar, Mukhlis Kaspul; Malihah, Lola; Aisyah, Lisda
Indonesian Scientific Journal of Islamic Finance Vol 1 No 2 (2023): Indonesian Scientific Journal of Islamic Finance
Publisher : Faculty of Islamic Economics and Business, Sultan Aji Muhammad Idris State Islamic University of Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/inasjif.v1i2.5501

Abstract

The function and role of Islamic financial institutions include meeting the needs of the community for funds as a means to carry out economic activities in accordance with sharia principles. The purpose of this study is to find out what factors affect people's decisions using Islamic banking services. Researchers tested several variables that allegedly influence people's decisions using Islamic Banking services, namely knowledge (X1), fund products and services (X2) and quality of service (X3). At the coefficient of determination (R Square) of 0.615 or equal to 61.5%. This means that knowledge variables, funded products and services and service quality simultaneously (together) can explain the response variable by 61.5%. The rest (100% - 61.5% = 38.5%) was explained by other variables outside of the study. Keywords: Quality of Services, Funded Products and Services.
PRAKTEK JUAL BELI DI PASAR TRADISIONAL DESA PANDAHAN KECAMATAN BATI-BATI DALAM PERSFEKTIF EKONOMI ISLAM Anwar, Mukhlis Kaspul
Jurnal Hadratul Madaniyah Vol. 10 No. 2 (2023): Jurnal Hadratul Madaniyah
Publisher : ​Institute for Researches and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/jhm.v10i2.6540

Abstract

This research was motivated by the existence of a traditional market in Pandahan Village, Bati-bati District, which is a traditional market with an Islamic nuanced system. Therefore, this study aims to find out how the practice of buying and selling practices of traditional markets in Pandahan Village, Bati-bati District, from an Islamic economic perspective. This type of research is field research conducted with qualitative assessment. The location of the study is at the Traditional Market of Pandahan Village which is located at Jl. A. Yani km 28 RT 04 Pandahan Village, Bati-bati District, Tanah Laut Regency, Kalimantan Province, South Kalimantan. The results showed that , the traders of the traditional market of Pandahan Village, Bati-bati District apply the practice of buying and selling with a perfect contract system, the right to vote (khiyar), voluntary, without containing elements of coercion, bringing benefits and avoiding mudharat in society, avoiding garar, avoiding riba
Pengaruh Pasar Digital Terhadap Omset Penjualan Pakaian di Pasar Batuah Martapura Asybary, Yuliana Hidayati; Anwar, Mukhlis Kaspul; Malihah, Lola
Dinamika Ekonomi: Jurnal Ekonomi dan Bisnis Vol 16 No 1 (2023): DINAMIKA EKONOMI Jurnal Ekonomi dan Bisnis Vol 16. No.1 Maret 2023
Publisher : Sekolah Tinggi Ilmu Ekonomi Nasional (STIENAS) Banjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53651/jdeb.v16i1.394

Abstract

ABSTRACT This study aims to determine how the digital market influences the turnover of clothing sales in the Batuah Martapura market. This research was conducted on the Batuah Martapura market traders. The population of respondents in this study are clothing traders who use the digital market, totaling 27 people with the snowball sampling method. Data collection techniques in this study were in the form of questionnaires and interviews. The analysis technique used in this research is quantitative by using validity test, reliability test, normality test, linearity test, t test and coefficient of determination test. The results of this study indicate that there is a significant untested influence of the Digital Market on the Turnover of Clothing Sales at the Batuah Martapura Market. It is shown by the results of the t-test that the result of tcount is (- 285) and the significance value (Sig.) is 0.778 so that tcount = (-285) < ttable = 1.708 and the value of Sig. = 0.778 > = 0.1. Because the value (-285) < 1.708 and 0.778 > 0.1, it can be concluded that the hypothesis H0 is accepted and H1 is rejected. So the results of the analysis from the t-test can be said that the digital market is not tested significantly on the sales turnover of clothing traders who use the digital market at Batuah Martapura Market. The coefficient of determination value is 0.003, this means that the variation of digital market changes (X) is not tested significantly on the sales turnover of traders in the Batuah Martapura market (Y) is 0.3%, while the rest is influenced by other variables in this study. Keywords: Digital Market, Traditional Market, Sale Omzet.