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BUDAYA FILANTROPI ISLAM PADA BMT SEBAGAI WADAH BISNIS BERBASIS ISLAM Despileny, Iren; Nurnasrina, Nurnasrina
Jurnal Ekonomi Bisnis Kompetif Vol 3 No 2 (2024)
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/bisniskompetif.v3i2.1851

Abstract

Organizational culture in Islamic philanthropy is a reflection of Islamic values, principles, and ethics that are carried out in various charitable and social activities. Islamic philanthropic organizations have a mission to help the community, especially the underprivileged, by distributing resources fairly and sustainably. Through descriptive research with a sample of 100 BMT members in Pekanbaru, the results showed that the culture of Islamic philanthropy is interpreted in the criteria of good enough to good, this indicates that the culture of Islamic philanthropy that has been running in BMT can be said to be quite good even though there must still be continuous evaluation to improve improvement and perfect the culture in an Islamic manner. Keywords: Organizational Culture, BMT, Islamic Philanthropy
Industri Pasar Uang Syariah di Asia Tenggara S, Suzana; Despileny, Iren; S, Syahpawi
Socius: Jurnal Penelitian Ilmu-Ilmu Sosial Vol 1, No 9 (2024): April
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.11107343

Abstract

This research aims to analyze the Islamic money market in the context of Islamic economics in Southeast Asia. Understanding the definition of Islamic money market, its functions, mechanisms, objectives, as well as the instruments used in the Islamic money market. In addition, this research also highlights the importance of the money market in meeting the working capital and liquidity needs of companies in accordance with Islamic principles. This research uses the literature study method, collecting information and data through literature studies and conducting content analysis from various sources relevant to the money market in the context of Islamic economics in Southeast Asia. The data collected was analyzed using a qualitative approach, which involved coding, data reduction, and conclusion drawing. In this context, Islamic money markets are considered an important alternative in a financial system that adheres to Shariah principles.
Sejarah Perkembangan Ekonomi Syariah Despileny, Iren; Suzana, Suzana; Syahrial, Murah; Syahpawi, Syahpawi
Madani: Jurnal Ilmiah Multidisiplin Vol 2, No 5 (2024): Madani, Vol. 2, No. 5 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.12600114

Abstract

Islamic economics, as a branch of economic science based on sharia principles. The history of Islamic economics stems from the teachings of Islam which were revealed more than 1400 years ago, with a strong legal basis in the Qur'an and Hadith. Furthermore, during the caliphate period, Islamic economics developed more systematically. The development of Islamic economics stagnated during the colonial period, along with the dominance of the capitalist economic system brought by the colonizers. One of the important milestones in the revival of Islamic economics was the establishment of the Islamic Development Bank (IDB). With a strong historical foundation and continued development, Islamic economics shows its potential as an alternative economic system that is equitable and sustainable. In this research, the method that the author uses is the Historical / Descriptive Method which analyzes the development of Islamic economics from classical to modern times by examining various historical sources and relevant literature. The results of the literature study that have been carried out show that the development of Islamic economics through various periods shows the evolution of economic concepts and practices based on Islamic principles, from the beginning of development to modernization and response to global challenges.
BANK UMUM SYARIAH: TINGKAT KESEHATAN DENGAN METODE RGEC Despileny, Iren; Huda, Nurul; Nurnasrina, Nurnasrina; Bte Salman, Nola Fibriyani
JURNAL ECONOMICA: Media Komunikasi ISEI Riau Vol. 12 No. 2 (2024)
Publisher : Ikatan Sarjana Ekonomi Indonesia Cabang Pekanbaru

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46750/economica.v12i2.290

Abstract

The purpose of this research is to see the health level of Islamic commercial banks in Indonesia from 2020-2023 with the RGEC (Risk profile, Good Corporate Governance, Earning, Capital) approach. The analysis method used in this research is to use qualitative descriptive analysis, which is a method that aims to describe the state of the company based on the reality that actually occurs in a company. The results of the research Risk Level (Risk Profile): Islamic commercial banks have a low level of risk, with an average risk score of 75.75. This reflects the bank's ability to manage credit, market, operational, and liquidity risks well, maintaining operational stability and sustainability. Good Corporate Governance (GCG): Corporate governance is rated good, with an average score of 1.82. This indicates the application of the principles of transparency, accountability, responsibility, independence, and fairness that support investor and customer confidence. Quality of Earnings: The bank's profitability is at a very adequate level, with an average earning score of 1.68. The bank is able to optimize revenues and manage costs efficiently to achieve stable profits. Capital: Capital levels are highly adequate, with an average capital score of 24.74. This indicates the bank's financial strength to support growth and bear potential risks. This assessment illustrates financial stability, effective risk management, solid governance, and the ability to maintain profitability growth Keywords:
Perekonomian pada Masa Nabi Muhammad Saw: ditinjau dari Kebijakan Fiskal Ichsan, Atikah Nurul; Despileny, Iren; Jannah, Nisa Zahratul; A, Alpizar; H, Herlinda
At-Tajdid : Journal of Islamic Studies Vol 4, No 4 (2024): Oktober 2024
Publisher : Pacsasarjana UIN Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/at-tajdid.v4i4.27375

Abstract

his research aims to learn about the economics of the time of the Prophet Muhammad SAW which is reviewed from fiscal policy. The study uses the library research approach as a method of gathering data by involving an understanding and study of the theories that exist in various relevant literary sources. The economy of the Prophet Muhammad began after his Hijrah to Medina with the establishment of Medina as a peaceful and civilized country according to the principles of economic Shariah. The principle of fiscal policy in Islam aims to develop a society based on a balanced distribution of wealth by placing material and spiritual values on an equal and balanced level. During the time of the Prophet Muhammad SAW, the income of the state was derived from primary and secondary sources of income. This source of income is collected first and then spent according to the needs of the country. The status of the property belongs to the state and not to individuals. The place where the funds are gathered is called Baitul Mal using the balance-of-budget basis, which means that all receipts are spent on state expenditure. Thus the Prophet laid the foundations of fiscal wisdom based on justice since the time of Islamic rule.Keywords : Islamic Economy, Fiscal Policy, Prophet Muhammad SAWTRANSLATE with x EnglishArabicHebrewPolishBulgarianHindiPortugueseCatalanHmong DawRomanianChinese SimplifiedHungarianRussianChinese TraditionalIndonesianSlovakCzechItalianSlovenianDanishJapaneseSpanishDutchKlingonSwedishEnglishKoreanThaiEstonianLatvianTurkishFinnishLithuanianUkrainianFrenchMalayUrduGermanMalteseVietnameseGreekNorwegianWelshHaitian CreolePersian //  TRANSLATE with COPY THE URL BELOW Back EMBED THE SNIPPET BELOW IN YOUR SITE Enable collaborative features and customize widget: Bing Webmaster PortalBack//
Sharia Fintech: The Collaboration of Information Technology and Morality as A Financing Instrument for The Future Nurul Ichsan, Atikah; Despileny, Iren; Zahratul Jannah, Nisa; Albahi, Muhammad
International Journal of Information System and Innovation Management (IJISIM) Vol. 2 No. 1 (2024): International Journal of Information System and Innovation Management
Publisher : Yayasan Pendidikan Islam Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The advancement of technology and knowledge has driven global innovation, transforming social, personal interactions, and economic transactions through the internet. Technology companies such as software, web, and internet play a crucial role in Indonesia's industry, particularly in the innovation of economic transactions known as financial technology (fintech). Meanwhile, Shariah financial systems, based on Shariah principles, offer ethical and just alternatives in financial management, known as Shariah fintech. This study employs literature review methods to examine Shariah fintech as a key instrument in future financing. Research findings indicate that there are currently 7 Shariah fintech P2P lending companies established in Indonesia. Shariah fintech's advantages in financing instruments over conventional methods include unique regulations tailored for Shariah fintech, direct oversight by the Shariah Supervisory Board (DPS), and operations based on Shariah principles. Furthermore, Shariah fintech supports sustainable economic growth by avoiding financing sectors that are prohibited and promoting profit-sharing models. Regulatory support from the government, OJK, and DSN-MUI creates an environment conducive to the development of the Shariah financial industry. Overall, with the world's largest Muslim population, Shariah fintech not only provides Shariah-compliant financing solutions and promotes financial inclusion but also plays a crucial role in supporting sustainable economic growth in Indonesia.