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A Bibliometric Analysis of Profit Loss Sharing (PLS) in Islamic Banking Research Using Vosviewer Application Fahamsyah, Mohammad Hatta; 'Ainulyaqin, Muhammad Hamdan
Perisai : Islamic Banking and Finance Journal Vol 7 No 1 (2023): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v7i1.1662

Abstract

The aim of this investigation is to conduct a systematic examination of bibliometric data analysis utilizing VOS Viewer and to present a comprehensive, step-by-step demonstration. The analysis is intended to assist individuals who are utilizing VOSviewer for the first time in easily accessing and utilizing the software. This study uses VOSviewer's mapping tool to provide data analysis on Islamic banking profit loss sharing (PLS) and its evolution over his five years (2018-2023). The methods used were qualitatively descriptive to explain the performance of econometric literature analysis by creating network visualizations of selected topics. The search results found 996 relevant published journals from 2018 to 2023, grouped into 10 categories by year of publication. Once the journal data had been categorized, from our analysis, it was found that there were 996 articles related to profit sharing in Islamic banking that were published within the period of 2018 to 2023. Consequently, it was deduced that profit and loss sharing in Islamic banking could be linked to various other research domains, indicating that there are ample opportunities to uncover new perspectives on this subject. Additionally, this research aims to provide researchers with a source to identify promising research areas and to choose research topics.
The Effect of Financial Literacy, Income, and Financial Behaviour on Gen-Z Investment Decisions in Bekasi Regency Suhendar, Diki; Fahamsyah, Mohammad Hatta
Jurnal Manajemen Bisnis Vol. 11 No. 2 (2024): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i2.782

Abstract

Investment is now a hot topic among young people, especially among Gen-Z. This research focuses on the interest of Generation Z in Bekasi Regency towards investment and their choice of investment instruments. Through a qualitative approach using questionnaires and literature studies, it was found that Gen-Z's interest in investment is very high. The research conducted on 209 Gen-Z in Bekasi Regency aims to examine the impact of financial literacy, income, and financial behaviour on their interest in investing, as well as the investment instruments they choose. Gold emerged as their favourite investment instrument because it is easy to use and has a low risk of loss. The findings show the great potential of Gen-Z in managing finance and investment in Bekasi Regency.
Pengaruh Rasio Keuangan terhadap Financial distress pada Perusahaan Penerbangan di Indonesia Priskila, Deborah Putri Bona; Fahamsyah, Mohammad Hatta
JURNAL PELITA MANAJEMEN Vol. 1 No. 01 (2022): Mei 2022
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (183.012 KB) | DOI: 10.37366/jpm.v1i01.1150

Abstract

Perkembangan industri penerbangan yang terus meningkat turut membuat semakin ketatnya tingkat persaingan. Terdapat pemberitaan bahwa beberapa perusahaan penerbangan mengalami kondisi financial distress, hal ini membuat kesadaran akan pentingnya meneliti mengenai rasio keuangan apa saja yang berpengaruh memicu kondisi financial distress pada perusahaan penerbangan. Penelitin ini bertujuan untuk menguji pengaruh rasio keuangan yang terdiri dari rasio profitabilitas, likuiditas dan Leverage terhadap financial distress pada perusahaan penerbangan di Indonesia. Penelitian ini tergolong kedalam penelitian kuantitatif dengan metode pengambilan sampel yaitu nonprobability sampling. Sampel dalam penelitian ini merupakan perusahaan penerbangan yang terdaftar di Bursa Efek Indonesia (BEI). Metode analisis dalam penelitian ini dilakukan dengan uji regresi data panel dan hubungan yang dihipotesiskan dalam model teoritis yang diusulkan. Hasil dari penelitian ini telah membuktikan bahwa semua variabel rasio keuangan yang diujikan yakni rasio profitabilitas, likuiditas dan Leverage secara parsial berpengaruh signifikan terhadap financial distress perusahaan penerbangan.
Apakah Bank Syariah Pertama Di Indonesia Akan Bangkrut? Fahamsyah, Mohammad Hatta; Dwisari, Novita
JURNAL PELITA MANAJEMEN Vol. 2 No. 01 (2023): Mei 2023
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (217.763 KB)

Abstract

Perkembangan asset yang dimiliki oleh Bank Muamalat Indonesia selama 6 tahun terakhir mengalami penurunan yang cukup besar. Hal tersebut membuat Bank Muamalat mendapat isu kebangkrutan karena kinerja keuangan semakin menurun. Maka dari itu dalam penelitian ini mencoba mengidentifikasi apakah Bank Muamalat Indonesia berpotensi mengalami kebangkrutan dengan menggunakan metode Z-Score, Springate dan Zmijewski. Periode penelitian ini adalah tahun 2014-2019. Penelitian ini menggunakan pendekatan kuantitatif, sedangkan Objek penelitian ini adalah laporan keuangan tahunan yang dikeluarkan perusahaan mulai tahun 2014-2019. Jenis data yang digunakan adalah data sekunder. Metode pengumpulan datanya dalah data yang telah dipublikasikan, teknis analisis data yang digunakan adalah analisis Z-Score, Springate dan Zmijewski. Dari hasil penelitian dengan menggunakan metode Z-Score pada tahun 2014-2019 bank muamalat tidak mengalami prediksi kebangkrutan atau dalam keadaan sehat. Dari hasil penelitian dengan menggunakan metode Springate pada tahun 2014-2019 bank muamalat mengalami prediksi kebangkrutan atau tidak sehat. Dari hasil penelitian dengan menggunakan metode Zmijewski pada tahun 2014-2019 bank muamalat tidak mengalami prediksi kebangkrutan atau dalam keadaan sehat.
PERAN FINTECH, INKLUSI KEUANGAN DAN LITERASI KEUANGAN TERHADAP KINERJA DALAM KESIAPAN DUKUNG CASHLESS SOCIETY SEKTOR USAHA MIKRO KECIL MENENGAH KABUPATEN BEKASI Zaenudin, Ahmad; Fahamsyah, Mohammad Hatta
Jurnal Investasi Vol. 9 No. 2 (2023): Jurnal Investasi Vol. 9 No 2
Publisher : Universitas Wiralodra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/investasi.v9i2.267

Abstract

ABSTRACT - Less cash society is a term used by Bank Indonesia in relation to a non-cash society, where groups of people are used to using non-cash payment instruments, especially in economic activities. Cash payments which were the main means of transaction have now been shifted to non-cash payments based on cards, electronic and paper. With the change in the non-cash payment system, it brought several conveniences to the community and this was able to encourage Bank Indonesia to create a less cash society. This research aims to analyze the role of fintech on MSMEs in Bekasi Regency, analyze the impact of financial inclusion on MSMEs in Bekasi Regency and analyze the effect of financial literacy on MSMEs in Bekasi Regency. The research method in this study uses a quantitative approach. With the sampling technique using dsample used using non-probability sampling techniques. The population in this research were SMEs in Bekasi Regency, with a total sample of 100 SMEs in Bekasi Regency. Analysis using SPSS version 23.0. With the results of the study, namely that there is no impact of fintech on MSME performance, there is a significant influence between financial inclusion on financial performance and there is an impact of financial literacy on MSME performance.
STRATEGI PEMASARAN DIGITAL DALAM PENGEMBANGAN USAHA UMKM AYAM PETELUR DI BOJONEGORO Kusuma, Menur; Fahamsyah, Mohammad Hatta
Jurnal Investasi Vol. 9 No. 4 (2023): Jurnal Investasi Vol. 9 No 4
Publisher : Universitas Wiralodra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/investasi.v9i4.299

Abstract

Penelitian ini bertujuan untuk memahami upaya UMKM ayam petelur di Kabupaten Bojonegoro dalam menerapkan pemasaran digital. Metodologi penelitian yang digunakan adalah kualitatif dengan strategi studi kasus, yang melibatkan analisis mendalam terhadap kasus-kasus yang relevan. Penelitian ini mencakup beberapa dimensi, antara lain faktor-faktor yang menghambat keputusan penggunaan platform digital oleh UMKM ayam petelur, aktivitas pemasaran digital yang telah dilakukan, kinerja bisnis yang dicapai, kendala yang dihadapi dalam pemasaran digital, dan rekomendasi yang dapat diberikan kepada pemangku kepentingan untuk optimalisasi pemasaran digital. Melalui pendekatan kualitatif, penelitian ini dapat memberikan pemahaman yang mendalam tentang tantangan dan potensi dalam menerapkan pemasaran digital bagi UMKM ayam petelur di Kabupaten Bojonegoro. Hasil penelitian ini diharapkan dapat memberikan kontribusi pada pengembangan strategi dan kebijakan yang lebih efektif dalam mendukung perkembangan usaha mikro dan kecil di sektor tersebut. Data melalui wawancara mendalam dan FGD terhadap 2 pemilik UMKM Ayam Petelur dan LSM Kabupaten Bojonegoro. Hasil penelitian menunjukkan bahwa informan mengadopsi platform digital, namun indikator keterampilan karyawan menghambat pengambilan keputusan. Penerapan pemasaran digital dan kinerja bisnis bisa lebih optimal. Oleh karena itu, hambatan utama dalam kegiatan pemasaran digital adalah terbatasnya kapasitas, kapabilitas, dan jumlah SDM dalam organisasi yang dapat memasarkan secara digital. Oleh karena itu, rekomendasi yang diajukan adalah peningkatan literasi digital dan kolaborasi pemangku kepentingan melalui pelatihan, pendampingan, dan bantuan tenaga kerja.
Implementation of Maslahah in the LPDB-KUMKM Revolving Fund Loan or Financing Program Fahamsyah, Mohammad Hatta; Kusumaningtyas, Menur; Fatih, Sultan
Et-Tijarie Vol 8, No 1: Juni 2023
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/ete.v8i1.24229

Abstract

This research aims to explore the implementation of maslahah in the loan or revolving fund financing program managed by the Cooperative, Micro, Small, and Medium Enterprises Revolving Fund Management Institution (LPDB-KUMKM).The research method used is a literature study with a descriptive qualitative approach. Secondary data was obtained from a variety of sources, including journals, related research, and books relevant to the context of the discussion.The results of the study show that LPDB-KUMKM as a whole has applied the concept of maslahah in its program. This finding is reflected in several aspects. First, LPDB-KUMKM has succeeded in creating economic independence for cooperatives and partner MSMEs through the provision of funds, training, and mentoring. Second, this institution ensures that all programs implemented meet the characteristics of sharia compliance by avoiding elements of riba, gharar, and maisir. Third, this institution also conducts a comprehensive risk evaluation including credit risk, operational risk, and compliance risk. Fourth, LPDB-KUMKM actively empowers the community through training programs, mentoring, and providing access to other resources. Fifth, LPDB-KUMKM applies the principles of accountability and transparency in every stage of its management. Sixth, this institution is actively involved in the process of continuous evaluation and improvement to ensure the efficiency and effectiveness of all programs implemented. The results of this research can be implemented into the economic life of the community by utilizing Maslahah in loan program activities and revolving funds.
Risk and Profitability of Islamic Banking in Indonesia : Granger Causality Test Rakhmat, Adrianna Syariefur; Nurastuti, Preatmi; Fahamsyah, Mohammad Hatta
Proceeding International Pelita Bangsa Vol. 1 No. 01 (2023): September 2023
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research discusses the two-way relationship between financing risk and profitability in Islamic banks. This research is a quantitative study. The data used is secondary data sourced from the Financial Services Authority regarding Islamic Bank Financing Risk or Non-Performing Financing (NPF) and Islamic Bank Profitability or Return on Assets (ROA) in June 2014-June 2023. This research tests the two-way relationship between NPF and ROA using the Granger Causality Test. This research finds that there is only a one-way relationship between ROA and NPF.
Analisis Pengaruh Literasi Keuangan, Pendapatan, Dan Gaya Hidup Terhadap Pengelolaan Keuangan Para Pekerja Di Kabupaten Bekasi Yuliani, Rini; Fahamsyah, Mohammad Hatta
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 5 No. 2 (2024): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v5i2.5263

Abstract

Financial management is an important aspect in meeting human life needs in order to achieve success in managing finances, so as to prevent financial problems from occurring in the future.  People often experience problems in managing finances, especially workers. Problems that often occur among workers are lack of financial literacy, increasing costs of living and unstable income, so this becomes a challenge for workers in determining good financial management strategies in the future. . This research aims to examine the influence of financial literacy, income and lifestyle on the financial management of workers in Bekasi Regency, West Java. The research method used was quantitative with a sample size of 100 workers who were still productive in Bekasi Regency. The data collection technique used was a questionnaire. The sampling method uses probability sampling with simple random sampling technique. The analytical methods used are validity test, reliability test, t test and R-square. The test tool used is SmartPLS 4.1.0.3 with the PLS-SEM (Partial Least Squares-Structural Equation Modeling) analysis method. The results of the research show that financial literacy has a significant positive effect on financial management, income has a significant positive effect on financial management and lifestyle has a significant positive effect on financial management on the financial management of workers in Bekasi Regency.    
Development of Managerial Skills for Cooperation Managers: Training and Mentoring Fahamsyah, Mohammad Hatta; Rakhmat, Adriana Syariefur; Yaqin, Hamdan Ainul
Jurnal Pengabdian Masyarakat Bestari Vol. 3 No. 12 (2024): December 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/jpmb.v3i12.12448

Abstract

This community service program aimed at enhancing managerial competencies was conducted at Koperasi Simprug Garden through a combination of training and mentoring. The program focused on improving key areas such as leadership, financial planning, and member engagement strategies. A needs assessment identified gaps in these areas, and customized training modules were developed to address them. Over two months, 20 cooperation managers participated in interactive workshops and one-on-one mentoring sessions. The results demonstrated significant improvements in participants' knowledge and skills, with 85% of participants enhancing their understanding of financial reporting and 70% applying new leadership strategies in their roles. Additionally, member satisfaction increased by 15% within three months post-training.