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All Journal Diroyah : Jurnal Studi Ilmu Hadis IJEBD (International Journal Of Entrepreneurship And Business Development) The World of Financial Administration Journal Relevance: Journal of Management and Business el-Sunnah: Jurnal Kajian Hadis dan Integrasi Ilmu Management Studies and Business Journal
Sarmilah, Sarmilah
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Reinterpretasi Hadis Tentang Gerakan Sujud Apriliah, Apriliah; Takrip, Muhamad; Heriansyah, Dafis; Sarmilah, Sarmilah; Bahiroh, Bahiroh
el-Sunnah: Jurnal Kajian Hadis dan Integrasi Ilmu Vol. 4 No. 2 (2023): el-Sunnah: Jurnal Kajian Hadis dan Integrasi Ilmu
Publisher : The Hadith Department, Faculty of Ushuluddin and Islamic Thought, State Islamic University of Raden Fatah Palembang.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/elsunnah.v4i2.20940

Abstract

This study aims to discuss the reinterpretation of the hadith about the prostration movement. In this study, researchers do not need a place to research, but use a lot of literature research techniques. Data analysis technique used in this research is qualitative data analysis technique. The results and discussion in this researcher conclude that in the reinterpretation of the hadith about the prostration movement, there are two opinions, the first is the method of prostration, namely both knees first and then both hands. While the second opinion, namely the two hands first then the knees. This study concludes that when we prostrate we should not put our hands before our knees or vice versa. This means that there is no special way that we must do. According to the opinion of the narrator Abdul Aziz ibn Muhammad al-Darawardi. This study recommends religious and educational institutions to expand knowledge.
Determinants of Intention to Pay ZISWAF Trought BSI Mobile in Indonesia Sarmilah, Sarmilah; Afdawaiza, Afdawaiza
Relevance: Journal of Management and Business Vol. 7 No. 2 (2024): Desember
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/relevance.v7i2.10575

Abstract

Customer intention in paying ZISWAF through BSI mobile is important to investigate because ZISWAF are important instruments to reduce the level of poverty in Indonesia. The aim of this study is to determine the factors influencing customers' interest in making ZISWAF payments through BSI mobile. This research employs the Technology Acceptance Model (TAM) theory, incorporating two additional internal variables, namely trust and security. A quantitative approach is used to examine the relationship between dependent and independent variables, utilizing primary data obtained directly from Indonesian Sharia Bank customers through the distribution of 220 questionnaires. Subsequently, the data is processed using the Partial Least Square Structural Equation Model (PLS-SEM) approach. The results indicate that perceived usefulness and security variables have a positive impact on the interest in paying ZISWAF, perceived ease of use and trust variables do not affect the interest in making zakat and waqf payments through BSI mobile in Indonesia.
The Contribution of Education, Health, and Unemployment on HDI in East Java, Indonesia Rosyid, Amrun; Damayanti, Elok; Sarmilah, Sarmilah; Rohani, ST; Shabila, Syalwa
IJEBD (International Journal of Entrepreneurship and Business Development) Vol 8 No 1 (2025): January 2025
Publisher : LPPM of NAROTAMA UNIVERSITY

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29138/ijebd.v8i1.3171

Abstract

Purpose: This study aims to analyse the influence of education, health, and unemployment on the Human Development Index (HDI) in East Java, Indonesia. Given the disparities in HDI across regions, this research seeks to identify the extent to which these factors contribute to HDI variations in the province. Design/methodology/approach: A quantitative research approach was employed, using secondary data from the Central Bureau of Statistics (BPS) of East Java for the years 2021 and 2022. The study analysed data from 38 regencies/cities in East Java, using multiple linear regression to examine the impact of education (average years of schooling), health (number of hospitals), and unemployment (percentage of the labour force) on HDI. Findings: The results indicate that education and health have a significant positive impact on HDI, while unemployment has a significant negative effect. The findings confirm that increasing education levels and improving healthcare access contribute positively to human development, whereas higher unemployment rates hinder HDI growth. The coefficient of determination (R²) suggests that these three factors collectively explain a substantial portion of HDI variation in East Java. Research limitations/implications: This study is limited to secondary data analysis and does not consider qualitative factors such as policy effectiveness, governance, and social infrastructure that may also influence HDI. Future research should incorporate qualitative methods and longitudinal data to capture broader determinants of human development. Practical implications: The findings provide valuable insights for policymakers in East Java to focus on education and healthcare improvements while addressing unemployment challenges. Policy recommendations include expanding access to quality education, improving healthcare facilities in underdeveloped areas, and implementing effective employment programs to reduce regional disparities in HDI. Originality/value: This research contributes to the understanding of HDI determinants at the provincial level in Indonesia, offering empirical evidence on the interplay between education, health, and unemployment. The study highlights the need for integrated policy approaches to enhance human development in East Java. Paper type: Research paper
Analisis Rasio Likuiditas Terhadap Kinerja Keuangan Pada PT Adira Dinamika Multi Finance Tbk Yang Terdaftar Di Bursa Efek Indonesia Tahun 2021-2023 Muhammad, Aziz; Gadzali , Silvy Sondari; Hartawan, Dede Lukita; Sarmilah, Sarmilah
The World of Financial Administration Journal Volume 7 Issue 1, Juni 2025
Publisher : Fakultas Ilmu Administrasi Universitas Subang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37950/wfaj.v7i1.2376

Abstract

Abstrak Rasio likuiditas adalah rasio yang mampu menunjukkan kemampuan perusahaan untuk memenuhi kewajiban atau membayar hutang jangka pendeknya. Kinerja  keuangan  merupakan suatu  gambaran atas pencapaian perusahaan  yang sangat bermanfaat bagi berbagai pihak (stakeholders) seperti investor,kreditur,analisis, konsultan keuangan,pemerintah, dan pihak manajemen sendiri. Adapun tujuan dari penelitian ini yaitu  analisis current ratio dan quick ratio terhadap kinerja  keuangan PT Adira Dinamika Multi Finance Tbk yang terdaftar di Bursa Efek Indonesia. Metode penelitian yang digunakan yaitu metode penelitian kuantitatif, jenis penelitian ini adalah penelitian lapangan atau Fieled Researce, untuk mendapakan data-data dari permasalahan yang diteliti. Teknik pengumpulan data yang penulis gunakan adalah studi pustaka dan dokumentasi. Pengelolaan data dilakukan secara deskriptip kuantitatif, dengan pendekatan studi kasus yaitu metode  yang berfokus  pada suatu objek untuk mempelajari kasus tertentu yang berkaitan. Tujuannya adalah supaya dapat memberi gambaran atau deskripsi yang rinci mengenai  sifat,karakter,latar belakang, dari suatu kasus, kemudian dikaitkan dengan hal-hal umum. Hasil pnelitian ini menunjukkan bahwa : (1) current  ratio pada PT Adira Dinamika Multi Finance Tbk dalam kurun waktu 3 tahun mengalami fluktuasi itu artinya kinerja keuangan PT  Adira Dinamika Multi Finance Tbk dinyatakan kurang baik. Dikarenakan dalam kurun waktu 2021 sampai dengan  2023 current ratio cenderung mengalami Penurunan utamanya pada tahun 2022 sebesar 24,45%, dibandingkan dengan tahun 2021 current ratio sebesar 53,62% dan pada tahun 2023 kembali naik sebesar 36,45%. (2) Quick ratio pada PT Adira Dinamika Multi Finance Tbk dalam kurun waktu 3 tahun  mengalami fluktuasi itu artinya bahwa kinerja keuangan PT Adira Dinamika Multi Finance berdasarkan quick ratio dinyatakan kurang baik.Dikarenakan dalam kurun waktu 3 tahun 2021 sampai dengan 2023 quick ratio cenderung mengalami penurunan  utamanya  pada tahun 2022 sebesar 17,87% , dibandingkan dengan tahun 2021 sebesar 40,06%. Kata kunci: Rasio Likuiditas, Kinerja Keuangan   Abstract Liquidity ratio is a ratio that is able to show the company's ability to meet obligations or pay its short-term debts. Financial performance is a picture of the company's achievements that are very useful for various parties (stakeholders) such as investors, creditors, analysts, financial consultants, the government, and the management itself. The purpose of this study is to analyze the current ratio and quick ratio on the financial performance of PT Adira Dinamika Multi Finance Tbk which is listed on the Indonesia Stock Exchange. The research method used is quantitative research method, this type of research is field research or Fielded Research, to obtain data from the problems studied. The data collection technique used by the author is library study and documentation. Data management is carried out descriptively quantitatively, with a case study approach, namely a method that focuses on an object to study a particular related case. The goal is to be able to provide a detailed description of the nature, character, background, of a case, then associated with general things. The results of this study indicate that: (1) the current ratio at PT Adira Dinamika Multi Finance Tbk has fluctuated over a period of 3 years, meaning that the financial performance of PT Adira Dinamika Multi Finance Tbk is stated to be less than good. This is because in the period 2021 to 2023 the current ratio tends to experience a decline, especially in 2022 by 24.45%, compared to 2021 the current ratio of 53.62% and in 2023 it rose again by 36.45%. (2) The quick ratio at PT Adira Dinamika Multi Finance Tbk has fluctuated over a period of 3 years, meaning that the financial performance of PT Adira Dinamika Multi Finance based on the quick ratio is stated to be less than good. This is because in the period 3 years 2021 to 2023 the quick ratio tends to experience a decline, especially in 2022 by 17.87%, compared to 2021 by 40.06%. Keywords: Liquidity ratio, Financial Performance.
LIQUIDITY, SOLVENCY, AND ACTIVITY RATIO IN MEASURING FINANCIAL PERFORMANCE OF CONSTRUCTION COMPANIES LISTED ON THE IDX FOR THE 2019 - 2023 PERIOD Sarmilah, Sarmilah; i, Nur Fitri Dew; Maghfuriyah, Alfi; Islami, Agnemas Yusoep; Noviyanti, Noviyanti; Annawati, Sri
Management Studies and Business Journal (PRODUCTIVITY) Vol. 2 No. 6 (2025): Management Studies and Business Journal (PRODUCTIVITY)
Publisher : Penelitian dan Pengembangan Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62207/hwtyvx60

Abstract

This study aims to analyze the effect of liquidity, solvency, and activity ratios on the financial performance of construction companies listed on the Indonesia Stock Exchange (IDX) for the 2019-2023 period. Liquidity is measured using the current ratio, solvency using the debt to equity ratio, and activity using total asset turnover. Company financial performance is measured through return on assets (ROA). This study uses a quantitative approach with multiple linear regression methods. The data used are secondary data in the form of annual financial reports of construction companies obtained from the official IDX website. Data processing was carried out using SPSS 26 software. The results show that CR has a negative and significant effect on ROA partially, and DER has a negative and significant effect on ROA. Then TATO has a positive and significant effect on ROA. Furthermore, CR, DER, and TATO have a significant effect on ROA simultaneously.
The Phenomenon of Sleep Call from the Perspective of the Prophet's Hadith Sarmilah, Sarmilah; Hasanah, Uswatun; Zulfikar, Eko
Diroyah : Jurnal Studi Ilmu Hadis Vol. 8 No. 1 (2023): Diroyah: Jurnal Studi Ilmu Hadis
Publisher : Prodi Ilmu Hadis Fakultas Ushuluddin UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/diroyah.v8i1.28834

Abstract

This article examines the sleep call phenomenon as the beginning of adultery with a focus on studying the hadiths about adultery. By using a qualitative descriptive-analytical type of library research, this article draws the following conclusions; First, the understanding of hadiths about adultery shows that adultery is not only interpreted as having intimate relations between men and women, but adultery includes a broad meaning that can lead to the true meaning of adultery, such as adultery of the eyes, adultery of the ear, adultery of the hands, adultery heart, and so on. Second, the sleep call phenomenon that is currently happening especially among teenagers, with reference to the understanding of hadiths about adultery, is an act that can approach adultery and the beginning of adultery. Explanation of the Prophet's hadith which shows that many things can approach true adultery, such as ear adultery, tongue adultery, hand adultery, and heart adultery, can position the sleep call phenomenon as including actions that are close to adultery so that it can lead to true adultery, namely having sex between men -male and female.
Co-Authors Afdawaiza Afdawaiza, Afdawaiza Agnemas Yusoep Islami Alfi Maghfuriyah Amrun Rosyid Annawati, Sri Apriliah, Apriliah Bahiroh, Bahiroh Damayanti, Elok Eko Zulfikar Gadzali , Silvy Sondari Hartawan, Dede Lukita Heriansyah, Dafis i, Nur Fitri Dew Muhammad, Aziz Noviyanti Noviyanti, Noviyanti Shabila, Syalwa St Rohani, St Takrip, Muhamad Uswatun Hasanah