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Analisis Pengaruh Kebijakan Lokasi dan Kebijakan Produk terhadap Kepuasan Penggunaan Jasa Percetakan Sua Grafika Padangsidimpuan Lubis, Rizky Mery Octavianna; Pathuansyah, Yusuf; Nursalamah, Nursalamah
Jurnal Riset Multidisiplin dan Inovasi Teknologi Том 1 № 02 (2023): Jurnal Riset Multidisiplin dan Inovasi Teknologi
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jimat.v2i02.665

Abstract

uence of location and product policies on the decision to use the Sua Graphics Printing service in Padangsidimpuan, and to find out the most dominant factors influencing the decision to use printing services using the Sua Graphics Padangsidimpuan printing service. The hypothesis in this research is that location policy and product policy have a positive and significant effect on the decision to use Sua Graphics Padangsidimpuan printing services. The population and sample for this study were 30 employees. To obtain the required data, documentation techniques and questionnaires were used as data sources. The data obtained was then analyzed quantitatively using the multiple linear regression formula. The results of this research are that there is a positive and significant influence between the Location Policy provided by Sua Graphic Printing on the Decision to Use Sua Graphic Printing Services in Padangsidimpuan. Then there is a positive and significant influence between Product Policy on the Decision to Use Sua Graphics Printing Services in Padangsidimpuan.
ANALISIS PENGANGGURAN DI INDONESIA BAGIAN BARAT Hasibuan, Lailan Syafrina; Nursalamah, Nursalamah
KOLONI Vol. 1 No. 4 (2022): DESEMBER 2022
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/koloni.v1i4.425

Abstract

Indonesia is part of the Association of Southeast Asian Nations and Group of Twenty and participates in carrying out sustainable economic development. However, macroeconomic developments are still experiencing problems with employment, resulting in unemployment. Unemployment is a very serious problem because it involves people's welfare which in turn results in disruption of social and political stability. So the purpose of this study is to determine the effect of HDI, inflation and economic growth on unemployment in Western Indonesia during the 2014-2019 period. This study uses a quantitative approach with panel data regression. This research was conducted in 18 provinces in western Indonesia with a total of 108 observations. Based on the results of the Chow test and Hausman test, the correct parameter estimation method used in this study is the Fixed Effect Model (FEM). The results of the Fixed Effect Model (FEM) show that individually the HDI, inflation and economic growth variables have a negative and significant effect on unemployment in western Indonesia. Keywords: Unemployment, HDI, Inflation, Economic Growth.
Analisis Hubungan Upah Minimum Regional dan IPM terhadap Tingkat Partisipasi Angkatan Kerja di Kabupaten Mandailing Natal Nursalamah, Nursalamah
SENTRI: Jurnal Riset Ilmiah Vol. 4 No. 10 (2025): SENTRI : Jurnal Riset Ilmiah, Oktober 2025
Publisher : LPPM Institut Pendidikan Nusantara Global

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/sentri.v4i10.4676

Abstract

This study aims to analyze the influence of the Regional Minimum Wage (RMW) and the Human Development Index (HDI) on the Labor Force Participation Rate (LFPR) in Mandailing Natal Regency. The research is motivated by employment issues, where increases in RMW and improvements in HDI do not necessarily correspond with a higher labor force participation rate. A quantitative research approach was employed using secondary data obtained from the Central Bureau of Statistics (BPS) for the 2018–2022 period. The analytical method used is multiple linear regression, supported by a series of classical assumption tests, including normality, multicollinearity, heteroscedasticity, and autocorrelation tests, to ensure model validity and reliability. The results indicate that: (1) the Regional Minimum Wage (RMW) has a significant negative effect on the Labor Force Participation Rate (LFPR); (2) the Human Development Index (HDI) has no significant effect on LFPR; and (3) RMW and HDI simultaneously have a significant influence on LFPR, with a combined contribution of 81.8%. These findings suggest that the RMW is a more dominant factor in determining labor force participation compared to HDI. The study concludes that wage adjustments should be balanced with the labor market’s absorption capacity. Furthermore, improvements in human resource quality must be accompanied by efforts to expand employment opportunities to ensure sustainable labor participation and inclusive economic growth.
Detection of Financial Distress in Bank Muamalat Indonesia with Bankometer and The Sustainable Remedial Measures Nursalamah, Nursalamah; Lubis, Abdul Latif; Nasirin, Wanda Khairun; Harahap, Asmul Fauzi
Innovative: Journal Of Social Science Research Vol. 4 No. 4 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i4.14173

Abstract

Bank Muamalat Indonesia adalah bank umum pertama yang beroperasi secara syariah di Indonesia. Keberadaannya tampak masih eksis sampai sekarang, namun setelah di analisis menggunakan bankometer bahwasanya Bank Muamalat Indonesia diprediksi memiliki kesulitan keuangan dan berisiko tinggi terhadap kebangkrutan. Tujuan penelitian ini yaitu untuk mendeteksi financial distress pada Bank Muamalat Indonesia dan langkah-langkah yang dapat diambil untuk meminimalisisr distress yang berkelanjutan. Adapun metode yang dipakai yaitu menggunakan pendekatan bankometer dan fully-modified least squares (FMOLS) dengan program Eviews 10. Hasil penelitian menunjukkan dalam sepuluh tahun terakhir bahwa lima tahunnya berada dalam posisi distress dan variabel ukuran bank, FDR, ROA memiliki pengaruh jangka panjang secara simultan dengan financial ditress Bank Muamalat Indonesia. Oleh karena itu, penting bagi Bank Muamalat Indonesia agar meningkatkan efektivitasnya melalui penyaluran pembiayaan dengan menggunakan kriteria dan perhitungan matematis yang lebih ketat dengan tujuan pembiayaan yang diberikan tepat sasaran. Beberapa rekomendasi kebijakan yang dapat dipertimbangkan adalah meningkatkan manajemen risiko, memperkuat modal dan likuiditas, peningkatan efisiensi operasional, pemantauan portofolio pembiayaan, penyempurnaan kebijakan pembiayaan, dan memperkuat pengawasan dan tata kelola. Rekomendasi kebijakan ini bertujuan untuk membantu Bank Muamalat Indonesia mengatasi kesulitan keuangan yang dihadapinya dan meminimalisir risiko kebangkrutan. Dengan mengadopsi langkah-langkah ini, bank dapat memperbaiki kinerja keuangan, meningkatkan efisiensi operasional, dan memastikan keberlanjutan bisnis dalam jangka panjang.