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All Journal Syntax Literate: Jurnal Ilmiah Indonesia MITRA: Jurnal Pemberdayaan Masyarakat Ilomata International Journal of Management Jurnal Penelitian Kebijakan Pendidikan Ilomata International Journal of Management BISNIS & BIROKRASI: Jurnal Ilmu Administrasi dan Organisasi Jurnal Penelitian Kebijakan Pendidikan Jurnal Penelitian Kebijakan Pendidikan
Gunawan, Aristo Surya
Unknown Affiliation
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Public Health Social Sciences Other

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Financial Literacy in MSMEs: Evidence from Creative Economy Entrepreneurs in Jakarta Gunawan, Aristo Surya; Cahayani, Ati
Ilomata International Journal of Management Vol. 7 No. 2 (2026): April 2026
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v7i2.2131

Abstract

There is a phenomenon that Micro, Small, and Medium Enterprises (MSMEs) difficult to grow and face bankruptcy might due to lack of financial knowledge. Financial literacy is crucial for MSMEs which it serves as a foundation that enables MSMEs entrepreneurs to manage their financial resources more effectively, which ultimately contributes to the sustainable growth of their businesses. This study aims is to identify a descriptive overview the level of financial literacy among creative economy MSME entrepreneurs in Jakarta. This research using a descriptive quantitative data analysis. Quantitative data were collected through the distribution of questionnaires to 70 respondents. The quantitative data analysis using the overall mean score technique. The findings indicate that the respondents demonstrate positive level of financial literacy with all dimensions tested under “agree”, particularly in awareness of value for money, financial discipline, planning and preparedness. However, respondents’ financial literacy remains at basic stage, and still limited in more advanced financial instruments and capital market activities.
Financial Literacy in MSMEs: Evidence from Creative Economy Entrepreneurs in Jakarta Gunawan, Aristo Surya; Cahayani, Ati
Ilomata International Journal of Management Vol. 7 No. 2 (2026): April 2026
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v7i2.2131

Abstract

There is a phenomenon that Micro, Small, and Medium Enterprises (MSMEs) difficult to grow and face bankruptcy might due to lack of financial knowledge. Financial literacy is crucial for MSMEs which it serves as a foundation that enables MSMEs entrepreneurs to manage their financial resources more effectively, which ultimately contributes to the sustainable growth of their businesses. This study aims is to identify a descriptive overview the level of financial literacy among creative economy MSME entrepreneurs in Jakarta. This research using a descriptive quantitative data analysis. Quantitative data were collected through the distribution of questionnaires to 70 respondents. The quantitative data analysis using the overall mean score technique. The findings indicate that the respondents demonstrate positive level of financial literacy with all dimensions tested under “agree”, particularly in awareness of value for money, financial discipline, planning and preparedness. However, respondents’ financial literacy remains at basic stage, and still limited in more advanced financial instruments and capital market activities.
Co-Authors Cahayani, Ati Cahayani, Ati Cahayani Nidaan Khafian Widiasari, Natalia