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All Journal El-kahfi : Journal of Islamic economics Jurnal Penkomi : Kajian Pendidikan dan Ekonomi Banco: Jurnal Manajemen dan Perbankan Syariah Balanca : Jurnal Ekonomi dan Bisnis Islam Jurnal Ekonomi Syariah dan Bisnis CASHFLOW : CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Islamic Economics and Business Review (IESBIR) Ekalaya : Jurnal Ekonomi Akuntansi Al Rikaz : Jurnal Ekonomi Syariah Makkareso : Riset Pengabdian Masyarakat Journal of Islamic Economic and Law (JIEL) Jurnal Kajian Ekonomi dan Perbankan Syariah
Arifin, Asriadi
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Religion Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Physics Social Sciences Other

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Islamic Economics in the View of Ibnu Taimiyah Abdut Tawwab, Muhammad; Kara, Muslimin; Ambo Masse, Rahman; Nahlah, Nahlah; Arifin, Asriadi
Maro: Jurnal Ekonomi Syariah dan Bisnis Vol. 7 No. 1 (2024)
Publisher : Prodi Ekonomi Syariah Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/maro.v7i1.6031

Abstract

This article's purpose is to further review Ibn Taimiyah's Islamic economic thought. This type of research is descriptive qualitative using a library research approach that describes primary and secondary references. The primary data source in this study is taken from the views of Muslim scholars, especially Ibn Taimiyah in his work on Islamic economics. The analytical method commonly used by other qualitative research adopts the Milles and Hubberman model which consists of grouping data, compiling, and drawing conclusions. In general, Ibn Taimiyah's Islamic economic thinking appreciates the importance of prices that occur because of the free market mechanism. He rejects any interference to suppress or fix prices thereby disrupting the free mechanism, except under certain conditions, such as monopoly, collusion, and rebellion which causes the distribution of goods to be not smooth, he allows the government to intervene in prices so that price stability is re-established.
Marketing Strategy of Non-Bank Islamic Financial Institutions to Enhance Financial Inclusion in Indonesia Irwandi, Irwandi; Arifin, Asriadi
El-kahfi | Jurnal Ekonomi Islam Vol 6 No 02 (2025): Islamics Economics
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v6i02.583

Abstract

Financial inclusion remains a major challenge in the Indonesian economic system, particularly for low-income communities and micro-entrepreneurs who are not yet served by formal financial institutions. This gap creates unequal access to financial services that can promote economic welfare and social empowerment. This study aims to analyze the role of Non-Bank Islamic Financial Institutions (LKSNB) in expanding financial inclusion in Indonesia and identify effective strategies implemented to reach marginalized groups. The research method used is library research with a qualitative descriptive-analytical approach, through a systematic review of scientific literature, financial institution reports, and related empirical research results. The analysis is conducted using a theoretical framework of financial inclusion based on Islamic economic values, which emphasize distributive justice, the principle of mutual assistance (ta'awun), and Islamic financial ethics. The results show that LKSNB has a strategic role in expanding access to Islamic finance through microfinance products, productive zakat and waqf institutions, and Islamic cooperatives. The practical implications of these findings underscore the importance of government policy support in strengthening the non-bank Islamic financial ecosystem through digitalization, Islamic financial literacy, and collaboration between regulators, Islamic scholars, and industry players. This research is expected to serve as a reference for policymakers and practitioners in designing equitable and sustainable financial inclusion strategies.
Integration of Islamic Values in Digital Business Ethics: a Case Study of Social Media Use by Muslim Business Actors K, Masnama; Irwandi, Irwandi; Nengsih, Hijrana; Arifin, Asriadi
El-kahfi | Jurnal Ekonomi Islam Vol 6 No 02 (2025): Islamics Economics
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v6i02.586

Abstract

The development of digital technology has changed the paradigm of modern business, including among Muslim entrepreneurs who now utilize social media as a primary means of promotion and transactions. However, this dynamic raises ethical challenges that need to be examined from the perspective of Islamic values. This study aims to analyze how Islamic values such as amanah , sidq , 'adl , ta'awun , and maslahah are integrated into digital business ethics. The method used is a qualitative approach through literature study, with descriptive-thematic analysis of relevant academic literature. The results show that the application of Islamic values in digital activities plays a significant role in building consumer trust, creating spirituality-based business sustainability, and fostering social responsibility in the digital economy ecosystem. The implications of this study emphasize the need to develop Islamic digital business ethics guidelines and increase ethical literacy for Muslim entrepreneurs to be able to carry out fair, blessed, and sustainable business practices in the era of digital transformation.
Ekistensi UMKM dan Pengaruhnya terhadap Pertumbuhan Ekonomi Polewali Mandar Sain, Muhammad; Arifin, Asriadi
El-kahfi | Jurnal Ekonomi Islam Vol 5 No 01 (2024): economics and islamics economics
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v5i01.258

Abstract

Penelitian ini bertujuan untuk menganalisis eksistensi UMKM sebagai sumber perekonomian lokal dan kontribusinya terhadap pertumbuhan ekonomi di Polewali Mandar. Metode penelitian yang diterapkan adalah deskriptif kualitatif dengan pendekatan studi kasus di Kabupaten Polewali Mandar. Jenis data primer diperoleh dari data statistik laporan tahunan Badan Pusat Statistik (BPS) Kabupaten Polewali Mandar tentang pertumbuhan ekonomi, dan jenis data sekunder diperoleh dari berbagai literatur yang relevan dengan topik bahasan penelitian ini. Subjek penelitian ini berfokus pada pelaku usaha UMKM yang ada di Kabupaten Polewali Mandar. Tekhnik pengumpulan data dilakukan dengan observasi dan dokumentasi data penelitian. Tekhnik Analisis data dilakukan dengan mengumpulkan data-data penelitian dan dianalisis secara deskriptif. Hasil penelitian menunjukkan bahwa UMKM memiliki peran yang sangat penting dalam perekonomian Polewali Mandar. UMKM menjadi penyumbang utama dalam penciptaan lapangan kerja, peningkatan pendapatan masyarakat, dan pendorong pertumbuhan ekonomi di tingkat lokal UMKM tidak hanya menjadi penggerak pertumbuhan ekonomi, tetapi juga memainkan peran dalam pemberdayaan masyarakat lokal. UMKM memberikan kesempatan kepada individu untuk menjadi pengusaha mandiri dan berkontribusi pada pembangunan ekonomi dan sosial.”
Internalisasi Etika dan Rasionalitas Ekonomi Islam terhadap Faktor yang Mempengaruhi Perilaku Konsumen Masnama, Masnama; Irwandi, Irwandi; Arifin, Asriadi
El-kahfi | Jurnal Ekonomi Islam Vol 5 No 02 (2024): economics and islamics economics
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v5i02.338

Abstract

Tulisan ini adalah berisi telaah internalisasi etika dan rasionalitas Islam terhadap faktor-faktor yang berpengaruh pada perilaku konsumerisme masyarakat. Penelitian ini menggunakan metode penelitian deskriptif kualitatif dengan pendekatan fenomenologis. Tehnik pengumpulan data menggunakan metode library research. Hasil menyimpulkan bahwa Islam melarang seseorang memenuhi kebutuhan hidupnya yang hanya mengarah pada self interest yang individualitsik. Islam mengharapkan setiap manusia menyematkan prinsip nilai normative dan deskriptif yang melandasi perbuatan-perbuatan konsumtifnya sehingga arahnya lebih didasarkan pada aspek kemaslahatan bersama demi capaian falah.
FATWA DSN-MUI NO. 04/DSN-MUI/IV/2000 TENTANG MURABAHAH PADA PRODUK GRIYA IB HASANAH BSI CABANG PAREPARE Arifin, Asriadi; Irwandi
Jurnal Kajian Ekonomi dan Perbankan Syariah Vol 2 No 1 (2023): Jurnal Kajian Ekonomi dan Perbankan Syariah
Publisher : Institut Agama Islam DDI Polewali Mandar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36915/jurnalkajianekonomidanperbankansyariah.v2i1.206

Abstract

Latar belakang penelitian ini adalah untuk menganalisis implementasi Fatwa DSN-MUI No. 04/DSN-MUI/IV/2000 tentang murabahah pada produk Griya iB Hasanah BSI Cabang Parepare. Penelitian ini menggunakan metode deskriptif kualitatif dengan  pendekatan fenomenogi. Sumber data primer yang digunakan dalam penelitian yakni hasil wawancara langsung dengan pihak marketing pada Bank BNI Syariah Cabang Parepare yang hari ini mereformasi lembaga menjadi Bank Syariah Indonesia (BSI) dan sumber data sekunder menggunakan hasil kajian terdahulu yang relevan. Instrumen penelitian menggunakan daftar wawancara dan hasil penyusunan penelitian terdiri dari pengumpulan data, reduksi data, display data dan penarikan kesimpulan. Hasil penelitian menunjukkan Implementasi akad murabahah berjalan dengan baik yang ditunjukkan dengan terpenuhinya ketentuan-ketentuan yang termuat dalam fatwa DSN-MUI diantaranya ; 1) Penyaluran pembiayaan perumahan sudah memenuhi unsur transfaransi yang baik mengenai harga pokok dan margin keuntungan yang diperoleh BSI; 2) Analisis pra penyaluran pembiayaan juga dilakukan dengan baik untuk memastikan tujuan pembiayaan agar kiranya bebas dari unsur yang diharamkan oleh syariat Islam; 3) Pelelangan jaminan adalah pilihan terakhir dan itu merupakan situasi yang terpaksa dilakukan untuk meminimalisir resiko pembiayaan yang diberikan kepada nasabah.
The Socio-Economic Impact of the Dui’ Pappenre’ Tradition (Gift Money) on the Household Economic Resilience of the Bugis Community Riswan, Riswan; Arifin, Asriadi; Irwandi, Irwandi
CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE Vol. 4 No. 4 (2025): JULY
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/cashflow.v4i4.2255

Abstract

Dui’ Pappenre’ in Bugis marriage holds a negative stigma among the community, but from an Islamic economic perspective, Dui’ Pappenre’ becomes an instrument that can stimulate a man’s economic and mental circulation. This study aims to analyze the socio-economic impact of the Dui’ Pappenre’ tradition while examining its influence on the economic resilience of Bugis Muslim households. This study applies a qualitative descriptive design through an ethnographic approach and an interpretive paradigm to dissect the reality of the research object naturally. Through an ethnographic approach, this study seeks to explore a comprehensive explanation of the socio-cultural phenomenon of Bugis marriage based on the perspectives and direct experiences of the research subjects. Data were collected through observation techniques and in-depth interviews, which were strengthened by the results of previous studies as secondary data. Furthermore, the data were analyzed using the Miles and Huberman model which includes the stages of data condensation, data presentation, and drawing conclusions. The results show that the high levels of dowry and Dui’ Pappenre’ are sometimes seen as obstacles to marriage. However, substantively, it is a cultural symbolization that reflects the sacredness of marriage for the Bugis community. In Islamic economics, this phenomenon is viewed as an effort to fulfill the common good (maslahah) and distribute economic prosperity collectively. This research projects that if managed with principles of justice and appropriate financial protection, Dui’ Pappenre’ can transform into a pillar of resilience for the economic stability of Muslim households in the future.
Co-Authors Abdut Tawwab, Muhammad Abubakar, Achmad Adisaputra, Trian Fisman Ahmad Efendi Budiono, I Nyoman Hamka Hamka, Hamka Harfiana, Fidia Hasyim Haddade Irwandi Irwandi Irwandi K, Amiruddin K, Masnama M. Yogi Riyantama Isjoni Masnama, Masnama Muh. Ridwan Markarma Murtiadi Awaluddin Muslimin Kara Nahlah, Nahlah Nengsih, Hijrana Novianti, Dian Nur ‘Azah Rahma Rahman Ambo Masse Ramadhani, Syamsinar Riswan Riswan Sain, Muhammad Siradjuddin Siswahyudianto Tawwab, M. Abdut