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Journal : Jurnal Manajemen Keuangan Syariah

ANALISIS KINERJA KEUANGAN PADA KANTOR DESA KARYA MAJU KABUPATEN TANJUNG JABUNG BARAT Sutono, Desi Liana; Liana, Desi; Agustin Nengsih, Titin; Syah Noor, Firman
Manajemen Keuangan Syariah Vol. 5 No. 1 (2025): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/makesya.v5i1.3037

Abstract

This study aims to analyze the financial performance of the Village Government of Advanced Work Forward Regency Tanjung Jabung Regency based on the ratio of decentralization, the ratio of local financial independence, the ratio of regional financial effectiveness, shopping efficiency and the growth ratio of regions. This research is a quantitative descriptive study. Using secondary data in the form of reports of the realization of the Village Revenue and Shopping Budget (APBDes) Karya Forward Regency, Tanjung Jabung West Regency, for the 2021-2024 period. The results of this study indicate that the financial performance of the Advanced Works Village government based on the ratio of decentralization degrees categorized as less, Regional financial independence ratio is categorized as low as criteria and destructive relationship patterns, the ratio of regional financial dependency on efefktif, the ratio of the effectiveness of Regional Revenue in categorized as efefktif, shopping efficiency is not efficient and growth ratios.
IMPLEMENTASI MANAJEMEN KEUANGAN SYARIAH PADA UMKM UDANG KETAK DI KECAMATAN NIPAH PANJANG Pratiwi Putri, Indah; Agustin Nengsih, Titin; Embun Baining, Mellya
Manajemen Keuangan Syariah Vol. 3 No. 1 (2023): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/makesya.v3i1.1687

Abstract

ABSTRACT This thesis is motivated by the importance of implementing Islamic Financial Management for MSMEs so that they can manage their money or assets in accordance with Islamic Sharia. When the development of MSMEs in Indonesia was tested by the emergence of the Covid-19 outbreak in the midst of Indonesian society. The Covid-19 pandemic also had an impact on the Ketak Shrimp MSMEs in Nipah Panjang District which caused a decrease in income and sales levels. MSMEs still face obstacles in increasing capital, both for working capital and for investment capital. MSMEs face various obstacles or problems that can be caused by low education, lack of understanding of information technology and obstacles in preparing financial reports. Internal constraints that are very often experienced by SMEs are limited human resources. This study aims to find out how the implementation of Islamic financial management in the shrimp ketak business and to find out what obstacles or obstacles faced by the shrimp ketak SMEs to implement the implementation of Islamic financial management. In this study using a qualitative approach. Sources of data used are primary and secondary data sources. While the data collection method is by conducting observations, interviews, documentation and drawing conclusions. The results of the study indicate that MSMEs have problems in their operations, especially in Islamic Financial Management. Based on the results of interviews, the inhibiting factors for the implementation of Islamic financial management can be seen from the absence of financial reports and the limited knowledge of business owners about the technology that is currently developing. MSMEs should be able to develop themselves with Islamic financial management, from the process of obtaining funds, using funds that should be planned so that they can be useful for the future and also the process of managing assets that should have special funds for their operations so that they are maintained and can be durable for the future. . Keywords: Islamic Financial Management, MSMEs, Financial Reports, HR
pengaruh kepuasan dan kepercayaan green product pertamax ron 92 terhadap keputusan pembeliandi pertashop olak kemang Tamimi, Hoirul; Agustin Nengsih, Titin; Fusfita, Nurlia; Munsarida, Munsarida
Manajemen Keuangan Syariah Vol. 3 No. 2 (2023): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/makesya.v3i2.1818

Abstract

The purpose of this study was to analyze the purchasing decisions at Pertashop Olak Kemang on the influence of satisfcation and trust. This research was conducted based on the current phenomenon, namely Pertamax RON 92 sales have decreased in the period November 2021 to October 2022. The subjects of this study were consumers of Pertamax RON 92. The samples in this study consisted of 100 renspondents distributed using the questionnaire survey method, then processed using multiple linear regression method. The results of this study partially the satisfaction variable and the trust variable jointly influence the purhasing decision at the Olak Kemang shop. From the results of the study simultaneously the satisfaction variable and the trust variable together have a significant effect on purchasing decisions at the Pertashop Olak Kemang.Keywords: Satisfaction, Trust, Purchasing Decisions.