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All Journal Historia: Jurnal Pendidik dan Peneliti Sejarah Al-Muamalat : Jurnal Ekonomi Syariah Jurnal Ekonomika dan Bisnis Islam Wadiah : Jurnal Perbankan Syariah Innovative: Journal Of Social Science Research Iklila: Jurnal Studi Islam dan Sosial
Anggraini, Misi
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Religion Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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Menilik Balik Inflasi : Pemikiran Ekonomi Islam Al Maqrizi Anggraini, Misi; Azis, Saipul; Srilupita, Alda; Hulwati, Hulwati
Historia: Jurnal Pendidik dan Peneliti Sejarah Vol 6, No 2 (2023): Pembelajaran Sejarah berbasis Digital
Publisher : Prodi. Pendidikan Sejarah FPIPS UPI dan APPS (Asosiasi peneliti dan Pendidik Sejarah)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/historia.v6i2.61215

Abstract

Inflation is an economic condition that countries around the world cannot avoid. Including from developing countries to developed countries. Many economists discuss the problem of inflation in their economic thinking. One of the famous Islamic economists with his theory of inflation is Al-Maqrizi, namely Taqiyuddin Abu Al-Abbas Ahmad bin Ali bin Abdul Qadir Al-Husaini. This figure said that the cause of inflation was natural inflation, namely inflation that had an impact on natural influences such as natural disasters. Thus, natural disasters are outbreaks of the Covid-19 virus and economic transactions are blocked in all sectors, even the economy. This is not going as smoothly as usual Conditions that have an impact on increasing the prices of many other goods and services. This resulted in food shortages, various diseases and death among the people. Human error inflation, namely inflation caused by human error, in this article only focuses on post-pandemic inflation. This causes economic paralysis in various countries around the world and inflation, which can even turn into deflation. But this time the focus is on the post-Covid-19 pandemic, especially in Indonesia.
POLA PRILAKU KONSUMSI MUSLIMAH GENERASI Z TERHADAP PRODUK TREND FASHION (STUDI KASUS MAHASISWI UIN IMAM BONJOL) Anggraini, Misi; Nusrida, Helda; Kamarni, Neng
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 3 (2022): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (681.396 KB) | DOI: 10.26740/jekobi.v5n3.p52-64

Abstract

Generation Z is a generation in the digitalization era that always interacts with technology. Generation Z is a generation that is easily influenced by the times, including generation Z Muslim women. The influence of the times also affects the consumption pattern of Muslim generation Z towards fashion trend products. Writing this article aims to analyze how the consumption pattern of generation Z Muslim women on fashion trend products. The research was conducted using qualitative research methods with a case study research approach, data analysis used was a case study with data collection techniques through interviews, observation and also distributing questionnaires via google form. The results of the study show that Muslim women of generation Z follow the development of fashion trend products but still follow shari'ah rules in choosing fashion trends according to shari'ah rules. However, in terms of following the ever-changing fashion trends, needs change into momentary desires. Then it has the impact of israf, tabzir, riya, and tabarruj attitudes on generational consumption patterns, especially among UIN Imam Bonjol Padang students.
BIBLIOMETRIC ANALYSIS AND SYSTEMATIC LITERATURE REVIEW OF SHARIA COMPLIANCE RESEARCH: ANALISIS BIBLIOMETRIK DAN TINJAUAN LITERATUR SISTEMATIS TERHADAP PENELITIAN TENTANG KEPATUHAN SYARIAH Anggraini, Misi; Novia, Aidil; Wira, Ahmad
Jurnal Studi Islam dan Sosial Vol 7 No 2 (2024): November 2024
Publisher : Sekolah Tinggi Agama Islam (STAI) Khozinatul Ulum Blora

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61941/iklila.v7i2.255

Abstract

This research aims to determine the map of research development and systematically explore articles about sharia compliance using bibliographic studies and Systematic Literature Reviews (SLR). Research data was obtained through the Scopus database. The study was conducted over a 10-year period from 2013 to 2023, looking for keys to sharia compliance by searching publications and discarding applications on the Scopus website. A total of 93 research papers were obtained. The data obtained was analyzed via PRISMA to obtain accurate data. SSS implementation steps occur in three phases: identification, validation, and feasibility. The SSS process selected 63 articles from 29 identified articles, and the selected articles were analyzed further. Based on the mapping visualization results using VOSviewer, the sharia compliance study was divided into 21 clusters based on keywords and 10 clusters based on the author's words. Thanks to the Publish or Perish application, the highest score was achieved in 2022 with the number of publications reaching 20 journal articles. Rating agencies and professional journals now publish academic publications on sharia compliance. The institution that publishes many related journals is the Journal of Islamic Marketing. In addition, Mr. Rabbani and Mr. Mustafa Raza are the most productive research authors in the field of Sharia compliance from 2013 to 2023.
Analysis Of The Implementation Of Productive Finance In Sharia Commercial Bank (Bus) In Padang City Anggraini, Misi; Wira, Ahmad; Duhriah, Duhriah
WADIAH Vol. 9 No. 2 (2025): Wadiah: Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/wadiah.v9i2.1645

Abstract

Mudharabah and musyarakah contracts as productive financing do not yet dominate in sharia financial institutions. However, in practice there are problems, one of which is related to the implementation of the contract. The aim of the research is to determine the implementation of Mudharabah and musyarakah contracts in Productive Financing carried out by Sharia Commercial Banks (BUS) along with the feasibility of approval for productive financing at Sharia Commercial Banks (BUS) in Padang City what's in it. The research method uses qualitative methods. The case study approach was carried out through interviews with Sharia Commercial Banks (BUS) which implement productive financing. The natural observation approach was carried out through the appointment of four volunteers who had been appointed and determined by researchers to identify the application of financing for MSMEs in Padang. The results show that the implementation of productive financing at Sharia Commercial Banks (BUS) in Padang City shows two Sharia Commercial Banks implementing mudharabah and musyarakah contract financing for MSMEs. The implementation of mudharabah and musyarakah contracts carried out by Sharia Commercial Banks (BUS) in Padang City is in line with theory, the MUI DSN Fatwa and previous research for the implementation of Sharia Commercial Banks in Padang City.
REVIEW OF ONLINE LOAN PROBLEMS IN INDONESIA: Perspective of Fiqh Muamalah and DSN-MUI Fatwa Anggraini, Misi; Hulwati, Hulwati; Duhriah, Duhriah
Jurnal Studi Islam dan Sosial Vol 8 No 1 (2025): April 2025
Publisher : Sekolah Tinggi Agama Islam (STAI) Khozinatul Ulum Blora

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61941/iklila.v8i1.306

Abstract

The rapid development of online loans has led to various social and economic issues, highlighting the need for studies from the perspective of fiqh muamalah and the fatwa of the National Sharia Council of the Indonesian Ulama Council (DSN-MUI) as references for Islamic law in financial transactions. This goal clearly emphasizes the specific aspects of the study to be achieved. The research will involve a literature review and qualitative analysis of regulations, DSN-MUI fatwas, and literature on fiqh muamalah. Data collection methods may include documentation of fatwas and regulations relevant to online loans and a comparative analysis of existing practices. This approach aims to provide a comprehensive understanding of the Sharia and legal aspects of online loans. The inconsistency of certain online loan practices with the principles of muamalah fiqh, such as usury, gharar, and injustice, is examined alongside how the DSN-MUI fatwa offers guidelines for addressing these issues. These findings underscore the importance of strict Sharia regulations and public education to ensure that online loan transactions adhere to Islamic principles. There is a pressing need to strengthen the DSN-MUI fatwa as a reference for Sharia law in online loans, while also recommending that regulators and businesses comply with the principles of fiqh muamalah. Additionally, emphasizing the significance of public awareness about Sharia-compliant online loans is crucial. This conclusion ties the findings back to the research objectives and suggests directions for future research or policies.  
The Rise and Fall of Leasing Syariah During The Pandemic Covid-19 Anggraini, Misi; Rozalinda, Rozalinda; Wira, Ahmad
Al-Muamalat: Jurnal Ekonomi Syariah Vol. 10 No. 1 (2023): January
Publisher : Department of Sharia Economic Law, Faculty Sharia and Law, UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/am.v10i1.23737

Abstract

The purpose of this study is to analyze the rise and fall of sharia leasing during the Covid-19 Pandemic. This research uses the literature study method with a descriptive approach, a qualitative part. The data comes from magazines, books, websites, and other official documents. The results of the study show that economic development during the Covid-19 Pandemic still had an impact on sharia financing and leasing. This impact is felt from reducing assets to increasing gross premiums. However, not all obstacles to the ups and downs of sharia leasing are caused by the Covid-19 Pandemic. The existence of conventional leasing for a long time, satisfaction with services, management processes and procedures, and governance structures cause other factors. The conclusion is that the rise and fall of sharia leasing are not only caused by the Covid-19 Pandemic but also by several other factors.
Digitalization Of The Market Place: A Perspective On Interaction Theory And Social Change Anggraini, Misi; Reski, M; Yunara, Lutia; Hulwati, Hulwati
Innovative: Journal Of Social Science Research Vol. 4 No. 1 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian terkait perkembangan teknologi yang begitu pesat tersebutlah yang akhirnya membuat pergeseran interaksi sosial dan juga perubahan adanya kegiatan jual beli yang mulanya dengan cara bertransaksi secara langsung bertatap muka antar penjual dan pembeli, kini para penjual dan pembeli hanya bertransaksi melalui virtual atau online dengan menggunakan platform tertentu. Penelitian ini menggunakan metode penelitian yang digunakan dalam penelitian ini adalah metode deskriptif kualitatif. Jenis data yang digunakan dalam penelitian ini adalah data kualitatif, yang terbagi menjadi data primer dan data sekunder. Sumber data yang diperoleh melalui studi pustaka adalah sumber yang tersedia secara online dan offline, seperti jurnal ilmiah, buku, dan berita dari sumber terpercaya. Temuan penelitian menyimpulkan bahwa tergerus pergeseran interaksi & perubahan sosial di masyarakat pada kegiatan jual beli dari system offline menjadi serba online pada market place. Proses pergeseran dan perubahan sosial ini tentu saja seiring dengan perkembangan zaman pada era kekinian serba digital baik secara individu atau suatu kelompok masyarakat. Penggunaan teknologi dari adanya perubahan sehingga mengakibatkan tergerus interasi sosial ditengah masyarakat.
SHARIA COMPLIANCE : Analytical Study of Mudharabah Agreements in BMT UM Sarolangun District Asmo, Abdi; Anggraini, Misi
Jurnal Studi Islam dan Sosial Vol 6 No 2 (2023): November 2023
Publisher : Sekolah Tinggi Agama Islam (STAI) Khozinatul Ulum Blora

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61941/iklila.v6i2.176

Abstract

This research discusses compliance with sharia principles which is an absolute requirement that must be implemented by financial institutions that implement sharia principles. This research uses descriptive qualitative methods. The results of the research show that the implementation of the Mudharabah  contract product at BMT UM Sarolangun Regency is said to be in accordance with sharia compliance standards, considering the results of the analysis regarding implementation at BMT UM Sarolangun Regency in KHES article 248 regarding for contract implementation and is confirmed by the opinion of the sharia supervisory board that implementation in the contract Mudharabah  at BMT UM Sarolangun Regency is in accordance with sharia compliance through analysis carried out by the supervisory board using general and internal regulations. Regarding the distribution of results, if it is concluded from the previous discussion, it can be said that the BMT UM Sarolangun Regency is in accordance with Sharia Compliance. If you look at the Compilation of Sharia Economic Law, among other things, article 236 regarding the percentage of distribution of business results is stated as clear and certain.
Co-Authors Ahmad Wira, Ahmad Aidil Novia, Aidil Asmo, Abdi Azis, Saipul Duhriah, Duhriah Hulwati Hulwati Kamarni, Neng nusrida, helda Reski, M Rozalinda Rozalinda Srilupita, Alda Yunara, Lutia