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Application of The Wakalah Bil Ujrah Wa Tabarru Agreement at Pt. Takaful Public Branch Padang Insurance Indra, Novalia; Johanna, Anne; Avinash, Buschhaus
Journal International Dakwah and Communication Vol. 1 No. 1 (2021)
Publisher : Sekolah Tinggi Agama Islam Al-Hikmah Pariangan Batusangkar, West Sumatra, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55849/jidc.v1i1.110

Abstract

The main problem in this thesis is "How to Apply Wakalah Bil Ujrah Wa Tabarru" at pt. Field branch general takaful insurance with Problem Limitations How to apply the concept of wakalah bil ujrah was tabarru 'contract at PT. Padang Branch General Takaful Insurance, What is the form of premium management in the wakalah bil ujrah wa tabarru ' contract at PT. Padang Branch General Takaful Insurance, and How to resolve the obstacles that occur in the wakalah bil umrah was tabarru's contract. The purpose of this research is to determine the implementation of Wakalah Bil Ujrah Wa Tabarru 'Contract at PT. Padang Branch General Takaful Insurance The purpose of this research is to describe and describe to the public the wakalah bil umrah was a tabarru contract. To develop knowledge through the Study Program that the author is diligent in, to increase the author's knowledge and insight, as input for the Padang Branch General Takaful Insurance and the community as participants in the Padang Branch General Takaful Insurance. And as one of the requirements to obtain a bachelor's degree in Islamic economic law in the Islamic economic law study program majoring in sharia at the Batusangkar State Islamic Religious High School.
Management of the Mosque's Emirate in increasing Community Participation in Religious Activities (Study on the Jami' Baiturrahman Mosque, Olean Village, Situbondo Regency) Khoiriyah, Rofidatul; Slamet, Slamet; Johanna, Anne; Avinash, Buschhaus
Journal International Dakwah and Communication Vol. 1 No. 1 (2021)
Publisher : Sekolah Tinggi Agama Islam Al-Hikmah Pariangan Batusangkar, West Sumatra, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55849/jidc.v1i1.134

Abstract

Management is organizing, managing, and managing to achieve goals. The Imamate of the mosque is an effort so that the mosque institution can work as expected, namely as a center of worship, empowerment and unity of the people in order to improve ways, piety, noble character, intelligence of the people and the achievement of a just and prosperous society that is blessed by Allah SWT. The purpose of this research is to find out; How is the implementation of the management of the Jami' Baiturrahman mosque in increasing community participation in religion in Olean Village, Situbondo Regency. The method used in this study is a descriptive qualitative approach. Data collection techniques in this study using observation, interviews and documents. Data analysis techniques in this study used data reduction, data presentation and drawing conclusions. The data validity technique in this study uses triangulation of data sources and techniques. The results of this study indicate that the management of the mosque's Emirate in increasing community participation has been carried out to the maximum, because the mosque's administrators have implemented the theory of mosque's Emirate management starting from managing the management structure, religious activities, establishing active communication and expanding communication networks.
Facing The Qibla When Defecating (Mukhtalif Al-?adith Study) Abdurrohman, Abdurrohman; Takwallo, Takwallo; Johanna, Anne; Avinash, Buschhaus
Journal International Dakwah and Communication Vol. 1 No. 2 (2021)
Publisher : Sekolah Tinggi Agama Islam Al-Hikmah Pariangan Batusangkar, West Sumatra, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (440.168 KB) | DOI: 10.55849/jidc.v1i2.150

Abstract

Starting from the issue of facing the Qibla when defecating, where there are two different hadith editors in their views on the subject. There are hadiths that allow defecation by facing the Qibla, but there are also hadiths that notaben forbid it in one book at a time (kitab al-Bukh?r?). Judging from the two hadiths, it clearly seems to be contradictory regarding facing the Qibla when defecating. With this the author is interested in conducting research with the formulation of the problem. 1. How to understand the hadith about the prohibition and acquisition of defecation facing the Qibla. 2. How to resolve the meaning of the hadith that contradictions between prohibition and the ability to face the qibla when defecating. The study that the author will conduct in this study is to solve two conflicting hadiths using the study of Mukhtalif al-? adith science. The method used by the author is the qualitative method or (library resarch), with reference to the book of hadith, namely: ?a?i? al-Bukh?r? as well as applying the mukhtalif study of ?ad?th in completing two contradictory hadiths about the prohibition and ability to face the Qibla when defecating. Based on the results of research on the hadith contradiction about facing the Qibla when defecating, in resolving the contradiction, namely by compromising (al-jam'u). In a sense, it is not allowed to face the Qibla when defecating if it is done in the open or field. And it is allowed if it is in a building. So the two hadiths are both used, without having to delete or silence one of them.
Determinants of Production, International Trade Price Index (IHPI) and the Rupiah Exchange Rate on Indonesian Palm Oil Exports in 2007-2021 Azzahra, Lailatul Maulida; Dzuriyah, Tsaniyatul; Rahati, Yeni Ayu; Andni, Riyan; Muttaqin, Ibnu; Johanna, Anne; Avinash, Buschhaus; Bevoor, Bevoor
Journal International Dakwah and Communication Vol. 3 No. 2 (2023)
Publisher : Sekolah Tinggi Agama Islam Al-Hikmah Pariangan Batusangkar, West Sumatra, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55849/jidc.v3i2.407

Abstract

This research is motivated by the export of palm oil from Indonesia to Malaysia where there are inconsistencies in the determinants that affect the value of exports which can be seen from the number of production levels, the international trade price index (IHPI) and the rupiah exchange rate. speed. This shows the need for research. more about palm oil exports. In this study aims to determine, analyze, explain the influence of Indonesian palm oil exports to Malaysia. The type of research used is quantitative research supplemented by data for the period 2007 to 2021 sourced from the Central Bureau of Statistics (BPS). The data analysis technique used in this study is the Multiple Regression test which includes the Classical Assumption Test, and the Hypothesis Test. The results of the two tests show that in terms of production volume, the International Trade Price Index (IHPI) tends to be positive and not significant, while the rupiah exchange rate tends to be negative and not significant. This means that Indonesian palm oil exports to Malaysia have increased and decreased unbalanced, so these export activities require a strategy that can emphasize export figures by providing information to domestic and foreign investors, both private and government agencies, to pay more attention to several governments.  
Small Group Discussion Method to Increase Learning Activity: its Implementation in Education Johanna, Anne; Avinash, Buschhaus; Bevoor, Bevoor
International Journal of Educational Narratives Vol. 1 No. 1 (2023)
Publisher : Yayasan Pendidikan Islam Daarut Thufulah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (189.883 KB) | DOI: 10.55849/ijen.v1i1.237

Abstract

Background. Learning begins with providing pretest questions to find out the extent of student learning activities. Experimental students were given learning using the small group discussion method while the control group used conventional learning methods. Purpose. The aims of this study is: 1) Knowing the use of the Small Group Discussion method in fiqh learning for class X MA tanbihul Ghofilin Bawang students; 2) Knowing the difference between learning activities using the Small Group discussion method and those who do not use the small group discussion method in class X MA Tanbihul Ghofilin students; 3) Knowing the increase in learning activities using the small group discussion method for class X MA Tanbihul Ghofilin Bawang students. Method. The research according to experimental methods using non-equivalent control group design. The subjects in this study were students of class X Agama 3 and X Agama 4 MA Tanbihul Ghofilin which totaled 60 students who were divided into two groups, namely class X Agama 3 as the Experimental class and Class X Religious 4 as the control class. Results. Then the results were processed, analyzed, and compared using a t-test and a scor gain test to determine the differences and activities between the two groups to be studied. The results showed that there were differences in learning activities between the experimental class and the control class with evidenced by the t-test and the control class with evidenced by the t-test calculation showing tcount of count 2,0001 > ttable 10.6 with a significance level 0f 5 % and degress of freedom 58. Conclusion It was proveb by the calculation of N-gain of 0,76 with category.  
Application of Appropriate Technology for Clean Water Auliani, Restu; Suprawihadi, Riyanto; Avinash, Buschhaus
Pengabdian: Jurnal Abdimas Vol. 1 No. 1 (2023)
Publisher : Yayasan Pendidikan Islam Daarut Thufulah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (708.497 KB) | DOI: 10.55849/abdimas.v1i1.152

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Background. The thesis focuses on community service (PkM) conducted by the Ministry of Health Poltekkes institutionally, specifically in the village of Kota Lama II, Secanggang District, Langkat Regency. The study addresses the inadequate access to clean water and poor sanitation conditions in Mr. Mujadi's house, which is among the families included in the PKH (Program Keluarga Harapan) - a conditional cash transfer program in Indonesia. Purpose. The purpose of this community service project is to improve the living conditions of Mr. Mujadi's household by addressing their water and sanitation issues. The project aims to apply science, technology, and art (IPTEKS) through a direct scientific approach to provide sustainable access to clean water and improve sanitation facilities. Method. The objective of this qualitative research is to explore and understand the application of appropriate technology for clean water supply in Kota Lama II Village, Secanggang District, Langkat Regency. The study aims to gain in-depth insights into the experiences, perceptions, and challenges related to the use of appropriate technology for clean water. Results. The results obtained at the end of community service activities in Kota Lama Village II, Secanggang District, Langkat Regency, were built 1 unit of Infiltration galleries. The implementation stages include the initial survey, making Infiltration galleries, compiling filter media, and socializing about clean water and operations and maintenance of Infiltration galleries. Conclusion. Well, water filtered from wells using Infiltration galleries looks clearer and cleaner, odorless and tasteless. This has met the requirements for clean water physically and has met the sanitation aspect.
Factors Influencing Non-Performing Financing (NPF) In Sharia Banking Hardana, Ali; Zein, Aliman Syahuri; Johanna, Anne; Avinash, Buschhaus
Journal Markcount Finance Vol. 1 No. 2 (2023)
Publisher : Yayasan Pendidikan Islam Daarut Thufulah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (310.387 KB) | DOI: 10.55849/jmf.v1i2.87

Abstract

The risk of financing is the risk caused by the failure of the custom[1]ers to fulfill their obligations. Non-performing financing (NPF) is a representation of financing risk that is channeled and has a direct impact on bank profitability. The value of NPF tends to increase annually with a value that is already close to the maximum limit set by Bank Indonesia of 5 percent. This condition is able to lead to the inefficiency of the banking system and in the long run, will have an impact on the sustainability of the bank. Therefore, the analysis of NPF factors should be conducted as a preventive mea[1]sure and a risks controller of business activities. This research an[1]alyzes the factors influencing NPF at sharia banking (BUS) using a quarterly datafrom first quarter of 2012 until third quarter 2016. Method used in this research is panel data analysis. The result of analysis shows that the factors influencing NPF negatively and sig[1]nificantly are ratio of revenue sharing financing (RR), Return on ssets (ROA), inflation, Capital Adequacy Ratio (CAR) and Bank[1]size while Gross Domestic Product (GDP) and Operating Cost to Operating Income (BOPO) have a significant positive effect.
Financial Management: A System of Relations for Optimizing Enterprise Finances – a Review Sitinjak, Charli; Johanna, Anne; Avinash, Buschhaus; Bevoor, Bevoor
Journal Markcount Finance Vol. 1 No. 3 (2023)
Publisher : Yayasan Pendidikan Islam Daarut Thufulah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55849/jmf.v1i3.104

Abstract

Effective financial management is critical to the success of any organization. This review paper provides a comprehensive analysis of financial management as a network of interdependent processes that require coordinated action among investors, creditors, and managers. The paper examines the function of financial management within an organization and its role in achieving financial optimization. Drawing on extensive research, the review paper identifies the four pillars of efficient financial management: planning, budgeting, forecasting, and monitoring. It emphasizes the importance of open communication and coordinated action among all parties involved in financial decisions. By closely monitoring financial performance, financial management can guarantee that an organization is making the most of its available resources. The review paper also stresses the significance of strong leadership in financial management. Effective financial management requires skilled managers who can navigate the complex web of financial relationships within an organization. By analyzing key aspects of financial management, the review paper provides valuable insights into how organizations can optimize their financial management processes.