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All Journal Journal Markcount Finance Journal International Dakwah and Communication Pengabdian Jurnal Abdimas International Journal of Educational Narratives Semantik: Journal of Social, Media, Communication, and Journalism
Catherine, Sarkissian
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Religion Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Social Sciences Other

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Journal : Journal Markcount Finance

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Realization of Subsidized Housing Financing on Sharia Services Sunarta, Desy Arumi; Catherine, Sarkissian; Dylan, Moatti; Alon, Frances; Barra, Lie; Niva, Matteson
Journal Markcount Finance Vol. 1 No. 2 (2023)
Publisher : Yayasan Pendidikan Islam Daarut Thufulah

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (239.29 KB) | DOI: 10.55849/jmf.v1i2.97

Abstract

The research location is at Bank Sulselbar Parepare Branch which has a sharia service unit including subsidized housing finance services. Especially in financing. This research focuses on the contracts used in its implementation. In addition, it will also focus on financing mechanisms for subsidized housing ownership in sharia services. Similar to conventional banks that make pawning a banking product, Islamic banks also issue similar products. The presence of sharia products is certainly a relief for some people who care about religious law which prohibits the use of usury in every transaction. In this study, we will discuss the contracts and financing mechanisms for subsidized sharia official housing. The results of the study show that the contract used in the subsidized housing financing mechanism at Bank Sulselbar Syariah Services Parepare Branch is murabahah financing, namely buying and selling based on Islamic bank financial institutions and is applied in consumptive financing and real financing.
The Influence of Leadership Style and Work Motivation on Employee Performance Arifuddin, Arifuddin; Lita, Wang; Catherine, Sarkissian; Yingxiang, Schunk
Journal Markcount Finance Vol. 1 No. 3 (2023)
Publisher : Yayasan Pendidikan Islam Daarut Thufulah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55849/jmf.v1i3.116

Abstract

This study aims to determine and analyze the effect of leadership style and work motivation on employee performance at the Regional Financial Management Agency, Sidenreng Rappang Regency. The analytical method used is Quantitative Analysis, namely data analysis in the form of numbers in the discussion, through statistical calculations based on the answers to the questionnaires from the respondents. The results of the calculation of the score or value are then used in statistical analysis carried out with the help of the SPSS program to prove the relationship and influence between research variables, using the following data test; Validity Test, Reliability Test, Classical Assumption Test and Regression Analysis; Y = a + b1 X1 + b2X2 Where :Y: Employee Performance, X1: Leadership style, X2: Work Motivation, a: Constants, b1b2: Regression Coefficient The results showed that: The results of hypothesis testing has proven that there is an influence between motivation and employee performance. Tests prove that motivation has a positive influence on employee performance. Judging from the calculations that have been done, the t-count coefficient is 1.902 with a significance level of 0.064. The significance level is greater than 0.05, which means that the hypothesis in this study rejects Ha and accepts Ho. The results of hypothesis testing have proven that there is an influence between leadership style and employee performance. Tests prove that leadership style has a positive influence on employee performance. Judging from the calculations that have been done, the coefficient value of t count is 2.538 with a significance level of 0.015. The yield significance level of 0.015 is smaller than 0.05, thus Ha is accepted and Ho is rejected. Motivation has the strongest influence on employee performance.
Co-Authors Alon, Frances Arifuddin Arifuddin Barra, Lie Desy Arum Sunarta Dylan, Moatti Ermawaty Ermawaty, Ermawaty Falimu Falimu Karmila P Lamadang Kurniawan, Naufal Limei, Sun Lita, Wang Mastanora, Refika Mulyasari, Dini Niva, Matteson Rachmawaty M. Noer Sari, Novika Siti Kholijah, Siti Tampubolon, Dewi Triharyadi, Faizal Yingxiang, Schunk Yumi Ariyati