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Factors Affecting Early Retirement Intentions With the Mediating Mechanism of Job Engagement Khan, Asfand Yar; Bilal, Dr. Atif; Daud, Nadia; Daniyal, Muhammad; Ahmed, Bilal; Ishaq, Atiq
Gadjah Mada International Journal of Business Vol 26, No 1 (2024): January - April
Publisher : Master in Management, Faculty of Economics and Business, Universitas Gadjah Mada

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/gamaijb.72284

Abstract

The main objective of this study is to empirically examine the associations between work goals (intrinsic and extrinsic) and early retirement intentions, with the mediating mechanism of work passion and the moderating role of flexible HR practices, spouse’s health, and position level (employees’ position level in organizations, e.g., junior manager at lower level, deputy manager at middle level, or senior manager at upper level etc.). Data for the study was collected through survey-based questionnaires distributed to a sample of 350 female employees from different public and private sector organizations in Pakistan. Testing of the hypotheses was conducted using structural equation modeling (SEM) with WarpPLS software. The findings indicate that employees’ work goals are  positively related to the level of passion they feel about their work. However, this has a negative impact on their early retirement intentions. Besides, the results show that this work passion mediates the relationship between work goals and early retirement intentions. Furthermore, flexible HR practices, position level, and spouse’s health moderate the relationship between work passion and early retirement intentions. The study’s theoretical and managerial contributions and limitations are also discussed at the end of the article.
Toward the Development of a New Libyan Local Chicken Breed Ahmad, Hasan Moftah Ahmed; Yousaf, Muhammad Rizwan; Ahmed, Bilal; Kurnianto, Edy; Setiaji, Asep; Mustofa, Fatmawati; Lestari, Dela Ayu; Sutopo, Sutopo
ANIMAL PRODUCTION Vol. 27 No. 3 (2025)
Publisher : Faculty of Animal Science, Jenderal Soedirman University in associate with the Animal Scientist Society of Indonesia (ISPI) and the Indonesian Association of Nutrition and Feed Science (AINI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20884/1.jap.2025.27.3.436

Abstract

This study aims to describe the Libyan chicken breed and its origin, and to evaluate its potential for the development of a new Libyan local chicken breed with high genetic quality and productivity. A qualitative research design has been implemented to carry out this research with a descriptive-analytical approach. Data collection was done by reviewing scholarly literature from scientific journals, academic books, and credible online databases. This research analyzed previous studies to determine patterns that outline the genetic potentials, challenges, and opportunities in breeding programs for enhancing the productivity and resilience of Libyan local chickens. The results showed that the indigenous chicken varieties of Libya, such as Gallus gallus, Baladi or El-Balad, and Hypeco, are essential to the nation's agricultural and culinary traditions. These varieties are hardy and ideal for rural and semi-urban locations with limited access to contemporary farming infrastructure. This study's findings highlight Hypeco's potential as a top contender for the creation of a new breed of locally grown chickens in Libya with superior genetic quality and productivity. In the face of issues with food security, their resilience to intense heat, limited feed supply, and limited water supplies makes them priceless assets. A lack of effective farming methods, contemporary breeding procedures, and the required infrastructure limits these local hens' production and economic viability. These local hens' production and economic viability are limited by a lack of effective farming methods, contemporary breeding procedures, and the required infrastructure. Building infrastructure to assist the regional poultry business should also be a priority. This entails expanding access to veterinary care, storage facilities, water, and high-quality feed.
How the Special Investment Account in Islamic Banking Offers a Solution for Fixed Profit Rate in Today's Global Challenges Ahmed, Bilal; Mumtaz Ul Hasan, Muhammad; Azhar Abbasi, Muhammad; Pervaiz , Muhammad
Journal of Islamic Finance and Economic Studies Vol. 1 No. 2 (2025): Journal of Islamic Finance and Economic Studies
Publisher : CV. SPDF Harmony

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64268/jifes.v1i2.36

Abstract

Background: Islamic banking emphasizes profit-and-loss sharing and prohibits interest (riba), with Special Investment Accounts (SIAs) serving as a key instrument for depositor participation in investment outcomes. However, the growing expectation of stable profit rates and competitive market pressures pose significant challenges to the original spirit of risk-sharing in SIAs. Aims: This study investigates how SIAs provide a structural solution to the perception of fixed profit rates in contemporary global economic uncertainties. It also examines the phenomenon of Displaced Commercial Risk (DCR), regulatory implications, and SIAs’ contribution to building a resilient and ethical financial system. Methods: A qualitative, descriptive design was adopted, utilizing a systematic literature review and thematic analysis of scholarly works published between 2007 and 2024. Sources included peer-reviewed journals, regulatory reports, and thematic studies addressing SIAs, profit distribution, and financial stability. Results: Findings reveal that although SIAs are theoretically grounded in risk-sharing, market competition often drives banks toward yield smoothing, creating a perception of fixed returns. Despite these challenges, SIAs maintain a vital link between finance and real economic activity, thereby enhancing systemic stability and offering an ethical alternative to conventional interest-based systems Conclusion: SIAs represent more than an operational tool of Islamic finance; they embody an innovative, Shariah-compliant mechanism capable of structurally addressing systemic vulnerabilities in global finance. By fostering equitable risk-sharing, SIAs reduce exposure to excessive leverage and speculative crises, thus contributing to financial resilience. For Islamic banks, transparent communication about profit variability and judicious use of reserves are crucial to balancing competitiveness with Shariah integrity. Regulators, in turn, must develop harmonized frameworks that clearly differentiate SIAs from conventional deposits and address DCR as a structural tension rather than a mere regulatory anomaly. Overall, this research positions SIAs as a transformative model that not only strengthens the credibility of Islamic finance but also offers broader lessons for fostering ethical, stable, and sustainable financial systems worldwide
Potential Drug–Drug Interactions in Antihypertensive Therapy Among Outpatients with Comorbidities: Prevalence, Severity, and Clinical Implications Prita Anggraini Kartika Sari; Rahayu, Ade Rahmawati; Noor Faridah, Imaniar; Supadmi, Woro; Sari, Andriana; Ahmed, Bilal
Clinical and Pharmaceutical Sciences Journal Vol. 2 No. 1 (2026)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/clips.v2i1.563

Abstract

Hypertension is a condition that frequently coexists with comorbidities, often necessitating polypharmacy and consequently increasing the risk of drug-drug interactions (DDIs). This study aimed to analyze the pattern and severity of potential DDIs among hypertensive outpatients with comorbidities at North Lombok Regional General Hospital in 2024. This study employed a descriptive observational design with retrospective data collection. A total of 100 outpatient medical records meeting the criteria were selected via probability sampling from the hospital database during January to December 2024. Among the included patients, 50% were aged >60 years, 60% were female, and 91% were covered by the National Health Insurance. Potential DDIs were assessed using the Drugs.com drug interaction checker and categorized based on severity into major, moderate, and minor. A total of 257 potential DDI events were identified, consisting of 19 major interactions (7.4%), 205 moderate interactions (79.8%), and 33 minor interactions (12.8%). The most frequent major interaction was the combination of spironolactone and candesartan, which poses a significant risk of hyperkalemia and hypotension. Moderate interactions were predominantly observed with the combination of furosemide and bisoprolol, which may increase the risk of hyperglycemia and hypertriglyceridemia. Meanwhile, the most frequent minor interaction was aspirin with bisoprolol, which may reduced beta-blocker antihypertensive effect. In conclusion, this study found that moderate severity potential DDIs were the most prevalent and could significantly impact therapeutic outcomes in hypertensive patients with comorbidities. These findings highlight the critical role of clinical pharmacists in identifying and mitigating clinically significant interactions through rigorous prescription monitoring, patient education, and optimization of drug therapy. Strengthened monitoring and evaluation of drug regimens are recommended to minimize the risk of adverse drug reactions and enhance patient safety.