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All Journal Juni-Jurnal Pelita Nusa Jurnal Istimā, Jurnal Pengabdian kepada Masyarakat: Inklusi Sosial dan Pemberdayaan Masyarakat
Rohadatul Aisy, Zahra
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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ANALISIS MARK-UP DALAM TRANSAKSI MURABAHAH PADA PERBANKAN SYARIAH Rahmadini, Salsa; Rohadatul Aisy, Zahra; Susanti, Susi; Alfiah Insani, Nurul; Sundari, Asri
Jurnal Pelita Nusa Vol 4 No 1 (2024): Juni-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v4i1.99

Abstract

Increasing community needs drive the need for alternative financing that is in accordance with sharia principles. Murabahah as one of the superior products in sharia financial institutions, is the main choice because it can meet sharia needs with a low risk of loss. However, obstacles such as Mark-up s in murabahah transactions raise questions about whether they are in accordance with sharia principles. This study uses a qualitative descriptive approach to analyze the concept of Mark-up  in murabahah transactions from a sharia perspective. Based on the results of the analysis, murabahah transactions in sharia banking involve various processes, including identifying customer needs, assessing feasibility, murabahah contracts, purchasing goods, selling to customers, and monitoring installment payments. Even though sharia banks act as providers of costs in murabahah financing, all related risks are borne by the customer in accordance with the agreement.
STRATEGI PENETAPAN HARGA: DALAM PERSPEKTIF ISLAM Fariz, Ferdinan; Alfiah Insani, Nurul; Susanti, Susi; Rohadatul Aisy, Zahra; Sundari, Asri
Jurnal Pelita Nusa Vol 4 No 2 (2024): Desember-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v4i2.109

Abstract

Pricing strategy is an important step that allows companies to classify and classify the products and services produced. Prices reflect the total value that customers provide to benefit from owning or using those products and services. From an Islamic perspective, pricing is based on a balance between demand and supply, which is achieved through agreement and willingness between sellers and buyers. In addition, Islamic economic principles such as fairness, honesty, and market balance are the main cornerstones in setting prices. Effective pricing requires a deep understanding of market dynamics, consumer needs, and economic and Sharia principles. By paying attention to all these aspects, companies can determine prices that not only support the achievement of business goals but also uphold the values of justice and mutual benefit.
KULIAH KERJA NYATA: MENGGALI POTENSI BUDAYA DAN EKONOMI LOKAL DESA TUGUMUKTI Rohadatul Aisy, Zahra; Insani, Nurul Alfiah; Maha Dewi, Aura Pridita; Susanti, Susi; Maryati; Nur Ramdan, Rahmat
Jurnal Istimā Vol 1 No 3 (2024): Jurnal Istimā - Jurnal Pengabdian kepada Masyarakat: Inklusi Sosial dan Pemberday
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LP2M) – Sekolah Tinggi Agama Islam (STAI) Pelita Nusa Bandung Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpkm.v1i3.162

Abstract

This research aims to explore and optimize the potential of local culture and economy in Tugumukti Village as an effort to support local development and improve community welfare. The research uses a descriptive qualitative method with data collection techniques through in-depth interviews, observations, and documentation. The results of the study revealed that Tugumukti Village has various local economic potentials, such as the Al-Barokah Lemon Farmers Group which has grown rapidly as one of the main sources of income for the community. In addition, this village has natural tourist attractions such as Cipalasari Waterfall, Ogoh-Ogoh cultural traditions in commemoration of Independence Day, and the Milangkala Village festival. However, the development of village potential faces obstacles such as the lack of infrastructure and supporting facilities. By strengthening local institutions, optimizing the use of technology, and improving infrastructure, the cultural and economic potential of Tugumukti Village can be maximized to support inclusive and sustainable development. The Community Service Program (KKN) serves as a means for students to apply knowledge in the form of community service, as well as contribute to the exploration and development of village potential.
Co-Authors Alfiah Insani, Nurul Fariz, Ferdinan Insani, Nurul Alfiah Maha Dewi, Aura Pridita Maryati Nur Ramdan, Rahmat Rahmadini, Salsa Sundari, Asri Susi Susanti