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ANALISIS MARK-UP DALAM TRANSAKSI MURABAHAH PADA PERBANKAN SYARIAH Rahmadini, Salsa; Rohadatul Aisy, Zahra; Susanti, Susi; Alfiah Insani, Nurul; Sundari, Asri
Jurnal Pelita Nusa Vol 4 No 1 (2024): Juni-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v4i1.99

Abstract

Increasing community needs drive the need for alternative financing that is in accordance with sharia principles. Murabahah as one of the superior products in sharia financial institutions, is the main choice because it can meet sharia needs with a low risk of loss. However, obstacles such as Mark-up s in murabahah transactions raise questions about whether they are in accordance with sharia principles. This study uses a qualitative descriptive approach to analyze the concept of Mark-up  in murabahah transactions from a sharia perspective. Based on the results of the analysis, murabahah transactions in sharia banking involve various processes, including identifying customer needs, assessing feasibility, murabahah contracts, purchasing goods, selling to customers, and monitoring installment payments. Even though sharia banks act as providers of costs in murabahah financing, all related risks are borne by the customer in accordance with the agreement.
PEMASARAN ERA MODERN E-COMMERCE: PENGARUH E-COMMERCE SEBAGAI STRATEGI PEMASARAN DALAM MENINGKATKAN PENJUALAN RIZKY OLSHOP Rahmadini, Salsa; Arobiansyah, Novaldi; Bastian Rabani, Dimas; Akbar, Raihan; Sundari, Asri
Jurnal Pelita Nusa Vol 5 No 1 (2025): Juni-Jurnal Pelita Nusa
Publisher : Pelita Nusa Jurnal, published by the Institute for Research and Community Service (LP2M) of the Pelita Nusa Islamic Religious College West Bandung (STAI PENUS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpn.v5i1.123

Abstract

Rizky_olshop is an online store that sells thrifted products such as jackets and vests through the Shopee platform. Despite taking advantage of promotional features in the form of video and live streaming, the store still faces challenges in increasing sales. This research uses a qualitative method with a descriptive approach, through the collection of data from various sources, such as books, previous research reports, and semi-structured interviews. The results of the study show that although Rizky_olshop can utilize the Shopee platform as a sales medium, diversifying the marketing platform and applying more varied promotional methods has the potential to improve sales performance. In addition, improving product quality and customer service is also an important factor in building consumer trust and loyalty. With the consistent implementation of these strategies, Rizky_olshop have the opportunity to achieve greater success in the increasingly competitive e-commerce market.
PERAN MAHASISWA KKN DALAM PEMBERDAYAAN MASYARAKAT DESA CIPADA DI BIDANG PENDIDIKAN Arobiansyah, Novaldi; Dwi Yulianto, Marsel; Fauzia, Dara; Rahmadini, Salsa; Nirmalawati, Syifa; Solihin, Dadin; Bunyamin, Bubun
Jurnal Istimā Vol 1 No 3 (2024): Jurnal Istimā - Jurnal Pengabdian kepada Masyarakat: Inklusi Sosial dan Pemberday
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LP2M) – Sekolah Tinggi Agama Islam (STAI) Pelita Nusa Bandung Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61612/jpkm.v1i3.2

Abstract

The Real Work Lecture Program (KKN) in Cipada Village is carried out to empower the community through various educational activities. This program includes teaching activities at PAUD Kuncup Harapan, SDN 1 Cipada, as well as the implementation of the Study Group and Tutoring program (KOBAR and BIMBEL). The main focus of the activity is to improve students' cognitive, social, and character abilities, as well as to instill awareness of the importance of higher education through educational seminars. The results of the program show success in creating a pleasant learning atmosphere and increasing student motivation. However, several challenges were encountered, such as limited educational facilities, short program duration, and logistical constraints. Community participation in some activities is also limited, which affects the sustainability of the program. Based on these findings, it is recommended to improve educational facilities, extend the duration of the program through the involvement of local tutors, and increase community participation in every stage of program planning and implementation. Adjustments to logistics and timing are also needed to maximize the impact.