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Pemanfaatan Media Pembelajaran Audio Visual dalam Mengembangkan Motivasi Belajar Siswa Pada Materi Pelajaran IPS Terpadu Agnes Avenia Br Barus; Erni Susilawati Purba; Jumay Eferta Tarigan; Jacob Kuntuy; Andi Taufiq Umar
Jurnal Nakula : Pusat Ilmu Pendidikan, Bahasa dan Ilmu Sosial Vol. 2 No. 4 (2024): Juli : Pusat Ilmu Pendidikan, Bahasa dan Ilmu Sosial
Publisher : Asosiasi Riset Ilmu Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/nakula.v2i4.961

Abstract

Audio visual learning is a learning medium that utilizes image elements. The aim of this research was to find out whether the audio visual learning method implemented at SMA N 18 Medan was able to develop and increase students' learning motivation in Integrated Social Sciences lesson material. In this research the author uses a qualitative approach. The data collection techniques used are observation, interviews and documentation, with this method the results obtained are valid and can be tested. The results found from this research are that the use of audio-visual learning media at SMA N 18 Medan provides positive impact and is able to develop and increase students' motivation in participating in learning in the classroom, and planning for the use of learning media has been carried out optimally by the teacher. The conclusion is that the use of audio-visual learning media has a positive impact and has an important role in achieving learning goals and has great potential in increasing student learning motivation.
Perkembangan Baitul Maal Wat Tamwil (BMT) Pada Periode 2014-2019 di Indonesia Josua Adrio Sihombing; Jumay Eferta Tarigan; Natasia Theofani Margaret; Pitri Aulia Usman Lubis; Rana Nabillah; Riris Hotma Roito Manalu; Jacob Kuntuy
Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak Vol. 1 No. 4 (2024): Desember : Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak (JIEAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jieap.v1i4.652

Abstract

Baitul Maal Wat Tamwil (BMT), as an Islamic microfinance institution, plays a crucial role in enhancing financial inclusion and empowering the economy of communities in Indonesia. By combining the functions of Baitul Maal for managing social funds and Baitul Tamwil for productive financing, BMT supports the growth of small and medium-sized enterprises and reinforces the principles of Islamic finance. This study examines the development of BMT in Indonesia during the period from 2014 to 2019 through a descriptive qualitative approach and literature review. The results indicate that the number of BMTs increased from around 4,000 units in 2014 to 4,500 units in 2018, with a significant contribution to promoting financial inclusion, especially for the lower-middle-income population. However, BMT faces challenges related to complex regulations, unintegrated data collection, and the need for enhanced transparency and accountability in its operations. This study aims to provide insights for better policy development to support the role of BMT.