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All Journal Jurnal Manajemen Pendidikan Amal: Jurnal Ekonomi Syariah Jurnal Pengabdian Masyarakat JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Maaliyah Edcomtech: Jurnal Kajian Teknologi Pendidikan Ethiconomics
Rifaldi Nurul Akbar
Universitas Darunnajah
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Physics Social Sciences

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Peningkatan Pemahaman Realitas Dan Dampak Sosial Pernikahan Dini Di Ypmi Miftahul Huda Ulujami Jakarta Selatan M. Aska Askia; Duna Izfanna; Rifaldi Nurul Akbar
Jurnal Pengabdian Masyarakat (Bisma) Vol. 2 No. 1 (2024): Jurnal Pengabdian Masyarakat (Bisma)
Publisher : Universitas Darunnajah, Jakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61159/bisma.v2i1.201

Abstract

The Islamic religion implies marriage as the only form of living in pairs that is justified and recommended to be developed in forming a family. According to Law Number 1 of 1974, marriage is an inner and outer bond between a man and a woman as husband and wife to form a happy and eternal family (household) based on the belief in the Almighty God. This activity uses a true experimental pre-test approach. -post-test design using lecture, discussion, and question and answer methods to determine the level of knowledge and understanding of the participants both before the activity starts and after the activity is completed. The increase in knowledge and understanding from pre-test to post-test is meaningful for participants and is a benchmark for the success of this activity. Participants gain additional knowledge and understanding regarding the prevention of early marriage, and it is hoped that participants will share their knowledge, especially in the surrounding environment where participants live. Before the activity was carried out, 80% of workshop participants did not understand the material related to early marriage. However, there is an increase in knowledge and understanding. From the results of the posttest, as many as 98% of participants understood and gained better knowledge about early marriage. The results of the post-test showed that participants in counseling activities gained increased knowledge and insight regarding what drives early marriage, the risks that can occur, and the impact they will get. Workshop participants also know and understand what must be done to prevent early marriage.
Menjembatani Kesenjangan : Kerangka Kerja SDG-Wakaf-FinTech Terpadu untuk Transformasi Keuangan Pendidikan di Indonesia Rifaldi Nurul Akbar; Muhammad Iman Kurniawan; Miftah Hur Rahman Zh; Athia Nur Kamilah
AMAL: Jurnal Ekonomi Syariah Vol. 7 No. 2 (2025): Desember
Publisher : UIN AM. Sangadji Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/eksy.v7i2.12004

Abstract

This study investigates the convergence of Islamic social finance, educational waqf, and FinTech to finance Sustainable Development Goal (SDG) 4 in Indonesia. It aims to map the potential and challenges of this integration and propose a synergistic conceptual model. Employing a qualitative approach, we collected primary data through in-depth interviews with 25 key stakeholders, Focus Group Discussions (FGDs), and analysis of policy documents. Thematic analysis reveals that the potential of educational waqf is hampered by regulatory asymmetry and governance deficits within the nadzir institution, leading to a strategic misalignment with specific SDG 4 targets. Our findings identify the dual role of FinTech as a capital mobilizer via micro-waqf platforms and as a blockchain-based monitor that builds transparency. The study concludes that realizing an effective waqf ecosystem requires an integrated approach: strengthening regulatory foundations and nadzir capacity, leveraging FinTech as a catalyst, and adopting an SDG-aligned impact measurement framework. Future research should prioritize developing and testing such a measurement framework and exploring regulatory sandbox models for Shari'ah-compliant waqf FinTech innovation. Keywords: Educational Waqf, FinTech, SDG 4, Governance, Blockchain, Impact Measurement, Islamic Social Finance
Crowdfunding and Cash Waqf Linked Deposit: A Tech Integrated Model for Sustainable Development Muhammad Iman Kurniawan; Rifaldi Nurul Akbar; Aria Nur Akmal
Maaliyah: Journal of Islamic Economic Law and Islamic Finance Vol. 1 No. 2 (2025): Maaliyah: Journal of Islamic Economic Law and Islamic Finance
Publisher : Universitas Darunnajah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61159/maaliyah.v1i2.711

Abstract

This study analyzes the integration of Crowdfunding and Cash Waqf-Linked Deposits (CWLD) as a technology-based Islamic financial model supporting the Sustainable Development Goals (SDGs). Employing a Systematic Literature Review (SLR) with the PRISMA approach, it synthesizes findings from eight primary articles published over the past five years. The analysis indicates that this integration effectively addresses limitations of conventional cash waqf, such as low public literacy, minimal institutional innovation, and regulatory constraints. Crowdfunding expands the donor base, particularly among younger generations and the Muslim diaspora, via transparent, accountable, and participatory digital platforms. Concurrently, CWLD ensures sustainable benefits by adhering to capital preservation principles and channeling returns to social, educational, health, and economic empowerment sectors. Digital technologies, especially blockchain, smart contracts, and tokenization, serve as key catalysts for enhancing transparency, accountability, and fund management efficiency. This hybrid model not only meets financial needs but also fosters public trust, strengthens global Muslim solidarity, and promotes Islamic financial inclusion. Significant challenges remain, including cross-jurisdictional regulatory limits, cybersecurity risks, and low Islamic finance literacy. Therefore, successful implementation depends heavily on institutional innovation, adaptive regulations, and continuous education. This integration represents a structural transformation in the Islamic philanthropy ecosystem, aligning with Maqasid al-Shariah and the requirements of inclusive development in the digital era.
Hierarchical-Reflective Learning Strategy in Santri Mentorship: Analyzing the Tiered Leadership Model as Pedagogical Technology in the Dormitory of Pondok Modern Darussalam Gontor Muhammad Yusuf Mustaqim; Unifah Rosyidi; Muhammad Takdir; Syafaat Ariful Huda; Rifaldi Nurul Akbar
Edcomtech: Jurnal Kajian Teknologi Pendidikan Vol. 10 No. 2 (2025)
Publisher : Universitas Negeri Malang in collaboration with APSTPI and IPTPI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17977/um039v10i22025p205-219

Abstract

This study analyzes the tiered leadership model in the dormitory of Pondok Modern Darussalam Gontor (PMDG) as a hierarchical-reflective learning strategy for santri mentorship. Employing a qualitative descriptive case study design, the research collected data through in-depth interviews, participant observation, and document analysis involving 18 key informants across stakeholder groups. The findings reveal that the system functions as an integrated pedagogical technology, synergizing a structured hierarchical scaffold, a cyclic experiential-reflective engine (POAC/muhasabah), and a foundation of Islamic values. This integration transforms the dormitory into a dynamic learning laboratory, where santri progressively develop leadership competencies through authentic practice grounded in ethical reflection. The model effectively bridges theoretical leadership education with moral character formation, cultivating disciplined, autonomous, and service-oriented leaders. The study concludes that the PMDG model presents a replicable framework for value-based leadership pedagogy. Future research should employ longitudinal and comparative designs to further validate its long-term outcomes and explore potential integrations with digital technologies without compromising its relational and reflective core.
Fostering Synergistic Collaboration: A Triple Helix Model for Integrating Educational Management, Digital Pedagogy, and Sharia Financial Literacy in Indonesian Islamic Economics Higher Education Muhammad Iman Kurniawan; Aldo Redho Syam; Athia Nur Kamilah; Miftah Hur Rahman Zh; Rifaldi Nurul Akbar
Jurnal Manajemen Pendidikan Vol. 16 No. 2 (2025): Jurnal Manajemen Pendidikan
Publisher : Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jmp.v16i2.66411

Abstract

Background The convergence of educational transformation, technological advancement, and the preservation of ethical values presents a significant challenge for higher education institutions, particularly in delivering Islamic economics education that remains faithful to its foundational principles amidst the Society 5.0 era. Purpose This study investigates the convergence of educational management strategies, technology-enhanced pedagogy, and Islamic economics principles within Indonesian higher education institutions to understand how digital transformation reshapes the pedagogical ecosystem of Islamic economics education. Design/method/approach Employing an explanatory sequential mixed-methods design combining quantitative surveys (n = 387) and qualitative semi-structured interviews (n = 24) across six Islamic higher education institutions, the research examines the relationships between digital transformation and educational outcomes in Islamic economics. Results The quantitative findings reveal that technology-integrated educational management significantly predicts student learning outcomes in Islamic economics (β = 0.47, p < .001) and sharia financial literacy (β = 0.39, p < .001). Structural equation modeling indicates that digital pedagogical competence mediates 34.2% of the variance in student engagement with Islamic finance concepts. Qualitative thematic analysis identifies four emergent themes: institutional readiness for digital transformation; alignment of the curriculum with Islamic values and technological innovation; the role of learning management systems in fostering sharia-compliant understanding of financial matters; and stakeholder perceptions of technology-mediated Islamic economics instruction. Contribution/value The study proposes an integrative Triple Helix framework, Educational Management, Educational Technology, and Islamic Economics (EM-ET-IE), offering a novel theoretical contribution for designing sustainable, value-based digital learning ecosystems. These findings carry significant implications for policymakers, educational administrators, and curriculum designers seeking to reimagine Islamic economics education while preserving its foundational ethical principles.
Building Gen Z Entrepreneurial Motivation and Confidence in Bekasi through Social Media, Risk Perception, and Social Support Jasmine Fathiya Arifin; Diah Pranitasari; Rifaldi Nurul Akbar; Taufiq Ramadhan
Jurnal Manajemen Pendidikan Vol. 16 No. 2 (2025): Jurnal Manajemen Pendidikan
Publisher : Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/jmp.v16i2.66666

Abstract

Background: The increasing interest in entrepreneurship among Generation Z, particularly in developing regions such as Bekasi, raises questions about the factors shaping their entrepreneurial motivation and confidence in the digital era. Understanding these influences is essential for fostering young entrepreneurs. Purpose: This study aims to examine the influence of social media, risk perception, and social support on the entrepreneurial motivation and confidence of Generation Z in Bekasi. Design/method/approach: A quantitative approach using path analysis was employed, involving 325 Generation Z respondents aged 18-29 years in Bekasi. Data were collected through a Likert-scale questionnaire and analyzed using SmartPLS 4.0. The analysis included outer model tests (convergent validity, discriminant validity, composite reliability, and Cronbach’s alpha), inner model tests (path coefficient and goodness of fit), and hypothesis testing. Results: The findings indicate that social support and risk perception have a direct and significant effect on entrepreneurial motivation, while social media does not. Entrepreneurial motivation also serves as a strong mediator, through which social support and risk perception indirectly influence entrepreneurial confidence. Contribution/value: This study contributes to the understanding of entrepreneurial behavior among Generation Z by highlighting the mediating role of motivation and the relative insignificance of social media, offering insights for educators, policymakers, and entrepreneurial programs targeting youth.
Macroeconomic Conditions and Issuer Characteristics Shaping Corporate Sukuk Yield Spreads in Indonesia Rifaldi Nurul Akbar; M. Abdurrozaq; Prama Siddiq Ramildan
Ethiconomics: Journal of Islamic Banking and Finance Vol. 1 No. 01 (2026): Ethiconomics: Journal of Islamic Banking and Finance (June)
Publisher : Jambi Tuah Tengganai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64929/ethiconomics.v1i01.6

Abstract

The Indonesian corporate sukuk market has expanded substantially over the past five years, yet investors and issuers face persistent uncertainty about which factors most strongly shape sukuk pricing. This study examines how macroeconomic conditions and issuer-specific characteristics jointly determine corporate sukuk yield spreads in Indonesia's sharia capital market. The analysis uses an unbalanced monthly panel of 87 corporate sukuk series issued by 42 firms listed on the Indonesia Stock Exchange between January 2020 and December 2025, yielding 4,176 series-month observations (mean T = 48 months; range 24–72 months). A two-step system Generalized Method of Moments (GMM) estimator was applied to address endogeneity, with macroeconomic variables (headline inflation, the BI 7-Day Reverse Repo / BI-Rate, the IDR/USD exchange rate, and the Jakarta Islamic Index return) and issuer characteristics (firm size, leverage, profitability, sukuk rating, and tenor) as explanatory variables. Diagnostic tests confirmed instrument validity (Hansen J-test p = 0.382) and the absence of second-order autocorrelation (AR(2) p = 0.214). Estimation results indicate that inflation and rupiah depreciation (the year-on-year percentage change in the log of the IDR/USD spot rate) raise yield spreads by 18.4 and 11.7 basis points, respectively, per one-percentage-point shock. In comparison, a one-notch rating upgrade compresses spreads by 27.3 basis points. Leverage exerts a positive and statistically significant effect on yield spreads (β = 0.142 on the proportion scale; a one-standard-deviation increase in leverage, equivalent to 0.18, widens spreads by about 2.6 basis points), whereas firm size and profitability reduce yield spreads. Sectoral heterogeneity reveals that financial-sector issuers respond more strongly to monetary shocks than non-financial issuers. The findings indicate that yield-spread dynamics in Indonesia's sharia capital market are shaped jointly by external macroeconomic shocks and internal issuer fundamentals, with rating quality functioning as the dominant compression mechanism. The results offer practical guidance for issuers structuring sukuk and for regulators calibrating disclosure requirements.
Pengaruh Kualitas Film Dan Electronic Word Of Mouth (e-WoM) Melalui Media Sosial Terhadap Minat Menonton: Studi Pada Penonton Ipar Adalah Maut Mohammad Jamaluddin Yusuf; Rifaldi Nurul Akbar; Kalistya Rizki Pratondo
JURNAL AKADEMIK EKONOMI DAN MANAJEMEN Vol. 3 No. 3 (2026): JURNAL AKADEMIK EKONOMI DAN MANAJEMEN  September
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jaem.v3i3.12595

Abstract

Perkembangan media sosial mendorong penyebaran informasi dan ulasan film yang dapat memengaruhi minat menonton. Penelitian ini bertujuan menganalisis pengaruh Kualitas Film dan Electronic Word of Mouth (e-WoM) melalui media sosial terhadap Minat Menonton : Studi pada film Ipar Adalah Maut. Penelitian menggunakan metode kuantitatif dengan survei terhadap 100 responden Generasi Z di Kota Tangerang Selatan yang dipilih melalui purposive sampling. Data dianalisis menggunakan regresi linear berganda dengan bantuan SPSS. Hasil penelitian menunjukkan bahwa Kualitas Film dan Electronic Word of Mouth (e-WoM) berpengaruh positif dan signifikan terhadap Minat Menonton, baik secara parsial maupun simultan. Kedua variabel menjelaskan 66,8% variasi Minat Menonton, dengan E-WOM memberikan pengaruh yang lebih dominan.
Co-Authors Aldo Redho Syam Aria Nur Akmal Athia Nur Kamilah Athia Nur Kamilah Diah Pranitasari Duna Izfanna Jasmine Fathiya Arifin Kalistya Rizki Pratondo M. Abdurrozaq M. Aska Askia Miftah Hur Rahman Zh Mohammad Jamaluddin Yusuf Muhammad Iman Kurniawan Muhammad Takdir Muhammad Yusuf Mustaqim Prama Siddiq Ramildan Syafaat Ariful Huda Taufiq Ramadhan Unifah Rosyidi