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All Journal Amal: Jurnal Ekonomi Syariah Jurnal Pengabdian Masyarakat Maaliyah
Rifaldi Nurul Akbar
Universitas Darunnajah
Religion Agriculture, Biological Sciences & Forestry Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Physics Social Sciences

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Peningkatan Pemahaman Realitas Dan Dampak Sosial Pernikahan Dini Di Ypmi Miftahul Huda Ulujami Jakarta Selatan M. Aska Askia; Duna Izfanna; Rifaldi Nurul Akbar
Bisma: Jurnal Pengabdian Masyarakat Vol. 2 No. 1 (2024): Jurnal Pengabdian Masyarakat (Bisma)
Publisher : Universitas Darunnajah, Jakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61159/bisma.v2i1.201

Abstract

The Islamic religion implies marriage as the only form of living in pairs that is justified and recommended to be developed in forming a family. According to Law Number 1 of 1974, marriage is an inner and outer bond between a man and a woman as husband and wife to form a happy and eternal family (household) based on the belief in the Almighty God. This activity uses a true experimental pre-test approach. -post-test design using lecture, discussion, and question and answer methods to determine the level of knowledge and understanding of the participants both before the activity starts and after the activity is completed. The increase in knowledge and understanding from pre-test to post-test is meaningful for participants and is a benchmark for the success of this activity. Participants gain additional knowledge and understanding regarding the prevention of early marriage, and it is hoped that participants will share their knowledge, especially in the surrounding environment where participants live. Before the activity was carried out, 80% of workshop participants did not understand the material related to early marriage. However, there is an increase in knowledge and understanding. From the results of the posttest, as many as 98% of participants understood and gained better knowledge about early marriage. The results of the post-test showed that participants in counseling activities gained increased knowledge and insight regarding what drives early marriage, the risks that can occur, and the impact they will get. Workshop participants also know and understand what must be done to prevent early marriage.
Menjembatani Kesenjangan : Kerangka Kerja SDG-Wakaf-FinTech Terpadu untuk Transformasi Keuangan Pendidikan di Indonesia Rifaldi Nurul Akbar; Muhammad Iman Kurniawan; Miftah Hur Rahman Zh; Athia Nur Kamilah
AMAL: Jurnal Ekonomi Syariah Vol. 7 No. 2 (2025): Desember
Publisher : UIN AM. Sangadji Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/eksy.v7i2.12004

Abstract

This study investigates the convergence of Islamic social finance, educational waqf, and FinTech to finance Sustainable Development Goal (SDG) 4 in Indonesia. It aims to map the potential and challenges of this integration and propose a synergistic conceptual model. Employing a qualitative approach, we collected primary data through in-depth interviews with 25 key stakeholders, Focus Group Discussions (FGDs), and analysis of policy documents. Thematic analysis reveals that the potential of educational waqf is hampered by regulatory asymmetry and governance deficits within the nadzir institution, leading to a strategic misalignment with specific SDG 4 targets. Our findings identify the dual role of FinTech as a capital mobilizer via micro-waqf platforms and as a blockchain-based monitor that builds transparency. The study concludes that realizing an effective waqf ecosystem requires an integrated approach: strengthening regulatory foundations and nadzir capacity, leveraging FinTech as a catalyst, and adopting an SDG-aligned impact measurement framework. Future research should prioritize developing and testing such a measurement framework and exploring regulatory sandbox models for Shari'ah-compliant waqf FinTech innovation. Keywords: Educational Waqf, FinTech, SDG 4, Governance, Blockchain, Impact Measurement, Islamic Social Finance
Crowdfunding and Cash Waqf Linked Deposit: A Tech Integrated Model for Sustainable Development Muhammad Iman Kurniawan; Rifaldi Nurul Akbar; Aria Nur Akmal
Maaliyah: Journal of Islamic Economic Law and Islamic Finance Vol. 1 No. 2 (2025): Maaliyah: Journal of Islamic Economic Law and Islamic Finance
Publisher : Universitas Darunnajah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61159/maaliyah.v1i2.711

Abstract

This study analyzes the integration of Crowdfunding and Cash Waqf-Linked Deposits (CWLD) as a technology-based Islamic financial model supporting the Sustainable Development Goals (SDGs). Employing a Systematic Literature Review (SLR) with the PRISMA approach, it synthesizes findings from eight primary articles published over the past five years. The analysis indicates that this integration effectively addresses limitations of conventional cash waqf, such as low public literacy, minimal institutional innovation, and regulatory constraints. Crowdfunding expands the donor base, particularly among younger generations and the Muslim diaspora, via transparent, accountable, and participatory digital platforms. Concurrently, CWLD ensures sustainable benefits by adhering to capital preservation principles and channeling returns to social, educational, health, and economic empowerment sectors. Digital technologies, especially blockchain, smart contracts, and tokenization, serve as key catalysts for enhancing transparency, accountability, and fund management efficiency. This hybrid model not only meets financial needs but also fosters public trust, strengthens global Muslim solidarity, and promotes Islamic financial inclusion. Significant challenges remain, including cross-jurisdictional regulatory limits, cybersecurity risks, and low Islamic finance literacy. Therefore, successful implementation depends heavily on institutional innovation, adaptive regulations, and continuous education. This integration represents a structural transformation in the Islamic philanthropy ecosystem, aligning with Maqasid al-Shariah and the requirements of inclusive development in the digital era.
Co-Authors Aria Nur Akmal Athia Nur Kamilah Izfanna, Duna M. Aska Askia Miftah Hur Rahman Zh Muhammad Iman Kurniawan