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CROWDFUNDING WAKAF DI TINJAU DARI MAQASHID SYARIAH MENURUT IMAM SYATIBI Syamsuri; iman, Muhammad Iman Kurniawan; Dwi Karunia Arti
El-Iqthisadi Volume 5 Nomor 2 Desember 2023
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/el-iqthisady.vi.41701

Abstrak Perkembangan wakaf tak hanya berupa tanah, dan bangunan tetapi wakaf memiliki potensi yang besar bagi perekonomian umat. dengan berkembangnya wakaf, kini wakaf dapat melalui platform biasa yang kita sebut dengan crowdfunding, crowdfunding inilah sala satu platform untuk mengumpulkan dana wakaf kemudian di alokasikan kepada yang mebutuhkan, maka sudah tak heran lagi jika perkembangan tekhnolgi kita kian berkembang begtu pesat. Adapun jenis harta yang di kumpulkan melalui platform crowdfunding ialah wakaf melalui uang yang harta benda wakafnya dapat berbentuk bergerak selain uang dan tidak bergerak. penulis menggunakan metode penelitian kepustakaan. Penelitian kepustakaan adalah suatu metode penelitian yang menganalisis suatu teks atau hasil penelitian dari suatu peristiwa yang dilakukan oleh penelitian sebelumnya. Sumber data dalam penelitian kepustakaan didasarkan pada informasi yang diperoleh dari buku, jurnal, catatan, majalah, hasil penelitian, dan lain sebagainya. Pengumpulan data yang dilakukan oleh penliti ada beberapa tahapan, yang pertama, mengumpulkan literatur review yang terkait dengan crowdfunding wakaf dan maqashid syariah menurut imam syatibi, yang kedua mengklarifikasikan sumber penelitian primer dan sekunder, serta mengutip pemikiran imam syatibi tentang maqashid syariah. Hasil penelitian ini bahwasanya crowdfunding wakaf salah satu dari mashlahah Al-khamsah yakni hifdzu maal yang dimana menjaga harta ialah kewajiban ummat muslim serta mengembangkan harta tersebut untuk mencapai kesejahteraan kita semua serta berujung mencapai falah Kata kunci: platform crowdfunding, maqashid syariah, maslhlahah Al-khamsah. Abstract The development of waqf is not only in the form of land, and buildings but waqf has great potential for the people's economy, and with the development of waqf now waqf can be done through a regular platform which we call crowdfunding, crowdfunding is one of the platforms for collecting waqf funds and then allocating them to those who need them, so It's no surprise that our technological developments are growing so rapidly. The type of property collected through the crowdfunding platform is waqf through money where the waqf property can be in movable form other than money and immovable. The author uses library research methods. Library research is a research method that analyzes a text or research results from an event carried out by previous research. Data sources in library research are based on information obtained from books, journals, notes, periodicals, research results, and so on. The data collection carried out by researchers consisted of several stages, the first, collecting review literature related to waqf crowdfunding and maqashid sharia according to imam syatibi, the second clarifying primary and secondary research sources, as well as quoting imam syatibi's thoughts about maqashid syariah. The results of this research show that waqf crowdfunding is one of Al-Khamsah, namely hifdzu maal, where protecting assets is the obligation of the Muslim community and developing these assets to achieve prosperity for all of us and ultimately achieve falah. Keyword: platform crowdfunding, maqashid syariah,maslhlahah Al-khamsah.

Crowdfunding and Cash Waqf Linked Deposit: A Tech Integrated Model for Sustainable Development Kurniawan, Muhammad Iman; Akbar, Rifaldi Nurul; Akmal, Aria Nur
Maaliyah: Journal of Islamic Economic Law and Islamic Finance Vol. 1 No. 2 (2025): Maaliyah: Journal of Islamic Economic Law and Islamic Finance
Publisher : Universitas Darunnajah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61159/maaliyah.v1i2.711

This study analyzes the integration of Crowdfunding and Cash Waqf-Linked Deposits (CWLD) as a technology-based Islamic financial model supporting the Sustainable Development Goals (SDGs). Employing a Systematic Literature Review (SLR) with the PRISMA approach, it synthesizes findings from eight primary articles published over the past five years. The analysis indicates that this integration effectively addresses limitations of conventional cash waqf, such as low public literacy, minimal institutional innovation, and regulatory constraints. Crowdfunding expands the donor base, particularly among younger generations and the Muslim diaspora, via transparent, accountable, and participatory digital platforms. Concurrently, CWLD ensures sustainable benefits by adhering to capital preservation principles and channeling returns to social, educational, health, and economic empowerment sectors. Digital technologies, especially blockchain, smart contracts, and tokenization, serve as key catalysts for enhancing transparency, accountability, and fund management efficiency. This hybrid model not only meets financial needs but also fosters public trust, strengthens global Muslim solidarity, and promotes Islamic financial inclusion. Significant challenges remain, including cross-jurisdictional regulatory limits, cybersecurity risks, and low Islamic finance literacy. Therefore, successful implementation depends heavily on institutional innovation, adaptive regulations, and continuous education. This integration represents a structural transformation in the Islamic philanthropy ecosystem, aligning with Maqasid al-Shariah and the requirements of inclusive development in the digital era.

Digital cash waqf in Indonesia: Opportunities and challenges a systematic literature review with PRISMA framework Rifaldi Nurul Akbar; Muhammad Iman Kurniawan; Miftah Hur Rahman ZH
Indonesia Accounting Research Journal Vol. 13 No. 2 (2025): December: Auditing, Finance, Accounting, Management
Publisher : Institute of Accounting Research and Novation (IARN)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/iacrj.v13i2.554

This study analyzes the development of digital cash waqf in Indonesia by exploring its opportunities, challenges, and strategic implications. It aims to provide a comprehensive synthesis of the impact of digital platforms on public participation, the efficiency of institutional coordination, and the potential for financial innovations such as Cash Waqf Linked Sukuk (CWLS). Employing a Systematic Literature Review (SLR) guided by the PRISMA framework, the research conducted a rigorous identification and screening process of 195 articles from the Scopus database, ultimately selecting 25 high-quality articles for detailed thematic analysis. The key findings reveal that digital platforms significantly increase participation, particularly among younger generations, driven by ease of use, social influence, and digital literacy. However, the study also identifies complex challenges, including weak coordination among the Indonesian Waqf Board (BWI), nadzir (waqf managers), and Islamic financial institutions, coupled with low public literacy and trust. While innovations like CWLS offer considerable potential for sustainable development, their implementation faces obstacles stemming from an immature regulatory framework and ineffective marketing strategies. Based on these findings, the study concludes that optimizing digital cash waqf requires strengthening regulations, enhancing literacy through digital campaigns, building the capacity of nadzir, and fostering more synergistic institutional collaboration. Future research should explore innovative business models, assess the specific effectiveness of fintech platforms, and investigate the determinants of CWLS adoption from both customer and regulatory perspectives to enrich waqf development strategies in the digital era.

Menjembatani Kesenjangan : Kerangka Kerja SDG-Wakaf-FinTech Terpadu untuk Transformasi Keuangan Pendidikan di Indonesia Rifaldi Nurul Akbar; Muhammad Iman Kurniawan; Miftah Hur Rahman Zh; Athia Nur Kamilah
AMAL: Jurnal Ekonomi Syariah Vol. 7 No. 2 (2025): Desember
Publisher : UIN AM. Sangadji Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/eksy.v7i2.12004

This study investigates the convergence of Islamic social finance, educational waqf, and FinTech to finance Sustainable Development Goal (SDG) 4 in Indonesia. It aims to map the potential and challenges of this integration and propose a synergistic conceptual model. Employing a qualitative approach, we collected primary data through in-depth interviews with 25 key stakeholders, Focus Group Discussions (FGDs), and analysis of policy documents. Thematic analysis reveals that the potential of educational waqf is hampered by regulatory asymmetry and governance deficits within the nadzir institution, leading to a strategic misalignment with specific SDG 4 targets. Our findings identify the dual role of FinTech as a capital mobilizer via micro-waqf platforms and as a blockchain-based monitor that builds transparency. The study concludes that realizing an effective waqf ecosystem requires an integrated approach: strengthening regulatory foundations and nadzir capacity, leveraging FinTech as a catalyst, and adopting an SDG-aligned impact measurement framework. Future research should prioritize developing and testing such a measurement framework and exploring regulatory sandbox models for Shari'ah-compliant waqf FinTech innovation. Keywords: Educational Waqf, FinTech, SDG 4, Governance, Blockchain, Impact Measurement, Islamic Social Finance

Navigating Organizational Conflict in Higher Education: The Mediating Role of Transformative Leadership in Enhancing Public Service Quality Muhammad Mamduh Nuruddin; Sita Husnul Khotimah; Muhammad Iman Kurniawan; Mohamad Gally Tawakal
Qoumun: Jurnal Pengabdian Masyarakat Vol 2 No 1 (2026): Qoumun: Journal of Social and Humanities
Publisher : Cv. Kayaswara, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65097/qoumun.v2i1.182

Purpose of the study: This study aimed to analyze the mediating role of transformative leadership in the relationship between organizational conflict and public service quality across higher education environments, where organizational conflict constitutes a complex phenomenon that substantially influences the quality of public services delivered to stakeholders. Methodology: A Systematic Literature Review (SLR) was applied, encompassing the examination of Scopus-indexed and Sinta-indexed scholarly articles published over the past decade. Literature retrieval was conducted in Scopus, Web of Science, Google Scholar, and the Sinta portal using relevant keywords. Main Findings: The findings demonstrate that inadequately managed organizational conflict adversely affects institutional performance and service quality, whereas transformative leadership serves as an effective mediator, converting destructive conflict into constructive engagement. Transformative leadership, characterized by inspirational vision, intellectual stimulation, individualized consideration, and idealized influence, has been demonstrated to enhance organizational cohesion and elevate public service quality. Novelty/Originality of this study: The novelty lies in the explicit positioning of transformative leadership as a mediating mechanism rather than a direct moderator between organizational conflict and public service quality within higher education governance, an approach that advances both conflict management theory and leadership scholarship in the specific context of higher education institutions as public service providers.

The Role of the Constitutional Court in Addressing Centralization Allegations: A Syariah Economic Perspective on Baznas' Contribution to Indonesia's Unified Economic System Yudi Permana; Ade Sofyan Mulazid; Athia Nur Kamilah; Yoghi Citra Pratama; Muhammad Iman Kurniawan; Miftah Hur Rahman Zh; Supriyono Supriyono
Jurnal Pemberdayaan Masyarakat Vol 4, No 4 (2025)
Publisher : Yayasan Keluarga Guru Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46843/jpm.v4i4.639

This study provides a comprehensive analysis of the Constitutional Court's role in institutionalizing a centralized governance model for the National Board of Zakat (BAZNAS) and its systemic implications for Indonesia's economic framework from a Shariah economics perspective. By synthesizing extant literature, it elucidates the legal, operational, and philosophical dynamics underpinning BAZNAS’s evolving mandate. Conducted as a Systematic Literature Review (SLR) in accordance with the PRISMA protocol, systematic searches across Scopus and the Watase Uake System identified 95 articles for in-depth thematic analysis. The findings reveal that the centralization of BAZNAS, legitimized by the Constitutional Court’s ruling, establishes a fundamental tension between national administrative efficiency and local philanthropic autonomy. The analysis confirms BAZNAS’s strategic role not only in zakat distribution but also in advancing national objectives of sustainable development and financial inclusion. However, significant governance challenges, particularly regarding transparency and accountability, persistently surface. The research makes a threefold contribution: First, it identifies a critical methodological gap, demonstrating that dominant quantitative approaches have insufficiently captured the qualitative and contextual dynamics behind operational shortcomings. Second, it surfaces underexplored thematic frontiers, notably those of digitalization, technological integration, and BAZNAS’s potential role in global challenges such as climate change. Third, it proposes a structured agenda for future inquiry and practice. The conclusions emphasize the necessity for methodological diversification, comparative international analysis, and deeper investigation into the distributive impacts of centralization and the transformative potential of technology. Practical implications focus on strengthening governance through mechanisms such as blockchain, fostering inter-institutional collaboration, and advocating for more integrative zakat-sector policies. Future research should prioritize rigorous qualitative studies, comparative models, and examinations of BAZNAS’s role in emerging areas such as green finance and the digitalization of Islamic social finance.

Crowdfunding and Cash Waqf Linked Deposit: A Tech Integrated Model for Sustainable Development Muhammad Iman Kurniawan; Rifaldi Nurul Akbar; Aria Nur Akmal
Maaliyah: Journal of Islamic Economic Law and Islamic Finance Vol. 1 No. 2 (2025): Maaliyah: Journal of Islamic Economic Law and Islamic Finance
Publisher : Universitas Darunnajah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61159/maaliyah.v1i2.711

This study analyzes the integration of Crowdfunding and Cash Waqf-Linked Deposits (CWLD) as a technology-based Islamic financial model supporting the Sustainable Development Goals (SDGs). Employing a Systematic Literature Review (SLR) with the PRISMA approach, it synthesizes findings from eight primary articles published over the past five years. The analysis indicates that this integration effectively addresses limitations of conventional cash waqf, such as low public literacy, minimal institutional innovation, and regulatory constraints. Crowdfunding expands the donor base, particularly among younger generations and the Muslim diaspora, via transparent, accountable, and participatory digital platforms. Concurrently, CWLD ensures sustainable benefits by adhering to capital preservation principles and channeling returns to social, educational, health, and economic empowerment sectors. Digital technologies, especially blockchain, smart contracts, and tokenization, serve as key catalysts for enhancing transparency, accountability, and fund management efficiency. This hybrid model not only meets financial needs but also fosters public trust, strengthens global Muslim solidarity, and promotes Islamic financial inclusion. Significant challenges remain, including cross-jurisdictional regulatory limits, cybersecurity risks, and low Islamic finance literacy. Therefore, successful implementation depends heavily on institutional innovation, adaptive regulations, and continuous education. This integration represents a structural transformation in the Islamic philanthropy ecosystem, aligning with Maqasid al-Shariah and the requirements of inclusive development in the digital era.

Integration Of Traditional Islamic Boarding School Values and Modern Philanthropic Practices At The Darunnajah Amil Zakat Institution (LAZ) Rinaldi Permana Putra; Wildan Syifauddin; Muhammad Iman Kurniawan
Jurnal Ilmu Sosial dan Humaniora Vol. 4 No. 3 (2026): Juli
Publisher : CV Putra Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58540/isihumor.v4i3.1999

The relationship between tradition and modernity in Islamic studies is often framed as a dichotomy, as if the two cancel each other out. This study offers a different reading by positioning them as an integrable relationship. The objective is to describe how the traditional values of the pesantren are negotiated with modern philanthropic practices at the Darunnajah Zakat Institution (LAZ), and to formulate the resulting pattern of integration. The study uses a qualitative descriptive approach. Data were gathered from four purposively selected informants, comprising two institutional managers and two program beneficiaries, through in-depth interviews, observation, and analysis of institutional documents, then examined thematically. The findings show that pesantren values such as sincerity, blessing, the authority of the kiai, and the ethic of self-reliance do not disappear when the institution adopts modern instruments such as corporate governance, digital fundraising, and productive zakat. The Kampung Sukses, MSMEs Productive Zakat program, which channels business capital to eight micro-enterprises, serves as a concrete example of this integration. Tradition functions as the spirit that grants legitimacy and direction, while modernity serves as the instrument that widens reach and accountability. The pattern is not a dichotomy but a functional coexistence. These findings lend support to the thesis of multiple modernities in the context of pesantren-based Islamic philanthropic institutions and propose a governance model that unites the value of worship with modern professionalism.

Model Intervensi Kolaboratif Keluarga-Sekolah dalam Mitigasi Dampak Negatif Gadget pada Anak dan Remaja Keyla Syalsa Billa; Duna Izfanna; Pauly Demanda; Zahra Adelia Putri; Lala Cahya Kamila; Amanda Zulaikha Pulungan; Muhammad Iman Kurniawan
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol. 8 No. 2 (2026): BUDIMAS : Jurnal Pengabdian Masyarakat
Publisher : LPPM ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/budimas.v8i2.19481

This research responds to the crisis of excessive gadget use among Indonesian children and adolescents, which reaches 8-9 hours per day, far exceeding global recommendations. The study aims to formulate a holistic intervention strategy based on Islamic educational values, which has been lacking in the literature. We detected a gap between screen time recommendations and their implementation in the local context, as well as a lack of policy models in Islamic educational institutions to mitigate the negative impacts of gadgets. The activity was carried out through a participatory seminar entitled "The Positive and Negative Impacts of Gadget Use and the Urgency of Wise Use," featuring Islamic education experts. This method combined material delivery with interactive dialogue and involved 30 educators. We deliberately eliminated digital presentations and replaced them with printed modules and family activity sheets to ground the anti-gadget approach in concrete terms. Key findings revealed that gadget addiction, decreased children's focus, and parenting conflicts due to parental inconsistency were the dominant complaints among participants. The presenters introduced four main strategies: strengthening direct communication and empathy, access to structured encryption, developing children's potential without excessive technology, and parental collaboration through firmness and role modeling. Over 70% of participants actively shared their experiences and responded positively to this approach. Discussions yielded practical solutions such as agreed-upon device-free zones, enjoyable alternative activities, and alignment of parenting styles. The study concluded that the anti-gadget approach is not a rejection of technology, but rather a conscious effort to restore digital-human balance. Consequently, Islamic educational institutions need to establish curricular and extracurricular policies that strengthen collective parenting capacity. Future research will focus on developing a longitudinal intervention model and measuring the effectiveness of the anti-gadget policy at Melati Cidokom Elementary School in Bogor.

Integration of Islamic Values in POACE Practice: An Effort to Islamize Education Based on Islamic Education Philosophy Sayyid Muhammad Indallah; Muhammad Faqih Nidzom; Firda Inayah; Imroatul Istiqomah; Muhammad Iman Kurniawan; Hendro Risbiyantoro
International Journal of Learning and Education Vol 1 No 2 (2025): International Journal of Learning and Education (IJLE)
Publisher : NAJAHA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59683/ijle.v1i2.216

This study analyzes the integration of Islamic values into the POACE (Planning, Organizing, Actuating, Controlling, Evaluating) management model as an effort to operationalize the Islamization of education based on Islamic education philosophy. It aims to develop an operational framework that synthesizes modern management principles with Islamic ethics to create holistic and spiritually-grounded educational practices. Employing a descriptive-analytical method, the research collected data through literature review, document analysis, and case studies of educational institutions implementing Islamic value-based POACE. The analysis reveals that each stage of POACE can be effectively integrated with core Islamic values: planning founded on sacred intention (niyyah) and tawhid, organizing that upholds justice (‘adl) and trust (amanah), actuating that embodies righteous action (amal saleh) and sincerity (ikhlas), controlling infused with conscientious oversight (muraqabah), and evaluating grounded in fairness (qist) and compassion (rahmah). The discussion indicates that this synthesis transforms POACE from a neutral administrative tool into a value-laden framework for educational leadership, effectively bridging the gap between Islamic philosophical ideals and contemporary managerial demands. The study concludes that integrating Islamic values into POACE provides a systematic approach for cultivating graduates who are not only academically competent but also morally upright and socially responsible. The implications suggest this model can be adopted in curriculum development and teacher training for Islamic religious education. Future research is recommended to test the model's efficacy across diverse institutional contexts and evaluate its long-term impact on student character formation.

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