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All Journal El-Iqtishady Jurnal Pemberdayaan Masyarakat Amal: Jurnal Ekonomi Syariah Madania: Jurnal Kajian Keislaman International Journal of Learning and Education Maaliyah
Muhammad Iman Kurniawan
Universitas Darunnajah
Religion Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

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CROWDFUNDING WAKAF DI TINJAU DARI MAQASHID SYARIAH MENURUT IMAM SYATIBI Syamsuri; iman, Muhammad Iman Kurniawan; Dwi Karunia Arti
El-Iqthisadi Volume 5 Nomor 2 Desember 2023
Publisher : Jurusan Hukum Ekonomi Syariah Fakultas Syariah dan Hukum Uin Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/el-iqthisady.vi.41701

Abstract

Abstrak Perkembangan wakaf tak hanya berupa tanah, dan bangunan tetapi wakaf memiliki potensi yang besar bagi perekonomian umat. dengan berkembangnya wakaf, kini wakaf dapat melalui platform biasa yang kita sebut dengan crowdfunding, crowdfunding inilah sala satu platform untuk mengumpulkan dana wakaf kemudian di alokasikan kepada yang mebutuhkan, maka sudah tak heran lagi jika perkembangan tekhnolgi kita kian berkembang begtu pesat. Adapun jenis harta yang di kumpulkan melalui platform crowdfunding ialah wakaf melalui uang yang harta benda wakafnya dapat berbentuk bergerak selain uang dan tidak bergerak. penulis menggunakan metode penelitian kepustakaan. Penelitian kepustakaan adalah suatu metode penelitian yang menganalisis suatu teks atau hasil penelitian dari suatu peristiwa yang dilakukan oleh penelitian sebelumnya. Sumber data dalam penelitian kepustakaan didasarkan pada informasi yang diperoleh dari buku, jurnal, catatan, majalah, hasil penelitian, dan lain sebagainya. Pengumpulan data yang dilakukan oleh penliti ada beberapa tahapan, yang pertama, mengumpulkan literatur review yang terkait dengan crowdfunding wakaf dan maqashid syariah menurut imam syatibi, yang kedua mengklarifikasikan sumber penelitian primer dan sekunder, serta mengutip pemikiran imam syatibi tentang maqashid syariah. Hasil penelitian ini bahwasanya crowdfunding wakaf salah satu dari mashlahah Al-khamsah yakni hifdzu maal yang dimana menjaga harta ialah kewajiban ummat muslim serta mengembangkan harta tersebut untuk mencapai kesejahteraan kita semua serta berujung mencapai falah Kata kunci: platform crowdfunding, maqashid syariah, maslhlahah Al-khamsah. Abstract The development of waqf is not only in the form of land, and buildings but waqf has great potential for the people's economy, and with the development of waqf now waqf can be done through a regular platform which we call crowdfunding, crowdfunding is one of the platforms for collecting waqf funds and then allocating them to those who need them, so It's no surprise that our technological developments are growing so rapidly. The type of property collected through the crowdfunding platform is waqf through money where the waqf property can be in movable form other than money and immovable. The author uses library research methods. Library research is a research method that analyzes a text or research results from an event carried out by previous research. Data sources in library research are based on information obtained from books, journals, notes, periodicals, research results, and so on. The data collection carried out by researchers consisted of several stages, the first, collecting review literature related to waqf crowdfunding and maqashid sharia according to imam syatibi, the second clarifying primary and secondary research sources, as well as quoting imam syatibi's thoughts about maqashid syariah. The results of this research show that waqf crowdfunding is one of Al-Khamsah, namely hifdzu maal, where protecting assets is the obligation of the Muslim community and developing these assets to achieve prosperity for all of us and ultimately achieve falah. Keyword: platform crowdfunding, maqashid syariah,maslhlahah Al-khamsah.
Menjembatani Kesenjangan : Kerangka Kerja SDG-Wakaf-FinTech Terpadu untuk Transformasi Keuangan Pendidikan di Indonesia Rifaldi Nurul Akbar; Muhammad Iman Kurniawan; Miftah Hur Rahman Zh; Athia Nur Kamilah
AMAL: Jurnal Ekonomi Syariah Vol. 7 No. 2 (2025): Desember
Publisher : UIN AM. Sangadji Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33477/eksy.v7i2.12004

Abstract

This study investigates the convergence of Islamic social finance, educational waqf, and FinTech to finance Sustainable Development Goal (SDG) 4 in Indonesia. It aims to map the potential and challenges of this integration and propose a synergistic conceptual model. Employing a qualitative approach, we collected primary data through in-depth interviews with 25 key stakeholders, Focus Group Discussions (FGDs), and analysis of policy documents. Thematic analysis reveals that the potential of educational waqf is hampered by regulatory asymmetry and governance deficits within the nadzir institution, leading to a strategic misalignment with specific SDG 4 targets. Our findings identify the dual role of FinTech as a capital mobilizer via micro-waqf platforms and as a blockchain-based monitor that builds transparency. The study concludes that realizing an effective waqf ecosystem requires an integrated approach: strengthening regulatory foundations and nadzir capacity, leveraging FinTech as a catalyst, and adopting an SDG-aligned impact measurement framework. Future research should prioritize developing and testing such a measurement framework and exploring regulatory sandbox models for Shari'ah-compliant waqf FinTech innovation. Keywords: Educational Waqf, FinTech, SDG 4, Governance, Blockchain, Impact Measurement, Islamic Social Finance
The Role of the Constitutional Court in Addressing Centralization Allegations: A Syariah Economic Perspective on Baznas' Contribution to Indonesia's Unified Economic System Permana, Yudi; Mulazid, Ade Sofyan; Kamilah, Athia Nur; Pratama, Yoghi Citra; Kurniawan, Muhammad Iman; Zh, Miftah Hur Rahman; Supriyono, Supriyono
Jurnal Pemberdayaan Masyarakat Vol 4, No 4 (2025)
Publisher : Yayasan Keluarga Guru Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46843/jpm.v4i4.639

Abstract

This study provides a comprehensive analysis of the Constitutional Court's role in institutionalizing a centralized governance model for the National Board of Zakat (BAZNAS) and its systemic implications for Indonesia's economic framework from a Shariah economics perspective. By synthesizing extant literature, it elucidates the legal, operational, and philosophical dynamics underpinning BAZNAS’s evolving mandate. Conducted as a Systematic Literature Review (SLR) in accordance with the PRISMA protocol, systematic searches across Scopus and the Watase Uake System identified 95 articles for in-depth thematic analysis. The findings reveal that the centralization of BAZNAS, legitimized by the Constitutional Court’s ruling, establishes a fundamental tension between national administrative efficiency and local philanthropic autonomy. The analysis confirms BAZNAS’s strategic role not only in zakat distribution but also in advancing national objectives of sustainable development and financial inclusion. However, significant governance challenges, particularly regarding transparency and accountability, persistently surface. The research makes a threefold contribution: First, it identifies a critical methodological gap, demonstrating that dominant quantitative approaches have insufficiently captured the qualitative and contextual dynamics behind operational shortcomings. Second, it surfaces underexplored thematic frontiers, notably those of digitalization, technological integration, and BAZNAS’s potential role in global challenges such as climate change. Third, it proposes a structured agenda for future inquiry and practice. The conclusions emphasize the necessity for methodological diversification, comparative international analysis, and deeper investigation into the distributive impacts of centralization and the transformative potential of technology. Practical implications focus on strengthening governance through mechanisms such as blockchain, fostering inter-institutional collaboration, and advocating for more integrative zakat-sector policies. Future research should prioritize rigorous qualitative studies, comparative models, and examinations of BAZNAS’s role in emerging areas such as green finance and the digitalization of Islamic social finance.
Shariah Audit, Transparency, and the Constitutional Court: Protecting Public Funds from an Islamic Economics Perspective Terminanto, Ade Ananto; Mulazid, Ade Sofyan; Almi, Ridho Fikri; Kurniawan, Muhammad Iman; Zh, Miftah Hur Rahman
Madania: Jurnal Kajian Keislaman Vol 29, No 2 (2025): DECEMBER
Publisher : Universitas Islam Negeri (UIN) Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/madania.v29i2.9096

Abstract

This study examines the role of Shariah audit and transparency in protecting public funds from an Islamic economics perspective, with a specific focus on the Constitutional Court's role as the ultimate guardian of financial integrity. The research aims to synthesize recent literature to identify prevailing trends, analytical frameworks, and existing gaps in the field. The methodology employed is a Systematic Literature Review (SLR) following the PRISMA protocol, with a search conducted in the Scopus database yielding 50 selected articles for thematic analysis. Key results reveal that Shariah audit serves as a dual governance mechanism ensuring both financial accuracy and Shariah compliance. The Constitutional Court is conceptualized as a pivotal institution executing a modern hisbah function, wielding the authority to annul policies that enable misuse. Findings also indicate significant geographical disparities, a dominance of qualitative approaches, and the disruptive potential of technologies like blockchain and AI in enhancing transparency. However, technological implementation still faces regulatory and capacity-building challenges. The conclusion affirms the necessity of integrating ethical principles (Maqasid al Shariah), audit mechanisms, and judicial oversight. This study contributes to the literature by introducing an integrative analytical framework that links Shariah audit, technological transparency, and constitutional judicial oversight, offering a novel perspective on how modern Islamic governance can institutionalize accountability and safeguard public wealth. Penelitian ini mengkaji peran audit Syariah dan transparansi dalam melindungi dana publik dari perspektif ekonomi Islam, dengan fokus khusus pada peran Mahkamah Konstitusi sebagai penjaga utama integritas keuangan. Penelitian ini bertujuan untuk mensintesis literatur terkini guna mengidentifikasi tren yang berlaku, kerangka kerja analitis, dan kesenjangan yang ada di bidang ini. Metodologi yang digunakan adalah Systematic Literature Review (SLR) dengan mengikuti protokol PRISMA, dengan pencarian yang dilakukan dalam basis data Scopus yang menghasilkan 50 artikel terpilih untuk dianalisis secara tematik. Hasil utama mengungkapkan bahwa audit Syariah berfungsi sebagai mekanisme tata kelola ganda yang memastikan akurasi keuangan dan kepatuhan Syariah. Mahkamah Konstitusi dikonseptualisasikan sebagai institusi pivotal yang menjalankan fungsi hisbah modern, dengan kewenangan untuk membatalkan kebijakan yang memungkinkan penyalahgunaan dana. Temuan juga menunjukkan adanya disparitas geografis yang signifikan, dominan pendekatan kualitatif, dan potensi disruptif teknologi seperti blockchain dan AI dalam meningkatkan transparansi. Namun, implementasi teknologi masih menghadapi tantangan regulasi dan pengembangan kapasitas. Kesimpulan penelitian menegaskan perlunya integrasi prinsip-prinsip etika (Maqasid al-Shariah), mekanisme audit, dan pengawasan yudisial. Studi ini berkontribusi pada literatur dengan memperkenalkan kerangka analitis integratif yang menghubungkan audit Syariah, transparansi teknologi, dan pengawasan yudisial konstitusional, menawarkan perspektif baru tentang bagaimana tata kelola Islam modern dapat melembagakan akuntabilitas dan melindungi kekayaan publik.
Integration of Islamic Values in POACE Practice: An Effort to Islamize Education Based on Islamic Education Philosophy Sayyid Muhammad Indallah; Muhammad Faqih Nidzom; Firda Inayah; Imroatul Istiqomah; Muhammad Iman Kurniawan; Hendro Risbiyantoro
International Journal of Learning and Education Vol 1 No 2 (2025): International Journal of Learning and Education (IJLE)
Publisher : NAJAHA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59683/ijle.v1i2.216

Abstract

This study analyzes the integration of Islamic values into the POACE (Planning, Organizing, Actuating, Controlling, Evaluating) management model as an effort to operationalize the Islamization of education based on Islamic education philosophy. It aims to develop an operational framework that synthesizes modern management principles with Islamic ethics to create holistic and spiritually-grounded educational practices. Employing a descriptive-analytical method, the research collected data through literature review, document analysis, and case studies of educational institutions implementing Islamic value-based POACE. The analysis reveals that each stage of POACE can be effectively integrated with core Islamic values: planning founded on sacred intention (niyyah) and tawhid, organizing that upholds justice (‘adl) and trust (amanah), actuating that embodies righteous action (amal saleh) and sincerity (ikhlas), controlling infused with conscientious oversight (muraqabah), and evaluating grounded in fairness (qist) and compassion (rahmah). The discussion indicates that this synthesis transforms POACE from a neutral administrative tool into a value-laden framework for educational leadership, effectively bridging the gap between Islamic philosophical ideals and contemporary managerial demands. The study concludes that integrating Islamic values into POACE provides a systematic approach for cultivating graduates who are not only academically competent but also morally upright and socially responsible. The implications suggest this model can be adopted in curriculum development and teacher training for Islamic religious education. Future research is recommended to test the model's efficacy across diverse institutional contexts and evaluate its long-term impact on student character formation.
Crowdfunding and Cash Waqf Linked Deposit: A Tech Integrated Model for Sustainable Development Muhammad Iman Kurniawan; Rifaldi Nurul Akbar; Aria Nur Akmal
Maaliyah: Journal of Islamic Economic Law and Islamic Finance Vol. 1 No. 2 (2025): Maaliyah: Journal of Islamic Economic Law and Islamic Finance
Publisher : Universitas Darunnajah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61159/maaliyah.v1i2.711

Abstract

This study analyzes the integration of Crowdfunding and Cash Waqf-Linked Deposits (CWLD) as a technology-based Islamic financial model supporting the Sustainable Development Goals (SDGs). Employing a Systematic Literature Review (SLR) with the PRISMA approach, it synthesizes findings from eight primary articles published over the past five years. The analysis indicates that this integration effectively addresses limitations of conventional cash waqf, such as low public literacy, minimal institutional innovation, and regulatory constraints. Crowdfunding expands the donor base, particularly among younger generations and the Muslim diaspora, via transparent, accountable, and participatory digital platforms. Concurrently, CWLD ensures sustainable benefits by adhering to capital preservation principles and channeling returns to social, educational, health, and economic empowerment sectors. Digital technologies, especially blockchain, smart contracts, and tokenization, serve as key catalysts for enhancing transparency, accountability, and fund management efficiency. This hybrid model not only meets financial needs but also fosters public trust, strengthens global Muslim solidarity, and promotes Islamic financial inclusion. Significant challenges remain, including cross-jurisdictional regulatory limits, cybersecurity risks, and low Islamic finance literacy. Therefore, successful implementation depends heavily on institutional innovation, adaptive regulations, and continuous education. This integration represents a structural transformation in the Islamic philanthropy ecosystem, aligning with Maqasid al-Shariah and the requirements of inclusive development in the digital era.
Co-Authors Ade Sofyan Mulazid Almi, Ridho Fikri Aria Nur Akmal Athia Nur Kamilah Dwi Karunia Arti Firda Inayah Hendro Risbiyantoro Imroatul Istiqomah Indallah, Sayyid Muhammad Kamilah, Athia Nur Miftah Hur Rahman Zh Muhammad Faqih Nidzom Permana, Yudi Rifaldi Nurul Akbar Supriyono Supriyono SYAMSURI Terminanto, Ade Ananto Yoghi Citra Pratama