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All Journal Equilibrium: Jurnal Ilmiah Ekonomi, Manajemen dan Akuntansi Jumat Keagamaan: Jurnal Pengabdian Masyarakat Jurnal Bio-Geo Material Dan Energi Dedication : Jurnal Pengabdian Masyarakat IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita JPS (Jurnal Perbankan Syariah) TARBAWIYAT: Jurnal Kependidikan
Azzahro, Siti Fatimah
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Religion Humanities Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Social Sciences Other

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APAKAH FINTECH PAYMENT MEMPENGARUHI JUB? BUKTI DARI STUDI DI INDONESIA PASCA TERJADINYA COVID-19 Azzahro, Siti Fatimah; Nugraha, Handy
Equilibrium : Jurnal Ilmiah Ekonomi, Manajemen dan Akuntansi Vol 14, No 1 (2025): April
Publisher : Lembaga Penerbitan dan Publikasi Ilmiah (LPPI) Universitas Muhammadiyah Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35906/equili.v14i1.2327

Abstract

ABSTRAKPandemi Covid-19 telah menyebabkan tren digitalisasi meningkat tajam, yang berimplikasi pada pengguna fintech yang juga semakin meningkat. Perkembangan fintech memiliki pengaruh penting terhadap peningkatan efisiensi transaksi, aksesibilitas keuangan, dan akan mempengaruhi stabilitas moneter dalam hal ini Jumlah Uang yang Beredar di Masyarakat. Penelitian ini bertujuan untuk menganalisis pengaruh E-Money, Qris, dan Birate terhadap Jumlah Uang Beredar (M1) Pasca Covid-19. Penelitian ini menggunakan pendekatan kuantitatif dengan metode VECM (Vector Error Correction Model). Data yang digunakan dalam penelitian ini adalah data sekunder yang diambil dari beberapa situs resmi Indonesia yaitu Badan Pusat Statistik (BPS), Asosiasi Sistem Pembayaran Indonesia (ASPI), dan Bank Indonesia, berupa data runtut waktu (time serries) tahun 2020-2023. Hasil penelitian mengungkapkan dalam jangka pendek variabel E-money memiliki pengaruh signifikan dan hubungan positif terhadap JUB, sedangkan dalam jangka panjang memiliki pengaruh signifikan dan hubungan negatif terhadap JUB. Variabel Qris dan Birate dalam jangka pendek maupun jangka panjang tidak berpengaruh terhadap JUB.ABSTRACTThe Covid-19 pandemic has caused a sharp increase in digitalization trends, which has implications for fintech users who are also increasing. The development of fintech has an important influence on increasing transaction efficiency, financial accessibility, and will affect monetary stability in this case the Amount of Money Circulating in Society. This study aims to analyze the effect of E-Money, Qris, and Birate on the Amount of Money Circulating (M1) Post Covid-19. This study uses a quantitative approach with the VECM (Vector Error Correction Model) method. The data used in this study are secondary data taken from several official Indonesian websites, namely the Central Statistics Agency (BPS), the Indonesian Payment System Association (ASPI), and Bank Indonesia, in the form of time series data for 2020-2023. The results of the study revealed that in the short term the E-money variable has a significant influence and a positive relationship with JUB, while in the long term it has a significant influence and a negative relationship with JUB. The Qris and Birate variables in the short and long term have no effect on JUB.
Studi Pengabdian : Kontribusi Program KKN UIN Walisongo dalam Penguatan Pendidikan di Pondok Pesantren Roudlotuth Tholibin Semarang Nisa, Nabila Khoirotun; Azzahro, Siti Fatimah; Zubriadi, Zubriadi; Rizqina, Astri Zahwa Ajeng
Jumat Keagamaan: Jurnal Pengabdian Masyarakat Vol. 6 No. 2 (2025): Agustus
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/abdimasagama.v6i2.6232

Abstract

Pendampingan Belajar Mengajar melalui program Kuliah Kerja Nyata (KKN) merupakan upaya strategis dalam penguatan pembelajaran kitab kuning di Pondok Pesantren Raudhatut Thalibin, Kabupaten Semarang. Kitab kuning sebagai warisan keilmuan klasik pesantren menghadapi tantangan dalam pemahaman bahasa Arab klasik dan metode pengajaran konvensional seperti sorogan dan bandongan yang cenderung monoton. Penelitian ini menggunakan pendekatan kualitatif dengan studi kasus untuk mengeksplorasi kontribusi program KKN UIN Walisongo dalam meningkatkan kualitas pembelajaran kitab kuning melalui metode pembelajaran inovatif dan interaktif. Data dikumpulkan melalui wawancara mendalam, observasi partisipatif, dan studi dokumentasi, kemudian dianalisis menggunakan analisis tematik. Hasil penelitian menunjukkan bahwa pendampingan KKN tidak hanya meningkatkan kemampuan literasi kitab kuning santri, tetapi juga memotivasi santri untuk lebih kritis dan aktif dalam proses pembelajaran. Selain aspek teknis, pendampingan ini memperkuat hubungan sosial antara mahasiswa dan santri, menciptakan atmosfer pembelajaran yang inklusif dan suportif. Studi ini menegaskan pentingnya integrasi metode pembelajaran modern dalam tradisi pesantren untuk menjaga keberlanjutan pendidikan Islam klasik sekaligus menjawab tantangan zaman. Dengan demikian, pendampingan KKN di Pesantren Raudhatut Thalibin berperan penting dalam memperkaya dan mengefektifkan pembelajaran kitab kuning secara berkelanjutan dan relevan.
Perancangan Dan Implementasi Website Desa Untuk Meningkatkan Playanan Publik Dan Sebagai Media Informasi Desa Jatimulya Dayurni , Popi; Azzahro, Siti Fatimah; Anisa, Anisa; Nurosid, Raka; Aziz, Muhammad Hamron; Wardani, Abdina Rashintya
Dedication : Jurnal Pengabdian Masyarakat Vol 9 No 2 (2025)
Publisher : LPPM Universitas PGRI Argopuro Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31537/dedication.v9i2.2598

Abstract

Kemajuan teknologi informasi telah membuka peluang bagi pemerintah desa untuk meningkatkan kualitas pelayanan publik dan keterbukaan informasi. Kegiatan ini dilakukan oleh KKM Kelompok 55 Universitas Bina Bangsa melalui perancangan dan implementasi website Desa Jatimulya sebagai media informasi sekaligus sarana pelayanan digital. Proses pengembangan menggunakan pendekatan System Development Life Cycle (SDLC) model waterfall, yang terdiri dari tahapan perencanaan, analisis, desain, implementasi, pengujian, integrasi, dan pemeliharaan. Website ini dirancang untuk memuat informasi penting seperti profil desa, potensi wilayah, UMKM, galeri, serta pengumuman desa yang dapat diakses secara real-time. Hasil kegiatan menunjukkan bahwa kehadiran website desa memberikan dampak positif dalam mempercepat alur informasi, mendukung pelayanan administratif, serta membangun komunikasi yang lebih efektif antara pemerintah desa dan masyarakat
Sentiment Analysis On Boycott Movement: NVivo Approach Azzahro, Siti Fatimah; Indra, Indra
IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita Vol 13 No 2 (2024): IQTISHADUNA: Jurnal Ilmiah Ekonomi Kita - December
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/iqtishaduna.v13i2.2185

Abstract

Many countries have carried out the boycott, divestment, and sanction (BDS) movement. Research on this topic contains an interesting sentimental side and needs to be mapped to help future research. This study aims to determine the problem's evolution and mapping, along with sentiment analysis related to BDS. This study uses a descriptive statistical analysis approach combined with meta-analysis and sentiment analysis of secondary data in the form of metadata from 81 Scopus-indexed articles published over the past 15 years, which were then processed using NVivo 15. The findings of this study reveal that the majority of studies have a somewhat negative perspective on BDS. Negative sentiment shows that many studies use sharp and negative sentences, as well as sentences that cause debate; this is related to the "Hasbara" propaganda built by Israel, while positive sentiment on this topic is small due to the lack of research using positive sentences about BDS. This study can provide knowledge about the sentiment of the boycott movement and be a reference for future research. This research can be helpful for pro-Palestine parties and BDS supporters in increasing publications on the boycott movement from various sectors so that it becomes a means to support Palestine’s independence.
Bibliometric Analysis Of Islamic Letters Of Credit Azzahro, Siti Fatimah; Aufa, Aufa; Indra, Indra
JPS (Jurnal Perbankan Syariah) Vol 5 No 1 (2024): JPS (Jurnal Perbankan Syariah) - April
Publisher : LPPM ISNJ Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46367/jps.v5i1.1796

Abstract

Research mapping is essential to describe the topic and appropriate references before conducting research, including Islamic letters of credit. This research aims to review the literature on Islamic letters of credit. This research is a literature review using bibliometric methods with the Dimensions database. The keyword used in the article search is Islamic letter of credit. The data found and processed was 56 articles published from 2010-2023. The data was processed using Microsoft Excel and Bibilioshiny R programs. This research shows that most of the most productive writers come from Malaysia and Turkey. A topic that can be developed for further research is Islamic economic contracts linked to Islamic letters of credit. This research can be used as a reference for future research, as well as information regarding research gaps and an overview of research conditions regarding Islamic letters of credit, which will be developed to be broader and more varied.
Influence of Mass Variation of Green-Synthesized CoFe2O4/Cdots Catalyst on the Photocatalytic Degradation of Methylene Blue Through Initial Adsorption Mechanism Zalukhu, Aldwin; Deswardani, Frastica; Suharyadi, Edi; Utami, Ranti Widia; Istiqomah, Nurul Imani; Mahardhika, Larrisa Jestha; Azzahro, Siti Fatimah; Altop, Dapfa Farrizo; Oktaviani, Nada
Jurnal Bio-Geo Material Dan Energi Vol. 6 No. 1 (2026): Vol. 6 No. 1 (2026): Journal of Bio-Geo Material and Energy (BiGME), February 2
Publisher : PUI BiGME Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aimed to synthesize and evaluate the photocatalytic performance of CoFe₂O₄/Cdots nanocomposites prepared via green synthesis method using Moringa oleifera leaf extract and watermelon rind waste as eco-friendly precursors. The synthesis involved a co-precipitation process for CoFe₂O₄ formation and a hydrothermal route to produced Cdots, followed by composite fabrication. The materials were characterized using XRD, UV-Vis Spectrophotometer, and VSM analyses to determine their crystalline structure, optical, and magnetic properties. The results showed that the incorporation of Cdots increased the optical band gap (3.15 eV) compared to pure CoFe₂O₄ (2.64 eV) and improved soft magnetic behavior. Photocatalytic tests under UV irradiation using Methylene Blue as a model pollutant revealed a degradation efficiency of 91.9% for CoFe₂O₄/Cdots at an optimum catalyst mass of 0.07 gr, significantly higher than 60,8% achieved by pure CoFe₂O₄. The enhanced performance is attributed to the synergistic interaction between CoFe₂O₄ and Cdots, which promotes charge separation, initial adsorption, and reactive radical generation. These findings indicate that the CoFe₂O₄/Cdots nanocomposite is a promising eco-friendly photocatalyst for wastewater treatment applications.
Harmoni Asuhan: Analisis Dampak Metode Parenting terhadap Pendidikan dan Perkembangan Anak dalam Islam dan Psikologi Mahmudah, Nur; Azzahro, Siti Fatimah
TARBAWIYAT Vol 3 No 1 (2024): Juni
Publisher : Prodi PGMI STAI Al-Akbar Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62589/tarbawiyat.v3i1.286

Abstract

Child as a blessing in Islam, requires the attention and responsibility of parents from the early stages of life. Islam teaches the importance of parental roles in partner selection, marriage preparation, and prenatal child education. Parents exert a significant influence on a child's development, shaping their moral awareness through socialization. The moral conduct of parents reflects Islamic values, emphasizing respect, honor, and compassion. Parental behavior plays a key role in shaping a child's character, impacting their overall development. Effective parenting, supported by both psychological theories and Islamic teachings, necessitates diverse skills, particularly responsiveness to the child and behavioral management. Research findings affirm that an effective parenting style, aligned with Islam, molds individuals who are confident, responsible, and possess strong self-regulation, reflecting a balance between Islamic principles and the developmental needs of children.
Co-Authors Altop, Dapfa Farrizo Anisa Anisa Aufa, Aufa Aziz, Muhammad Hamron Dayurni , Popi Edi Suharyadi Frastica Deswardani Indra Indra Istiqomah, Nurul Imani Mahardhika, Larrisa Jestha Nisa, Nabila Khoirotun Nugraha, Handy Nur Mahmudah Nurosid, Raka Oktaviani, Nada Rizqina, Astri Zahwa Ajeng Utami, Ranti Widia Wardani, Abdina Rashintya Zalukhu, Aldwin Zubriadi, Zubriadi