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All Journal Jurnal Pengabdian kepada Masyarakat Nusantara Journal of Indonesian Sharia Economics Algebra
Anggraini, Mela
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Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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Analisis Risiko Pembiayaan Mudharabah di Bank Syari’ah Yusuf, Miranda Azizah; Febriyani, Elza; Anggraini, Mela; Lestari, Anjung Peby
JIOSE: Journal of Indonesian Sharia Economics Vol 2 No 1 (2023): Maret 2023
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35878/jiose.v2i1.559

Abstract

Risks and obstacles to the implementation of mudharabah financing are one of the factors behind the low development of mudharabah financing in Islamic banks compared to other financing products. To anticipate risks and to enhance the development of mudharabah financing in Islamic banks, it is necessary to identify and in-depth study the risks of implementing mudharabah financing in Islamic banks so that strategies and solutions for these risks can be found. This research was conducted for this purpose by using quantitative research methods. The results of this study indicate that there are risks inherent in this financing, namely agency problems, adverse selection, moral hazard, and other risks that have not been studied in this study. These risks are a particular challenge for Islamic banks to implement mudharabah financing. The results of this study offer several strategies that can be carried out by Islamic banks in anticipating some of these risks, namely conducting analysis of prospective customers who are really good, conducting post-contract visits, providing managerial assistance as well as in preparing good and correct financial reports, conducting inspections and periodic monitoring, as well as immediately making decisions and following up when data is found that are not suitable for the implementation of the business carried out by the mudhorib. The solutions presented in this study can be further developed to support the implementation of mudharabah financing in Islamic banks.
IMPLEMENTASI PRINSIP-PRINSIP PEMERINTAHAN YANG BAIK DALAM PELAYANAN PUBLIK : STUDI KUALITATIF DI DINAS KEPENDUDUKAN DAN PENCATATAN SIPIL Anggraini, Mela; Usamah, M. Dai; Bakil, M Sulthan; Siagian, Sahat; Sembiring, Tamaulina Br.
Algebra : Jurnal Pendidikan, Sosial dan Sains Vol 5 No 3 (2025): ALGEBRA : JURNAL PENDIDIKAN, SOSIAL DAN SAINS
Publisher : Yayasan Amanah Nur Aman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58432/algebra.v5i3.1435

Abstract

This study aims to analyze the implementation of good governance principles in public service at the Department of Population and Civil Registration. Principles such as transparency, accountability, responsiveness, and public participation are the main focus in evaluating the quality of population administration services. The research employs a qualitative approach with in-depth interviews, observations, and document analysis. Findings indicate that some principles have been well implemented, particularly in information provision and digital-based administration systems. However, challenges remain, such as limited public participation, uneven responsiveness among staff, and users’ low digital literacy. The study recommends strengthening participatory mechanisms, service-oriented human resource training, and enhancing inclusive information systems. Overall, the study highlights the importance of integrating good governance principles to promote more effective, equitable, and sustainable public service governance.  
Penguatan Nilai Religius Pada Anak Melalui Bimbingan Keagamaan di Desa Tumbang Randang, Kalimantan Tengah Setiowati, Anggie; Salsabila, Shafira; Anggraini, Mela; Wulandari, Miya; Saudah, Saudah; Permana Putra, Febri; Handayani, Witri; Ramadan, Normakiah; Madani, Ahmad Miski; Maidi Saputra, Muhammad; Danoe, Ahmad
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 5 No. 1 (2024): Jurnal Pengabdian kepada Masyarakat Nusantara (JPkMN)
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v5i1.2684

Abstract

Kurangnya nilai-nilai keagamaan khususnya agama Islam dan banyak anak-anak yang belum bisa membaca Al-Qur’an serta kurangnya tenaga pendidik di bidang agama Islam. Metode PKM ini menggunakan metode pendidikan masyarakat dengan tujuan memberikan Penguatan Nilai Religius Pada Anak Melalui Bimbingan Keagamaan.  Tujuan pengabdian ini secara garis besar untuk memberikan bimbingan keagamaan pada anak-anak. Hasil pengabdian ini yaitu dengan adanya bimbingan keagamaan pada anak berupa belajar mengaji yang dilakukan Kegiatan bimbingan kegamaan tersebut telah selesai dilaksanakan mulai bulan Juli 2023 sampai bulan September 2023 dengan total jumlah hari yaitu 45 hari, anak-anak sangat antusias mengikuti bimbingan serta yang sangat menarik dari pihak orang tua juga mendukung penuh dan senang dengan adanya bimbingan keagamaan melihat kondisi di Desa Tumbang Randang minim yang membuka bimbingan keagamaan.
Co-Authors Bakil, M Sulthan Danoe, Ahmad Febriyani, Elza Lestari, Anjung Peby Madani, Ahmad Miski Maidi Saputra, Muhammad Permana Putra, Febri Ramadan, Normakiah Sahat Siagian Salsabila, Shafira SAUDAH SAUDAH Sembiring, Tamaulina Br. Setiowati, Anggie Usamah, M. Dai Witri Handayani Wulandari, Miya Yusuf, Miranda Azizah