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Simulasi Pemodelan Jalur Semiparametrik Truncated Spline pada Kasus Perkembangan Cashless Society Pramaningrum, Dea Saraswati; Iriany, Atiek; Solimun; Budi Astuti, Ani; Haneinanda Junianto, Fachira; Fernandes, Adji
Jurnal Teknologi Informasi dan Ilmu Komputer Vol 12 No 1: Februari 2025
Publisher : Fakultas Ilmu Komputer, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25126/jtiik.2025128679

Abstract

Simulasi merupakan suatu proses merancang model matematis dari sistem yang nyata dengan cara melakukan percobaan terhadap model menggunakan komputer. Pada penelitian ini simulasi untuk memodelkan kasus perkembangan cashless society karena adanya keterbatasan ketersediaan data asli. Pemodelan simulasi dilakukan berdasarkan hasil analisis data asli yang menggunakan analisis jalur semiparametrik truncated spline. Data asli yang digunakan merupakan hasil kuesioner dengan responden sebanyak 100 nasabah bank pengguna m-banking. Perkembangan cashless society merupakan topik yang menarik untuk diteliti karena di Indonesia sendiri terdapat perubahan kebiasaan masyarakat dalam bertransaksi menggunakan non-tunai semenjak mewabahnya virus COVID-19. Hasil penelitian menunjukkan bahwa skenario model yang dapat dijadikan acuan untuk pengambilan keputusan terkait perkembangan cashless society adalah kombinasi model semiparametrik truncated spline berordo linier dengan dua titik knot di mana hanya terdapat satu hubungan nonparametrik pada model. Hasil penelitian dijadikan acuan oleh pemerintah terkhusus pihak bank untuk mendukung perkembangan cashless society.   Abstract Simulation is a process of designing a mathematical model of a real system by conducting experiments on the model using a computer. In this study, a simulation is used to model the case of the development of a cashless society due to the limited availability of original data. Simulation modeling was carried out based on the results of original data analysis using truncated spline semiparametric  path analysis.The original data used was the result of a questionnaire with respondents of 100 bank customers using m-banking. The development of a cashless society is an interesting topic to study because in Indonesia itself there has been a change in people's habits in transacting using non-cash since the outbreak of the COVID-19 virus. The results show that the model scenario that can be used as a reference for decision-making related to the development  of a cashless society is a combination of a semiparametric truncated spline model of a linear order with two knots where there is only one nonparametric relationship in the model. The results of the research are used as a reference by the government, especially the bank to support the development of a cashless society.
Eksplorasi Motivasi dan Minat Berkunjung Kembali Pada Situs Dark Tourism Pulau Lusi di Kabuapten Sidoarjo Wulandari, Mega; Hasyim, Abdul Wahid; Rachmawati, Turniningtyas Ayu; Pramaningrum, Dea Saraswati
Altasia Jurnal Pariwisata Indonesia Vol. 6 No. 2 (2024): Jurnal ALTASIA (Agustus)
Publisher : Program Studi Pariwisata - Universitas Internasional Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37253/altasia.v6i2.9199

Abstract

Pulau Lusi terbentuk dari hasil endapan sedimen lumpur akibat Bencana Lusi di Kabupaten Sidoarjo tahun 2006. Wisatawan mengunjungi Pulau Lusi awalnya untuk mengenang kejadian dan melihat dampak dari Bencana Lusi. Sejalan perkembangan waktu Pulau Lusi dikembangkan menjadi salah satu ikon wisata Kabupaten Sidoarjo dengan kunjungan lebih dari 100.000 wisatawan hingga saat ini. Penelitian ini bertujuan menganalisis konstruk motivasi (motif pribadi, pengalaman, fisik, dan emosional) serta konstruk minat berkunjung kembali dalam mengunjungi situs dark tourism Pulau Lusi. Teknik sampling yang digunakan adalah purposive sampling dan diperoleh 143 responden. Teknik analisis yang digunakan untuk menjawab rumusan permasalahan adalah analisis PLS-SEM. Hasil penelitian menunjukkan motif emosional memiliki pengaruh signifikan terhadap keputusan wisatawan untuk mengunjungi Pulau Lusi. Wisatawan memiliki minat untuk berkunjung kembali yang relatif tinggi dengan nilai indikator tertinggi satisfaction ke destinasi wisata Pulau Lusi di Kabupaten Sidoarjo. Penelitian masa depan diharapkan dapat menggali atribut pariwisata lainnya, seperti persepsi wisatawan untuk memberikan pemahaman lebih komprehensif terkait potensi situs wisata Pulau Lusi.
PATH ANALYSIS OF FACTORS INFLUENCING CASHLESS SOCIETY DEVELOPMENT USING BOOTSTRAP RESAMPLING Pramaningrum, Dea Saraswati; Fernandes, Adji Achmad Rinaldo; Iriany, Atiek; Solimun, Solimun
BAREKENG: Jurnal Ilmu Matematika dan Terapan Vol 18 No 4 (2024): BAREKENG: Journal of Mathematics and Its Application
Publisher : PATTIMURA UNIVERSITY

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30598/barekengvol18iss4pp2071-2082

Abstract

Path analysis can be applied to various fields, one of which is the field of banking economics. This study is aimed to examine what factors significantly affect the development of cashless society both directly and indirectly. There are many studies related to the development of cashless society but there has been no research that analyzes the relationship between marketing mix variables, such as product, price and promotion, with the development of cashless society. The data used came from the results of questionnaires with respondents of bank customers in Jakarta. Direct influence tests are carried out using bootstrap resampling hypothesis tests so that they are free from data distribution assumptions. It was found that product and digitalization of electronic money had a significant direct effect on the development of cashless society while price had a significant indirect effect on the development of cashless society.
The Application of Truncated Spline Semiparametric Path Analysis on Determining Factors Influencing Cashless Society Development Pramaningrum, Dea Saraswati; Fernandes, Adji Achmad Rinaldo; Iriany, Atiek; Solimun, Solimun
JTAM (Jurnal Teori dan Aplikasi Matematika) Vol 8, No 2 (2024): April
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jtam.v8i2.19913

Abstract

Semiparametric path analysis is a combination of parametric and nonparametric path analysis. Semiparametric path analysis is used when there are partially nonlinear and unknown patterns of relationships. One approach to semiparametric pathways is truncated spline. Truncated spline approach tends to search for their own estimation of regression functions according to the data. This is because in the truncated spline there are knot points, which are intersection points that indicate changes in data behavior patterns. Truncated spline semiparametric path analysis will be applied to this study to determine the variables that have a significant effect on the development of the Cashless Society so that the result can be used as a reference for banks and the government in maximizing non-cash-based community development. The data used is the result of a questionnaire with 100 respondents of mobile banking users in Jakarta and will be analyzed using R Studio. Based on the results, it was found that the optimal knot point in the truncated spline function is 3 with many knots is 1, thus dividing the condition of digitizing electronic money into 2 regimes. It was concluded that the product and digitalization of electronic money had a significant effect on the development of cashless society where the modeling obtained could explain 83.87548% of the data. However, when electronic digitalization increases through the value of knot points, the development of cashless society tends to stagnate. This could be due to people who are not ready when the condition of digitizing electronic money is increasingly sophisticated because the available electronic money features are increasingly complex. Therefore, it is important for banks to pay attention to the sophistication of electronic money features provided to customers and adjust the target market so that customers are more accustomed and comfortable to use electronic money in the future.