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Comparative Analysis of Murabahah Financing Agreement with Musyarakah Mutanaqisah Financing Agreement in Indonesia's Sharia Banking System Maulan, Anas; Harahap, Burhanudin; Sasmini
International Journal of Law and Society Vol 2 No 1 (2023): International Journal of Law and Society (IJLS)
Publisher : NAJAHA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59683/ijls.v2i1.31

Abstract

Indonesia is one of the largest Islamic countries in the world. In 2021, Indonesia has officially formed Bank Syariah Indonesia combined with 3 private Islamic banks, namely Bank BRI Syariah, Bank Mandiri Syariah and BNI Syariah. The purpose of Bank Syariah Indonesia is to facilitate sharia-based services that avoid customers from transactions containing elements of usury, gharar, maisir, haram and Zalim which are commonly applied in conventional banking in general in the form of interest. Islamic banking in Indonesia takes advantage not from usury but from financing or buying and selling goods carried out by banks with customers according to customer wishes and needs. One of the financing that is usually in demand by customers is the murabahah financing contract and the musyarakah mutanaqisah financing contract. These two contracts are the same as taking advantage of buying and selling goods but murabahah is more dominant in financing without a down payment and goods that have been determined from the beginning of the contract while muyarakah mutanaqisah is more dominant in financing the needs desired by customers in the form of cash instead of goods.
Konsep Pencegahan Cyberbullying Berbasis Techno Prevention Pada Era Society 5.0 di Indonesia Rovida, Khofidhotur; Sasmini
Jurnal Hukum IUS QUIA IUSTUM Vol. 31 No. 2: MEI 2024
Publisher : Fakultas Hukum Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/iustum.vol31.iss2.art10

Abstract

The rising number of cyberbullying occurrences in Indonesia is one of the subsequent results of the  rapid development of technology, thus  efforts are needed by the government in form of a policy, both repressive and preventive measures. The purpose of this study is to provide a concept of society prevention in regards to cyberbullying through the implementation of the ideal techno-prevention method in the Society 5.0 era. The is a normative research method carried out by using a statutory approach and a conceptual approach. The results of the study indicate that the use of criminal law alone is not effective in resolving cyberbullying crimes, due to the fact that criminal law is post factum. Therefore, an ideal concept of cyberbullying prevention is needed which can be achieved by utilizing Artificial Intelligence (AI) which is ideal in the Society 5.0 era through the development of Mathematical Computerization methods, such as the Nearest Neighbor Algorithm (ANN) method. In addition, the application of techno-prevention to combat cyberbullying needs to be elaborated in the form of the ideal legal regulations, namely Presidential Regulations.Keywords: Cyberbullying, Techno Prevention, Society 5.0 Abstrak.Tingginya kasus cyberbullying di Indonesia merupakan akibat dari perkembangan teknologi yang semakin pesat, sehingga perlu adanya upaya yang dilakukan oleh pemerintah dalam suatu kebijakan baik dalam bentuk represif maupun preventif. Tujuan dari penelitian ini adalah memberikan konsep terhadap untuk mencegah masyarakat dari cyberbullying melalui penerapan techno prevention yang ideal di era Society 5.0. Metode penelitian yang digunakan adalah metode penelitian normatif yang dilakukan dengan menggunakan pendekatan peraturan perundang-undangan (statute approach) dan pendekatan konseptual (conceptual approach). Hasil penelitian ditemukan bahwa penggunaan hukum pidana saja tidak efektif dalam menyelesaikan kejahatan cyberbullying, sebab hukum pidana yang bersifat post factum. Sehingga dibutuhkan konsep ideal pencegahan cyberbullying yang dapat dilakukan dengan memanfaatan Artificial Intelligence (AI) yang ideal di era Society 5.0 melalui pengembangan metode Matematis Komputerasi, seperti metode Algoritma Nearest Neighbour (ANN). Selain itu, penerapan techno prevention untuk mencegah terjadi cyberbullying perlu dielaborasi dalam bentuk regulasi hukum yang ideal yakni Peraturan Presiden.Kata Kunci: Masyarakat 5.0, Perundungan Siber, Techno Prevention.
The Halal Certification Policy in Indonesia and the World Trade Organization Alda Meydiyana Sagita; Sasmini
International Journal of Integrated Science and Technology Vol. 2 No. 9 (2024): September 2024
Publisher : MultiTech Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59890/ijist.v2i9.2396

Abstract

International trade between countries concerns the formation of multilateral relations between various countries to facilitate cooperation in the field of international trade, so international organizations were formed that regulate trade relations between countries so that international trade can be easier, and there are no obstacles in international relations trade between countries, namely the WTO (World Trade Organization). With the formation of the WTO, there are agreements that have been agreed upon by member countries. Indonesia is a member of the WTO and is bound by the provisions established in 1995 which were marked by the ratification of the WTO agreement through Law Number 7 of 1994. Indonesia must comply with all WTO provisions in order to increase market access in other member countries. The Indonesian state has a policy in the form of a halal policy which is regulated in UU/33/2014 concerning Halal Product Guarantees. The existence of a policy stating that all products, both domestic and imported, must be halal certified is considered to be an obstacle to international trade because it is contrary to GATT policy and the TBT Agreement. The method used is normative legal research and the data used is secondary data sourced from primary legal materials and tertiary legal materials. The approach used is a historical, explanatory and legal synchronization approach. Data collection techniques through literature studies and studied using qualitative analysis.