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Rasionalitas dan Ekonomi Islam Munthe, Endang Suriyani; Yunanda, Mey; Ningtyas, Pratiwi Ayu; Zein, Ahmad Wahyudi
Maisyatuna Vol. 6 No. 1 (2025): Jurnal Maisyatuna
Publisher : STAI Denpasar Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53958/mt.v6i1.635

Abstract

Rationality in Islamic economics is a concept rooted in sharia principles, which aims to create a balance between material and spiritual needs. In contrast to conventional approaches to rationality which are often oriented towards maximizing utility and profit, Islamic economics expands the concept of rationality to include moral, ethical and social justice dimensions. Rationality in Islamic economics emphasizes economic decisions that not only take into account individual interests but also collective interests and sustainability.This concept involves compliance with halal and haram rules, as well as principles such as zakat, the prohibition of usury, and the importance of sharing risks in financial transactions. Islamic economics seeks to create a just and sustainable economic system, where the main goal is not only the accumulation of wealth but also social welfare and equitable distribution. Thus, rationality in Islamic economics does not only refer to economic efficiency, but also to moral and spiritual responsibility, which reflects the integration between faith and economic action.This study highlights how these principles can be applied in a modern economic context, as well as the potential of Islamic economics in providing solutions to global economic challenges, such as social injustice and unequal distribution of wealth.
Peran Sistem Informasi Manajemen Bank Syariah Indonesia Dalam Membantu Peningkatan Perekonomian Dan Bisnis di Era Digital Soleha, Safnah; Sibuea, Parulian; yunanda, Mey; Harahap, Indah Tri Sari; Nasution, Alya Arianti
Jurnal Ekonomika Dan Bisnis (JEBS) Vol. 5 No. 1 (2025): Januari - Februari
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jebs.v5i1.2509

Abstract

The purpose of this research is to find out the role of the management information system of Indonesian Islamic banks in helping to improve the economy and business in the digital era, Bank Syariah Indonesia is encouraged to be able to compete at the global level in national economic development and contribute to the welfare of society, with a modern and universal concept. The type of research used in this paper is to use literature studies obtained from several sources. The results of the study The role of sharia banks in economic progress is that sharia banking in its operations emphasizes controlling the level of productivity according to financing including mudharabah and musyarakah. BSI's support and services for SMEs give entrepreneurs the opportunity to expand their business without having to use online loans or other high-interest loans that can exacerbate problems during a prolonged business crisis. The role of Management Information Systems in Islamic banking is significant in supporting the goal of a more inclusive and equitable economy
PAJAK BUMI DAN BANGUNAN ( PBB ) Yunanda, Mey; Syahputri, Noni Artiya; Ningtyas, Pratiwi Ayu
Kultura: Jurnal Ilmu Hukum, Sosial, dan Humaniora Vol. 2 No. 8 (2024): Kultura: Jurnal Ilmu Hukum, Sosial, dan Humaniora
Publisher : Kultura: Jurnal Ilmu Hukum, Sosial, dan Humaniora

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Abstract

Penelitian ini bertujuan untuk mengevaluasi peran dan efektivitas Pajak Bumi dan Bangunan (PBB) sebagai sumber pendapatan daerah di Indonesia serta dampaknya terhadap pembangunan lokal dan kesejahteraan masyarakat. Pajak Bumi dan Bangunan (PBB) adalah pajak yang dikenakan atas tanah dan bangunan yang ada di Indonesia. PBB merupakan salah satu sumber pendapatan daerah yang penting, yang digunakan untuk membiayai pembangunan dan pelayanan publik di tingkat lokal. Pajak ini dihitung berdasarkan Nilai Jual Objek Pajak (NJOP) dari tanah dan bangunan tersebut. PBB biasanya dikenakan setiap tahun dan wajib dibayar oleh pemilik tanah dan bangunan. Kebijakan terkait PBB diatur oleh pemerintah pusat dan daerah, dengan berbagai ketentuan mengenai tarif, objek pajak, dan prosedur pembayaran. Implementasi PBB bertujuan untuk menciptakan keadilan sosial, mendorong pemanfaatan tanah dan bangunan secara optimal, serta mendukung pembangunan berkelanjutan.
Analisis Budaya Organisasi dalam Mendukung Efektivitas Organisasi Yunanda, Mey; Syahputri, Noni Artiya; Ningtyas, Pratiwi Ayu; Wahyudi Zein, Ahmad
Journal of Economics and Economic Education Vol. 2 No. 2 (2025): Journal of Economic and Economic Education
Publisher : CV. Era Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59066/jeee.v2i2.1968

Abstract

Penelitian ini bertujuan untuk mengkaji konsep, keberadaan, serta tujuan dan manfaat budaya organisasi dalam mendukung efektivitas organisasi. Metode yang digunakan adalah penelitian kualitatif deskriptif melalui studi kepustakaan. Hasil kajian menunjukkan bahwa budaya organisasi yang kuat dan adaptif mampu memperkuat identitas organisasi, meningkatkan motivasi dan kinerja karyawan, serta mendukung daya saing dan keberlanjutan organisasi.
Analisis Perkembangan Produk dan Layanan Bank Syariah Di Pakistan Wina Sabrina, Tri; Yunanda, Mey; Sagala, Ahyarul Juanda; Jamila, Khaidar Rahmaini
Jurnal Perbankan Syariah Vol 5 No 2 (2025): DESEMBER
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51675/jib.v5i2.1336

Abstract

Islamic banking in Pakistan has unique characteristics compared to other Muslim countries, as from its early development it was directed toward the Islamization of the entire national banking system. This study aims to analyze the development of Islamic banking products and services in Pakistan as well as the dynamics accompanying it. The research method employed is a descriptive qualitative approach through a literature review, utilizing secondary data obtained from books, scholarly articles, and relevant reports. The results indicate that Islamic banking in Pakistan has experienced significant growth, as reflected in the diversification of financing products such as murabahah, mudarabah, musharakah, and ijarah, as well as savings and investment services and Islamic financial instruments such as sukuk. In addition to functioning as commercial financial institutions, Islamic banks in Pakistan also perform a social role through the management of zakat, waqf, and Islamic social funds. Regulatory support from the State Bank of Pakistan has further contributed to the growth of this sector. Nevertheless, this development continues to face challenges, including limited Islamic financial literacy, the need for product innovation, and competition with conventional banks. This study is expected to contribute to the enrichment of academic literature on Islamic banking and to serve as a reference for the sustainable development of the Islamic banking industry in Pakistan.