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All Journal Register : Journal of English Language Teaching and Learning of FBS UNIMED MERDEKA: Jurnal Ilmiah Multidisiplin Jurnal Riset Multidisiplin Edukasi
Widya Maharani
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Humanities Education Languange, Linguistic, Communication & Media Other

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PERBANDINGAN LAPORAN KEUANGAN KONVENSIONAL DAN SYARIAH Murnia Adhani; Via Yunita; Widya Maharani; Yunira Hastuti; Ersi Sisdianto
MERDEKA : Jurnal Ilmiah Multidisiplin Vol. 1 No. 4 (2024): April
Publisher : PT PUBLIKASI INSPIRASI INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/merdeka.v1i4.1053

Abstract

Penelitian ini bertujuan untuk mengetahui perbandingan penyajian laporan keuangan antara Syariah dan Konvensional. Yang mempunyai perbedaan yang signifikan. Perbedaan keduanya dapat dilihat pada laporan Neraca dan Laporan Laba Rugi. Pada laporan keuangan Syariah, Neraca sisi pasiva terdapat pos selain kewajiban dan ekuitas, yaitu investasi tidak terikat. Pada sisi aktiva terdapat pembiayaan musyarakah, pembiayaan mudharabah, piutang murabahah, piutang istishna, ijarah, dan Qardh. Pembiayaan dan piutang ini terjadi karena pada perbankan Syariah melayani transaksi yang tidak  dilakukan oleh perbankan Konvensional, yaitu jual beli dengan/tanpa pesanan, sewa menyewa, dan gadai. Hal pembeda yang paling penting adalah bahwa Laporan Laba  Rugi pada perbankan Syariah tidak menyajikan pendapatan bunga dan beban bunga seperti yang disajikan pada perbankan Konvensional.
Speech Acts and Pragmatic in Multilingual and Multicultural Settings Rosa Anjani; Rizki Tiara Ayunda; Widya Maharani; Dela Wahyuni; Deasy Yunita
REGISTER: Journal of English Language Teaching of FBS-Unimed Vol. 13 No. 4 (2024)
Publisher : Universitas Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/reg.v13i4.64412

Abstract

This study investigates speech acts and pragmatics in Indonesia’s multilingual and multicultural settings, focusing on how linguistic diversity and cultural norms influence communication strategies. Using a qualitative approach, data were collected through interviews, ethnographic observations, and discourse analysis involving participants from various cultural backgrounds, including Bataknese and Sundanese communities. The study examines requests, apologies, and refusals, exploring how these speech acts reflect cultural values and adapt to different social hierarchies and contexts. The findings highlight that Bataknese speakers often use direct language, emphasizing clarity, while Sundanese speakers prefer indirectness and elaborate politeness to maintain harmony. Code-switching emerged as a significant strategy, allowing participants to navigate linguistic and cultural boundaries effectively, often shifting between Indonesian, local languages, and English depending on the audience and context. Additionally, in digital communication, pragmatic strategies evolved with the use of emojis, formal expressions, and explanations to ensure clarity and respect. These results underscore the dynamic and adaptable nature of pragmatic competence in multilingual and multicultural contexts, offering insights into the interplay of language and culture. This research contributes to the broader understanding of communication in diverse settings, providing valuable implications for intercultural interactions in education, business, and social integration Keywords: Speech act, Pragmatic, Multilingualism, Cultural Norms
Intervensi Untuk Melatih Social Skill Pada Individu Dengan Disabilitas Intelektual: Literature Review Larashati; Iftita Rahmi; Yuha Ilayya; Widya Maharani; Reihan Luthviansyah Adhani
Jurnal Riset Multidisiplin Edukasi Vol. 3 No. 5 (2026): Jurnal Riset Multidisiplin Edukasi (Mei 2026)
Publisher : PT. Hasba Edukasi Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71282/jurmie.v3i5.1864

Abstract

Intellectual disability is characterized by significant limitations in intellectual functioning and adaptive behavior that manifest before the age of 18. One of the main challenges faced by individuals with intellectual disabilities is difficulty in developing social skills, which affects their ability to interact, build relationships, and adapt to social environments. This study aims to identify and analyze various forms of effective interventions to improve social skills in individuals with mild intellectual disabilities. The method used is a systematic literature review of nine scientific articles selected from the Google Scholar and Semantic Scholar databases, with a publication range from 2015 to 2025. The results of the review indicate that various intervention approaches have proven effective, including Behavioral Social Skill Training (BSST), play therapy, video modeling, the use of mobile applications, peer-mediated interventions, inclusive learning environments, and psychodrama training. All of these approaches rely on the principles of positive reinforcement, modeling, and repeated practice to shape adaptive social behavior. Although their effectiveness has been demonstrated, the implementation of these interventions still faces challenges, such as difficulties in generalizing skills to real-life situations, limited resources, and variations in participants’ motivation and engagement. These findings highlight the importance of employing diverse, personalized intervention approaches and involving the active roles of families and teachers to achieve optimal outcomes. This study is expected to serve as a foundation for developing more flexible and contextual social intervention models in Indonesia.
Co-Authors Deasy Yunita Dela Wahyuni Ersi Sisdianto Iftita Rahmi Larashati Murnia Adhani Reihan Luthviansyah Adhani Rizki Tiara Ayunda Rosa Anjani Via Yunita Yuha Ilayya Yunira Hastuti