Article Per Year (5 Year)
p-Index From 2020 - 2025
0.444
P-Index
This Author published in this journals
All Journal Journal Of Human And Education (JAHE) Journal of Finance and Islamic Banking
Ritonga, Khoirunnida
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Efektivitas Program Maghrib Mengaji Dalam Mengembangkan Literasi Al-Qur’an Pada Anak-anak di Desa Kwala Gunung Nurbayeni, Mustika; Sitorus, Ahmad Syukri; Nst, Mhd.Ary Fadhillah; Ritonga, Khoirunnida
Journal Of Human And Education (JAHE) Vol. 4 No. 5 (2024): Journal of Human And Education (JAHE)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jh.v4i5.1468

Abstract

This study aims to evaluate the effectiveness of the Maghrib Mengaji Programme in developing children's Qur'anic literacy in Kwala Gunung Village. The programme focuses on fostering the morals of children and adolescents through learning the Qur'an and strengthening the values of Islamic teachings. Using qualitative research methods and a descriptive approach, this study explored the impact of the programme on improving children's Qur'anic literacy and understanding of Islamic teachings. The results showed that the Maghrib Mengaji Programme conducted by KKN Group 47 UINSU contributed and changed the children in Kwala Gunung Village not only in their ability to read the Qur'an, but also in shaping Islamic morals and behaviour among the children of Kwala Gunung Village.
The Influence of Macroeconomic Factors on Murabahah Financing Performance at Bank Syariah Indonesia Ritonga, Khoirunnida; Imsar; Bi Rahmani, Nur Ahmadi
Journal of Finance and Islamic Banking Vol. 8 No. 1 (2025)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v8i1.12154

Abstract

Purpose: This study aims to examine the impact of macroeconomic variables—namely inflation, the BI rate, and the exchange rate—on murabahah financing at Bank Syariah Indonesia (BSI), both in the short and long term. Method: Employing the Vector Error Correction Model (VECM), the study analyzes time-series data to assess long-run equilibrium and short-term dynamics. Results: The findings reveal that in the long term, inflation and the BI rate negatively affect murabahah financing, while the exchange rate exerts a positive influence. In contrast, none of the variables show significant short-term effects. The Granger causality test identifies bidirectional relationships between the BI rate and both financing and inflation. Variance Decomposition shows that while financing is initially self-driven, over time inflation emerges as the most influential factor, accounting for 16.74% of variation in murabahah financing. Implication: These results suggest that Bank Syariah Indonesia should develop adaptive financing strategies in response to macroeconomic fluctuations, particularly inflation. Originality: This study contributes to Islamic finance literature by applying a dynamic econometric framework (VECM) to murabahah financing, and by offering empirical evidence from the post-merger period of Indonesia's largest Islamic bank.
Co-Authors Bi Rahmani, Nur Ahmadi Imsar Nst, Mhd.Ary Fadhillah Nurbayeni, Mustika Sitorus, Ahmad Syukri