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Literasi Keuangan melalui Sosialisasi Investasi Emas pada Wanita Hindu Dharma Indonesia Kota Surakarta Noriska, Ni Komang Septia; Amanda, Muhammad Tafdhil
Jurnal Abdi Masyarakat Indonesia Vol 4 No 4 (2024): JAMSI - Juli 2024
Publisher : CV Firmos

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54082/jamsi.1254

Abstract

Pemerintah kota Surakarta memiliki visi menjadi salah satu kota toleransi di Indonesia. Selain menjadi kota toleransi, kota Surakarta juga memiliki tujuan dalam peningkatan literasi keuangan masyarakat. Dengan mengusung tema toleransi antar budaya di kota surakarta maka kami rencana mengadakan kegiatan sosialisasi berkaitan peningkatan literasi keuangan pada salah satu organisasi keagamaan di Kota Surakarta yakni Wanita Hindu Dharma Indonesia (WHDI). Salah satu usulan program ini bertujuan untuk meningkatkan keterampilan dan pengetahuan manajemen keuangan dalam pengambilan Keputusan Investasi emas bagi organisasi Perempuan yakni Wanita Hindu Dharma Indonesia (WHDI). Permasalahan dalam kegiatan ini adalah minimnya informasi inevestasi emas bagi anggota komunitas hal ini ditunjukan dengan hasil wawancara dan pengamatan pelaksana kegiatan dalam proses persiapan kegiatan. Rencana kegiatan secara rinci mencakup tahap persiapan, pelaksanaan, dan evaluasi. Persiapan mencakup identifikasi peserta, pengembangan materi pelatihan, dan koordinasi dengan pelaksana. Pelaksanaan program meliputi kegiatan sosialisasi literasi keuangan khususnya untuk investasi emas kepada organisasi Wanita Hindu Dharma Indonesia (WHDI) Kota Surakarta. Evaluasi akan dilakukan secara berkelanjutan untuk memantau perkembangan peserta dan mengidentifikasi area perbaikan jika diperlukan. Dengan adanya kegiatan sosialisasi Investasi Emas diharapkan dapat memberikan peningkatan kemampuan dan pengetahuan dalam mengelola investasi khususnya Investasi Emas. Program ini tidak hanya mendukung pengembangan individu tetapi juga berkontribusi pada pemberdayaan komunitas secara keseluruhan, menciptakan lingkungan yang mendukung kemampuan dalam mengatur keuangan. Berdasarkan hasil evaluasi kegiatan diketahui bahwa peserta kegiatan sudah ada yang investasi emas.
ANALISIS DAMPAK PENDAPATAN TOTAL TERHADAP LABA BERSIH TAHUNAN Tineka, Yohanes Wien; Amborowati, Agustin; Noriska, Ni Komang Septia
Juremi: Jurnal Riset Ekonomi Vol. 4 No. 3: Nopember 2024
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53625/juremi.v4i3.8973

Abstract

Penelitian ini bertujuan untuk mengeksplorasi hubungan antara total pendapatan dan laba bersih tahun berjalan pada perusahaan-perusahaan di sektor barang konsumsi primer dan makanan yang terdaftar di Bursa Efek Indonesia selama tahun 2020 dan 2021. Dengan menggunakan metode penelitian kuantitatif dan data sekunder, penelitian ini menganalisis data dari 14 perusahaan dalam industri tersebut. Data yang digunakan mencakup total pendapatan dan laba bersih tahun berjalan, yang kemudian dianalisis menggunakan regresi linear sederhana untuk mengidentifikasi pola dan hubungan antara kedua variabel tersebut. Hasil analisis menunjukkan adanya hubungan yang signifikan antara total pendapatan dan laba bersih, di mana peningkatan total pendapatan cenderung diikuti oleh peningkatan laba bersih. Temuan ini menegaskan pentingnya manajemen pendapatan yang efektif dalam meningkatkan profitabilitas perusahaan. Penelitian ini juga memberikan wawasan bagi para pemimpin bisnis dan analis keuangan dalam merumuskan strategi untuk meningkatkan kinerja keuangan perusahaan. Dengan demikian, penelitian ini berkontribusi pada literatur yang ada dan menawarkan dasar bagi penelitian lebih lanjut dalam konteks industri yang berbeda.
Penguatan Wirausaha Muda melalui Program Inkubasi Bisnis Youth Entrepreneur Prodi Manajemen Bisnis di Kota Surakarta Noriska, Ni Komang Septia; Puspitasari, Agreianti; Sulistyowati, Vivin; Pusparisti, Myrtana; Amborowati, Agustin
Jurnal Abdi Masyarakat Indonesia Vol 5 No 1 (2025): JAMSI - Januari 2025
Publisher : CV Firmos

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54082/jamsi.1555

Abstract

Generasi muda merupakan salah satu sumber daya bangsa yang memiliki potensi dalam dunia bisnis. Kota Surakarta salah satu kota terbesar di Jawatengah. Berdasarkan data BPS Provinsi Jawa Ten-gah Generasi Z kini mulai mendominasi populasi di Kota Surakarta, dengan jumlah mencapai 158.038 jiwa atau 29,92%. Salah satu cara dalam mengembangkan potensi generasi muda adalah dengan pro-gram wirausaha muda atau Youth Entrepreneur Program. Kegiatan wirausaha muda atau Youth Entre-preneur Program ini bertujuan untuk mengeksplorasi peranan program inkubasi bisnis generasi muda dalam penguatan wirausaha muda di Indonesia. Pendampingan pada wirausaha muda digunakan untuk memahami pengalaman dan perspektif patisipan inkubasi dalam mengembangkan usaha mereka. Data dikumpulkan melalui wawancara mendalam dengan wirausaha muda yang terlibat dalam program ini , pengamatan segala kegiatan serta analisis dokumen terkait serta pelatihan dalam pengembangan bisnis pada generasi muda. Temuan menunjukkan bahwa program inkubasi memberikan dukungan yang signif-ikan dalam hal akses ke sumber daya, pelatihan keterampilan, dan jaringan bisnis. Selain itu, partisipan Youth Entrepreneur melaporkan peningkatan kepercayaan diri dan kemampuan manajerial setelah mengikuti program selain itu dalam program kegiatan ini partisipan juga telah barhasil mengem-bangkan bisnis dan menghasilkan produk. Berdasarkan kegiatan ini menyimpulkan bahwa program inkubasi bisnis memiliki potensi besar untuk mendorong keberhasilan wirausaha muda, sehingga perlu ada perhatian lebih dalam pengembangan dan penyebaran program serupa di masa depan.
Renewable Energy Power Generation Design Modeling Simulation on Solar Energy Sources and Coconut Shells Using Homer Widiarini, Nefertiti; Paradhita, Astrid Noviana; Noriska, Ni Komang Septia
Journal of Renewable Energy, Electrical, and Computer Engineering Vol. 5 No. 1 (2025): March 2025
Publisher : Institute for Research and Community Service (LPPM), Universitas Malikussaleh, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/jreece.v5i1.18352

Abstract

Using fossil fuels contributes to carbon dioxide and methane emissions that increasingly damage nature. Innovations in renewable energy that are more environmentally friendly with good energy supply chain management need to be implemented immediately. Indonesia is an archipelagic country with an imbalance in energy sufficiency figures in several regions, including Balikukup village in East Kalimantan. This condition hinders people's daily activities and is a significant obstacle to business activities. This research was conducted to design a zero-carbon renewable hybrid energy innovation that can preserve the environment and improve the community's economy using solar energy and coconut shells. The design was simulated using the HOMER application to find out how much potential and electricity the residents of Balikukup village would get. This study obtained a system configuration scenario: the marine product drying machine, which has a total production of 4,106 kWh/yr. This machine requires a PV capacity of 7,627 kW/yr, 18 batteries, and an inverter capacity of 1.62 kW. In addition, coconut shell briquettes can also optimize the marine product drying machine where 100 - 150 kg of coconut shell waste can increase the drying temperature to 60° - 70° C in a faster time of around 3 - 4 hours to reduce the weight of marine products from 5 - 8 kg to 1 - ½ kg.
THE ROLE OF BEYOND CONNECTIVITY IN TRANSACTION COSTS ON THE SUCCESS OF MSME BUSINESS INCUBATION Noriska, Ni Komang Septia
Jurnal Ekonomi Kreatif dan Manajemen Bisnis Digital Vol 3 No 4 (2025): MEI
Publisher : Transpublika Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55047/jekombital.v3i4.941

Abstract

Ministry of Cooperatives and MSMEs data shows that Micro, Small, and Medium Enterprises (MSMEs) contribute significantly to Indonesia's economy, contributing approximately 61% of the total Gross Domestic Product (GDP) in 2022 and absorbing up to 97% of the workforce across various sectors. Along with the rapid development of information and communication technology (ICT), the concept of Beyond Connectivity emerges as a potential solution to overcome the challenge of high transaction costs in MSMEs. This concept not only connects businesses with consumers digitally but also key in improving operational efficiency and significantly reducing transaction costs. This research uses a quantitative approach with a true experimental method and 2x2x2 factorial design, involving 30 MSME participants working in technology and non-technology fields. The main focus is to explore the role of technology as a moderating variable that influences the relationship between transaction costs and MSME business success. The research results are expected to provide new empirical contributions that expand understanding of technology's strategic function in the MSME context, going beyond previous studies that mostly highlighted technology's direct impact on MSME operations without considering the interaction between technology and transaction costs. These findings open opportunities for developing more effective policies and business strategies to support MSME growth and competitiveness in the digital era. The originality of this research lies in the technology moderation approach to transaction costs in the MSME context and the use of strong factorial experimental design, providing new empirical contributions and practical implications for MSME development in the digital era.
The Influence of Financial Literacy And Risk-Taking Behavior on Entrepreneurial Performance Mediated By Market Expansion Puspitasari, Agreianti; Noriska, Ni Komang Septia; Setiawan, Topan
Jurnal Mamangan Vol 14, No 1 (2025): Special Issue
Publisher : LPPM Universitas PGRI Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22202/mamangan.v14i1.9401

Abstract

It is recorded at the Coordinating Ministry for Cooperatives and SMEs that the number of micro businesses has reached 63.96 million, businesses small businesses reached 193,959, and small businesses medium enterprises reached 44,728. The difference in the number of micro- enterprises, medium-sized enterprises small, and business This fairly large middle class shows that there is still at least MSME entrepreneurs, especially micro-entrepreneurs, are not yet brave enough to expand their businesses. Business expansion is influenced by several factors, one of which is consumer behavior. MSME entrepreneurs in taking risks. This is in line with the perspective businessman Where high risk high return. This paradigm is very interesting to observe and empirically test how the behavior of Micro entrepreneurs in taking risks have an impact on the implementation of the business expansion strategy that will be carried out.Many previous studies have examined risk - taking behavior. However Not yet Some measure its impact on business expansion strategies. In previous research, Risk Taking Behavior was only discussed in terms of the risk profile of entrepreneurs, without looking at the factors that influence risk-taking decisions from entrepreneurs to form Risk-taking characteristics. Risk-taking behavior in this research is linked to the business expansion strategies implemented by micro- entrepreneurs. This test is based on the perspective that every business expansion carries risks, which must be addressed. taken into account by entrepreneurs to reduce its impact on the business being run. In this study, the indicators that will be used to see the variables from Risk Taking Behavior is knowledge and ability micro entrepreneurs in running their businesses, the framework thinking, each individual's preference for risk, each individual's perception of risk, organizational culture and structure, family member involvement, gender, characteristics Personality, self -confidence, self -reflection, self -control, anxiety in taking risks, and individual relationships with business partners. Meanwhile, the indicator for identifying factors influencing internal business expansion strategies is knowledge. micro entrepreneurs towards financially. Micro entrepreneurs need to know how much power financially to make a decision its expansion.This research is a assessment quantitative experimental studies between subjects. Where the data to be used is primary data obtained by distributing questionnaires and also secondary data obtained from various sources such as websites, books, and journals. Data processing in this study will use the Structural Equation Model (SEM). The SEM model developed in this study is an SEM model with indicators formative. Where the indicators in this research are factors that influence the variables latent. Data for each indicator in each variable will be collected using a questionnaire using a scale likert. Any data obtained Then Then will processed using SEM. The results of the SEM model that was developed were then will be translated descriptively so as to get the right approach to see the relationship between these two variables
EFEKTIVITAS PROGRAM PENDANAAN USAHA MIKRO DAN USAHA KECIL (PUMK) TERHADAP KINERJA UMK BINAAN PT ANGKASA PURA I ADI SOEMARMO Raffly Aulia Bachtiar , ZhenHaydar; Noriska, Ni Komang Septia
Jurnal Manajemen Bisnis dan Terapan Vol. 1 No. 2 (2023): MEISTER Juli 2023
Publisher : This journal is published by the Vocational School of Universitas Sebelas Maret.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/meister.v1i2.750

Abstract

Kontribusi dan peran UMKM sebagai penggerak ekonomi negara sangat diperlukan dalam penyerapan tenaga kerja sampai dengan angka Produk Domestik Bruto (PDB). Data menunjukkan kontribusi UMKM terhadap PDB sebesar 60,5% dan 96,9% pada penyerapan tenaga kerja. Kedua persentase tersebut termasuk tinggi namun pada dua dekade terakhir, peran UMKM tidak signifikan karena keterbatasan pembiayaan atau modal. Maka dari itu peran pemerintah dalam Program Pendanaan Usaha Mikro dan Usaha Kecil merupakan bentuk tanggung jawab sosial dan lingkungan yang mempunyai tujuan untuk meningkatkan kinerja UMK agar lebih tangguh dan mandiri. Tujuan penelitian ini adalah untuk menganalisis dan mengevaluasi kembali efektivitas program pendanaan UMK (PUMK) terhadap kinerja UMK binaan PT Angkasa Pura I Adi Soemarmo. Penelitian ini menggunakan metode kuantitatif dengan teknik kuesioner, wawancara, dan observasi. Adapun yang menjadi objek pada penelitian ini adalah UMK binaan PT Angkasa Pura I Adi Soemarmo. Dari penelitian ini menunjukan bahwa variabel efektivitas PUMK berpengaruh terhadap kinerja UMK binaan PT Angkasa Pura I Adi Soemarmo.
THE EFFECT OF SERVICE QUALITY ON THE SATISFACTION OF MEDIA PARTNERS AT PT. MAIN SOLO AUDIO RADIO (SOLOPOS RADIO) Cahyasari, Devi; Noriska, Ni Komang Septia
Jurnal Manajemen Bisnis dan Terapan Vol. 2 No. 2 (2024): MEISTER July 2024
Publisher : This journal is published by the Vocational School of Universitas Sebelas Maret.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/meister.v2i2.1219

Abstract

Currently, many companies are opening services. This makes the level of competition of companies very tight. Therefore, these problems need to be considered by companies so that their business continuity is maintained. This study aims to analyze the quality of service on the satisfaction of media partners at Radio Solopos. In this study, a quantitative descriptive method is used. The respondents in this study are media partners of Radio Solopos. Of the 45 questionnaires distributed, the researcher took 30 respondents. Data collection was carried out by distributing questionnaires to respondents. The researcher calculated the questionnaire result using Social Science Statistics Package (SPSS) version 29 program. The result of this study is that service quality has a significant effect on media partner satisfaction. Because t counts are greater than t tables (7,254 > 2,048). So that if the quality of the service provided is high, then the higher the satisfaction that will be obtained by media colleagues. Radio Solopos needs to improve the quality of services provided and also evaluate the job desks of each division.
IMPLEMENTATION OF RISK ASSESSMENT AT PT AMEERA HATI MULIA Noriska, Ni Komang Septia; Cindy Untari; Yohanes Wien Tineka
Jurnal Manajemen Bisnis dan Terapan Vol. 3 No. 1 (2025): MEISTER January 2025
Publisher : This journal is published by the Vocational School of Universitas Sebelas Maret.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20961/meister.v3i1.1937

Abstract

Risk cannot be avoided in a business; the uncertain nature allows companies to conduct risk assessments in each division. The risk management assessment process includes risk identification, risk analysis, and risk evaluation. This research was conducted to determine and analyze the implementation of risk management assessment at PT Ameera Hati Mulia. This research uses primary and secondary data types and sources. Primary data, in the form of interview results and secondary data, includes company profiles and a recap of the number of Umrah pilgrims registered. The data collection methods used are interviews, observation, and documentation. The method of discussion in this study is a qualitative descriptive discussion. In this study, researchers researched and assessed the risks in the Umrah and Hajj plus bureau company PT Ameera Hati Mulia. The risk assessment includes risk identification, analysis, and evaluation processes. Based on the results of research conducted by the author, several risks have occurred at PT Ameera, including operational and marketing risks. This research shows two types of risks at PT Ameera Hati Mulia: operational risk and marketing risk. A risk assessment is important to help the company anticipate vulnerabilities. PT Ameera ensures that any impacts arising from risks can be overcome and immediately seeks solutions if a risk event occurs. Suggestions that the author can convey based on the results of this study: PT Ameera Hati Mulia needs to create a risk register table that is useful for identifying possible risks that can occur in the company, as well as preventing and dealing with these risks.
Natural Language Processing (NLP) Technology for Chatbot Website Puspitasari, Agreianti; Paradhita, Astrid Noviana; Tineka, Yohanes Wien; Sulistyowati, Vivin; Noriska, Ni Komang Septia; Haryanto
Jurnal Penelitian Pendidikan IPA Vol 10 No SpecialIssue (2024): Science Education, Ecotourism, Health Science
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v10iSpecialIssue.8241

Abstract

Chatbot technology is one form of application of Natural Language Processing, NLP is one of the branches of science Artificial Intelligence that studying communication between humans and computers through natural language. the purpose of this research will be carried out development of a chatbot application for information about the corporate, making it easier for visitors to find the information needed. This application built with a Natural Language Processing approach. This chatbot application uses medote text mining as a medium of reasoning. System modelling used for this application is using the Unified Model Language. The chatbot that will be developed is a website chatbot. The website chatbot was chosen by the company because one of the platforms that can be used well for export marketing is the website. This chatbot development uses Pyton, JavaScrib, Object notion (Json), Html + CSS. The application used in coding is Virtual Studio Code. Pyton is used to train a chatbot model that uses Natural Language Procecing (NLP). This Chatbot model is trained with the Neural Network Algorithm method, which is an algorithm model that is close to the human brain, which can provide stimulation or stimulation, process, and provide output to find relationships between data sets. JavaScrib is used to create chatbot data sets.