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All Journal Madani: Multidisciplinary Scientific Journal
Kurniawan, Nauval Fajar
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Peran Hukum Terhadap Perjanjian Kredit Dalam Jaminan Hak Tanggungan Ridha, Irfan; Kurniawan, Nauval Fajar; Artati, Nindi Restu; Nugraha, Novi Yuzti; Regina, Putri; Wulan, Rezka; Akbar, Ricko Fadila Akbar7; Ramdhanti, Siti; Purwati, Silvi Andini; S, Salsabila; Amanda, Vykha Nurulloh Mardiyah
Madani: Jurnal Ilmiah Multidisiplin Vol 1, No 12 (2024): Madani, Vol. 1 No. 12 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

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This writing aims to identify the role and position of the creditor in a situation where the debtor violates the mortgage agreement. Legal protection for creditors when debtors violate agreements or do not fulfill promises can be found in the form of documents such as authentic deeds or private statements regulated by Law Number 4 of 1996, as explained in Article 10. The approach used in this writing is type law that is based on norms and is descriptive. The data used in this research comes from secondary sources, through literature study and analysis of various books and data sources available on the internet. The results of this research reveal cases of default or breach of promise made by customers. Thus, this paper aims to understand the legal role of the creditor as the holder of the main mortgage rights in a credit agreement that is violated or not fulfilled by the debtor.
Pengaruh Kredit Perbankan Terhadap Pertumbuhan Ekonomi dan Hubungannya Dengan Kesejahteraan Masyarakat Ridha, Irfan; Anjani, Mira; Huda, Misbahul; Firdaus, Mohd Raihan; Ardel, Muhammad; Zarlianda, Muhammad Revicho; Pratama, Muhammad Zaki; Kurniawan, Nauval Fajar; Saputri, Wira Ade
Madani: Jurnal Ilmiah Multidisiplin Vol 1, No 12 (2024): Madani, Vol. 1 No. 12 2024
Publisher : Penerbit Yayasan Daarul Huda Kruengmane

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10472433

Abstract

This research aims to determine the effect of credit disbursed by commercial banks on economic growth in Indonesia. The independent variable is used in this research is credit while inflation, investment, infrastructure and labor as a control variable. Using the Static Data Panel method is obtained The estimation results show that the credit disbursed has a significant influence but has a negative relationship caused by unbalanced credit growth and the resulting output. Other variables that have a significant effect and have a relationship positive are inflation and investment, while infrastructure and labor are not significant affect economic growth.
Co-Authors Akbar, Ricko Fadila Akbar7 Amanda, Vykha Nurulloh Mardiyah Anjani, Mira Ardel, Muhammad Artati, Nindi Restu Firdaus, Mohd Raihan Misbahul Huda Nugraha, Novi Yuzti Pratama, Muhammad Zaki Purwati, Silvi Andini Ramdhanti, Siti Regina, Putri Ridha, Irfan S, Salsabila Saputri, Wira Ade Wulan, Rezka Zarlianda, Muhammad Revicho