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ANALYSIS OF THE STATUS OF THE ISLAMIC STATE IN ISLAMIC ECONOMIC DEVELOPMENT A STUDY OF THE THOUGHTS OF ABDULLAHI AHMED AN NAIM : ANALISIS STATUS NEGARA ISLAM DALAM PEMBANGUNAN EKONOMI ISLAM TELAAH PEMIKIRAN ABDULLAHI AHMED AN NAIM Khalida, Nur Diana; Fageh, Achmad
Al Yasini : Jurnal Keislaman, Sosial, hukum dan Pendidikan Vol 8 No 1 (2023)
Publisher : Konsorsium Dosen Sekolah Tinggi Agama Islam (STAI) Al-Yasini Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55102/alyasini.v8i1.5374

The need for reform of sharia and its methodological tools is based on the assumption that the existing position and formulation of sharia is considered inadequate and even considered contrary to the principles of modern law and human rights with current actual issues. Islamic economic development is also very important in modern countries even though it does not adhere to the Islamic system as a whole. The research method used by the author in this study is a qualitative research method using a literature study approach. Qualitative research is the collection of data on a natural background with the intention of interpreting the phenomena that occur. In qualitative research, of course, data such as words, pictures and others are collected, so that all data collected then allows it to be the key to what has been studied. Data in this study was sourced from books, journals and other scientific works. The problem in this study is related to aspects of Islamic economic development that are not only based on Islamic countries. The Islamic state in question is a system of government and other regulatory systems making Islam as a guideline as a whole

The Consumption Behavior of K-Pop Fans from the Perspective of Maslahah Awan, Edi; Khalida, Nur Diana; Firdaus, Jannatul; Saniatin, Any; Najiatun, Najiatun; Fauziyah, Hanifah
Juwara: Jurnal Wawasan dan Aksara Vol. 5 No. 1 (2025)
Publisher : Yayasan Pendidikan dan Pengembangan Harapan Ananda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58740/juwara.v5i1.432

This study examines the consumption behavior of K-Pop fans from the perspective of maslahah in Islamic economics. The main problem raised is the imbalance between the fulfillment of needs and desires, and how it is relevant to the concept of welfare according to Islamic law. The purpose of this study is to analyze whether the consumption behavior of K-Pop fans reflects the principles of maslahah which emphasize the balance between worldly satisfaction and the blessings of the hereafter. This study uses a descriptive-analytical approach with qualitative methods. Data were collected through observation and interviews with a number of K-Pop fans in the author's environment as research samples. The results of the study indicate that consumption that is oriented solely to the fulfillment of desires tends to be inconsistent with the principles of maslahah, because it ignores the spiritual aspects and social responsibility in Islam. The implications of this finding emphasize the importance of awareness of Islamic values in forming consumption behavior that is not only materially satisfying, but also has worship value and supports the achievement of true welfare.

The Tendency of People to Choose Gold Investment Over Investment in the Capital Market From the Perspective of Islamic Financial Management Najiatun, Najiatun; Khalida, Nur Diana; Firdaus, Jannatul; Hidayat, Nurul
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 3 (2025): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i3.596

Investment in Islam is not solely focused on the extent of material profits to be gained through economic activities; rather, the concept of investment in Islam is driven by certain dominant factors. Gold investment is the most popular investment among the public. The author used a qualitative research method with descriptive analysis in this study. Qualitative research involves collecting data in a natural setting with the aim of interpreting the phenomena that occur. The results of this study are as follows: First, investing in gold is very easy and carries minimal risk. Second, the price of gold investments consistently increases over time, which is what attracts public interest. Third, gold investment can be done by anyone without requiring specialized knowledge.

The Tendency of People to Choose Gold Investment Over Investment in the Capital Market From the Perspective of Islamic Financial Management Najiatun, Najiatun; Khalida, Nur Diana; Firdaus, Jannatul; Hidayat, Nurul
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 3 (2025): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i3.596

Investment in Islam is not solely focused on the extent of material profits to be gained through economic activities; rather, the concept of investment in Islam is driven by certain dominant factors. Gold investment is the most popular investment among the public. The author used a qualitative research method with descriptive analysis in this study. Qualitative research involves collecting data in a natural setting with the aim of interpreting the phenomena that occur. The results of this study are as follows: First, investing in gold is very easy and carries minimal risk. Second, the price of gold investments consistently increases over time, which is what attracts public interest. Third, gold investment can be done by anyone without requiring specialized knowledge.

Implementation of Congregational-Based Financing through Qardul Hasan Contracts in Microbusiness Development: Case Study at BMT NU Branch in Sumenep City Fauziyah, Hanifah; Khalida, Nur Diana; Firdaus, Jannatul; Najiatun, Najiatun
Economic Reviews Journal Vol. 4 No. 3 (2025): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v4i3.910

The article titled, "Implementation of Congregational-Based Financing through Qardul Hasan Contracts in Microbusiness Development (A Case Study of Baitul Maal Wa Tamwil NU Sumenep City Branch)," is a qualitative research study aimed at answering questions about the implementation of LASISMA financing through Qardul Hasan contracts and how this financing contributes to the development of microbusinesses of Baitul Maal Wa Tamwil NU Sumenep City Branch. This research utilizes a qualitative approach with a descriptive method. Data collection was carried out through observation and interviews with respondents who are staff members of Baitul Maal Wa Tamwil NU Branch in Sumenep City and LASISMA financing members in Marengan Village. All types of financing at Baitul Maal Wa Tamwil NU Branch in Sumenep City are Sharia-compliant, including LASISMA (Congregational-Based Services) financing through Qardul Hasan contracts. BMT NU Branch in Sumenep City plays a role in supporting the independence of microbusinesses by providing capital assistance to microbusiness operators. In addition to capital support, BMT NU Branch in Sumenep City also offers guidance known as Basic Education (DIKDAS) to equip financing members with the necessary knowledge to develop their businesses. The sources successfully expanded their product offerings, which also increased their incomes. The results of this study indicate that the LASISMA program implementation at Baitul Maal Wa Tamwil NU Branch in Sumenep City is Sharia-compliant. Baitul Maal Wa Tamwil NU implements the LASISMA program with requirements that adhere to the principles and laws of Qardul Hasan financing. BMT NU contributes to the development of businesses in Sumenep City by providing capital assistance and business development guidance, enabling LASISMA program participants to increase their sales turnover.

Kebijakan Moneter dan Strategi Penanggulangan Kemiskinan dalam Kepemimpinan Umar bin Khattab Hidayat, Nurul; Khalida, Nur Diana; Firdaus, Jannatul; Najiatun, Najiatun; Awan, Edi; Khas, As’adi; Arif, Hertin Khalifatun Nisa; Fauziyah, Hanifah
JIOSE: Journal of Indonesian Sharia Economics Vol 4 No 2 (2025): September 2025
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35878/jiose.v4i2.1788

The leadership of Umar ibn al-Khattab is undeniable as a statesman capable of formulating new regulations and revising those established during the time of the Prophet Muhammad and Abu Bakr. During his rule, poverty was significantly reduced through the application of sound economic principles. This study employs a library research method and descriptive analysis using books, journals, and papers related to the economic policies of Umar ibn al-Khattab. The research discusses monetary policies and poverty alleviation strategies during his reign. The monetary policy included the establishment of currency as an effort to stabilize the economy, while poverty alleviation strategies were carried out through strengthening the independence of the baitul mal (public treasury) and utilizing land to increase state revenue. The persistent issue of poverty, which remains difficult to overcome in modern economic systems, had already been a serious concern during Umar ibn al-Khattab’s leadership. The findings of this study indicate that the economic policies of his era remain relevant as references for addressing poverty through resource management and transparent, productive public financial governance.

Analisis Manajemen Risiko UMKM Rumah Donat di Lenteng Sumenep Berbasis ISO 31000: Identifikasi, Penilaian, dan Mitigasi Firdaus, Jannatul; Khalida, Nur Diana; Arifah, Hertin Khalifatun Nisa; Najiatun, Najiatun; Hidayat, Nurul
MES Management Journal Vol. 4 No. 2 (2025): MES Management Journal
Publisher : MES Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mesman.v4i2.912

Risk management plays a crucial role strategy for MSMEs because it can help them face operational challenges, minimize losses, and maintain business sustainability. This study aims to analyze risk management in Rumah Donat SMEs in Lenteng District, Sumenep, by adapting the ISO 31000 framework. The methods used are a qualitative approach through surveys, observations, in-depth interviews, and documentation. In addition, data analysis was carried out using the Miles & Huberman model combined with the preparation of a risk register and risk matrix. The results of the study identified four main risk categories, namely operational risks (increase in raw material prices, low product durability), strategic risks (limitations in digital promotion, seasonal market competition), human resource risks (lack of employee management), and natural and environmental risks (instability of raw material supply, power outages). Probability and impact analysis showed that seasonal market competition had the highest level of risk, followed by limitations in digital promotion. The proposed mitigation recommendations included establishing cooperation with suppliers, product innovation, employee training, expanding online marketing, improving business management, and developing a framework to address environmental risks. The study seeks to provide valuable contributions to theory as well as practical guidance for MSMEs in managing risks effectively and efficiently.

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