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Pengaruh Karakteristik Wirausaha, Modal Usaha Dan Strategi Pemasaran Terhadap Perkembangan UMKM (Studi Kasus Pada Pelaku UMKM di Kecamatan Sangkapura Bawean) Firdaus, Jannatul; Wahono, Budi; Hardaningtyas, Ratna Tri
E-JRM : Elektronik Jurnal Riset Manajemen E-JRM : Elektronik Jurnal Riset Manajemen Vol. 13 No. 01
Publisher : UNIVERSITAS ISLAM MALANG

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Abstract This research aims to explain the characteristics of entrepreneurship, business capital and marketing strategies as well as knowing and partially explaining the characteristics of entrepreneurship, business capital and marketing strategies. This research method uses quantitative methods and the type of research is probability sampling using purposive sampling techniques. The sample for this research was 94 SMEs in Sangkapura Regency. The data analysis used is descriptive analysis, using SPSS 25 for Windows. The results of the research show that entrepreneurial characteristics, business capital and marketing strategies influence the development of SMEs among SMEs in Sangkapura Bawean Regency Keywords : Entrepreneurial Characteristics, Business Capital, Marketing Strategy, Development of SMEs

Parenting Pendidikan Anak Usia Dini Parenting Early Childhood Education Dp, Terza Travelancya; Indriyani, Syndi; Muthiah, Maryam Izzul; Firdaus, Jannatul; Wildan, Arifatul; Ansa, Siti; Mutmainna, Mutmainna; Qomariyah, Wiwin Indah; Hasan, Saiful
Innovative: Journal Of Social Science Research Vol. 3 No. 6 (2023): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

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Pemuda saat ini adalah pemuda masa depan yang akan menjadi ujung tombak keberlangsungan serta kemajuan sebuah bangsa.Untuk menuju sebuah negara maju,adidaya,serta tingkat kesejahteraan yang tinggi,perlu adanya pendampingan serta peningkatan dari berbagai sektor,salah satunya dalam dunia Pendidikan.Untuk pendampingan dalam dunia Pendidikan haruslah di mulai sejak usia dini,sebab pada usia itulah generasi dan keberlangsungan serta masa depan bangsa mulai di bangun.Anak usia dini yang merupakan masa di mana anak itu mulai dari lahir hingga usia enam tahun,merupakan masa strategis.Masa strategis yang di maksud adalah masa dimana anak usia dini mampu berkembang secara optimal baik dalam kemampuan fisiologis,kognitif,bahasa,sosial,emosional serta spiritual.

Sosialisasi Pentingnya Pendidikan di Desa Sembalun Bumbung Firdaus, Jannatul; Fahrurrozi, M.; Kherurrzikin, Moh.; Rofiqi, Nur Basit; Hasan, M. Zaini; Rohmatullah; Muhalisah; Aini, Nazaratul; Ula, Hidayatul; Susilawati, Ratna; Ihtiar, Muhamad
Al-Madani: Jurnal Pengabdian Pada MAsyarakat Vol 2 No 1 (2023): JUNI: Al-Madani (Jurnal Pengabdian Pada Masyarakat)
Publisher : Institut Agama Islam Hamzanwadi NW Pancor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37216/al-madani.v2i1.957

Pendidikan disemuakalangan merupakan hal wajib untuk dilaksanakan, dalam hal ini Pendidikan di pedesaan terpencil jauh dari akses perkotaan manjadi tantangan dalam menjalankan sebuah Pendidikan. Antusias anak pedesaan ingin belajar dan manejadi pintar masih sangatlah rendah disebabkan oleh factor fasilitas sarana dan ekonomi, maka dari itu kami dalam PKM ini melakukan sosialisasi memberikan bahwa Pendidikan itu beragam macam dan caranya tidak mesti harus dating kesekolah pakai seragam dan sepatu. Penyadaran masyarakat desa sembalun bumbung yang mayotitas Petani sedikit demi sedikit memberi respon dan anak-anak mereka mau belajar ditempat belajar darurat yang kami sediakan yakni sekolah alam, disamping itu juga tidak terlepas dari dukungan tokoh masyarakat setempat.

Perbandingan Konsep Riba dan Bunga Bank Menurut Quraish Shihab Dan Mutawalli As-Sya’rowi Serta Relevansinya Terhadap Perbankan Indonesia Awan, Edi; Mubarok, Imam Anas; Saniatin, Any; Firdaus, Jannatul; Arifah, Hertin Khalifatun Nisa; Fauziyah, Hanifah
Al Yasini : Jurnal Keislaman, Sosial, hukum dan Pendidikan Vol 10 No 2 (2025)
Publisher : Konsorsium Dosen Sekolah Tinggi Agama Islam (STAI) Al-Yasini Pasuruan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55102/alyasini.v10i2.6581

Banks exist as the economic powerhouse of mankind humanity. Problems have arisen regarding the banking system, which has narrowed down to interest, thus becoming a controversial topic of discussion. This causes differences of opinion among scholars such as Quraish shihab and Mutawalli as-sya'rowi. This difference of opinion regarding the status of interest can affect public interest in conducting transactions with banks. Objective This study aims to determine the comparison of the concepts of usury and bank interest according to Quraish shihab and Mutawalli as-sya'rowi. according to Quraish shihab and Mutawalli as-sya'rowi and its relevance to Indonesian banking. Indonesian banking. The research method used is qualitative method with literature study. Based on the results of the research, the law of interest according to Quraish Shihab is not something haram. Shihab is not something that is haram, considering that the current interest does not contain elements of persecution and oppression. contain elements of persecution and oppression between human beings. The method Quraish's method of legal istinbath takes four main steps, namely looking at the asbab nuzul of the verse, looking for keywords, quoting the opinions of previous scholars, and contextualizing and comparing them. and contextualizing and comparing usury with bank interest practices that occur today. that occurs at this time. The method of istinbâth ahkam used by Mutawalli as-sya'rowi in determining the status of interest is the Qur'an. Mutawalli as-sya'rowi's thinking that the practice of usury is forbidden in Islam because it is not in accordance with the purpose of the law of a contract and transactions with usury practices only provide comfort to one party only. only provides comfort to one party only. Keywords: Riba, Mutawalli As-Sya'rowi, Quraish Shihab, Indonesian Banking

The Consumption Behavior of K-Pop Fans from the Perspective of Maslahah Awan, Edi; Khalida, Nur Diana; Firdaus, Jannatul; Saniatin, Any; Najiatun, Najiatun; Fauziyah, Hanifah
Juwara: Jurnal Wawasan dan Aksara Vol. 5 No. 1 (2025)
Publisher : Yayasan Pendidikan dan Pengembangan Harapan Ananda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58740/juwara.v5i1.432

This study examines the consumption behavior of K-Pop fans from the perspective of maslahah in Islamic economics. The main problem raised is the imbalance between the fulfillment of needs and desires, and how it is relevant to the concept of welfare according to Islamic law. The purpose of this study is to analyze whether the consumption behavior of K-Pop fans reflects the principles of maslahah which emphasize the balance between worldly satisfaction and the blessings of the hereafter. This study uses a descriptive-analytical approach with qualitative methods. Data were collected through observation and interviews with a number of K-Pop fans in the author's environment as research samples. The results of the study indicate that consumption that is oriented solely to the fulfillment of desires tends to be inconsistent with the principles of maslahah, because it ignores the spiritual aspects and social responsibility in Islam. The implications of this finding emphasize the importance of awareness of Islamic values in forming consumption behavior that is not only materially satisfying, but also has worship value and supports the achievement of true welfare.

The Tendency of People to Choose Gold Investment Over Investment in the Capital Market From the Perspective of Islamic Financial Management Najiatun, Najiatun; Khalida, Nur Diana; Firdaus, Jannatul; Hidayat, Nurul
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 3 (2025): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i3.596

Investment in Islam is not solely focused on the extent of material profits to be gained through economic activities; rather, the concept of investment in Islam is driven by certain dominant factors. Gold investment is the most popular investment among the public. The author used a qualitative research method with descriptive analysis in this study. Qualitative research involves collecting data in a natural setting with the aim of interpreting the phenomena that occur. The results of this study are as follows: First, investing in gold is very easy and carries minimal risk. Second, the price of gold investments consistently increases over time, which is what attracts public interest. Third, gold investment can be done by anyone without requiring specialized knowledge.

The Tendency of People to Choose Gold Investment Over Investment in the Capital Market From the Perspective of Islamic Financial Management Najiatun, Najiatun; Khalida, Nur Diana; Firdaus, Jannatul; Hidayat, Nurul
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 3 (2025): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i3.596

Investment in Islam is not solely focused on the extent of material profits to be gained through economic activities; rather, the concept of investment in Islam is driven by certain dominant factors. Gold investment is the most popular investment among the public. The author used a qualitative research method with descriptive analysis in this study. Qualitative research involves collecting data in a natural setting with the aim of interpreting the phenomena that occur. The results of this study are as follows: First, investing in gold is very easy and carries minimal risk. Second, the price of gold investments consistently increases over time, which is what attracts public interest. Third, gold investment can be done by anyone without requiring specialized knowledge.

Analysis of Digital Marketing Utilization: Prospects for Implementing Artificial Intelligence-Based Chatbots in Madura Snack Micro, Small, and Medium Enterprises (MSMEs) Firdaus, Jannatul; Arifah, Hertin Khalifatun Nisa; Noviantari, Tantri
Journal of Economics and Management Scienties Volume 8 No. 1, December 2025 (Accepted)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/jems.v8i1.240

The use of digital technology, particularly AI (Artificial Intelligence)-based chatbots, has great potential to improve efficiency and customer experience for Micro, Small, and Medium Enterprises (MSMEs). However, the implementation of this technology in MSMEs, especially in Madura specialty snack MSMEs, still faces various challenges. This study uses a qualitative approach with case studies to analyze the use of digital marketing with the prospect of implementing AI-based chatbots in Madura specialty snack MSMEs. Data was collected through interviews, observations, and documentation, then analyzed using NVivo 15 software. The results of the analysis show that although chatbots are already in use, their use is still considered limited by certain parties. The main benefits felt are work efficiency and quick responses. However, there are several major obstacles that hinder optimization, such as the limited understanding of MSME players, technical issues related to accuracy and language, as well as concerns about costs and resistance to change due to fear of losing personal interaction. Nevertheless, expectations for chatbot development vary, with business owners focusing on system integration, while consumers and employees expect product recommendation features. This study concludes that to optimize the use of this technology, continuous education and the availability of affordable chatbot solutions are needed.

Implementation of Congregational-Based Financing through Qardul Hasan Contracts in Microbusiness Development: Case Study at BMT NU Branch in Sumenep City Fauziyah, Hanifah; Khalida, Nur Diana; Firdaus, Jannatul; Najiatun, Najiatun
Economic Reviews Journal Vol. 4 No. 3 (2025): Economic Reviews Journal
Publisher : Masyarakat Ekonomi Syariah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56709/mrj.v4i3.910

The article titled, "Implementation of Congregational-Based Financing through Qardul Hasan Contracts in Microbusiness Development (A Case Study of Baitul Maal Wa Tamwil NU Sumenep City Branch)," is a qualitative research study aimed at answering questions about the implementation of LASISMA financing through Qardul Hasan contracts and how this financing contributes to the development of microbusinesses of Baitul Maal Wa Tamwil NU Sumenep City Branch. This research utilizes a qualitative approach with a descriptive method. Data collection was carried out through observation and interviews with respondents who are staff members of Baitul Maal Wa Tamwil NU Branch in Sumenep City and LASISMA financing members in Marengan Village. All types of financing at Baitul Maal Wa Tamwil NU Branch in Sumenep City are Sharia-compliant, including LASISMA (Congregational-Based Services) financing through Qardul Hasan contracts. BMT NU Branch in Sumenep City plays a role in supporting the independence of microbusinesses by providing capital assistance to microbusiness operators. In addition to capital support, BMT NU Branch in Sumenep City also offers guidance known as Basic Education (DIKDAS) to equip financing members with the necessary knowledge to develop their businesses. The sources successfully expanded their product offerings, which also increased their incomes. The results of this study indicate that the LASISMA program implementation at Baitul Maal Wa Tamwil NU Branch in Sumenep City is Sharia-compliant. Baitul Maal Wa Tamwil NU implements the LASISMA program with requirements that adhere to the principles and laws of Qardul Hasan financing. BMT NU contributes to the development of businesses in Sumenep City by providing capital assistance and business development guidance, enabling LASISMA program participants to increase their sales turnover.

Kebijakan Moneter dan Strategi Penanggulangan Kemiskinan dalam Kepemimpinan Umar bin Khattab Hidayat, Nurul; Khalida, Nur Diana; Firdaus, Jannatul; Najiatun, Najiatun; Awan, Edi; Khas, As’adi; Arif, Hertin Khalifatun Nisa; Fauziyah, Hanifah
JIOSE: Journal of Indonesian Sharia Economics Vol 4 No 2 (2025): September 2025
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35878/jiose.v4i2.1788

The leadership of Umar ibn al-Khattab is undeniable as a statesman capable of formulating new regulations and revising those established during the time of the Prophet Muhammad and Abu Bakr. During his rule, poverty was significantly reduced through the application of sound economic principles. This study employs a library research method and descriptive analysis using books, journals, and papers related to the economic policies of Umar ibn al-Khattab. The research discusses monetary policies and poverty alleviation strategies during his reign. The monetary policy included the establishment of currency as an effort to stabilize the economy, while poverty alleviation strategies were carried out through strengthening the independence of the baitul mal (public treasury) and utilizing land to increase state revenue. The persistent issue of poverty, which remains difficult to overcome in modern economic systems, had already been a serious concern during Umar ibn al-Khattab’s leadership. The findings of this study indicate that the economic policies of his era remain relevant as references for addressing poverty through resource management and transparent, productive public financial governance.

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