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All Journal El-kahfi : Journal of Islamic economics Ngabari: Jurnal Studi Islam dan Sosial Jurnal Ekonomi, Manajemen, Akuntansi KREATIF: Jurnal Pengabdian Masyarakat Nusantara
Eka Nur Rofik
Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung
Religion Humanities Economics, Econometrics & Finance Education Engineering Health Professions Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Kronologi Bahasa Arab Semitik Perspektif Historis Rofik, Eka Nur
Ngabari: Jurnal Studi Islam dan Sosial Vol 14 No 1 (2021)
Publisher : Institut Agama Islam Riyadlatul Mujahidin (IAIRM) Ngabar Ponorogo, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51772/njsis.v14i1.66

Abstract

Arabic comes from the Semitic language family. it has a higher position than other Semitic languages ​​because it is not extinct even though it is thousands of years old. Arabic is one of the most widely spoken languages ​​today. Users are not only Muslims but also non-Muslims. Semitic is a language family associated with one of the sons of the Prophet Noah a.s. namely Sam son of Noah. In the narration, it is stated that Noah had three children, namely Sam (Semitic), Yafit (Aramiyah), and Ham (Hamiyah). Languages ​​belonging to the Semitic language family experience slow development. Some languages, such as Akkadian, have even become extinct. and other languages, although not extinct but the speakers are no longer a big nation. This language is only spoken by a small number of people, like Aramaic. Only Arabic, the only Semitic language, has survived thousands of years. Arabic users continue to grow even today. The final conclusion of this paper is that Arabic represents other Semitic languages, both in terms of their origin and in terms of their privilege.
TRANSAKSI YANG DIHARAMKAN DALAM ISLAM Rofik, Eka Nur
Ngabari: Jurnal Studi Islam dan Sosial Vol 13 No 1 (2020)
Publisher : Institut Agama Islam Riyadlatul Mujahidin (IAIRM) Ngabar Ponorogo, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51772/njsis.v13i1.48

Abstract

Conceptually, this paper discusses the reasons for the prohibited transaction in Islam. Through a literature review, the writer found the reasons for the prohibition of a transaction in Islam, among others: 1) haram li dzatihi, such as buying and selling pork, buying and selling alcoholic drinks, buying and selling carcasses and other illicit goods. 2) Haram li ghairihi, that are included in those categories: first, violates the an taraa din minkum principles, such as fraud. Second, violates the laa thadhlimuun wa laa tudhlamuun principles, such as gharar, hoarding of merchandise, manipulate requests riba, gambling, and the practice of bribery. Third, transactions that the contracts incomplete. Fourth, brokers, simsar, and speculation.
Persepsi Nasabah Mengenai Kesesuaian Praktek Bisnis Perbankan Syariah Terhadap Syariat Islam Eka Nur Rofik
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 5: Juli 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i5.5616

Abstract

Munculnya industri perbankan syariah di Indonesia yang berlandaskan sistem bebas bunga atau bagi hasil telah dapat menjawab keraguan umat muslim pada umumnya. Akan tetapi dalam pelaksanaanya produk jasa untuk peminjam yang ditawarkan perbankan syariah merupakan salah satu produk yang banyak diperbincangkan kehalalannya oleh masyarakat. Penelitian ini digunakan untuk mengetahui penerapan kesesuaian produk yang ditawarkan perbankan syariah terhadap ajaran agama Islam. Penelitian ini menggunakan metode deskriptif kualitatif. Berdasarkan hasil penelitian persepsi nasabah mengenai kesesuaian praktik perbankan syariah terhadap syariat Islam yang ada di Makassar, sudah sesuai syariat Islam. Perbankan syariah menggunakan nisbah (bagi hasil) yang disepakati kedua belah pihak sebelumnya. Sumber pendanaan yang diperoleh PT. Bank Muamalat, Tbk terbagi menjadi 3 bagian, pertama dari modal sendiri, kedua bersumber dari lembaga keuangan bank dan non bank, dan ketiga yang bersumber dari masyarakat halal.
Project-Based Sukuk (PBS) for Educational Infrastructure: Auction Mechanism and Procurement Governance at UIN Sayyid Ali Rahmatullah Nur Rofik, Eka; Isno, Isno
El-kahfi | Jurnal Ekonomi Islam Vol 6 No 02 (2025): Islamics Economics
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v6i02.601

Abstract

This study examines the governance of infrastructure development funded by State Sharia Securities (SBSN) at UIN Sayyid Ali Rahmatullah Tulungagung through Project-Based Sukuk (PBS). Using a qualitative case study approach, data were collected through interviews, field observations, and documentation analysis involving key stakeholders such as PPK, procurement officials, SPI, and project supervisors from the Ministry of Religious Affairs. The results indicate that SBSN financing strengthens transparency, accountability, and sharia compliance through digital procurement (LPSE), multilevel supervision, and asset-based financing using ijarah contracts. Infrastructure financed by PBS has significantly improved educational services, digital facilities, and institutional competitiveness, while also demonstrating social resilience during the COVID-19 pandemic. However, challenges persist in administrative complexity, centralized procurement, and capacity readiness, which may influence efficiency in project implementation. This research highlights that PBS is not only a financing instrument but also an accountability-driven governance model that aligns with Islamic public finance principles to support sustainable development in higher education.
Pendampingan Literasi Keuangan dalam Pengambilan Keputusan Investasi pada Pekerja Migran Indonesia di Yunani Dede Nurohman; Eka Nur Rofik; Agus Eko Sujianto; Diana Lutfiana Ulfa; Ahmad Khudhory; Samsul Huda
KREATIF: Jurnal Pengabdian Masyarakat Nusantara Vol. 5 No. 4 (2025): Jurnal Pengabdian Masyarakat Nusantara
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/kreatif.v5i4.8500

Abstract

The investment problem that often arises in society is the rampant fraud with unrealistic profit promises. This condition causes financial and psychological losses for the community, especially vulnerable groups such as migrant workers. As part of the responsibility of universities in carrying out community service, financial literacy assistance activities are carried out to improve the understanding and skills of Indonesian migrant workers in Greece. The methods used were in the form of pre-test and post-test to measure the level of knowledge, attitude, and behavior of participants before and after mentoring. The results of the activity showed a significant increase in aspects of knowledge, skills, beliefs, as well as attitudes and behaviors related to financial management. Participants feel real benefits in the form of better ability to recognize investment risks, prepare financial planning, and avoid harmful investment practices. This positive impact emphasizes the importance of financial literacy as a provision for migrant workers in facing economic challenges abroad. Therefore, financial literacy assistance activities are expected to be carried out in a sustainable manner, so that migrant workers have stronger financial resilience, are able to manage income wisely, and avoid misleading investment practices.
Co-Authors Agus Eko Sujianto Ahmad Khudhory Dede Nurohman Diana Lutfiana Ulfa Isno Isno, Isno Samsul Huda