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Integrating Human Capital Development with Financial Inclusion: Evidence from Remote Regions of Indonesia Rizka Cintya Edwar; Yuni Riskita Mangopo
Journal of International Conference Proceedings Vol 8, No 3 (2025): 2025 UICEB Papua Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v8i3.4191

Abstract

Human capital development plays an essential role in promoting inclusive and sustainable economic systems, particularly in the digital era where competitiveness is increasingly driven by knowledge, skills, and innovation. Nevertheless, remote communities often face challenges such as limited access to education, financial services, and entrepreneurial opportunities, which restrict their integration into broader economic structures. This study examines the relationship between human capital development and financial inclusion, highlighting the mediating influence of the entrepreneurial mindset. The research targeted Papuan students at Universitas Cenderawasih who had completed entrepreneurship courses and gained hands-on learning experiences through activities such as entrepreneurship bazaars. Out of a total population of 220 students, 142 participants were chosen based on Slovin’s sampling formula. A quantitative approach was applied, collecting data through structured questionnaires and analyzing them with SmartPLS to explore both direct and indirect effects. The findings indicate that human capital development substantially enhances financial inclusion, while entrepreneurial mindset strengthens this relationship by acting as a mediator. These results highlight the critical need to integrate human capital development with financial inclusion initiatives to empower academic communities in remote areas. Moreover, the study provides practical recommendations for policymakers, educators, and financial institutions to formulate inclusive strategies tailored for emerging economies. Keywords: Human Capital Development; Financial Inclusion; Entrepreneurial Mindset; Remote Regions; Sustainable Development.
Sosialisai Kesadaran Terkait Ketertiban Masyarakat di Pulau Soop Akmal Ridwan; Rizka Cintya Edwar; Digor Mufti; Munifa; Indra Eka Wardana Toii
Abdimas: Papua Journal of Community Service Vol. 7 No. 1 (2025): Januari
Publisher : Lembaga Pengembangan dan Pengabdian Masyarakat Universitas Muhammadiyah Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33506/pjcs.v7i1.4009

Abstract

Kegiatan kuliah kerja nyata (KKN) Di laksanakan pada Hari selasa 6 agustus 2024 bertempat di smp negeri 9 kota sorong kelurahan soop. Metode yang di gunakan dalam kegiatan ini adalah sosialisasi kesadaran ketertiban masyarakat pulau soop. Kesadaran yang di harapkan dapat melahirkan kertiban umum demi menjaga keamanan dan kenyamanan dalam lingkungan masyarakat itu sendiri,ini juga dapat di artikan sebagai prinsip dasar untuk menjaga kehidupan berdampingan yang damai. Sebab kita ketahui bersama akhir-akhir ini tindak kejahatan cukup marak terjadi, maka lewat sosialisasi ini kami berharap ada perubahan sosial di masyarakat kelurahan soop terkait ketertiban dalam bermasyarakat.
HUMAN CAPITAL DEVELOPMENT MODEL BASED ON THE BLUE ECONOMY FOR THE SUSTAINABILITY OF MILKFISH AQUACULTURE BUSINESSES IN HOLTEKAMP Yasir Attamimi; Rizka Cintya Edwar; Lisa Gresti Sella Damanik
Eksis: Jurnal Riset Ekonomi dan Bisnis Vol 21 No 1 (2026): April (2026) - September (2026)
Publisher : Institut Teknologi dan Bisnis PGRI Dewantara Jombang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26533/eksis.v21i1.1673

Abstract

Introduction: This study aims to develop a blue economy-based human capital model to support the sustainability of fisheries businesses in Holtekamp Village, Jayapura City. It addresses the need for an integrative framework that links human capital development with blue economy principles to strengthen the long-term resilience and competitiveness of community-based fisheries. Methods: A qualitative case study approach was employed to explore the dynamics of community-based capacity development among fisheries business actors. Data were collected through in-depth interviews, field observations, and documentation involving four key informants, comprising three milkfish farmers with different levels of experience (senior, intermediate, and junior) and one fisheries product collector. Data were analyzed using an interactive approach involving data reduction, data display, conclusion drawing, and thematic analysis. Results: Human capital develops through intergenerational knowledge transfer, experiential learning, and adaptation to technological and environmental changes. Blue economy principles are reflected in efficient resource utilization, sustainable pond management, and the integration of economic productivity with ecological sustainability. Discussion: The study proposes an integrative human capital development model that combines experiential learning, institutional strengthening, technological adaptation, and blue economy principles. The findings suggest that fisheries business sustainability is shaped by the interaction of individual competencies, community institutions, and ecological processes. Although derived from a specific qualitative context, the model provides a robust conceptual foundation for future empirical validation across different fisheries communities and socio-economic settings.