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All Journal FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Jurnal Penelitian Ekonomi Akuntansi (JENSI) Malik Al-Shalih
Lia Safrina
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Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Praktik Bagi Hasil Maw’ah Blang di Desa Alue Keurinyai dalam Perspektif Islam Badriah; Zulfiani; Husni; Khairil Fata; Munawar Rizki Jailani; Lia Safrina
Jurnal Penelitian Ekonomi Akuntansi Vol 8 No 2 (2024)
Publisher : Program Studi Akuntansi Fakultas Ekonomi Universitas Samudra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33059/jensi.v8i2.10635

Abstract

This study aims to see how the practice of profit-sharing maw'ah blang in the agricultural sector in Alue Keurinyai village is from an Islamic perspective. This study is a qualitative study with a field study approach. Data collection was carried out through interviews and documentation. The results of the study showed that: 1) in carrying out the practice of maw'ah blang, the contract was carried out verbally, and the most frequently used cooperation system is muzara'ah, which is a collaboration between landowners and cultivators where the seeds come from the landowner with a profit sharing agreement according to mutual agreement. The profit-sharing system is carried out in two ways—first, 1/3:2/3 with 1/3 for the cultivator and 2/3 for the landowner. Second, 50%:50% using after getting the harvest, it is reduced by the initial capital, after getting the net results, it is divided 50%:50%. 2) If seen from the practices carried out by the Alue Keurinyai village community in general, it is by the theory of muzara'ah and mukhabarah discussed in the books of fiqh, while the method of profit sharing that they practice is in two forms. The first form is by the theory of muzara'ah or mukhabarah, while the second form is not in accordance, because profit sharing is carried out after deducting the initial capital, so that if the harvest does not meet the target, one of the parties will be harmed. This research is limited to the land maw'ah and in the village of Alue Keurinyai. Subsequent researchers can conduct it on other assets and in different places.
MENINGKATKAN POTENSI BISNIS PETERNAKAN MELALUI PELATIHAN PEMBUATAN GARAM MINERAL BLOK (GMB) PADA PETERNAK SAPI DI GAMPONG JEULIKAT PROVINSI ACEH Ikhsanunddin; Muslina; Asra; Asmah Savitri; Lia Safrina
Malik Al-Shalih : Jurnal Pengabdian Masyarakat Vol. 1 No. 2 (2022): Malik Al-Shalih: Jurnal Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/malikalshalih.v1i1.663

Abstract

The cattle farming business in Jeulikat is still done traditionally and the average farmers do not have special understanding and skills in the field of animal husbandry, they only rely on habits that have been passed down from generation to generation both in providing food and in medicine. The purpose of this training is to train cattle breeders in responding to the symptoms of mineral deficiency shown by livestock by making Block Mineral Salts. The activity approach was participatory training to accommodate various responses from the community so that farmers can practice directly according to the instructions given in the training. The results that were shown from the community's response, in addition to farmers being very enthusiastic and participating actively, they were also expect similar activities such as training in making catle feed so that the livestock business can be developed on a large scale.
MARKET SHARE DETERMINAN OF ISLAMIC COMMERCIAL BANKS Lia Safrina; Uswatun Hasanah; Hartanti Dewi; Vita Arum Sari
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 8 No 1 (2025): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/finansia.v8i1.10150

Abstract

The growth of the market share value of Islamic banks from 2018 to 2023 has fluctuated but tends to increase, even reaching a market share value of 7.44% in 2023. This achievement has not yet met the market share target set by Bank Indonesia since 2015, which is 15%. This research aims to analyze the influence of BOPO, NPF, and FDR on Share. This study uses secondary data obtained from the official website of the OJK and the official websites of each Islamic Commercial Bank in the form of quarterly financial statements from 2021 to 2023 from 11 Islamic commercial banks. The data analysis model used in this research is the Panel Data Regression model. The results of the simultaneous test show that the variables BOPO, NPF, and FDR have a positive and significant effect on market share. Partially, the BOPO and NPF variables do not have an effect on market share, while the FDR variable has a positive and significant effect on market share.
Utilization Of E-Commerce To Increase Sales At Galeri Kopi Indonesia,Takengon Lia Safrina; Dewi, Hartanti Dewi; Uswatun Hasanah; Badriah; Zulfikar
Malik Al-Shalih : Jurnal Pengabdian Masyarakat Vol. 4 No. 1 (2025): Malik Al-Shalih: Jurnal Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/malikal-shalih.v4i1.6043

Abstract

The development of technology, communication and computers encourages the growth of the community's economy that develops businesses online. The development of communication devices that make everyone who has a smartphone connected to the internet media makes it easier for prospective buyers to find the desired goods through their communication devices. So this online business is a very promising opportunity to be developed. The implementation of community service aims to apply e-commerce to the sale of coffee products. In the application of e-commerce to coffee products, it is necessary to provide insight to business actors to maintain product quality because it is related to buyer trust, providing complete and fast information, openness to E-Commerce information for Optimizing Product Marketing in the Digital Era for coffee shops Coffee Gallery in Takengon.
Co-Authors Asmah Savitri Asra Badriah Dewi, Hartanti Dewi Hartanti Dewi Husni Ikhsanunddin Khairil Fata Munawar Rizki Jailani Muslina USWATUN HASANAH Vita Arum Sari Zulfiani Zulfikar