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Comparative Analysis of Sharia Business Management in Various Industrial Sectors Khaidir, Widya; Nurisman, Husain; Guilin, Xie; Jiao, Deng
Sharia Oikonomia Law Journal Vol. 2 No. 2 (2024)
Publisher : Yayasan Pendidikan Islam Daarut Thufulah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/solj.v2i2.1156

In the midst of increasing interest and growth in sharia-based industries in various sectors, research on sharia business management is becoming increasingly important. Indonesia sees great potential in sharia economics as a substitute for an ethical and sustainable economic system. The main objective of this research is to find out how sharia management principles are applied in various industries and to find different and similar ways. IThis study was conducted using qualitative methods and comparative case studies. Data was collected through in-depth interviews with managers and executives in retail, food and beverage, banking and tourism businesses. In addition, secondary data was obtained from academic publications, industry publications, and company annual reports.. The research results show that the application of sharia business management in various industries varies. The level of compliance of the sharia banking sector with sharia principles is very high, especially in terms of financial transactions and banking products. The food and beverage and retail sectors place more emphasis on halal aspects in the supply chain and products sold, while sharia tourism places more emphasis on service and experience aspects that are in line with Islamic values. This study found that sharia business management has many applications, depending on the characteristics and needs of each industry.

Blockchain and its Potential in Strengthening Islamic Economic Law Mufadhol, Mufadhol; Khaidir, Widya; Jie, Lie; Jixiong, Cai
Sharia Oikonomia Law Journal Vol. 2 No. 3 (2024)
Publisher : Yayasan Pendidikan Islam Daarut Thufulah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/solj.v2i3.1158

Various aspects of life, including economics and law, have been greatly influenced by advances in information technology. Blockchain is one of the most popular technological innovations today. The technology known as blockchain allows digital transactions to be recorded securely and transparently without the use of intermediaries. This research examines the potential for using blockchain technology to strengthen Islamic economic law. Specifically, this research seeks to find out how blockchain features can support sharia principles such as transparency, fairness and honesty in economic transactions. Apart from that, this research also examines the challenges and opportunities of implementing blockchain technology in a human-based economic system. This study uses qualitative methodology and literature study. The data used in this research was obtained from various secondary sources, such as books, research reports, scientific journals, and articles related to the topic of blockchain and Islamic economic law. The research results show that blockchain has several characteristics that can support Islamic economic law. The main components of transaction records, such as transparency and immutability, can ensure that all transactions are carried out honestly and in accordance with sharia principles. In addition, blockchain technology allows automatic transactions that comply with Islamic law, such as mudharabah contracts and buying and selling. However, this research found several problems. This research finds that blockchain can help implement Islamic economic law by increasing honesty, transparency and fairness in transactions. This technology can help ensure that sharia rules are applied consistently in various forms of economic transactions. However, to fully exploit this potential, governments, academics and practitioners must work together to address existing problems.

Strengthening Resilience through Risk Management in Islamic Microfinance Institutions: A Case Study of BPRS in Riau Adiyes Putra; Khaidir, Widya; Nurnasrina; Siti Aisyah
Journal of Finance and Islamic Banking Vol. 8 No. 1 (2025)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jfib.v8i1.11799

Purpose: This study aims to examine the implementation and effectiveness of risk management in Islamic Rural Banks (BPRS) in Riau Province, particularly in strengthening the resilience of sharia-compliant financing amidst growing financial uncertainties. Method: Using a qualitative case study approach, this research investigates two BPRS—Berkah Dana Fadhlillah and Hasanah—in both rural and urban contexts. Data were collected through interviews, observations, and document analysis involving practitioners, regulators, and academics. Results: The findings reveal that BPRS in Riau have implemented risk management systems in accordance with POJK No. 23/2019. Key strategies include policy formulation, development of risk-aware organizational culture, human resource enhancement, and financing segmentation—shifting from micro to consumer segments (e.g., murābaḥah). This strategic shift significantly reduced the Non-Performing Financing (NPF) rate. Implication: The research underscores the need for periodic updates in risk management strategies and enhanced professional capacity to maintain financing sustainability. Originality: This study contributes to the literature by integrating the concepts of organizational resilience and Islamic value frameworks in analyzing risk management practices at regional Islamic microfinance institutions.

PROFESSIONAL ZAKAT IN PEKANBARU CITY : AN ANALYSIS OF PUBLIC PERCEPTIONS TOWARD THE BAZNAS PROGRAM Muyasaroh, Nurul; Khaidir, Widya; Muda, Iskandar; Soemitra, Andri; Yusrizal
Jurnal Tabarru': Islamic Banking and Finance Vol. 8 No. 2 (2025): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2025.vol8(2).25826

Penelitian ini bertujuan untuk mengetahui persepsi masyarakat terhadap zakat profesi di Badan Amil Zakat Nasional (BAZNAS) Kota Pekanbaru serta faktor-faktor yang mendukung dan menghambatnya. Metode penelitian yang digunakan adalah pendekatan deskriptif kuantitatif dengan teknik pengumpulan data melalui observasi, wawancara, dan dokumentasi terhadap masyarakat muslim di Kota Pekanbaru. Hasil penelitian menunjukkan bahwa sebagian masyarakat masih memiliki pemahaman yang rendah mengenai kewajiban zakat profesi, disebabkan oleh kurangnya sosialisasi dari BAZNAS dan minimnya pemahaman tentang cara perhitungan zakat profesi. Namun demikian, terdapat peningkatan kesadaran masyarakat terhadap pentingnya menunaikan zakat profesi seiring dengan meningkatnya peran BAZNAS dalam edukasi dan pengelolaan zakat yang lebih profesional. Disarankan agar BAZNAS meningkatkan kegiatan sosialisasi, edukasi, dan transparansi dalam pengelolaan zakat profesi guna memperkuat kepercayaan dan partisipasi masyarakat.

PROFESSIONAL ZAKAT IN PEKANBARU CITY : AN ANALYSIS OF PUBLIC PERCEPTIONS TOWARD THE BAZNAS PROGRAM Muyasaroh, Nurul; Khaidir, Widya; Muda, Iskandar; Soemitra, Andri; Yusrizal
Jurnal Tabarru': Islamic Banking and Finance Vol. 8 No. 2 (2025): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2025.vol8(2).25826

Penelitian ini bertujuan untuk mengetahui persepsi masyarakat terhadap zakat profesi di Badan Amil Zakat Nasional (BAZNAS) Kota Pekanbaru serta faktor-faktor yang mendukung dan menghambatnya. Metode penelitian yang digunakan adalah pendekatan deskriptif kuantitatif dengan teknik pengumpulan data melalui observasi, wawancara, dan dokumentasi terhadap masyarakat muslim di Kota Pekanbaru. Hasil penelitian menunjukkan bahwa sebagian masyarakat masih memiliki pemahaman yang rendah mengenai kewajiban zakat profesi, disebabkan oleh kurangnya sosialisasi dari BAZNAS dan minimnya pemahaman tentang cara perhitungan zakat profesi. Namun demikian, terdapat peningkatan kesadaran masyarakat terhadap pentingnya menunaikan zakat profesi seiring dengan meningkatnya peran BAZNAS dalam edukasi dan pengelolaan zakat yang lebih profesional. Disarankan agar BAZNAS meningkatkan kegiatan sosialisasi, edukasi, dan transparansi dalam pengelolaan zakat profesi guna memperkuat kepercayaan dan partisipasi masyarakat.

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