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PENGELOLA KEUANGAN UMKM DI MASYARAKAT PESISIR: KUNCI PENINGKATAN MODAL MELALUI PENDANAAN EKSTERNAL Eleonora Rumengan, Angelina; R. A. Widyanti Diah Lestari; Prasetiasari, Christiani; Nuraini, Lia; Susanti, Susanti; Pratama, Yudi
Jurnal Pendekar Nusantara Vol. 3 No. 1 (2025): OKTOBER 2025
Publisher : LPPM-Universitas Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37776/pend.v3i1.2029

Abstract

UMKM di wilayah pesisir memiliki potensi produk unggulan namun masih menghadapi kendala dalam pengelolaan usaha secara konvensional. Digitalisasi pengelolaan keuangan, seperti penggunaan aplikasi akuntansi, menjadi solusi dalam mengatasi hambatan tersebut. Melalui pencatatan keuangan yang sistematis, pengelolaan modal dan hutang yang efisien, serta akses pasar yang lebih luas melalui teknologi, UMKM pesisir dapat meningkatkan produktivitas dan daya saing. Kegiatan pengabdian ini melibatkan pelatihan dan pendampigan penggunaan aplikasi akuntansi, dari proses pengunduhan, pengisian data, hingga penyusunan laporan keuangan. Hasil menunjukkan peningkatan literasi keuangan dan adopsi digital di kalangan pelaku UMKM pesisir. Digitalisasi keuangan menjadi kunci dalam meningkatkan akses pendanaan dan memperkuat ketahanan ekonomi masyarakat pesisir.
THE INFLUENCE OF EDUCATION, TRAINING AND COMPETENCE ON PERFORMANCE THROUGH WORK MOTIVATION IN VILLAGE DEVICES SEBINTAN DISTRICT Mawarni, Mawarni; Eleonora Rumengan, Angelina; Indrayani, Indrayani; Khaddafi, Muammar
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 3 No. 1 (2023): January
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v3i1.487

Abstract

Education, training and competence of employees are needed to deal with changes that occur such as changes in technology, changes in work methods in village development. The purpose of this study was to analyze the influence of education, training and competency on performance through work motivation in Village Officials throughout Bintan Regency, totaling 324 Village Officials. The population in this study amounted to 179 Village Officials in Bintan Regency. In this study, the sampling technique used was nonprobability sampling with the technique taken, namely saturated sampling (census). The research method uses an associative method with a quantitative approach to the analysis of Partial Least Square (PLS) analysis techniques with the SmartPLS program. The results of the research variable on education have a positive and significant effect on work motivation and performance. Training has a positive and significant effect on work motivation. Training has no significant effect on performance. Competence has a positive and significant effect on work motivation, while competence has no significant effect on performance and work motivation has a positive and significant effect on performance. The indirect test of work motivation is an intervening variable between education, training and competency on performance. while competence has no significant effect on performance and work motivation has a positive and significant effect on performance. The indirect test of work motivation is an intervening variable between education, training and competency on performance. while competence has no significant effect on performance and work motivation has a positive and significant effect on performance. The indirect test of work motivation is an intervening variable between education, training and competency on performance.