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All Journal Syi'ar Iqtishadi Journal of Indonesian Sharia Economics SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Al-Urwatul Wutsqo: Jurnal Ilmu Keislaman Dan Pendidikan
Syam, Surya Darma
Universitas Serang Raya
Religion Humanities Economics, Econometrics & Finance Education Social Sciences Other

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Analisis Implementasi Metode Hilah Dalam Ushul Fikih Ekonomi Pada Aktivitas Akad Jual Beli Sanda di Kabupaten Serang Banten (Studi: Kampung Kejaban Kepandean Ciruas Serang Banten) Syam, Surya Darma; Nursaman, Nursaman
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 8, No 2 (2024)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v8i2.28172

Abstract

Rasulullah SAW, forbade conditional buying and selling. However, in Kepandean Village, Ciruas Subdistrict, Serang Regency, Banten, there was a sale and purchase which was carried out using conditions agreed upon by both parties called the Sanda sale and purchase. This study aims to describe and analyze the implementation of the hilah method in Buying and Selling Sanda in Kepandean Village, Ciruas District, Serang Regency, Banten. The method used is descriptive with qualitative data. Data collection techniques using library research and interviews. With a community law approach (law in society approach) and a conceptual approach (conceptual approach). The discussion material in this paper includes hilah, buying and selling and sanda contracts. The results of this study can be concluded that in the implementation of the hilah method in the Sale and Purchase of Sanda in Kepandean Village, Ciruas District, Serang Banten Regency, namely the seller comes directly to people who are considered to have more assets and are able to buy land or other valuable items offered in the form of an agreement, on condition that -conditions set based on 'urf (custom). Quoting Max Weber's theory of practical rationality, which views that all human activities in this world are always associated with pragmatism and egotism, this practice can be understood, namely that both parties want convenience and practicality. Then there is a party in power (superior) taking action against the weak.
Transformasi Strategi Marketing Syariah dalam Pengembangan Bisnis Perbankan Syariah Modern Nursaman, Nursaman; Syam, Surya Darma
JIOSE: Journal of Indonesian Sharia Economics Vol 4 No 2 (2025): September 2025
Publisher : Fakultas Syariah dan Ekonomi Islam Institut Pesantren Mathali'ul Falah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35878/jiose.v4i2.1808

Abstract

The background of this research stems from the need of Islamic banking to develop marketing strategies that are not only profit-oriented but also consistently uphold compliance with Sharia principles. This study employs a library research method with a qualitative approach, while data were collected through digital documentation from various related literatures. The findings indicate that Sharia marketing management in banking requires concrete analyses and steps, including goal setting, identification of characteristics, determination of concepts and foundations, understanding of the environment, strategy formulation, market segmentation, pricing strategies, promotional strategies, and efforts to enhance customer satisfaction in accordance with Sharia principles. The transformation of Sharia marketing strategies in Islamic banking in the modern era demands synergy between human resource competencies, accurate market segmentation, product innovation, and the utilization of digital technology based on Sharia principles. These strategies are not only oriented toward increasing profitability but also emphasize public benefit, sustainability, and social justice as the embodiment of maqāṣid al-sharīʿah. The findings affirm the importance of integrating Sharia values and digitalization into marketing management practices to strengthen the competitiveness and sustainability of Islamic banking in the modern era.
Perlakuan Regenerasi Pohon dalam Jual Beli: Perspektif Ekonomi Syariah dan Implikasi Keadilan Ekonomi Maskanah, Siti; Syam, Surya Darma; Anshori, Irfan
SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Vol 7 No 4 (2025): SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah
Publisher : STEI Kanjeng Sepuh Gresik Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59636/saujana.v7i4.359

Abstract

Penelitian ini bertujuan untuk menganalisis permudaan pohon dalam konteks jual beli dari perspektif ekonomi Islam dengan fokus pada implikasi ekonomi dan keadilan yang timbul dari ketidakpastian hak atas permudaan pohon. Penelitian ini menggunakan pendekatan kualitatif teoritis dengan mengkaji literatur dari ekonomi Islam, fikih klasik tentang hak atas permudaan pohon, dan membandingkan praktik jual beli di Indonesia dengan prinsip-prinsip ekonomi Islam. Hasil penelitian ini menunjukkan bahwa regenerasi pohon harus dianggap sebagai bagian integral dari transaksi jual beli, ketentuannya ada kesepakatan eksplisit antara kedua belah pihak. Tanpa ketentuan kontraktual yang jelas mengenai hak untuk regenerasi dan pembagian hasilnya, potensi ketidakadilan dapat muncul untuk kedua belah pihak. Praktik jual beli pohon lokal di Indonesia sering mengabaikan aspek regenerasi pohon, yang mengarah pada ketidakpastian hukum dan potensi sengketa. Menekankan pentingnya formulasi kontrak yang jelas untuk mengatur hak untuk regenerasi pohon dalam transaksi jual beli, untuk memastikan keadilan dan keseimbangan ekonomi bagi kedua belah pihak.
Analysis of The Influence of Zakat on Economic Growth in Five Districts/Cities of Banten Province Nursaman, Nursaman; Syam, Surya Darma
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 9, No 2 (2025)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v9i2.35742

Abstract

ABSTRACT: The purpose of this study is to analyze the influence of zakat on economic growth in five districts/cities in Banten Province in 2017-2021. The research method used in this article is a descriptive verification method with a quantitative quantitative approach. This research can also be verified, which means that it will be tested using analytical tools to prove the relationship between variables in the study and in the form of proof (accepted or rejected) through statistical calculations. The results of the study are based on path analysis with SmartPLS application statistics version 4.0. concludes that there is a positive and significant direct influence of the zakat acquisition variable (X) on the economic growth variable (Y). This can show the results of data processing that the T-Statistic is 10,762 (> 1,674) and the P value is 0.000 (< 0.05). The result can be concluded that the Ha hypothesis is accepted and Ho is rejected. This means that there is a direct positive and significant influence on the level of zakat collection on economic growth. Recommendation: to increase the acquisition of zakat, policy makers (government) to make a law on the collection of zakat for citizens who are obliged to zakat, as done by the Prophet PBUH and his followers as state fiscals.
Implementasi Maqasid Syari’Ah Dalam Perencanaan Keuangan Syariah Untuk Meningkatkan Kesejahteraan Finansial Berkelanjutan Syam, Surya Darma; Maskanah, Siti; Anam, Khaerul; Sahroni, Sahroni
al-Urwatul Wutsqo : Jurnal Ilmu Keislaman dan Pendidikan Vol 7 No 1 (2026): Al-Urwatul Wutsqa: Jurnal Ilmu Keislaman dan Pendidikan
Publisher : Sekolah Tinggi Agama Islam (STAI) Al Hidayah Tasikmalaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62285/alurwatulwutsqo.v7i1.356

Abstract

Abstract This study analyzes the implementation of maqasid al-shariah within the domain of Islamic financial planning and its contribution to enhancing sustainable financial well-being. Maqasid al-shariah, as the overarching objectives underlying the establishment of Islamic law, encompass five fundamental dimensions: the preservation of religion (hifzh al-din), life (hifzh al-nafs), intellect (hifzh al-‘aql), lineage (hifzh al-nasl), and wealth (hifzh al-mal). In the financial context, the aspect of hifzh al-mal constitutes the principal foundation that must be safeguarded through financial planning grounded in sharia principles, including the avoidance of riba (usury), gharar (uncertainty), and maisir (gambling), as well as the application of Islamic social finance instruments such as zakat, infaq, sadaqah, and waqf. A descriptive qualitative method employing a literature review approach is utilized to map the understanding and practical implementation of these maqasid. The findings indicate that financial planning integrated with maqasid al-shariah encourages Muslims to manage their finances responsibly, adopt a long-term orientation, and consider social as well as spiritual dimensions. This integration generates positive impacts on both individual and societal welfare in accordance with the principles of justice and sustainability. Therefore, the implementation of maqasid al-shariah in financial planning plays a strategic role in fostering sustainable financial well-being that brings prosperity in both worldly life and the hereafter.
Co-Authors Irfan Anshori Khaerul Anam Maskanah, Siti Nursaman, Nursaman Nursaman, Nursaman Sahroni, Sahroni