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Factors That Affect the Value of Non-Financial Companies in Indonesia Saputro, Dio Bimo; Afaqa Hudaya; Hermajiwandini, Chandra Murti Dewi Widowati
Journal of Financial and Behavioural Accounting Vol. 4 No. 2 (2024):
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/jfba.v4i2.11384.2024

Abstract

Abstract The purpose of this study is to examine the variables that affect business value. These elements consist of company size, leverage, profitability, liquidity, and dividend policy as a moderating variable. Non-financial enterprises that were listed on the Indonesia Stock Exchange between 2021 and 2023 make up the research's population. Purposive sampling was used to choose the sample, and 102 businesses satisfied the requirements. Multiple regression analysis is used in the study to process the data. The results show that business value is highly impacted by profitability, liquidity, profitability, and leverage, all of which are regulated by dividend policy. On the other hand, firm value is not significantly impacted by liquidity, leverage, firm size, dividend policy, or firm size moderated by dividend policy.
Efektivitas klinik literasi ekonomi terhadap peningkatan literasi keuangan dan kesiapan digital UMKM: studi kasus Kota Tangerang Selatan Pradana, Hasta Dwi; Hermajiwandini, Chandra Murti Dewi Widowati; Lestari, Dwi Ayu; Saputro, Dio Bimo; Hudaya, Afaqa
SELAPARANG: Jurnal Pengabdian Masyarakat Berkemajuan Vol 9, No 4 (2025): Juli
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jpmb.v9i4.31727

Abstract

Abstrak Program pelatihan "Klinik Literasi Ekonomi dan Peran UMKM dalam Perekonomian Indonesia" bertujuan untuk meningkatkan literasi keuangan dan kesiapan digital pelaku UMKM di Kota Tangerang Selatan. Metode yang digunakan berupa diskusi interaktif dan studi kasus berbasis kebutuhan lapangan. Evaluasi melalui pre-test dan post-test terhadap 26 peserta menunjukkan peningkatan signifikan, dengan rata-rata nilai meningkat dari 68,87 menjadi 82,93 (p-value = 0,000). Hasil ini mengindikasikan keberhasilan pendekatan berbasis studi kasus dalam memperkuat pemahaman peserta. Program ini dapat direplikasi sebagai model pemberdayaan UMKM berbasis kolaborasi antara akademisi, pemerintah, dan lembaga keuangan. Kata kunci: UMKM; literasi ekonomi; digitalisasi; klinik ekonomi; Tangerang Selatan Abstract The training program titled “Economic Literacy Clinic and the Role of MSMEs in Indonesia’s Economy” aims to enhance the financial literacy and digital readiness of MSME actors in South Tangerang City. The methods employed included interactive discussions and case studies tailored to field needs. An evaluation involving pre-test and post-test assessments of 26 participants showed a significant improvement, with the average score increasing from 68.87 to 82.93 (p-value = 0.000). These results indicate the success of the case-based approach in strengthening participants’ understanding. This program can be replicated as a model for MSME empowerment through collaboration between academia, government, and financial institutions. Keywords: MSMEs; economic literacy; digitalization; economic clinic; South Tangerang
Financial Inclusion Based on Fintech Lending (Peer to Peer Lending) in Indonesia Pradana, Hasta Dwi; Hermajiwandini, Chandra Murti Dewi Widowati; Rahmawati, Dwi
Amkop Management Accounting Review (AMAR) Vol. 5 No. 1 (2025): January - June
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v5i1.2617

Abstract

This study aims to analyze the effect of fintech lending on the level of financial inclusion in Indonesia, considering the moderating roles of financial literacy and the Information and Communication Technology Development Index (IPTI). The research applies a mixed methods approach using a convergent parallel design. Quantitative analysis was conducted using panel regression data from 34 provinces in Indonesia for the period 2019-2022, while qualitative data were obtained through in-depth interviews with fintech lending users in two cities. The findings reveal that fintech lending significantly improves financial inclusion. However, financial literacy has a negative moderating effect on the relationship, suggesting that increased literacy may lead to more selective behavior in adopting fintech services. These findings highlight the importance of incorporating financial literacy and ICT infrastructure considerations into fintech policies to optimize its role in expanding financial inclusion.