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Analysis of Comparative Fiqh: Conventional Bank Versus Islamic Bank Lutfiyah, Lutfiyah; Nazih, Nazih Sadatul Kahfi; Fatmawati, Nilal Muna; Hakim, Muhammad Abdul Rahman; Fanani, Muhyar
Ulumuddin: Jurnal Ilmu-ilmu Keislaman Vol 14 No 2 (2024): Ulumuddin: Jurnal Ilmu-Ilmu Keislaman
Publisher : Universitas Cokroaminoto Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47200/ulumuddin.v14i2.2600

Abstract

What happens in the community about the concept of bank interest and profit sharing there are different perspectives. Bank interest is often regarded as usury in Islam, as it is contrary to Sharia principles. In contrast, the profit-sharing system in Islamic banks is seen as fairer because it is in accordance with Islamic teachings. Understanding the difference between conventional bank interest and the mudharabah system in fiqh law is very important in the context of justice in Islam. So, the focus of this research is the analysis of the interest system in conventional banks and profit sharing in Islamic banks in the perspective of fiqh law. The method used is library research, as it has reviewed from several reading materials articles and books. The results of this study indicate that the majority of scholars consider bank interest as usury, which is prohibited in Islam, because it causes injustice and economic exploitation. Meanwhile, mudharabah is considered in accordance with Sharia principles because it fulfills the concepts of justice, transparency, and partnership in sharing risks and profits.
Kesehatan Mental Perspektif Abu Zaid Al-Balkhi dan Implikasinya terhadap Pendidikan Karakter di Era Digital Hakim, Muhammad Abdul Rahman; Nasirudin, Nasirudin; Lutfiyah, Lutfiyah
PAKAR Pendidikan Vol 24 No 1 (2026): Published in January 2026
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/pakar.v24i1.869

Abstract

Mental health is the cornerstone of developing a well-rounded and high-quality character, especially in the digital age, which is marked by social media pressure, instant gratification expectations, and identity crises. This study aims to analyze the thoughts of Sheikh Abu Zaid al-Balkhi in his book Maṣāliḥ al-Abdān wa al-Anfus (The Well-being of the Body and Soul) and to examine its implications for character education in the digital age. This study employs a descriptive qualitative approach based on library research, with content and discourse analysis of primary texts and contextual data. The findings reveal that al-Balkhi divides mental health into preventive and curative functions, grounded in the balance between physical aspects (al-abdān), spiritual aspects (al-anfus), rationality, and spirituality. The implications of these findings in humanistic-oriented education encourage the development of empathetic, resilient, and reflective character, as indicated by Maslow's basic needs such as safety, love, self-esteem, and self-actualization. Meanwhile, in a holistic approach, al-Balkhi's thinking aligns with Miller's emphasis on integrative character education, encompassing cognitive, affective, psychomotor, and spiritual aspects, thereby producing intellectually and emotionally balanced character. Indicators include emotional management skills, moral stability, healthy social relationships, and spiritual reflection. The conclusion of this study affirms that al-Balkhi's ideas are highly relevant as a foundation for character education in the digital age, blending classical Islamic approaches and modern psychological theories within a humanistic, holistic educational framework.