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Understanding Islamic Banking among Street Vendors (Study on The Street Vendors in Kajen Square, Pekalongan Regency) ADELLA, DESY
Sahmiyya: Jurnal Ekonomi dan Bisnis Vol 3, No 2 November 2024
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

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Abstract

This study aims to determine the level of understanding of street vendors in Kajen Square, Pekalongan Regency towards Islamic banks. Islamic banks operate based on Islamic principles that prohibit usury and implement a profit-sharing system, which is theoretically more in line with the beliefs of the majority of Muslims. However, at the level of small business actors such as street vendors, understanding of these concepts still varies. This study used a qualitative approach with an interview method to collect data from a number of street vendors operating in the area. The results showed that the majority of vendors have a limited understanding of Islamic banking, although some showed interest in using Islamic banking services if more information and support were available. This study concludes that there is a need for more intensive education and a more effective socialization approach from Islamic banks to increase the understanding and participation of street vendors in the Islamic banking system.
The Role of Sharia Cooperatives in Batik Industry Development: A Case Study in the Batik Industry Sector of Pekalongan Regency Adella, Desy; Istiqomah, Nur; Mufidah, Muthmainnatun; Lutfiyana, Eka; Ahmadi, Muhtar Ali; Parniati
Velocity: Journal of Sharia Finance and Banking Vol 4 No 2 (2024): November 2024
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/velocity.v4i2.9122

Abstract

This research aims to analyze the role of sharia cooperatives in the economic development of the batik industry in Pekalongan Regency, an area known as the center of the batik industry in Indonesia. Using a qualitative approach through a case study method, this research focuses on the aspects of sharia-based financing, entrepreneurship training, and market network strengthening. The results show that sharia cooperatives have a significant contribution in improving the productivity, competitiveness and sustainability of batik businesses. Islamic cooperatives provide access to usury-free financing, support sharia-based financial education, and assist businesses in preparing financial reports in accordance with accounting principles. However, Islamic cooperatives face various challenges, including limited human resources, access to capital, and a lack of public understanding of the principles of Islamic economics. This study emphasizes the importance of strategic support from the government and other stakeholders to strengthen the role of Islamic cooperatives in supporting inclusive and sustainable economic growth.
Strategi Adaptasi Usaha Batik Pekalongan di Tengah Gempuran Produk Fast Fashion Adella, Desy; Tamamudin; Ayatullah Sadali
KENDALI: Economics and Social Humanities Vol. 3 No. 3 (2025): KENDALI: Economics and Social Sciences Humanities.
Publisher : ASIAN PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58738/kendali.v3i3.699

Abstract

Penelitian ini bertujuan untuk mengkaji strategi adaptasi yang dilakukan oleh pelaku usaha mikro, kecil, dan menengah (UMKM) batik di Pekalongan dalam menghadapi serangan industri fast fashion. Melalui pendekatan kualitatif deskriptif, data dikumpulkan melalui wawancara mendalam dengan beberapa pemilik usaha batik tradisional. Hasil penelitian menunjukkan bahwa pelaku UMKM menghadapi tantangan dalam persaingan harga, tren pasar yang berubah dengan cepat, dan rendahnya literasi digital. Strategi adaptasi meliputi diversifikasi produk, inovasi desain, pemanfaatan media sosial, dan kolaborasi dengan mitra bisnis. Meskipun menghadapi keterbatasan, pelaku usaha tetap berkomitmen untuk mempertahankan nilai budaya batik. Studi ini menyimpulkan bahwa sinergi antara pelaku usaha, pemerintah, dan masyarakat diperlukan untuk menciptakan ekosistem industri batik yang berkelanjutan secara ekonomi dan budaya.
Islamic Philanthropy In Indonesia: A Bibliographic Analysis of Its Regulation and Practice Adinugraha, Hendri Hermawan; Shultoni, Muhammad; Adella, Desy; Al-Kasyaf, Muhammad Zheeva
PROFJES: Profetik Jurnal Ekonomi Syariah Vol 4, No 1 (2025)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/profjes.v4i1.14706

Abstract

This research analyzes the role of Islamic philanthropy in Indonesia through a bibliographic approach, examining its contributions, trends, and challenges. A literature review collected data from scholarly sources such as journals, books, and research reports, focusing on publications from the last 5–10 years to ensure relevance. Findings show that Islamic philanthropy—zakat, infaq, sadaqah, and waqf (ZISWAF)—is crucial in poverty alleviation and community empowerment. Research trends indicate a surge in publications after 2015, particularly during the COVID-19 crisis (2020–2021), highlighting ZISWAF’s role in emergencies. Key challenges include low public literacy in waqf, technological barriers, and a lack of transparency in fund management. This study recommends digitalization, improved fund management, and stronger collaboration between the government and private sector to enhance impact. The novelty of this research lies in its bibliographic approach, which identifies research trends and gaps. By addressing existing challenges, Islamic philanthropy can play a more significant role in sustainable development in Indonesia.Keywords: Islamic philanthropy, regulation, bibliographic analysis, and Indonesia.